PayPal finally in South Africa?   
PayPal is the world’s biggest e-commerce enable, used by millions of businesses and individuals worldwide to send and receive funds easily via the web. Due to restrictions by South Africa's Reserve Bank, PayPal has not been allowed to operate in South Africa without a banking licence or without joining forces with a local bank. South...
          Banking and healthcare robots for SEQ? City leaders on tech tour   

The introduction of robots, autonomous vehicles and improved cyber security in south-east Queensland will be discussed by city leaders during a three-day international venture. On Sunday, representatives from seven councils will head to Singapore on a three-day mission to explore the country's smart technology and find out if and how it could work in south-east Queensland.


          (بدون عنوان)   


Energizer Holdings Inc (ENR) Stake Raised by Bank of America Corp DE
The Cerbat Gem
Energizer Holdings logo Bank of America Corp DE increased its stake in shares of Energizer Holdings Inc (NYSE:ENR) by 28.2% during the first quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The fund ...

and more »

          NZ dollar rises vs greenback; further gains may be curtailed   
Article – BusinessDesk June 30 (BusinessDesk) – The New Zealand dollar rose against a broadly weaker US dollar but may struggle to make further gains in the face of central bankers who are sounding more hawkish than the Reserve Bank.NZ dollar rises vs greenback; further gains may be curtailed by hawkish central bankers By Rebecca […]
          'Patutlah duit gaji selalu habis, rupanya main betina' - 3 tahun ditipu suami   
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Hati isteri mana yang tidak terkilan bila mendapat tahu suami yang dipercayainya selama ini telah mengkhianati perhubungan mereka. Setiap bulan si suami memberi alasan gajinya habis diberikan kepada keluarganya yang hidup susah di kampung, rupa-rupanya dihabiskan untuk perempuan simpanannya.

Si isteri yang sedar akan kecurangan suaminya tidak menghalang lelaki itu untuk berkahwin lagi, namun meminta dia dilepaskan terlebih dahulu. Sungguh si suami tidak bersyukur. Sedangkan ketika dia susah, isterinya itulah yang membantu dia sehingga hidup senang. Bila dah hidup senang, si suami ambil kesempatan berlaku curang.

SALAM ADMIN

Hati isteri mana yang tidak terkilan bila mendapat tahu suami yang dipercayainya selama ini telah mengkhianati perhubungan mereka. Setiap bulan si suami memberi alasan gajinya habis diberikan kepada keluarganya yang hidup susah di kampung, rupa-rupanya dihabiskan untuk perempuan simpanannya.

Si isteri yang sedar akan kecurangan suaminya tidak menghalang lelaki itu untuk berkahwin lagi, namun meminta dia dilepaskan terlebih dahulu. Sungguh si suami tidak bersyukur. Sedangkan ketika dia susah, isterinya itulah yang membantu dia sehingga hidup senang. Bila dah hidup senang, si suami ambil kesempatan berlaku curang.

SALAM ADMIN

Hari ini saya nak kongsi dengan wanita di luar sana. Jadi wanita harus kuat, jangan terus diperbodohkan. Sudah tiga tahun saya berkahwin dan dikurniakan dua orang anak. Sepanjang tiga tahun itu suami curang terhadap saya, pergunakan saya dan memperbodohkan saya. 

Untuk suami, terima kasih. Kau mengajar aku mengenal manusia. Kau ajar aku yang mana benar, yang mana dusta. Kat-kata kau kahwin aku cuma satu dusta. Mulut kau penuh dosa dan begitu juga dengna seluruh anggota badanmu.

Untuk jari yang telah kau patahkan, untuk hati yang telah kau remukkan, untuk harta dan duit yang telah kau curi, untuk segala sakit yang kau berikan, untuk segala caci dan maki, tidak pernah dapat aku maafkan. Biar Allah SWT lebih mengetahuinya. 

Untuk Zaza perosak rumah tangga, jadilah perempuan bermaruah. Waktu dulu ya, suami aku tipu kau cakap dia bujang. Tetapi sekarang hakikatnya bila kau dah tahu, kau yang terhegeh-hegeh mencari suami aku. Kau terhegeh-hegeh mengadai maruah. 

Sebab sayang? Kenapa dia ajak kau kahwin tetapi kau tak nak? Sebab kau pun cuma minta duit, kan? Aku bagi pun dia kahwin dengan kau, tak pernah aku halang. Dari terus bermaksiat.  Tetapi lepaskan aku dengan cara baik sebab aku tak nak bermadu dengan wanita tarafnya seperti kau. 

Keluarga saya menerima dia tanpa sebarang hantaran. Ikhlas berharap anak diberi sepenuh kasih sayang. Tanpa apa yang diberikan? Kecurangan, keseorangan, penipuan, patah mematah. 

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Saya sudah letih berkahwin dengan suami kaki penipu. Dah tak terdaya nak memperbetulkan keadaan kerana jika benar, harus ada usaha dari dua pihak. Tetapi bila ada syaitan mengoda (perempuan tak tahu malu), memang kelautlah jawabnya. Lebih baik hidup sendiri dari bertemankan air mata. Bersuami tetapi seringkali bersendirian. 

Ketika saya kahwin, suami saya tiada apa-apa. Saya bantu dia untuk bangkit bersama-sama. Saya beri kenderaan memudahkan dia pergi bekerja. Di saat dia memerlukan duit, saya berikan. Tetapi hakikatnya dia buat saya seperti bank dengan alasan nak duit minyak, duit makan.

Rupa-rupanya main betina. Betina pun cuma minta duit. Ya betul, suami cakap pada mulanya kau perempuan bayaran. Sekarang terbukti, kau minta duit, kau bagi badan. I am pity a bitch like you. Menagih kasih perosak rumah tangga orang. 

Untuk pengetahuan, duit gaji suami seringkali habis dengan alasan diberi kepada keluarga (keluarga suami susah). Saya tidak pernah marah tetapi apa yang membuatkan saya kecewa ialah, selepas saya korbankan tetapi saya dapat cuma penipuan dan layanan seperti hamba. 

Doakan semoga perjalanan saya lebih sempurna bersama anak-anak. Saya tidak mahu hidup dalam kemaksiatan suami dan perempuan yang tidak tahu malu itu. Saya bagi suami kahwin, cuma saya tidak mahu bermadu. Saya minta diceraikan dengan cara baik.

Setiap kali itu cakap dia kahwin cuma satu? Tetapi melayan isterinya seperti hamba. Saya memang dah tak ada hati buat suami. Cuma selama ini bertahan untuk anak-anak. Tetapi hari demi hari saya rasa tiada guna. Dia bukannya ada masa untuk anak-anak. Saya lebih selesa untuk hidup sendiri. 

Untuk wanita yang dianiaya, jangan terus biarkan diri anda dianiaya oleh suami. Kalau sayang, tiada curang. Kalau nak berubah, sudah lama berbuat demikian. Tiga tahun saya dianiaya, sudah cukuplah. Saya letih dan saya juga mahu hidup gembira.

          Three Injured in Washington DUI Auto Accident   
Three people were injured in a Washington auto accident after their van went off the roadway and slid down an embankment. According to King5 News, the single car accident occurred in the 17000 block of State Route 900 in Renton. Washington State Patrol officials said the 2003 Ford Econoline van veered off the roadway and […]
          Saber-rattling: Naval drills, sanctions & weapon sales revive US tensions with China   
Preview The US and Australian navies kicked off their biggest-ever joint amphibious drills, described as a message to friends and foes alike, as Washington sanctioned two Chinese businessmen and a bank over North Korea and announced a sale of weapons to Taiwan.
Read Full Article at RT.com
          Deutsche Bank refuses Democrats' demand to give up Trump’s financial details   
Preview Germany's biggest bank has rejected a request by US House Democrats to provide details of President Donald Trump's finances. Deutsche Bank is citing privacy laws.
Read Full Article at RT.com
          Episode 79: interview with Toby Norman, cofounder & CEO of simprints   
Simprints is a nonprofit tech company from the University of Cambridge that is building an affordable, secure, rugged, open-source fingerprint system that works in the world’s toughest settings. According to the World Bank, an estimated 1.1 billion people, the majority of them living in Asia and Africa, struggle to access basic services and rights due...
          Qatar confirms currency stability, guarantees all exchange transactions   
Preview Qatar’s Central Bank (QCB) said on Friday it would guarantee all exchange transactions for customers inside and outside the country without delay, dismissing media reports that some exchange companies have stopped buying the riyal.
Read Full Article at RT.com
          US sanctions Chinese bank, plans to sell $1.4bn worth of arms to Taiwan   
Preview The Trump administration plans to sell Taiwan just over $1.4 billion in weapons, while China's ambassador to the US has reportedly said the deal goes against the "spirit" of talks between President Donald Trump and Chinese President Xi Jinping.
Read Full Article at RT.com
          Banking Accountant - Armonea - Mechelen   
Je beschikt minstens over een diploma Hoger secundair onderwijs binnen Accountancy. Armonea is de grootste onafhankelijke aanbieder van seniorenzorg in België...
Van Armonea - Sun, 25 Jun 2017 10:47:02 GMT - Toon alle vacatures in Mechelen
          Accountant / Bookkeeper (Temp to hire role) - Pinnacle Recruitment Services - Bakersfield, CA   
Duties and Responsibilities * Receives all invoices; records and writes checks for account payable. * Post payroll and other non-check bank withdrawals to
From Pinnacle Recruitment Services - Tue, 27 Jun 2017 20:59:11 GMT - View all Bakersfield, CA jobs
          Mengapa Yahudi?   

Mengapa Yahudi Terlalu Berkuasa?

Oleh : Dr Farrukh Saleem
Semakan Oleh : Mohd Taha Hassan

There are only 14 million Jews in the world; seven million in the Americas , five million in Asia, two million in Europe and 100,000 in Africa . For every single Jew in the world there are 100 Muslims. Yet, Jews are more than a hundred times more powerful than all the Muslims put together. Ever wondered why?

Hanya ada 14 juta Yahudi di muka bumi ini; tujuh juta di Amerika, lima juta di Asia, dua juta di Eropah dan 100,000 di Afrika. Bagi setiap orang Yahudi ada 100 orang Muslim (1:100). Namun, jika dicampuri semua sekali, Yahudi lebih 100 kali berkuasa daripada orang Islam. Mengapa ini berlaku?

Jesus of Nazareth was Jewish. Albert Einstein, the most influential scientist of all time and TIME magazine's 'Person of the Century', was a Jew. Sigmund Freud -- id, ego, superego -- the father of psychoanalysis was a Jew. So were Paul Samuelson and Milton Friedman.

Nabi Isa (Jesus of Nazareth) ialah Yahudi. Albert Einstein, saintis zaman moden paling terkemuka dan disebut oleh majalah Time sebagai 'Manusia Abad ini' ialah seorang Yahudi; Sigmund Freud - melalui teori id, ego dan super-ego ialah bapa psikoanalisis, juga seorang Yahudi; begitu juga Karl Marx, Paul Samuelson dan Milton Friedman.

Here are a few other Jews whose intellectual output has enriched the whole humanity: Benjamin Rubin gave humanity the vaccinating needle. Jonas Salk developed the first polio vaccine. Alert Sabin developed the improved live polio vaccine. Gertrude Elion gave us a leukaemia fighting drug. Baruch Blumberg developed the vaccination for Hepatitis B. Paul Ehrlich discovered a treatment for syphilis (a sexually transmitted disease). Elie Metchnikoff won a Nobel Prize in infectious diseases.

Selain mereka banyak lagi orang Yahudi yang hasil kebijaksanaan mereka berupaya menghasilkan keperluan untuk kita semua: Benjamin Rubin memperkenalkan jarum suntikan pelalian. Johas Salk mereka vaksin polio yang pertama. Gertrude Elion mencipta ubat melawan leukemia. Baruch Blumberg mencipta vaksin Hepatitis B. Paul Ehrlich menemukan rawatan untuk siflis. Elie Metchnikoff menang Hadiah Nobel untuk penyakit berjangkit.

Bernard Katz won a Nobel Prize in neuromuscular transmission. Andrew Schally won a Nobel in endocrinology (disorders of the endocrine system; diabetes, hyperthyroidism). Aaron Beck founded Cognitive Therapy (psychotherapy to treat mental disorders, depression and phobias). Gregory Pincus developed the first oral contraceptive pill. George Wald won a Nobel for furthering our understanding of the human eye. Stanley Cohen won a Nobel in embryology (study of embryos and their development). Willem Kolff came up with the kidney dialysis machine.

Bernard Katz menang Hadiah Nobel kerana kajian mengenai transmisi neuromuskular. Andrew Schally penerima Nobel dalam kajian endokrinologi (berkaitan sistem endokrin dan kencing manis). Aaron Beck menemui terapi kognitif (rawatan mental, kesugulan dan fobia). Gregory Pincus membangunkan pil perancang keluarga yang pertama. George Wald menang Nobel bagi kajian mata manusia, Standley Cohen dianugerahi Hadiah Nobel dalam kajian embriologi (kajian janin dan perkembangannya). Willem Kolff mencipta mesin dialisis (mencuci) buah pinggang.

Over the past 105 years, 14 million Jews have won 15-dozen Nobel Prizes while only three Nobel Prizes have been won by 1.4 billion Muslims (other than Peace Prizes).

Sejak 105 tahun, 14 juta Yahudi menang 15 dozen Hadiah Nobel, sementara tiga dimenangi oleh 1.4 bilion umat Islam.

Why are Jews so powerful? Stanley Mezor invented the first micro-processing chip. Leo Szilard developed the first nuclear chain reactor. Peter Schultz, optical fibre cable; Charles Adler, traffic lights; Benno Strauss, Stainless steel; Isador Kisee, sound movies; Emile Berliner, telephone microphone and Charles Ginsburg, videotape recorder.

Mengapa Yahudi Terlalu Berkuasa? Stanley Mezor mencipta mikrocip pertama. Leo Szilards membangunkan reaktor rangkaian nuklear pertama; Peter Schultz (kabel gentian optik); Charles Adler (lampu isyarat); Benno Strauss (besi tahan karat - stainless steel); Isador Kisee (sistem suara di pawagam); Emile Berliner (mikrofon untuk telefon) dan Charles Ginsburg (alat pita rakaman).

Famous financiers in the business world who belong to Jewish faith include Ralph Lauren (Polo), Levis Strauss (Levi's Jeans), Howard Schultz (Starbuck's), Sergey Brin (Google), Michael Dell (Dell Computers), Larry Ellison (Oracle), Donna Karan (DKNY), Irv Robbins (Baskins & Robbins) and Bill Rosenberg (Dunkin Donuts).

Saudagar jenama terkaya dunia juga dikuasai Yahudi iaitu Ralph Lauren (Polo), Levis Strauss (Levi's Jeans), Howard Schultz (Starbuck's), Sergey Brin (Google), Michael Dell (Dell Computers), Larry Ellison (Oracle), Donna Karan (DKNY), Irv Robbins (Baskin & Robbins) dan Bill Rossenberg (Dunkin Donuts).

Richard Levin, President of Yale University, is a Jew. So are Henry Kissinger (American secretary of state), Alan Greenspan (fed chairman under Reagan, Bush, Clinton and Bush), Joseph Lieberman, Maxim Litvinov (USSR foreign Minister), David Marshal (Singapore's first chief minister), Issac Isaacs (governor-general of Australia), Benjamin Disraeli (British statesman and author), Yevgeny Primakov (Russian PM), Barry Gold water, Jorge Sampaio (president of Portugal), John Deutsch (CIA director), Herb Gray (Canadian deputy PM), Pierre Mendes (French PM), Michael Howard (British home secretary) and Robert Rubin (American secretary of treasury).

Richard Levin, presiden universiti tersohor Yale Universiti ialah seorang Yahudi. Henry Kissinger, Joseph Lieberman dan Madeleine Albright (bekas-bekas Setiausaha Negara AS); Alan Greenspan (bekas pengerusi Rizab Persekutuan AS di bawah Reagan, Bush, Clinton dan Bush); Maxim Litvinov (bekas Menteri Luar Soviet Union); David Marshal (bekas Ketua Menteri pertama Singapura); Isaac Isaacs (bekas Gabenor Jeneral Australia); Benjamin Disraeli (negarawan dan penulis Britian); Yevgeny Primkov (bekas Perdana Menteri Rusia dan bekas jeneral KGB); Jorge Sampaio (bekas Presiden Portugal); Herb Gray (bekas Timbalan Perdana Menteri Kanada); Pierre Mendes (Perdana Menteri ke-143 Perancis); Michael Howard (bekas Setiausaha Negara British); Bruno Kreisky (bekas Canselor Austria) dan Robert Rubin (bekas Setiausaha Perbendaharaan AS).

In the media, famous Jews include Wolf Blitzer ( CNN ), Barbara Walters (ABC News), Eugene Meyer ( Washington Post ), Henry Grunwald (editor-in-chief Time), Katherine Graham (publisher of The Washington Post ), Joseph Lelyyeld (Executive editor, The New York Times), and Max Frankel (New York Times).

Dalam dunia media, orang Yahudi yang terkemuka ialah Wolf Blitzer (CNN); Barbara Walters (ABC News); Eugene Meyer (Washington Post); Henry Grunwald (Ketua Editor Time); Katherine Graham (penerbit The Washington Post); Joseph Lelyyeld (Editor Eksekutif, The New York Times) dan Max Frankel (The New York Times).

At the Olympics, Mark Spitz set a record of sorts by wining seven gold medals. Lenny Krayzelburg is a three-time Olympic gold medalist. Spitz, Krayzelburg and Boris Becker are all Jewish.

Di Olimpik, Mark Spitz membolot tujuh pingat emas. Lenny Krayzelburg ialah pemegang tiga kali pingat emas Olimpik. Spitz Krayzelburg dan Boris Becker adalah Yahudi.

Did you know that Harrison Ford, George Burns, Tony Curtis, Charles Bronson, Sandra Bullock, Billy Crystal, Paul Newman, Peter Sellers, Dustin Hoffman, Michael Douglas, Ben Kingsley, Kirk Douglas, Cary Grant, William Shatner, Jerry Lewis and Peter Falk are all Jewish? As a matter of fact, Hollywood itself was founded by a Jew. Among directors and producers, Steven Spielberg, Mel Brooks, Oliver Stone, Aaron Spelling (Beverly Hills 90210), Neil Simon (The Odd Couple), Andrew Vaina (Rambo 1/2/3), Michael Man (Starsky and Hutch), Milos Forman (One flew over the Cuckoo's Nest), Douglas Fairbanks (The thief of Baghdad) and Ivan Reitman (Ghostbusters) are all Jewish.

Tahukah anda bahawa pelakon pujaan Harrison Ford, George Burns, Tony Curtis, Charles Bronson, Sandra Bullock, Billy Cystal, Woody Allen, Paul Newman, Peter Sellers, Dustin Hoffman, Michael Douglas, Ben Kingsley, Kirk Douglas, Willian Shatner, Jerry Lewis dan Peter Falk semuanya Yahudi? Tambahan lagi, Hollywood sendiri diwujudkan oleh orang Yahudi. Antara pengarah dan penerbit, Steven Spielberg, Mel Brooks, Oliver Stone, Aaron Spelling (Beverly Hills 90210), Neil Simon (The Odd Couple), Andrew Vaina (Rambo 1- 2-3), Michael Man (Starsky and Hutch), Milos Forman (One Flew Over The Cuckoo's Nest), Douglas Fairbanks (The Thief Of Baghdad) and Ivan Reitman (Ghostbusters) - semuanya adalah Yahudi.

To be certain, Washington is the capital that matters and in Washington the lobby that matters is The American Israel Public Affairs Committee, or AIPAC. Washington knows that if PM Ehud Olmert were to discover that the earth is flat, AIPAC will make the 109th Congress pass a resolution congratulating Olmert on his discovery.

Washington yang merupakan ibu negara Amerika Syarikat, mempunyai satu pertubuhan lobi yang amat berkuasa. Ia dikenali sebagai Jawatankuasa Hal Ehwal Awam Amerika Israel (AIPAC) yang berupaya mempengaruhi Kongres meluluskan resolusi memuji dan 'membuat apa saja' demi Israel. Washington mengetahui bahawa jika PM Ehud Olmert sedar akan wujudnya bahawa bumi ini adalah rata, maka AIPAC akan mengadakan Kongres yang ke 109 untuk meluluskan resolusi bagi memberi ucapan tahniah pada satu pertemuan yang akan diadakan bersama Olmert.

William James Sidis, with an IQ of 250-300, is the brightest human who ever existed. Guess what faith did he belong to?

Tahukah lagi bahawa William James Sidis dengan IQ 250-300 ialah manusia tercerdik. Dia ialah Yahudi. Teka, apakah kepercayaan yang beliau miliki?

So, why are Jews so powerful? Answer: Education.

Oleh yang demikian, mengapa Yahudi terlalu berkuasa? Jawapannya: Pendidikan, pelajaran, ilmu.

Mempengaruhi

Dermawan dan penyangak mata wang, George Soros ialah Yahudi. Dia menderma AS$4 bilion untuk membantu ahli sains dan universiti serata dunia.

Walter Annenberg menderma untuk membina ratusan perpustakaan berjumlah AS$2 bilion.

Jadi, mengapa mereka ini terlalu berkuasa? Mengapa umat Islam terlalu lemah?

Dianggarkan 1,476,233,470 Muslim di atas muka bumi Allah ini. Satu bilion di Asia, 400 juta di Afrika, 44 juta di Eropah dan enam juta di Amerika. Setiap lima insan manusia ialah Muslim. Setiap seorang Hindu ada dua orang Islam, setiap seorang Buddha ada dua orang Islam dan setiap seorang Yahudi ada beratus orang Islam. Mengapa orang Islam terlalu lemah?

Ini jawapannya: Terdapat 57 negara anggota OIC dan jika dicampur semua cuma ada kira-kira 500 buah universiti; atau sebuah universiti untuk setiap tiga juta orang Islam.

AS mempunyai 5,758 universiti dan India ada 8,407. Pada 2004, Shanghai Jiao Tong Universiti membuat kajian 'Kedudukan Akademik Universiti-universiti Dunia' - dan menakjubkan - tiada satu pun universiti-negara Islam yang berada di puncak 500.

Data yang dikumpul dari UNDP, tahap celik huruf di negara maju ialah hampir 90 peratus dan 15 negara itu mempunyai 100 peratus celik huruf. Negara majoriti penduduk Islam, purata kadar celik huruf ialah sekitar 40 peratus dan tiada negara yang mempunyai 100 peratus semuanya celik huruf.

Sekitar 98 peratus penduduk di negara maju menamatkan sekurang-kurang sekolah rendah, sementara hanya 50 peratus di negara majoriti Islam. Sekitar 40 peratus penduduk di negara maju memasuki universiti, sementara hanya 2 peratus di negara majoriti Islam.

Negara-negara majoriti Islam mempunyai 230 ahli sains bagi setiap (per) sejuta penduduk. Di AS 4,000 per sejuta, Jepun 5,000 per sejuta. Di seluruh negara Arab, penyelidik sepenuh masa ialah 35,000 dan hanya 50 juruteknik per sejuta (berbanding di negara maju 1,000 juruteknik per sejuta).

Negara Islam membelanjakan 0.2 peratus daripada KDNK untuk penyelidikan dan pembangunan (R&D) sebaliknya, di negara maju membelanjakan 5 peratus daripada KDNKnya.

Kesimpulan: Dunia Islam kurang keupayaan untuk menghasilkan ilmu pengetahuan.

Akhbar harian yang dibaca oleh setiap 1,000 orang dan jumlah judul buku yang dibaca oleh setiap sejuta orang adalah dua angka tunjuk bagi menentukan sama ada ilmu pengetahuan disalurkan ke dalam masyarakat.

Di Pakistan, hanya ada 23 akhbar harian per 1,000 rakyat Pakistan sementara nisbah di Singapura ialah 360. Di UK, jumlah judul buku per juta orang ialah 2,000 sementara di Mesir ialah 20.

Kesimpulan: Dunia Islam gagal menyalurkan ilmu pengetahuan.

Yang menariknya, jumlah terkumpul KDNK tahunan 57 buah negara ahli OIC ialah di bawah AS$2 trilion. Amerika sahaja, menghasilkan barangan dan perkhidmatan bernilai AS$12 trilion, China AS$8 trilion, Jepun AS$3.8 trilion dan Jerman AS$2.4 trilion.

Pengeluar minyak yang kaya, Arab Saudi, UAE, Kuwait, Qatar secara rangkuman menghasilkan barangan dan perkhidmatan (rata-rata minyak) bernilai AS$500 bilion; Sepanyol sahaja menghasilkan barangan dan perkhidmatan bernilai lebih AS$1 trilion, Poland AS$489 bilion dan Thailand AS$545 bilion.

Jadi, mengapa orang Islam tidak berkuasa dan orang Yahudi paling berkuasa?

Jawapannya ialah: Kurangnya ilmu. Kurangnya pendidikan dan kurangnya pelajaran.

PEMENANG NOBEL YAHUDI

Daripada lingkungan 12 juta orang Yahudi, hanya 0,2 % sahaja populasi dunia. ( 2 setiap dari 1000 orang)



Literature

1910 - Paul Heyse
1927 - Henri Bergson
1958 - Boris Pasternak
1966 - Shmuel Yosef Agnon
1966 - Nelly Sachs
1976 - Saul Bellow
1978 - Isaac Bashevis Singer
1981 - Elias Canetti
1987 - Joseph Brodsky
1991 - Nadine Gordimer
2002 - Imre Kertesz
2005 - Harold Pinter

World Peace

1911 - Alfred Fried
1911 - Tobias Asser
1968 - Rene Cassin
1973 - Henry Kissinger
1978 - Menachem Begin
1986 - Elie Wiesel
1994 - Shimon Peres
1994 - Yitzhak Rabin
1995 - Joseph Rotblat

Chemistry

1905 - Adolph Von Baeyer
1906 - Henri Moissan
1910 - Otto Wallach
1915 - Richard Willstaetter
1918 - Fritz Haber
1943 - George Charles de Hevesy
1961 - Melvin Calvin
1962 - Max Ferdinand Perutz
1972 - William Howard Stein
1972 - C.B. Anfinsen
1977 - Ilya Prigogine
1979 - Herbert Charles Brown
1980 - Paul Berg
1980 - Walter Gilbert
1981 - Ronald Hoffmann
1982 - Aaron Klug
1985 - Herbert A. Hauptman
1985 - Jerome Karle
1986 - Dudley R. Herschbach
1988 - Robert Huber
1989 - Sidney Altman
1992 - Rudolph Marcus
1998 - Walter Kohn
2000 - Alan J. Heeger
2004 - Irwin Rose
2004 - Avram Hershko
2004 - Aaron Ciechanover
2006 - Roger D. Kornberg
2008 - Martin Chalfie

Economics

1970 - Paul Anthony Samuelson
1971 - Simon Kuznets
1972 - Kenneth Joseph Arrow
1973 - Wassily Leontief
1975 - Leonid Kantorovich
1976 - Milton Friedman
1978 - Herbert A. Simon
1980 - Lawrence Robert Klein
1985 - Franco Modigliani
1987 - Robert M. Solow
1990 - Harry Markowitz
1990 - Merton Miller
1992 - Gary Becker
1993 Rober Fogel
1994 - John Harsanyi
1994 - Reinhard Selten
1997 - Robert Merton
1997 - Myron Scholes
2001 - George Akerlof
2001 - Joseph Stiglitz
2002 -
Daniel Kahneman
2004 - Richard Axel
2005 - Robert J. Aumann
2006 - Andrew Z. Fire
2007 - Leonid (Leo) Hurwicz
2007 - Eric Maskin
2007 - Roger Myerson
2008 - Paul Krugman

Physiology / Medicine

1908 - Elie Metchnikoff
1908 - Paul Erlich
1914 - Robert Barany
1922 - Otto Meyerhof
1930 - Karl Landsteiner
1931 - Otto Warburg
1936 - Otto Loewi
1944 - Joseph Erlanger
1944 - Herbert Spencer Gasser
1945 - Ernst Boris Chain
1946 - Hermann Joseph Muller
1947 - Garty Cori
1950 - Tadeus Reichstein
1952 - Selman Abraham Waksman
1953 - Hans Krebs
1953 - Fritz Albert Lipmann
1958 - Joshua Lederberg
1959 - Arthur Kornberg
(father)
1964 - Konrad Bloch
1965 - Francois Jacob
1965 - Andre Lwoff
1967 - George Wald
1968 - Marshall W. Nirenberg
1969 - Salvador Luria
1970 - Julius Axelrod
1970 - Sir Bernard Katz
1972 - Gerald Maurice Edelman
1975 - David Baltimore
1975 - Howard Martin Temin
1976 - Baruch S. Blumberg
1977 - Rosalyn Sussman Yalow
1977 - Andrew V. Schally
1978 - Daniel Nathans
1980 - Baruj Benacerraf
1982 - [Sir] John Vane
1984 - Cesar Milstein
1985 - Michael Stuart Brown
1985 - Joseph L. Goldstein
1986 - Rita Levi-Montalcini
1986 - Stanley Cohen [& Rita Levi-Montalcini]
1988 - Gertrude Elion
1989 - Harold Varmus
1991 - Erwin Neher
1991 - Bert Sakmann
1992 - Edmond Fischer
1993 - Richard J. Roberts
1993 - Phillip Sharp
1994 - Alfred Gilman
1994 - Martin Rodbell
1995 - Edward B. Lewis
1997 - Stanley B. Prusiner
1998 - Robert F. Furchgott
2000 - Eric R. Kandel
2000 - Paul Greengard
2002 - Sydney Brenner
2002 - Robert H. Horvitz
2006 - Roger Kornberg
(son)
2006 - Andrew Z. Fire

Physics

1907 - Albert Abraham Michelson
1908 - Gabriel Lippmann
1921 - Albert Einstein
1922 - Niels Bohr
1925 - James Franck
1925 - Gustav Hertz
1943 - Gustav Stern
1944 - Isidor Issac Rabi
1945 - Wolfgang Pauli
1952 - Felix Bloch
1954 - Max Born
1958 - Igor Tamm
1958 - Il'ja Mikhailovich
1958 - Igor Yevgenyevich
1959 - Emilio Segre
1960 - Donald A. Glaser
1961 - Robert Hofstadter
1962 - Lev Davidovich Landau
1963 - Eugene P. Wigner
1965 - Richard Phillips Feynman
1965 - Julian Schwinger
1967 - Hans Albrecht Bethe
1969 - Murray Gell-Mann
1971 - Dennis Gabor
1972 - Leon N. Cooper
1973 - Brian David Josephson
1975 - Benjamin Mottleson
1976 - Burton Richter
1978 - Arno Allan Penzias
1978 - Peter L Kapitza
1979 - Stephen Weinberg
1979 - Sheldon Glashow
1988 - Leon Lederman
1988 - Melvin Schwartz
1988 - Jack Steinberger
1990 - Jerome Friedman
1992 - Georges Charpak
1995 - Martin Perl
1995 - Frederick Reines
1996 - David M. Lee
1996 - Douglas D. Osheroff
1997 - Claude Cohen-Tannoudji
2000 - Zhores I. Alferov
2003 - Vitaly Ginsburg
2003 - Alexei Abrikosov
2004 - David Gross
2004 - H. David Politzer
2005 - Roy Glauber


Sumber: http://tahassanazhari.blogspot.com/search?updated-max=2009-01-23T07%3A29%3A00-08%3A00&max-results=3

          2 Top Bank Stocks to Buy In 2017   
Here are two bank stocks that look attractive right now.
          Named After George Washington's Estate, The Mount Vernon by CALLAHEAD Now Available for New York Special Events   

'The Mount Vernon' Restroom Trailer by CallaheadNEW YORK, June 30, 2017 /PRNewswire/ -- George Washington's home is a National Historic Landmark located on the banks of the Potomac River near Alexandria, Virginia. Famously known as the Mount Vernon Estate, CALLAHEAD, New York's largest portable restroom company, takes Washington's home...



          “More than half” of CITIC’s PB branches in China launched DPM services over past three months   

More than half of China CITIC Bank’s private banking branches in China have started offering their clients discretionary portfolio management (DPM) services, which the private bank launched three months ago. A person familiar with the matter tells APB Mandate that 20 of the private bank’s 38 branches in China now have active DPM client accounts, […]

The post “More than half” of CITIC’s PB branches in China launched DPM services over past three months appeared first on APB Mandate.


          This hand painted Overwatch D.Va statue is a beauty but it’s going to break your bank   
The latest hero to get their likeness immortalised in what is most likely polystone is D.Va, and she’s looking good. D.Va is the latest
          Bank of England chief economist says future rate rises would be 'limited and gradual'   
none
          Voices from the Silent City   

Join us for this one of a kind costumed, guided tour set in the Eureka Spring Municipal Cemetery located on Hwy. 62 East.  Tours from 5:3-8:30 PM each night.  Meet some of Eureka’s colorful “passed” residents that helped shape our quirky little town.  Tickets available at any Cornerstone Bank location, Chamber of Commerce, E S […]

The post Voices from the Silent City appeared first on Eureka Springs, Arkansas: The Extraordinary Escape.


          Voices from the Silent City   

Join us for this one of a kind costumed, guided tour set in the Eureka Spring Municipal Cemetery located on Hwy. 62 East.  Tours from 5:3-8:30 PM each night.  Meet some of Eureka’s colorful “passed” residents that helped shape our quirky little town. Tickets will be available at any Cornerstone Bank location, Chamber of Commerce, […]

The post Voices from the Silent City appeared first on Eureka Springs, Arkansas: The Extraordinary Escape.


          Comment on A postcard from the past: Shaw House and Lido by N Narayanan   
Thanks again Mr Jerome Lim, for this latest post on Orchard Road. Like the proverbial bad penny, here I turn up again (please feel free not to put up my comments if for any reason they are unwelcome, but believe me they are made purely as incidental to your commentary) 'A nation of shopkeepers' is reportedly a not-too-complimentary phrase referring to England going back to 1794 (Wikipedia). Much in the same vein, one could say we Singaporeans could be dubbed 'a nation of shoppers'. 'Orchard Road' is apparently the 'flavour of the moment' with pleas being made 'to restore the vibrancy of the area', mainly by those whose memories &/or experiences go back to more recent times. True, their attitudes may be reflected in the phrase 'Orchard Road, Singapore: Asia's Most Famous Shopping Street ..." as one description goes. But time was when it was less 'glitzy' and a more sedate and respectable upper-middle-class residential area, as would be fitting for its proximity to the 'Governor's House' - in colonial times - and 'The Istana - President's Residence' since Independence. In sharp contrast, Orchard Road has today earned the distinction of being 'Every Shopper's Paradise', with much of the credit being accorded to those who have developed the area. While giving them their due, I personally find it sad that in this context, all-forgotten now is my then-boss the late Mr Moshe J Nassim, founder of the Auctioneers & Estate Agents firm 'Nassim & Co Ltd'. Circa 1950 he persuaded the Hongkong Bank to buy the land where MacDonald House now stands, confidently assuring them 'Orchard Road will be the place of future Singapore'.He was eminently qualified in his observations, as he had been resident in the area from pre-WWII years. Surely Mr Nassim needs to be remembered for his foresight. In property matters, he was largely responsble in opening up the then undeveloped ulu areas of Frankel Estate, Loyang and Sarimbun. Returning to 'Orchard Road, quite by accident, I just stumbled upon a video blog titled 'Singapore in 1956' - MichaelRogge. 'Published on Jun 19, 2013 -- Singapore as a world port more than half a century ago. I see bankers walking around in white tropical suits as I did myself at the time in Hong Kong...' (Source/Link: ) The clear views of the Orchard Road/Dhoby Ghaut corner are stunning, as too Union Building (now Tung Centre) at Collyer Quay, and these, along with others in the clip, will surely evoke nostalgic memories in those who were here in Singapore more than six decades back. For a more recent appreciative view, this post (http://www.visitsingapore.com/see-do-singapore/places-to-see/orchard.html) sums up:- ''Whether you’re a first-time visitor or a seasoned shopper, Orchard Road, a 2.2km shopping belt, is the place for retail therapy. 'Who'd have thought that over 150 years ago, Orchard Road was just a small lane lined with fruit orchards, nutmeg plantations and pepper farms. A look back By the 1850s, these humble origins had changed. People moved in, along with outdoor hawker centres, wet markets, cemeteries, temples, and even an open-air laundry basin. It was only in 1903 that Orchard Road’s shops sprung up, with Singapore's first supermarket, where The Centrepoint now stands. The first department store was opened by local merchant C.K Tang in 1958 on a plot of land facing a cemetery. When it was demolished in 1982, it was replaced by the landmark Tang Plaza, which houses a local department store and hotel. In the 1970s, cinemas, a bowling alley and ever larger malls followed, and Orchard Road’s reputation as an entertainment hub grew. Spoilt for choice Today, Orchard Road is flanked by iconic shopping malls, restaurants and hotels, choc-a-bloc with retail, dining and entertainment choice for every taste and budget. Designer threads, fast fashion, upscale restaurants, ethnic wares, art galleries and relaxed hangouts – you name it, Orchard Road has it. Here’s a tip: while the almond and jambu trees are no more, huge angsana trees lining the large pedestrian mall give ample shade from the blazing sun – making this still a nice place to stroll'''' Thanks for the memories!
          Finova Capital on-boards banking, finance veterans Rahul Sahney & Anurag Agrawal   
Rajasthan's fastest growing NBFC licensed by RBI, Finova Capital has announced on-boarding Rahul Sahney and Anurag Agrawal as Chief Operation Officer ...
          Orange Bank sera lancé en retard   
L'opérateur historique met en avant des difficultés dans l'expérience client. Le service devait être lancé début juillet.
          India's AU Small Finance Bank IPO draws strong demand   

          From east London relic to modern family home — now worth twice as much   
Beset by the banking crisis, a five-year planning hold-up and a wire-chewing rat, a young family battled on to turn an Edwardian 'dump' in east London from drab to fab.
          Sr. Service Representative - BMO Financial Group - Toronto, ON   
Follow security and safeguarding procedures and apply appropriate due diligence in accordance with Bank policy for the prevention of loss due to such things as...
From BMO Financial Group - Thu, 29 Jun 2017 00:51:24 GMT - View all Toronto, ON jobs
              
Perfect Friday night outfit! #ootd #friday #forever21 #dress #heels #shoes #pink #accessories #fun #cute #fashion #style #stylish #girl #model #love #flatlay #marble #poof #pursecharm #powerpoof #charger #powerbank #buqu
          Team Leader (Bilingual French) - Fraud Detection & Prevention - Scotiabank - Toronto, ON   
Thorough knowledge of industry trends and information regarding fraud and fraud detection. Responsible for preventing/minimizing fraud losses....
From Scotiabank - Thu, 29 Jun 2017 00:48:37 GMT - View all Toronto, ON jobs
          Service Representative - BMO Financial Group - Toronto, ON   
Follow security and safeguarding procedures and apply appropriate due diligence in accordance with Bank policy for the prevention of loss due to such things as...
From BMO Financial Group - Wed, 28 Jun 2017 18:51:18 GMT - View all Toronto, ON jobs
          Fund Accountant - BMO Financial Group - Toronto, ON   
Follow security and safeguarding procedures and apply appropriate due diligence in accordance with Bank policy for the prevention of loss due to such things as...
From BMO Financial Group - Wed, 28 Jun 2017 18:51:17 GMT - View all Toronto, ON jobs
          Le irriverenti sculture di pietra dell’artista Hirotoshi Ito   
Le irriverenti sculture di pietra dell'artista Hirotoshi Ito

MILANO - Hirotoshi Ito può essere considerato a tutti gli effetti un figlio d'arte, in quanto la sua famiglia lavora la pietra dal 1879. Anche se inizialmente l'artista giapponese era intento a proseguire le orme della sua famiglia, decise comunque di frequentare il Dipartimento Metallico dell'Università delle Arti di Tokyo. Gli incontri stimolanti nella scuola con altri artisti del metallo e il loro lavoro sono diventati il fondamento del suo pensiero e della sua creatività.

 

Un post condiviso da Hirotoshi Ito (@itohirotoshi) in data:

LE CATEGORIE - Il lavoro di Hirotoshi Ito può essere suddiviso in due categorie. Una è la scultura solida scolpita in marmo o granito, dove Hirotoshi Ito altera la superficie naturale della pietra dando vita a forme scultoree che non fanno neanche pensare alla pietra per quanto sia bravo a lavorarle. L'altro gruppo è fatto dalle alterazioni delle forme naturali delle pietre, che conferiscono al materiale diversi caratteri. Tutte le opere in entrambe le categorie si riferiscono a immagini, oggetti ed esperienze ordinarie della vita quotidiana. Una caratteristica importante di entrambi i tipi di Hirotoshi Ito art è il suo tentativo di conferire alla pietra un'altra natura, per darle una nuova vita. Hirotoshi Ito è molto attivo nel promuovere le crescenti tradizioni artigianali della zona di Nagano in Giappone. Vent'anni fa, infatti, l'artista e i suoi amici hanno avviato un progetto che è cresciuto a tal punto da diventare un festival annuale di artigianato a Matsumoto City, del quale oggi è il presidente.

 

Un post condiviso da Hirotoshi Ito (@itohirotoshi) in data:

LE SCULTURE - Nella mente dell'artista le comuni rocce diventano delle bizzarre sculture di pietra dal carattere inquietante e divertente allo stesso tempo. Un modo per mettere a frutto il suo potenziale attraverso l'umorismo e il calore. Le rocce usate dall'artista per le sue creazioni, provengono dal letto fluviale del suo paese e che lui considera come una tela perfetta. Matsumoto City, dove vive Hirotoshi Ito, è circondata da splendide montagne ed è ricca di una bellezza naturale. Le pietre consegnate da queste montagne sono state lavate da flussi freschi d'acqua per lunghi periodi di tempo, e ogni pietra ha una forma unica che è stata plasmata naturalmente. Mentre Hirotoshi Ito raccoglie pietre sulla riva del fiume, immagina storie e opere d'arte che può creare attraverso la loro lavorazione. Tuttavia, Hirotoshi Ito tenta di evidenziare le forme naturali, i colori e le bellezze di queste pietre e in generale cerca di non modificare le loro forme originali. Rispettare e utilizzare le caratteristiche naturali del materiale originale è un aspetto molto vecchio e importante della cultura giapponese. Si tratta del concetto di creatività conosciuto come Mitate, che implica la creazione di nuovi valori assumendo qualcosa che abbia un certo significato in un contesto e collocandolo in un altro. Anche se Hirotoshi Ito è ampiamente considerato come artista contemporaneo, ritiene che tali antichi concetti giapponesi siano profondamente incorporati nel suo DNA.

Potete osservare il talento di Hirotoshi Ito sull suo profilo instagram : www.instagram.com/itohirotoshi

L'articolo Le irriverenti sculture di pietra dell’artista Hirotoshi Ito sembra essere il primo su Libreriamo.


          AVP, Enterprise Fraud Transformation Delivery - TD Bank - Toronto, ON   
Exposure to Fraud Business and AI technologies is an asset. Oversee and manage delivery of the multi year Enterprise Fraud Transformation Technology efforts...
From TD Bank - Wed, 28 Jun 2017 13:30:22 GMT - View all Toronto, ON jobs
          Accountant - Solutia SDO Ltd - Toronto, ON   
Reviewing frontline transactions of clients and the bank’s accounts + all employee activity • Reviewing and analyze all employee activity within the bank to...
From Indeed - Wed, 28 Jun 2017 13:22:41 GMT - View all Toronto, ON jobs
           Firms that have embraced robots are 'more productive'    
The Bank's chief economist Andy Haldane has warned that the UK faces a productivity problem which has led pay to stagnate for a decade.
          Accountant - Solutia SDO - Toronto, ON   
Reviewing frontline transactions of clients and the bank’s accounts + all employee activity • Reviewing and analyze all employee activity within the bank to... $22 an hour
From Indeed - Wed, 28 Jun 2017 12:55:04 GMT - View all Toronto, ON jobs
           Squeezed British families turn to credit and remortgaging    
Figures from the Bank of England reveal that credit card borrowing, personal loans and car finance registered an unexpectedly strong monthly rise of £1.7billion in May, up from April’s £1.5billion increase.
          vakantiehuisje in Lunteren, Nederland : Wellnesshuis voor 6 personen   
vakantiehuisje : WellnesshuisDeze luxe woning bevindt zich op een ruim opgezet vakantiepark, midden in de bossen op de Veluwe in het buitengebied van het Gelderse Lunteren. Kom genieten van rust, ruimte en een bosrijke omgeving, maar ook van de vele faciliteiten die deze vakantiewoning te bieden. Het Wellnesshuis beschikt over een Schotse douche met voetenmassage, een Turkse sauna met lichttherapie, een Finse buitensauna, een whirlpool met acupuntuurmassage, een zonnebank en twee massagestoelen. Kortom, met al deze wellnessfaciliteiten kunt u ongetwijfeld heerlijk ontspannen en tot rust komen. Tijdens het verblijf kunt u ook gebruik maken van de gemeenschappelijke faciliteiten van het park, waaronder een zwembad, tennisbaan, jeux de boules baan en speeltuin. De plaats Lunteren is het geografische middelpunt van Nederland. Het wordt omgeven door bossen, zandverstuivingen en heidevelden. Een perfecte bestemming voor de echte natuurliefhebber. De bovenverdieping heeft een PVC vloer.
           Saifs Kaalakaandi to release on September 8    
Bollywood star Saif Ali Khan's new film Kaalakaandi had been locked for release on September 8. He says the movie is fun, yet moving. The film's release date was announced by Cinestaan Film Company, read a statement. Directed by debutant Akshat Verma, writer of the cult film Delhi Belly, the dark comedy is the story of six characters from different worlds -- urban, ambitious Mumbai and its dark, neglected underbelly. Saif said: Kaalakaandi is a film I'm so happy to be a part of. It's a cross section of Mumbai with underworld goons, doomed bankers and idealistic lovers all mixed
          Diplom-Ingenieur /in oder Master of Science für die Sektion „Geophysik“   
Das Alfred-Wegener-Institut Helmholtz-Zentrum für Polar- und Meeresforschung ist  eine von der Bundesrepublik Deutschland, der Freien Hansestadt Bremen und den Ländern Brandenburg und Schleswig-Holstein getragene Forschungseinrichtung mit rund 1.000 Mitarbeiterinnen und Mitarbeitern. In einem breiten multidisziplinären Ansatz betreiben wir Polar- und Meeresforschung und leisten dabei im Verbund mit zahlreichen universitären und außeruniversitären Forschungseinrichtungen einen wichtigen Beitrag zur globalen Umwelt-, Erdsystem- und Paläoklimaforschung. Das AWI gehört zu den weltweit führenden Institutionen, die kontinuierlich Fächersonardaten in der Arktis und Antarktis erheben. Die bereits vorhandene umfangreiche bathymetrische Datenbank für beide Polarregionen soll auch in der Zukunft kontinuierlich ergänzt bzw. im Rahmen von internationalen Kooperationen zur Verfügung gestellt werden.  Aufgrund einer Neubesetzung im Rahmen der Haushaltsfinanzierung sucht der Fachbereich „Geowissenschaften“ für die Sektion „Geophysik“ ab sofort eine/n
Diplom-Ingenieur /in
oder Master of Science
in Geomatik, Geodäsie oder Geoinformatik (bevorzugt mit dem fachlichen Schwerpunkt Hydrographie) Aufgaben:
Durchführung bathymetrischer Vermessungen mit den Fächersonarsystemen der großen Forschungsschiffe des Institutes. Der Schwerpunkt liegt dabei auf Arbeiten in den Polargebieten mit FS Polarstern. Das Anforderungsprofil deckt den gesamten Workflow, von der Messung über die Datenbearbeitung/Datenvisualisierung bis hin zur dauerhaften Archivierung der Daten, ab. Im Detail ergeben sich folgende Aufgaben: • Technische Betreuung des Fächersonarsystems auf Polarstern • Planung und Durchführung der Vermessung, Bearbeitung der Daten und Erstellung von Arbeitskarten zur Unterstützung der weiteren wissenschaftlichen Arbeiten an Bord • Enge Zusammenarbeit mit marin-geologisch, geophysikalisch, biologisch und hydrographisch arbeitenden Gruppen im Rahmen der am AWI angesiedelten wissenschaftlichen Programme • Erstellung von bathymetrischen Karten aus digitalen Geländemodellen für weiterführende Interpretationen • Fortführung des IT-Konzeptes für die Erfassung und Bearbeitung der Sonardaten an Bord und für die Bearbeitung und Archivierung der Daten im Institut • Betreuung und Pflege der Hard- und Software der zugehörigen Rechnersysteme an Bord und im Institut Voraussetzungen:
Diplom oder Master of Science in Geomatik, Geodäsie oder Geoinformatik (bevorzugt mit dem fachlichen Schwerpunkt Hydro-graphie) • Erfahrung in der Durchführung von hydrographischen Vermessungen • Gute Kenntnisse der Softwareprogramme Caris HIPS/SIPS, IVS Fledermaus und ESRI ArcGis • Englischkenntnisse in Wort und Schrift • Bereitschaft und Eignung zur Teilnahme an mehrmonatigen Schiffsexpeditionen • Gute Kenntnisse des Betriebssystems MS Windows sowie Erfahrung in der Arbeit mit Computern unter einem Unix oder Linux Betriebssystem • Kenntnisse mindestens einer Programmiersprache als Grundlage für die Pflege vorhandener Software und zur Erstellung eigener einfacher Programm Weitere fachliche Informationen erhalten Sie bei Herrn Boris Dorschel (boris.dorschel@awi.de). Die Stelle ist auf zwei Jahre befristet mit der Option auf Entfristung. Die Vergütung ist abhängig von Ihrer Qualifikation sowie den Ihnen übertragenen Aufgaben bis zu Entgeltgruppe 13 möglich und richtet sich nach dem Tarifvertrag für den öffentlichen Dienst des Bundes (TVöD-Bund). Der Dienstort ist Bremerhaven. Wir bieten ein multidisziplinäres internationales und spannendes Arbeitsumfeld mit flexibler Arbeitszeit, modernstem Forschungsequipment und einer erstklassigen Infrastruktur. Das AWI strebt die Erhöhung der Anzahl unserer Mitarbeiterinnen mit (Fach-) Hochschulabschluss an und fordert daher Frauen ausdrücklich zur Bewerbung auf. Schwerbehinderte Bewerber/innen werden bei gleicher fachlicher und persönlicher Eignung bevorzugt. Über verschiedene Maßnahmen wird gezielt die Vereinbarkeit von Beruf und Familie gefördert. Aufgrund unserer familienbewussten Personalpolitik wurde uns das Zertifikat zum Audit „Beruf und Familie“ verliehen. Bitte richten Sie Ihre Bewerbung mit den üblichen Unterlagen (Lebenslauf, Zeugnisse und Tätigkeitsnachweise; Referenzliste) unter Angabe der Kennziffer 99/G/Geo-tt bis zum 15. August 2017 per E-Mail (alle Unterlagen in einer PDF-Datei kombiniert) an: personal@awi.de.
          Scrum Master - Scotiabank - Ontario   
Active in the Toronto startup, agile and tech scene. Significant experience acting as Scrum Master in a fast moving tech environment....
From Scotiabank - Tue, 27 Jun 2017 06:46:02 GMT - View all Ontario jobs
          vakantiehuisje in Albufeira, Portugal : Clube Albufeira Resort Algarve voor 6 personen   
vakantiehuisje : Clube Albufeira Resort AlgarveDit heerlijk rustige vakantiepark beschikt over vier soorten appartementen die verspreid liggen over een enorm terrein. Alle appartementen zijn omgeven door diverse groenvoorzieningen. Je appartement bevindt zich op de begane grond, eerste of tweede verdieping. Er is voldoende parkeergelegenheid bij de appartementen. Draadloos internet heb je bij de gezamenlijke locaties op het park, alle woningen hebben een balkon of terras. Er zijn standaard appartementen en luxe uitvoeringen. De standaard woning voor twee tot vier personen en een baby (PT-1951) heeft een slaapkamer en een slaapbank in de woonkamer. Het standaard appartement voor vier tot zes personen en baby (PT-1952) heeft twee badkamers en evenveel slaapkamers. De luxe appartementen hebben airconditioning in het hele pand.
          vakantiehuisje in Lagos, Portugal : Casa Monte Cristo Apartments - Lemon voor 4 personen   
vakantiehuisje : Casa Monte Cristo Apartments - LemonCasa Monte Cristo heeft vijf appartementen, allen gelegen nabij het zwembad en de tuinen mooi om een vroege ochtend duik of een wandeling door de boomgaarden te nemen. Ze zijn privé en volledig ingericht. Onze appartementen zijn vernoemd naar een aantal van de fruitbomen die groeien in onze boomgaarden. Amandel, Sinaasappel en Citroen zijn appartementen met 2 slaapkamers en een slaapbank. Lime & Plum zijn appartementen met één slaapkamer maar ook met een slaapbank in de woonkamer. Alle appartementen zijn prachtig ingericht en afgewerkt tot een uitzonderlijke standaard. Elk appartement heeft een volledig uitgeruste onafhankelijke keuken met een oven, koelkast, magnetron en een waterkoker. In de woonkamer kunt u genieten van het luisteren naar muziek of het bekijken van uw favoriete DVD (uit een brede selectie van de villa, op de 32 "LCD TV volledig uitgerust met een dvd-speler), en een volledig geïntegreerd geluidssysteem. Ook kunnen wij u voorzien van bedjes voor de kinderen. Elke kamer is cool, comfortabel en van goed formaat, en verstrekken onze gasten met een uitstekende uitvalsbasis van waaruit u kunt genieten van de villa en de regio. De appartementen van Casa Monte Cristo hebben het volledige gebruik van de uitstekende faciliteiten die beschikbaar zijn op het complex. Ook beschikbaar tijdens uw verblijf zijn: - • Draadloos internet • Groot buitenbad met zonnebedden, groot terras om te genieten van de zon • Uitgebreide private boomgaarden dat vijg, amandel, sinaasappel bomen omvatten , citroen, limoen, peer, passievrucht, pruim, mango, perzik, olijven, avocado en banaan, evenals inlandse aardbeien en frambozen. • Jacuzzi. U kunt ook een bezoek brengen aan onze schoonheidsspecialiste die U een breed scala aan behandelingen biedt zoals massage en manicure. Vooraf reserveren is gewenst. Voor uw kinderen hebben we basketbal, pooltafels, tafeltennis, air hockey, voetbal tafel en een trampoline. We bieden ook kinderbedjes en kinderstoelen aan.
          Associate, Commercial Business Development Program - Winnipeg - Scotiabank - Winnipeg, MB   
The Commercial Banking Development (CBD) Program is designed to provide Associates with coach-supported opportunities to learn, practice, apply and test the...
From Scotiabank - Thu, 29 Jun 2017 18:49:53 GMT - View all Winnipeg, MB jobs
          Senior Associate - Scotiabank - Winnipeg, MB   
The Senior Associate will build on their own experience and contacts in Manitoba by using a thorough and structured calling program to develop Prospects and...
From Scotiabank - Tue, 27 Jun 2017 06:46:39 GMT - View all Winnipeg, MB jobs
          Toronto stock index falls as U.S. markets rise; loonie strengthens   
Canada's main stock index retreated while the oil-sensitive loonie climbed higher Friday, after rosy economic data increased the odds of an imminent rate hike from the central bank.
          Infant Son WILTBANK   

A gravestone photo for Infant Son WILTBANK was submitted to Newton Union Cemetery in Jasper County Iowa on June 29th, 2017 -- Comments Include: Wiltbank 01/03/1909.


          Frank E. WILTBANK   

A gravestone photo for Frank E. WILTBANK was submitted to Newton Union Cemetery in Jasper County Iowa on June 29th, 2017 -- Comments Include: son of John W. & Rebecca (Porter) Wiltbank; 1st husband of Flora (Bigelow) Wiltbank.


          Flora W. BIGELOW SMITH   

A gravestone photo for Flora W. BIGELOW SMITH was submitted to Newton Union Cemetery in Jasper County Iowa on June 29th, 2017 -- Comments Include: daughter of Lowell M. & Eliza (Waren) Bigelow; 1st husband was Frank E. Wiltbank; 2nd husband was George Smith;.


          Flora W. SMITH   

A gravestone photo for Flora W. SMITH was submitted to Newton Union Cemetery in Jasper County Iowa on June 29th, 2017 -- Comments Include: daughter of Lowell M. & Eliza (Waren) Bigelow; 1st husband was Frank E. Wiltbank; 2nd husband was George Smith;.


          Big Banks Are on Steroids: Market Recon   

Click to view a price quote on TSLA.

Click to research the Automotive industry.

          大陸丹東銀行涉幫北韓洗錢 美列黑名單   
美國財政部長米努勤29日在白宮宣布,中國大陸的丹東銀行(Bank of Dandong)涉嫌作為北韓進行非法金融活動的管道,財政部金融犯罪執行部門(FinCEN)建議讓丹東銀行脫離美國金融體系;此外,財政部也指定兩名大陸公民與一家公司為制裁對象。...
          Bankrupt bf allows kinky mate to nail his ex-gf for hard cash (5:11)   
Bankrupt bf allows kinky mate to nail his ex-gf for hard cashBankrupt bf allows kinky mate to nail his ex-gf for hard cashBankrupt bf allows kinky mate to nail his ex-gf for hard cashBankrupt bf allows kinky mate to nail his ex-gf for hard cashBankrupt bf allows kinky mate to nail his ex-gf for hard cashBankrupt bf allows kinky mate to nail his ex-gf for hard cashBankrupt bf allows kinky mate to nail his ex-gf for hard cashBankrupt bf allows kinky mate to nail his ex-gf for hard cashBankrupt bf allows kinky mate to nail his ex-gf for hard cashBankrupt bf allows kinky mate to nail his ex-gf for hard cash
          branchenspezifische Software – eine Marktlücke?   
Seit über sieben Jahren zerbreche ich mir nun schon den Kopf, mit welchen Software Tools & Datenbanken ich mir selbst die Arbeit in der Bodensee Segelschule & Bootsvermietung erleichtern könnte. Eine Lösung, die mich zufrieden stellt, habe ich aber bis heute nicht gefunden. Daher dieser Blogpost in der Hoffnung, dass ein Leser vielleicht mir Tipps [...]
          What To Do About Obamacare   
Republican voters mostly aren't against it for reasons other than the fact that it was championed by the black Muslim guy from Kenya. They don't like the as-yet-unenforced mandate, and they don't like it for all of the reasons that few people actually like our health care system - at best it's needlessly a pain in the ass, at worst, well, you know the worst. A lot of them are pissed off because they think the blahs got the secret welfare ACA (Medicaid) while they got Obamacare (the exchanges), even though a big reason (not the only one!) a lot of them didn't get Medicaid was they yelled and screamed for their states to "reject Obamacare" and, thanks to Roberts, what they could reject was the Medicaid expansion.

Hospitals hate the idea of repeal. Insurance companies mostly don't like it. For people with employer insurance, people who got Medicaid, and people who can kinda sorta afford the individual plans, it's mostly better (and since the mandate isn't even enforced, it's basically better for anyone who chooses to buy it).

Ultimately any "Republican healthcare plan" is basically Obamacare, but shittier. Even my glibertarian college facebook friend who HATES OBAMACARE earnestly described what the health care system should be, and it really was Obamacare without the mandate, to the letter.

The sociopaths in Congress wants to take away Medicaid, make it less affordable and with fewer benefits (at worst, completely fake insurance, at best something slightly better than that). Remove revenue from insurance companies and hospitals, including forcing them to eat more emergency room bills. Oh, and people don't get needed care and go bankrupt and die.

The leading liberal think tank has decided to make another stab at bipartisan fixes to Obamacare because I guess whatever was in the water that made Obama think elected Republicans were interested in such a thing is still in the water in DC. I'm not sure why "here's a really complicated plan that people won't like much more than the status quo and has no chance of passing" is better than "here's a really simply-sounding (nothing is simple, of course, but the bureaucracies should handle the bureaucracy, not us) idea that would be popular and better and universal and has no chance of passing right now" but centrists gotta centrist I guess.




          6/30/2017: BUSINESS NEWS: Department of Finance deputy head Nolan to retire   

The Department of Finance’s deputy head, Ann Nolan, a key figure in the State’s bailout and restructuring of the banking sector during the financial crisis, is to retire at the end of July. Ms Nolan, who was a central player in recent weeks in the...
          India launches new economic era with sales tax reform   

By Rajesh Kumar Singh

NEW DELHI (Reuters) - India early on Saturday introduced its biggest tax reform in the 70 years since independence from British colonial rule.

The Goods and Services Tax (GST) replaces more than a dozen federal and state levies and unifying a $2 trillion economy and 1.3 billion people into one of the world's biggest common markets.

The measure is expected to make it easier to do business by simplifying the tax structure and ensuring greater compliance, boosting Prime Minister Narendra Modi's economic credentials before a planned re-election bid in 2019.

At a midnight ceremony in parliament's central hall Modi and President Pranab Mukherjee together launched the new tax by pressing a button.

"With GST, the dream of 'One India, Great India' will come true," Modi said.

For the first midnight ceremony in the central hall in two decades, Modi was joined by his cabinet colleagues, India's central bank chief, a former prime minister and major company executives including Ratan Tata.

The launch, however, was boycotted by several opposition parties including the Congress Party, which first proposed the tax reform before it fell from power three years ago.

Former Prime Minister Manmohan Singh - the architect of India's economic reforms - also gave it a miss.

COMPLEX STRUCTURE

It has taken 14 years for the new sales tax to come into being. But horse trading to get recalcitrant Indian states on board has left Asia's third-largest economy with a complex tax structure.

In contrast to simpler sales taxes in other countries, India's GST has four rates and numerous exemptions.

The official schedule of rates runs to 213 pages and has undergone repeated changes, some taking place as late as on Friday evening.

Many businesses are nervous about how the changes will unfold, with smaller ones saying they will get hit by higher tax rates.

Adding to the complexity, businesses with pan-India operations face filing over 1,000 digital returns a year.

While higher tax rates for services and non-food items are expected to fuel price pressures, compliance is feared to be a major challenge in a country where many entrepreneurs are not computer literate and rely on handwritten ledgers.

"We have jumped into a river but don't know its depth," said A. Subba Rao, an executive director at power firm CLP India.

'ONE TAX, ONE MARKET, ONE NATION'

Poor implementation would deal a blow to an economy that is still recovering from Modi's decision late last year to outlaw 86 percent of the currency in circulation.

In a bid to mitigate the impact on the farm sector, the GST rates for tractors and fertiliser were slashed on Friday to 18 percent and 5 percent, respectively.

HSBC estimates the reform, despite its flaws, could add 0.4 percentage points to economic growth.

An end of tax arbitrage under the GST is estimated to save companies $14 billion in reduced logistics costs and efficiency gains.

As the GST is a value added tax, firms will have an incentive to comply in order to avail credit for taxes already paid. This should widen the tax net, shoring up public finances.

"The old India was economically fragmented," Finance Minister Arun Jaitley said. "The new India will create one tax, one market for one nation."

(Editing by Sanjeev Miglani and John Stonestreet)


          Exclusive: India presses Microsoft for Windows discount in wake of cyber attacks   

By Euan Rocha

MUMBAI (Reuters) - India is pressing Microsoft Corp to offer a sharply discounted one-time deal to the more than 50 million Windows users in the country so that they can upgrade to the latest Windows 10 operating system in the wake of ransomware attacks.

Microsoft officials in India have "in principle agreed" to the request, Gulshan Rai, India's cyber security coordinator, told Reuters over the phone on Friday.

A spokeswoman for Microsoft in India declined to comment on the matter. Officials at the company's headquarters in the United States and regional headquarters in Asia also declined to comment.

If Microsoft agreed to such a discount, it could open up the global software giant to similar requests from around the world. Rai said the government was in talks with Microsoft management in India. It is not immediately clear whether any other countries were seeking similar deals.

Rai said India began talks with Microsoft after the WannaCry ransomware attack last month, noting that both WannaCry and this week's attack, dubbed by some cyberexperts "NotPetya", exploited vulnerabilities in older iterations of the Windows OS.

"The quantum of the price cut, we expect some detail on in a couple of days," Rai said, adding the Indian government expected the company to offer the software at "throw-away prices."

"It will be a one-time upgrade offer to Windows 10 and it will be a discounted price for the entire country," said Rai, who was hand-picked by Indian Prime Minister Narendra Modi to be the country's first cyber security chief.

Rai declined to be more specific, but said he was confident that it would be "less than a quarter of the current price."

Rai, who has over two decades of experience in different IT areas including cyber security, said his team began coordinating with government agencies and regulators to push for OS upgrades soon after the WannaCry attack began on May 12.

The government's quick action helped minimize the impact of the NotPetya attack, which affected two of India's container port terminals, he said.

The government has also worked with banks to ensure that some 200,000 of the more than 240,000 ATMs in the country, most of which run on older Windows XP systems, have been upgraded with security patches released by Microsoft following the WannaCry attack, Rai said.

This is just an interim solution, however, said Rai, because although the patches fix vulnerabilities in older OS versions, they retain the limitations of those versions.

"New OS versions have different architecture, much improved architecture and much more resiliency," said Rai.

PRICE-SENSITIVE

Windows 10 Home currently retails for 7,999 rupees ($124) in India, while the Pro version of the software typically used by large companies and institutions costs 14,999 rupees ($232).

Roughly 96 percent of an estimated 57 million computers in India currently run on Windows, according to Counterpoint Research. Apple- and Linux-based systems account for the rest.

Given that only a small minority of Windows users in India already have Windows 10, Microsoft could be forgoing several billion dollars of potential revenue if they agreed to sell just the more widely used Home version of Windows 10 at a quarter of its current Indian retail price.

In the price-sensitive Indian market, people using computers in households or small businesses often do not upgrade their OS given the steep costs. The wide use of pirated Windows OS versions, which would not automatically receive security patches, exacerbate the vulnerabilities.

In light of the attacks, Rai said, the government "wants to incentivise the common man to upgrade their systems".

The WannaCry attack in May affected a state-run power firm in western India, while the NotPetya attack this week crippled operations at two port terminals in India operated by shipping giant AP Moller Maersk, which was affected globally.

($1 = 64.5175 Indian rupees)

(Additional reporting by Sankalp Phartiyal in Mumbai, Salvador Rodriguez in San Francisco and Jeremy Wagstaff in Singapore; Editing by Sonya Hepinstall)


          Advertiser WPP says that some operations still affected by cyber attack   

LONDON (Reuters) - WPP, the world's biggest advertising agency, said on Thursday that some of its operations continued to be affected by a ransomware attack that went around the world earlier in the week, but that services were gradually being restored.

On Tuesday a major global cyber attack disrupted computers at a range of multinational firms, including WPP, Russia's biggest oil company and Ukrainian banks, with a virus similar to the ransomware that infected more than 300,000 computers last month.

"While the attack did not affect the entire Group, and many of our companies are fully functional, some continue to be disrupted," WPP said in a statement, adding that it took steps on Tuesday to ensure client data was protected.

"Steady progress is being made towards restoring services. However, in doing so, our emphasis is not only on speed but on safety, and on minimising the impact for our people, partners and clients."

(Reporting by Alistair Smout and Esha Vaish. Editing by Andrew MacAskill)


          6/30/2017: BUSINESS NEWS: Central Bank to strengthen protection for online banking   
The Central Bank is to beef up its protections for consumers to take account of the boom in online banking. The regulator said yesterday it was seeking submissions from stakeholders on whether its safeguards are fit for purpose in light of the...
          6/30/2017: BUSINESS NEWS: Mortgage approvals rise by over 33%   
The number of mortgages approved rose by over a third in May compared to the same month a year earlier, new figures show Data from Banking and Payments Federation Ireland reveal there were 4,124 approvals valued at a combined €884 million granted...
          6/30/2017: BUSINESS NEWS: Economic confidence soars in euro area   
Euro-area economic confidence jumped to the highest level in a decade as the European Central Bank edged toward unwinding unprecedented stimulus. An index of executive and consumer sentiment rose to 111.1 in June from 109.2 in May, the European...
          6/30/2017: BUSINESS NEWS: 4 months   
Length of the bank’s consultation period seeking views from interested parties
          Closing Bell: Sensex, Nifty end the week on a strong note, ITC gains big   
Closing Bell: Sensex, Nifty end the week on a strong note, ITC gains big Fortis Healthcare was down 2.5 percent on Nomura downgrade. Jain Irrigation, Havells India, DCB Bank and InterGlobe Aviation were also under pressure.
          6/30/2017: MARKETS: Apple suffers in Wall Street tech sell-off   
Activity on Wall Street dominated global markets yesterday as a fresh sell-off of technology shares, including Apple, on the 10th anniversary of the iPhone, took the shine off plans by a number of US banks to return billions of dollars to investors...
          Closing Bell: Sensex ends on sombre note, Nifty above 9500; Axis Bank, Tata Steel gain   
Closing Bell: Sensex ends on sombre note, Nifty above 9500; Axis Bank, Tata Steel gain The Sensex closed up 23.20 points at 30857.52, while the Nifty ended 12.85 points higher at 9504.10.
          6/30/2017: MARKETS: Euro strengthens against dollar   
The euro strengthened to its highest level against the dollar in more than a year yesterday, with attempts by European Central Bank sources to moderate the message taken from a speech by president Mario Draghi this week falling largely on deaf...
          Sales - Insurance Agent - Sales Representative   
CO-Colorado Springs, Bankers Life is currently hiring Insurance Agents / Insurance Sales Professionals! We're looking for motivated leaders with strong management skills, a proven track record of success, and the ability to play a critical role in our sales organization-one of the largest and most respected in the insurance industry. Qualifications & Experience: Our Sales Agents come from various backgrounds, we do fi
          Blood Bank Engineer - ABBOTT LABORATORIES - Ontario   
We are looking for a candidate to fulfill an Ambassador role in the Transfusion Medicine area. This person will be accountable for:....
From Abbott Laboratories - Sat, 29 Apr 2017 10:35:52 GMT - View all Ontario jobs
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          Sony abre PlayStation VR Resort, donde se pueden probar 15 juegos de VR   
Se puede visitar hasta el domingo en el centro de Madrid.

Desde esta mañana y hasta el viernes hay en Madrid un espacio para relajarse y disfrutar. Se trata del PlayStation VR Resort, la carpa del Gran Teatro Bankia Principe Pío dentro de las instalaciones de la antigua estación Norte de tren de Madrid, junto a la actual estación de Príncipe Pío. Allí, en un entorno que recuerda a parajes exóticos y destinos tropicales se puede disfrutar de cerca de 15 experiencias de realidad virtual con PlayStation VR.

Vídeo:



Tres de estas experiencias se están desarrollando en España. Mindtaker es el nuevo trabajo del estudio vasco Relevo (Baboon!); se trata de una historia de terror. En la demo hay un gato, una mujer muerta y la necesidad de salir de la casa en la que está el jugador.


Mindtaker tiene una buena ambientación y el estudio ha tomado nota de aquellos puntos donde han tropezado los juegos anteriores de PSVR, de forma que el jugador se mueve con el stick izquierdo pero para cambiar la dirección tiene que ir dando toques al stick derecho y cada golpe gira la cámara 90ª. Esto hace que sea un control inicialmente algo difícil, pero luego demuestra que es muy eficaz para evitar mareos.

Una aventura gráfica con la ciencia como generadora de ideas y de jugabilidad


Flipi´s Tesla! Inventemos el futuro es una aventura gráfica desarrollada por Animatoon, Mediapro, 100 Balas y Sony Interactive. Surgió a iniciativa de Enrique Pérez, conocido por su personaje Flipy, quien gestó la idea del juego hace medio año. Aunque el desarrollo comenzó hace sólo mes y medio, el juego ya apunta maneras interesantes, funciona a 120 imágenes por segundo y propone averiguar lo que ha sucedido en un laboratorio llevando a cabo distintos experimentos científicos.


El juego tiene poco que ver con proyectos anteriores de Flipy relacionados con la ciencia, y aúna la divulgación con el rigor científico. De hecho, cuenta con el asesoramiento científico de Javier Santaolalla, físico del CERN, y se está desarrollando apoyado por Creations, un proyecto de innovación educativa financiado por la Comisión Europea. Está orientado a jugadores de entre 8 y 14 años, pero, dice Pérez, "le gustará a quien le guste jugar aventuras gráficas". La idea de su creador es utilizar la VR para educarse y divertirse a la vez, y tiene la intención de llevarlo a colegios o fundaciones que acerquen la ciencia a los más pequeños.

La protagonista es una científica, Bio, y el personaje de Flipy que puede servir de reclamo en el mercado español, ocupa un lugar secundario mientras el jugador va recorriendo el cuerpo humano o construye distintos aparatos en primera persona.

La tecnología de Drawfighters se adapta a la realidad virtual


El tercer juego español disponible en PSVR Resort es CoolPaintr VR, obra de Wildbits, que permite dibujar en entornos tridimensionales virtuales utilizando la misma tecnología RTSE utilizada en el juego anterior del estudio, Drawfighters, se pueden generar objetos sólidos asignando huesos a partir de simples contornos hasta conformar un esqueleto, lo que da múltiples posibilidades creativas.


También están disponibles PlayStation Worlds con una demo que lleva al jugador al fondo del mar, Dick Wild con oleadas de cocodrilos a las que hay que disparar, Waddle Home, la conocida franquicia Gran Turismo Sport (jugable en realidad virtual por primera vez en España), las naves espaciales de Mortal Blitz, el tower defense Ancient Amulator en el que juegas con un cetro o un arco, la experiencia en la sabana de Virry en la que puedes encontrarte con una hiena cariñosa, los juegos de feria de Carnival Games y dos juegos que ya hemos analizado en Vandal: Farpoint y Arizona Sunshine

Para poder probar los juegos que hay en PlayStation VR Resort hay que apuntarse en www.trypsvr.com/es-es aunque también te puedes acercar a Principe Pío directamente, aunque te tocará esperar. El acceso al teatro se realiza en grupos de 20 personas y la visita dura 30 minutos en los que cada visitante podrá vivir tres experiencias, ampliables a cuatro tras subir una foto a Twitter con el hashtag #resortPSVR. El horario de apertura es de 11 a 14 horas y de 17 a 21 horas.




Sony abre PlayStation VR Resort, donde se pueden probar 15 juegos de VR

Sony abre PlayStation VR Resort, donde se pueden probar 15 juegos de VR

Sony abre PlayStation VR Resort, donde se pueden probar 15 juegos de VR

Sony abre PlayStation VR Resort, donde se pueden probar 15 juegos de VR

Sony abre PlayStation VR Resort, donde se pueden probar 15 juegos de VR

Sony abre PlayStation VR Resort, donde se pueden probar 15 juegos de VR

Sony abre PlayStation VR Resort, donde se pueden probar 15 juegos de VR

Sony abre PlayStation VR Resort, donde se pueden probar 15 juegos de VR
          Orange décale la sortie de sa banque mobile pour cause de bugs   
La banque d’Orange ne sera pas lance comme initialement prvue la semaine prochaine, jeudi 6 juillet. Elle est dsormais prvue en septembre dans l’attente de rgler les dysfonctionnements et bugs qui subsistent. Les premiers clients d’Orange Bank devront patienter en septembre pour ouvrir un compte. (crdit : Orange) Orange Bank a bien du mal à […]
          Countering the despair of uncertainty   
I’ve begun Stuart Kauffman’s latest book, which will be a little heavy summer reading, and he states his purpose very clearly in the preface: “If no natural law suffices to describe the evolution of the biosphere, of technological evolution, of human history, what replaces it? In its place is a wondrous radical creativity without a supernatural Creator. Look out your window at the life teeming about you. All that has been going on is that the sun has been shining on the earth for some 5 billion years. Life is about 3.8 billion years old. The vast tangled bank of ...
          Re: 1836 Trustee case in Adams Co--what court? Need advice.   
Hi, and thanks for your thoughts. I too have seen those ads and I will have to go back and track them again (the problem with the Fickes families is that every generation kept reusing the same names over and over again, so there are multiple Johns with brothers named Daniel or Jacobs with sons named John, etc!) Bankruptcy is a distinct possibility, as is drunken vagrancy, b/c the "John" I am searching for had a wife and 8 kids, and then just sort of disappears without mention. Any idea what court would bankruptcies have been heard in back in 1830s?
          El Gobierno activa el financiamiento de un grupo de bancos por US$ 1500 millones para pagar la deuda del 2017 (La Nación)   


Así lo dispuso al publicar la emisión de bonos Bonar 2024, que actúan como garantía de esta operación acordada a principios de año con bancos por un total de 6000 millones de dólares


El Gobierno comenzó a activar hoy el financiamiento que acordó con un grupo de bancos para avanzar en el pago del programa de pago de la deuda de este año.

Así lo informaron fuentes del Ministerio de Finanzas que conduce Luis Caputo, en referencia a las resoluciones publicadas hoy en el Boletín Oficial que dan cuenta de esta operación.

Se trata de la activación de un primer tramo, de US$ 1500 millones, del denominado REPO, acordado por Finanzas a principios de año con un grupo de bancos, que aportaron US$ 1000 millones cada uno, entre el Santander, BBVA Francés, Citi, HSBC, JP Morgan y Deutsche Bank; a ellos se sumó ahora Nomura.

Esta operación, que tiene títulos como garantía por US$ 6000 millones, es a 18 meses de plazo y con una tasa de Libor más 290 puntos básicos.


Para activarlo, el Gobierno dispuso la emisión del bono Bonar 2024 que, justamente, se le coloca a los bancos como garantía hasta que finalice dicho préstamo. El Gobierno le vendió los bonos a estos bancos con la condición de que no pueden revenderlo en el mercado; además, ya tiene pactada su recompra una vez que termine el plazo del REPO.

Según la resolución 89/2017 de Finanzas, "dispónese la ampliación de la emisión de los "bonos Bonar 2024, emitidos originalmente por la Resolución Nº 26 de fecha 30 de abril de 2014 de la Secretaría de Finanzas del entonces Ministerio de Economía y Finanzas Públicas por hasta un valor de dólares US$ 4000 millones, los que se colocarán mediante operaciones de venta de títulos públicos y su recompra en una fecha posterior".


Además, en una resolución conjunta de Finanzas y Hacienda, se ordenó "la concertación de operaciones de venta de los Bonos de la Nación Argentina en dólares estadounidenses 8,75% (Bonar 2024) emitidos mediante la Resolución N° 89 de fecha 12 de junio de 2017 del Ministerio de Finanzas y su recompra en una fecha posterior, a ser realizada entre la REPÚBLICA ARGENTINA como vendedor y Nomura Securities International y el banco Santander Rio como compradores."

Fuente: http://www.lanacion.com.ar/2038465-el-gobierno-activa-un-prestamo-de-un-grupo-de-bancos-por-us-1500-millones-para-pagar-la-deuda-de-este-ano

          Nuevos dueños de la energía: cuáles son los nombres que se reparten el negocio estrella del modelo macrista (iProfesional)   


Las inversiones en producción y transporte de gas y electricidad se suceden mientras crece la lista de empresarios que apuestan por un segmento antes alicaído. La decisión oficial de avanzar con las centrales nucleares eleva las expectativas. Los protagonistas que picaron en punta en un nicho clave


El atractivo volvió con el cambio de Gobierno, casi de forma automática. En medio de promesas de políticas orientadas a sumarle valor a la producción y transporte de los insumos, y una modificación en el esquema de tarifas, el segmento energético rápidamente derivó en un magma de inversiones, compras y ventas.

Y comenzaron a aparecer nombres de empresarios y compañías que entendieron al nuevo clima político como un escenario de oportunidades.

De Marcelo Mindlin a Eduardo Eurnekian, pasando por la familia Werthein y más de un "tapado", un estamento de inversores nacionales movió rápido sus fichas para hacer de la energía una opción de rédito en alza. Para el Gobierno, cada uno de las apuestas que llevan adelante hombres y compañías locales representa otra forma de atraer el interés internacional.


"Que empresarios como Mindlin lleven a cabo compras de envergadura, o que se conozcan inversiones de relevancia en el sector, es una manera de reposicionar a la Argentina en el mapa de los mercados atractivos. Son acciones que nos vuelven competitivos", sostuvo ante iProfesional una fuente cercana al ministro Juan José Aranguren.

En torno a los equipos oficiales predomina el optimismo ante una perspectiva positiva dada la riqueza que posee la Argentina en combustibles como el gas o el aprovechamiento que todavía queda por realizar en lo que hace a la generación hidroeléctrica.

"Tenemos una situación auspiciosa en energía. Tras algo más de 15 años de malas decisiones, hay un interés creciente de los privados, sobre todo en la producción y el transporte del gas. También interesa la distribución de la electricidad. En ese sentido, Mindlin está marcando el ritmo por ser unos de los primeros que entendió que hay que apostar por el sector energético", comentó a iProfesional Emilio Apud, asesor de Cambiemos y actual director en YPF.

Para el experto, las compras y ventas de los últimos meses muestran que el empresariado ha dejado de "sufrir las inseguridades que generó el kirchnerismo". Al respecto, destacó al gas como el activo que marcará los tiempos de la inversión en el mediano plazo.

"La electricidad es importante y un negocio de relevancia, pero el gas es el futuro energético de la Argentina y el mundo. Esto lo están entendiendo empresarios como Eurnekian, que prefieren resignar posiciones en la distribución para direccionar los esfuerzos a la extracción del combustible", ejemplificó.

Justamente la expectativa que genera el futuro mayor consumo de gas es la variable que mejor explica el permanente interés por invertir en Vaca Muerta, en la provincia de Neuquén, que vienen sosteniendo compañías internaciones como Chevron, Shell, Petronas o Dow, además de la estatal YPF.

Mindlin, en punta
Si hay un auténtico protagonista del segmento tras la irrupción de Cambiemos, ese es Marcelo Mindlin. El mercado energético, ahí donde supo hacerse fuerte en tiempos de otro viento político, sigue siendo su principal ámbito de apuestas.

De ahí que, en mayo del año pasado, la compra de los activos de la brasileña Petrobras en la Argentina a través de Pampa Energía lo colocó en el pelotón de los que deciden el escenario de las naftas a nivel nacional.

Y algo más: la operación también le aseguró el control de más de 30 reservas hidrocarburíferas, una red de estaciones de servicio, dos instalaciones petroquímicas y hasta una refinería ubicada en la ciudad bonaerense de Bahía Blanca.

Hoy por hoy, Mindlin genera casi el 10% del gas que se produce en la Argentina.

Al mismo tiempo, mantuvo su participación en CIESA, la compañía que controla los destinos de TGS, considerada la mayor transportadora de gas doméstica. En tanto, septiembre del año pasado fue el mes elegido para la compra, previo desembolso de u$s100 millones, del 100% de Albares Renovables Argentina, adjudicataria de licitaciones gubernamentales en materia de energía térmica.

Dueño de Edenor, Mindlin posee más de 20.000 kilómetros de líneas de provisión de energía al controlar las firmas Transener y Transba. En paralelo, el titular de Pampa es un "peso pesado" de la generación dado que posee las hidroeléctricas Los Nihuiles y Diamante, y las centrales térmicas Loma de la Lata, Piedrabuena y Güemes.

A través de la compra de la ex IECSA -rebautizada Sociedad Argentina de Construcción y Desarrollo Estratégico (SACDE)- a Ángelo Calcaterra, primo de Mauricio Macri, Mindlin también se hizo con un activo que le abre las puertas del renovado negocio de la energía nuclear. SACDE ya participa de la licitación para la construcción del edificio donde se desarrollarán los reactores CAREM en Lima, provincia de Buenos Aires, y también podría salir a pelear contratos para lo que será el diseño de Atucha III.

"Tiene un auténtico ejército de ingenieros con todas las especialidades posibles. Es una empresa en permanente expansión, por lo que de seguro también estará entre las candidatas a las principales obras", comentó una fuente vinculada al Ministerio de Energía.

Siempre Caputo
Otro de los nombres que pisa fuerte en el ámbito energético es el de Nicolás Caputo. De la mano de SADESA, participa en la generación de electricidad a través de Central Puerto y Central Mendoza. También posee participación en distribuidoras de gas en el centro del país y la región de Cuyo.

Al mismo tiempo, Caputo cuenta con una porción muy amplia en Edesur adquirida a la brasileña Petrobras en enero de 2013. En ese momento, la petrolera vendió su participación del 48,5% en u$s35 millones. Dichas acciones las adquirieron Hidroeléctrica Piedra del Águila (HPDA) y La Plata Cogeneración, ambas bajo control de SADESA.

En enero de 2017, la firma presentó proyectos para levantar una planta de ciclo combinado de 1.600 megavatios en el complejo industrial de Zárate y Campana. En simultáneo, el empresario ha triunfado en algunas de las principales licitaciones que el Gobierno llevó a cabo en materia nuclear.

Por poner un caso, a principios de este año se quedó con la construcción de un sistema de almacenamiento en seco de combustibles atómicos para la central de Atucha I. La obra está valuada en algo más de $500 millones.

Ya en enero de 2016, Caputo se alzó con la construcción de la obra civil de los edificios del reactor RA-10, en un contrato valuado en casi $800 millones. Al momento de informar los resultados de la compulsa, la CNEA argumentó en un comunicado que el empresario obtuvo "la ejecución del proyecto de diseño, construcción y puesta en marcha del reactor de investigación multipropósito RA-10, fundamentalmente, para aumentar la producción de radioisótopos destinados al diagnóstico de enfermedades".

Por estos días, Caputo está entre los finalistas de la competencia por la obra civil del edificio que albergará a toda la producción de CAREM. El presupuesto para dicho emprendimiento alcanza los $1.300 millones.

Pagano: el tapado
Más allá del despliegue de Mindlin y el movimiento creciente de Caputo, una de las movidas más significativas en tiempos de macrismo corrió por cuenta de un "tapado": Rogelio Pagano, un empresario del "riñón" del titular de Pampa Energía y que a fines de mayo de 2016 compró una serie de compañías que lo transformaron en una suerte de "zar" de la electricidad bonaerense.

En ese momento, el empresario pagó u$s250 millones para quedarse con Edelap, la firma que brinda electricidad a más de 400.000 usuarios en La Plata y su área de influencia, además de garantizarse también el dominio de EDEA, la empresa que provee de suministro a casi 530.000 clientes en Mar del Plata.

Al frente de Desarrolladora Energética (DESA), Pagano también opera EDESA, clave en la provisión de electricidad en la provincia de Salta, y las distribuidoras EDEN y EDES, con operaciones en el centro y sur de la provincia de Buenos Aires.

Pagano no es ningún improvisado en el negocio energético: integró el directorio de Edenor entre 2005 y 2012 y acompañó a Mindlin en Pampa Energía durante varios años. También ocupó diferentes cargos en Citibank y Bank Of America. Producto de sus últimas maniobras, Pagano pasó a disponer de una cartera de usuarios que supera con comodidad los 1,5 millones de clientes.

Macfarlane y Werthein
La venta de Edelap a Pagano corrió por cuenta de otro "viejo" conocido de Mindlin: Alejandro Macfarlane, titular del grupo Disvol y también con pasado en Pampa Energía.

A principios de mayo de este año, Macfarlane hizo un uso concreto de los fondos que recibió del actual dueño de Edelap al cerrar la compra del 31,5% del capital social y los votos de Camuzzi Gas Inversora, controlante de Camuzzi Gas Pampeana y su homónima Gas del Sur CGP.

Camuzzi Gas Pampeana distribuye gas natural a 1,3 millones de clientes residenciales e industriales en las provincias de Buenos Aires y La Pampa. En tanto, Camuzzi Gas del Sur asegura el suministro a 650.000 usuarios en toda la Patagonia.

Otro actor que se sumó en el último tiempo corresponde a la familia Werthein, que a mediados del año pasado generó una de las mayores sorpresas del segmento tras desembolsar unos u$s240 millones por la mitad de CIESA, la compañía que controla TGS y aún cuenta con participación de Mindlin.

"Se trata de una empresa que, sin problemas, debería facturar por los menos unos $3.500 millones anuales. Capacidad industrial no le falta", comentó a este medio una fuente cercana al ministro Aranguren.

La compra de TGS les aseguró el control del principal distribuidor de gas domiciliario y para complejos industriales, con monopolio del fluido que proviene principalmente de la cuenca Austral.

Asimismo, la firma es la mayor procesadora de líquidos derivados del gas, actividad que la compañía desempeña en la planta que posee muy cerca de Bahía Blanca, en la localidad de General Daniel Cerri.

En concreto, TGS produce a razón de 300.000 toneladas de etanol, 550.000 de propano y butano, además de 150.000 de naftas. Las principales productoras químicas de la Argentina operan en vínculo con la transportadora, que además cuenta con una potente instalación de poliductos en Puerto Galván, siempre en el sur de la provincia de Buenos Aires.

Eurnekian, en retirada
La contracara de estas expansiones corresponde a Eduardo Eurnekian, que en los últimos meses hizo evidentes sus movimientos para salir de Transportadora Gas del Norte (TGN).

A través de Compañía General de Combustibles (CGC), el empresario posee la mayoría accionaria de Gasinvest, controlante de la transportadora.

TGN cuenta con una de las mayores redes de gasoductos de la región, con una extensión que alcanza los 6.000 kilómetros distribuidos mayormente en el centro y norte de la Argentina. Ocho distribuidoras, diversas generadoras y múltiples industrias dependen del fluido que acerca este entramado de alcance nacional. El negocio de la firma está valuado en algo más de u$s750 millones.

La retirada de Eurnekian no concluye ahí: a mediados de mayo intensificó las conversaciones con Gas Natural Fenosa, controlante de Gas Natural BAN, para transferirle su participación en el gasoducto GasAndes, un tendido que hace dos décadas permitió la exportación del combustible a Chile. Este proceso se realiza en coordinación con el Banco Itaú.

Fenosa cuenta con más de 1,6 millones de clientes en el Norte y también provee de luz a miles de hogares en San Juan, Jujuy y Tucumán. En el ámbito energético aseguran que Eurnekian impulsa la venta de estos activos para, fondos frescos mediante, intensificar su apuesta por la producción de gas, sobre todo en la cuenca Austral.

En definitiva, el ámbito energético aparece como uno de los segmentos que mayor expansión viene exhibiendo desde que Cambiemos define el rumbo económico del país. La decisión del macrismo de profundizar la generación nuclear deja en claro que la política dista de ser momentánea.


Y para el empresariado nacional semejante apuesta representa la certeza de que es un buen momento para volver a hacer negocios de envergadura en la Argentina.

Fuente: http://www.iprofesional.com/notas/251951-energia-empresarios-duenos-Nuevos-duenos-de-la-energia-cuales-son-los-nombres-que-se-reparten-el-negocio-estrella-del-modelo-macrista

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          Finanzierung in 24 Stunden...7   
Finanzierung in 24 Stunden... Finanzierung des Angebots von Darlehen zwischen besonders ernst und ehrlich in 24 Stunden Überprüfen Sie Ihr Darlehen ohne Vorlasten. Frau und Herr kostenlos bereit hier gratis zu Gesicht, die finanzielle Schwierigkeiten endlich beenden die Sackgasse der Banken durch die Ablehnung der Dokumente der Ausgabe von Kreditkarten? Ich bin in der Lage, Finanzberatung ein Darlehen in der Höhe, die Sie benötigen und mit Bedingungen, die wird Ihr Leben leichter machen. Ich habe ein Darlehen bis hin 2.000 Euro für 5.00.000 (Darlehensvertrag), auf der Grundlage für einen Zeitraum abhängig von der Menge der fragte mit einer Rate von 2 % Sie sind registriert, verboten durch die Banken und Sie müssen nicht den Vorteil der Banken, oder besser, Sie haben ein Projekt und benötigen eine Finanzierung. kontaktieren Sie mich bitte Darlehen ohne Probleme: ethanol.capital@gmail.com Danke...6
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Beenden Sie Ihre Geldsorgen ... Sie brauchen Geld, um Ihre Geldprobleme zu lösen oder Ihr Geschäft zu führen? Sie haben genug oder sogar Ihre regeter Förderantrag in Banken statt? Mach dir keine Sorgen, wir sind hier um zu helfen. Wir bieten Darlehen 1000 500 000 € 0 mit einer Rate von 2% pa Zinsen. Wir sind hier, um Ihre Probleme zu hören und helfen Ihnen, sie gelten. Für weitere Informationen, kontaktieren Sie uns bitte E-mail: microfinanza.fabio40@hotmail.com
          Zwischen den einzelnen Kredit Angebote   
Hallo Zur gleichen Zeit wünsche ich Ihnen gutes und glückliches Jahr 2016 Dieses Jahr bringt Ihnen Frieden, Freude und Bonheur. Gießen Sie ihre Kinder einzuschreiben, sind brauchen Geld, sie haben keinen Zugang zu Bankkrediten oder hat nicht die Gunst der Bank, Finanzierung für den Bau, Immobilien, Gebäude seine eigene Firma, folgt Ihr eigenes Geschäft, Sie haben einen Wunsch erreichen und der Bedarf an Mitteln, wir sind hier um Hilfe bitte, senden Sie Ihre Anfrage über diese Adresse per e-Mail, wenn Sie in Not sind, weil diese Gesellschaft wirklich helfen mir mein Lächeln zu finden. Wir danken Ihnen, senden Sie Ihre Anfrage für ein Darlehen E-Mail: Mikrofinanzierung.FABIO14@hotmail.com
          Beenden Sie Ihre Geldsorgen ... Sie brauchen Geld, um Ihre   
Beenden Sie Ihre Geldsorgen ... Sie brauchen Geld, um Ihre Geldprobleme zu lösen oder Ihr Geschäft zu führen? Sie haben genug oder sogar Ihre regeter Förderantrag in Banken statt? Mach dir keine Sorgen, wir sind hier um zu helfen. Wir bieten Darlehen 1000 500 000 € 0 mit einer Rate von 2% pa Zinsen. Wir sind hier, um Ihre Probleme zu hören und helfen Ihnen, sie gelten. Für weitere Informationen, kontaktieren Sie uns bitte E-mail: serviceFinanzen.FABIO14@hotmail.com
          Beenden Sie Ihre Geldsorgen   
Beenden Sie Ihre Geldsorgen ... Sie brauchen Geld, um Ihre Geldprobleme zu lösen oder Ihr Geschäft zu führen? Sie haben genug oder sogar Ihre regeter Förderantrag in Banken statt? Mach dir keine Sorgen, wir sind hier um zu helfen. Wir bieten Darlehen 1000 500 000 € 0 mit einer Rate von 2% pa Zinsen. Wir sind hier, um Ihre Probleme zu hören und helfen Ihnen, sie gelten. Für weitere Informationen, kontaktieren Sie uns bitte E-mail: microfinanza.fabio40@hotmail.com
          Zwischen den einzelnen Kredit Angebote   
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          Beenden Sie Ihre Geldsorgen   
Beenden Sie Ihre Geldsorgen ... Sie brauchen Geld, um Ihre Geldprobleme zu lösen oder Ihr Geschäft zu führen? Sie haben genug oder sogar Ihre regeter Förderantrag in Banken statt? Mach dir keine Sorgen, wir sind hier um zu helfen. Wir bieten Darlehen 1000 500 000 € 0 mit einer Rate von 2% pa Zinsen. Wir sind hier, um Ihre Probleme zu hören und helfen Ihnen, sie gelten. Für weitere Informationen, kontaktieren Sie uns bitte E-mail: serviceFinanzen.FABIO14@hotmail.com
          Danske renter fortsætter op   
Den toneangivende danske rente fortsatte fredag den tur op, som den har været på det meste af ugen, og som blev sat i gang af chefen for Den Europæiske Centralbank, Mario Draghi, tidligere på ugen.
          6/30/2017: Nieuws: Bilzenaar krijgt 15 jaar cel voor moordpoging op zwangere ex   

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          Customer Support Specialist - Union Bank and Trust Company - Lincoln, NE   
Demonstrates knowledge and proven technical skills to ensure all account types and requests are handled efficiently and accurately....
From Union Bank and Trust Company - Fri, 30 Jun 2017 16:31:01 GMT - View all Lincoln, NE jobs
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          Doing business in Austria – Top-Spezialisten informieren im Ulmer Haus der Donau   
Auf Initiative der KNORR Rechtsanwälte AG kamen Spezialisten der Oberbank, der Austria Business Agency sowie Unternehmer mit deutsch-österreichischem Engagement zusammen, um mit geladenen Firmenvertretern über die aktuellen Möglichkeiten zu sprechen. Schon seit Jahren steigt das Handelsvolumen von Firmen aus der Region

          What The Experts Said About High Court Rulings This Term   
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          Broadway Financial Corporation Announces Sale Of Shares By U.S. Treasury To Two Southern California Based Banks   

Click to view a price quote on BYFC.

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          6/30/2017: Hbvl2: Misdaadreeks: DCI Banks   
ÉÉN, 20.40 UUR Het lichaam van een universiteitsstudent wordt in een ravijn teruggevonden. Onderzoekers Annie en Ken ontdekken al snel dat de jongeman al die tijd een dubbelleven leidde: hij maakte namelijk xtc. Helens leven wordt ondersteboven...
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          Personal Banker - Bank of George - Las Vegas, NV   
The position of Personal Banker is responsible for processing all new account transactions; assisting customers in their selection of various accounts and
From Indeed - Thu, 04 May 2017 23:30:48 GMT - View all Las Vegas, NV jobs
          Teller 2, 3 - Full Time - Greenbelt - SunTrust - Bowie, MD   
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          The comfort zone of local investors   

Let’s face it, Maltese investors are in line with the Italians when it comes to selecting a particular asset class. In fact, the local investor is more focused on asset classes, which mainly generate an income return and thus tend to shy away from capital growth investments such as equities. Interestingly enough, over 75 per cent of Italians are more focused towards generating income from their investments. Should local investors remain solely focused on the fixed-income asset class at the current low yielding environment? In my view, as I have opined in previous writings, the current low yielding environment is posing risks to those investors who opted in taking more risk in order to beef-up their income return. In fact, nowadays even very conservative investors have opted for such move. In my view, as I have opined in previous writings, the current low yielding environment is posing risks to those investors who opted in taking more risk in order to beef-up their income return. In fact, nowadays even very conservative investors have opted for such move. In In Europe the wave of quantitative easing (QE) by the European Central Bank (ECB), has pushed yields towards record lows,...
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The euro rose yesterday alongside sterling and bond yields as a slew of hawkish comments from central banks signalled the era of ultra-loose monetary policy is ready to sunset across the Atlantic. The dollar index touched its lowest since October as investors shifted to the view that the US Federal Reserve might not be the only game in town when it comes to higher interest rates. With the Fed green-lighting dividends and buybacks in major banks as part of another round of stress tests, financial stocks rose but not enough to offset declines in technology and interest-rate sensitive sectors. The Dow Jones Industrial Average fell 141.81 points, or 0.66 per cent, to 21,312.8, the S&P 500 lost 19.3 points, or 0.79 per cent, to 2,421.39 and the Nasdaq Composite dropped 92.96 points, or 1.49 per cent, to 6,141.46. European shares failed to hold onto early gains. The pan-European FTSEurofirst 300 index lost 1.36 per cent and MSCI’s gauge of stocks across the globe shed 0.52 per cent. Emerging market stocks lost 0.08 per cent. MSCI’s broadest index of Asia-Pacific shares outside Japan closed 0.59 per cent higher, while the Nikkei rose 0.45 per cent. As euro zone bond yields rallied, the...
          BoE's Haldane says need to look seriously at rate hike - BBC   

Bank of England chief economist Andy Haldane said on Thursday that the central bank needed to "look seriously" at raising interest rates to keep a lid on inflation which has pushed past the BoE's target and is set to rise further. Last week, Haldane surprised financial markets by saying he was likely to vote for higher borrowing costs this year, adding to speculation about the first BoE rate hike in a decade. "We need to look seriously at the possibility of raising interest rates to keep the lid on those cost of living increases," Haldane told the BBC during a visit to Wales. "For now we are happy with where the rates are, we need to be vigilant for what happens next." British inflation is at its highest level in nearly four years at 2.9 per cent, tightening the squeeze on consumers who now face the added worry of political uncertainty after this month's inconclusive election. The pay of workers has begun to lag behind inflation again after a decade of mostly falling spending power, something BoE Governor Mark Carney has said needs to improve before he would consider a rate hike. Carney also wants to see the impact of the Brexit process on Britain's economy in the coming...
          Comment on Ask A Question by Chesteradhew   
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          Severe credit shock may hit capital levels at some lenders: RBI   
The RBI said GNPAs ratio of banks rose to 9.6 per cent in March 2017.
          Market Now: Gammon Infra, GVK Power Infra surge over 10%   
Auto, bank and realty stocks dealt a blow to the market, as July derivative series took off on a negative note.
          New central bank harmony has markets changing their tune   
Stock and bonds had been trading higher on the premise that the total pot of global liquidity was still swelling despite rising Federal Reserve rates
          स्विस बैंकों में भारतीयों के काले धन में 30 साल में सबसे बड़ी गिरावट, पर अब भी 4,500 करोड़ जमा   
स्विस बैंकों में जमा भारतीयों की रकम 2016 में घटकर रिकॉर्ड 676 मिलियन स्विस फ्रैंक यानी 4,500 करोड़ रुपए तक रह गई है। इस दौरान भारतीयों के डिपॉजिट में 45% तक की गिरावट दर्ज की गई, जो 30 साल में सबसे कम है।..
          Look at possible conflicts of interest in Trump team's OneWest Bank probes, 2 Democrats urge   

Two House Democrats want Congress to look into possible conflicts of interest in the Trump administration’s handling of investigations into Pasadena’s OneWest Bank — a bank formerly headed by now-Treasury Secretary Steven T. Mnuchin.

Reps. Maxine Waters (D-Los Angeles) and Al Green (D-Texas) said...


          Look at possible conflicts of interest in Trump team's OneWest Bank probes, 2 Democrats urge   
none
          SA bankers and bureaucrats unite for charity sleepout   

The only frostiness between BankSA and the Government was the chilly winter air at the Vinnies sleepout, with the politics of the state's new bank levy left at the gates.


          Customer Relations Representative - AmeriGas - Reserve, NM   
Responsible for trips to the bank as well as the post. Research and reconcile discrepancies in customer. Credit checks on new customers. Daily bank deposit....
From AmeriGas - Wed, 07 Jun 2017 17:52:29 GMT - View all Reserve, NM jobs
          Wordsworth Academy files for bankrupcy to facilitate sale   
PHMC intends to buy the nonprofit organization.

          Operator of Illegal Bitcoin Exchange Coin.mx Sentenced to Prison   
coinmx.jpg

Anthony Murgio, 33, of Tampa, Florida, has been sentenced to five and a half years in prison for running a Bitcoin exchange connected to hackers. The exchange was used to launder more than $10 million worth of funds, authorities reported.

Both Murgio and Yuri Lebedev, 39, of St. John’s, Florida, operated Coin.mx through a fraudulent company called “Collectables Club.” According to the U.S. Attorney’s Office for the Southern District of New York, the illegal Bitcoin exchange used the firm’s misleading name to open financial accounts at banks pretending to be a “members-only association of individuals who discussed, bought, and sold collectible items and memorabilia.” Murgio and Lebedev, along with other co-conspirators, violated bank and credit card company rules and regulations by “deliberately misidentifying and miscoding Coin.mx customers’ credit and debit card transactions.”

“Lies conceived and deployed by Murgio permeated every aspect of Coin.mx’s operation, including its use of front companies, like Collectables Club and Currency Enthusiasts, to try to conceal the illicit nature of the operation,” the Department of Justice stated in its sentencing submission.

On January 9, Murgio pled guilty to three counts regarding operating Coin.mx, which processed over $10 million worth of illegal Bitcoin transactions. Murgio ran the Bitcoin exchange between October 2013 and July 2015 for Gery Shalon, 33, an Israeli citizen who was responsible for hacking at least nine companies, including JPMorgan Chase, E-Trade Financial Corporation and Dow Jones. Coin.mx sold bitcoins that came from illegal online transactions, such as victim payments to ransomware attackers who sought to launder the cryptocurrencies clean.

“I screwed up badly and made serious mistakes and misjudgments,” Murgio said, showing remorse, to U.S. District Judge Alison J. Nathan at his sentencing.

Shalon, along with Ziv Orenstein, 42, compromised data on approximately 76 million household customers and 7 million businesses by hacking the nine companies. U.S. officials described their operation as a “diversified criminal conglomerate” responsible for the largest theft of valuable information from a U.S. bank. The compromised data included the names of customers, along with email addresses and phone numbers. Authorities collected evidence stating that Murgio exchanged cash for the bitcoins of Shalon’s criminal gang. Israeli police arrested Shalon and Orenstein in July 2015, and they were extradited to the United States in June 2016. Both are facing serious charges, including aggravated identity theft, wire fraud and money laundering.

“Mr. Murgio led an effort based on ambition and greed,” and constructed on a “pyramid of lies,” Judge Nathan said during the sentencing hearing at the Manhattan federal court.

On March 17, a Manhattan jury found Lebedev and his co-conspirator Trevon Gross, 52, of New Jersey, guilty of charges connected to a bribery scheme in an attempt to hide the illegal activities of Coin.mx from financial institutes and regulators. Both of the defendants are facing a maximum sentence of 30 years in prison. Judge Nathan scheduled the sentencing hearing of Lebedev and Gross for July 20, 2017.

Murgio’s father, Michael Murgio, 66, was also involved in the Coin.mx case. In October, the father plead guilty to “making a false statement to the National Credit Union Administration on behalf of his son.” By making a plea deal, Michael Murgio managed to avoid additional charges in the case, including “conspiracy to make corrupt payments with intent to influence an officer of a financial institution and making corrupt payments.” Judge Nathan sentenced the elder Murgio to one year of probation along with a $12,000 fine.

The FBI arrested both Lebedev and Murgio on July 23, 2015, for “running an unlicensed bitcoin exchange with the goal of helping individuals launder money.”

Despite the prosecution’s request for 10 to 12 years and seven months behind bars, the Manhattan federal court sentenced Murgio to five and a half years in prison. According to Reuters, Judge Nathan considered Murgio’s “generosity to friends and support to his family” and imposed a prison sentence half as long as the prosecutor recommended.

Judge Nathan has scheduled a hearing on September 1 to decide on the amount of fines, forfeiture and restitution Murgio has to pay to the state. The operator of the illegal Bitcoin exchange remains free on bail.

The post Operator of Illegal Bitcoin Exchange Coin.mx Sentenced to Prison appeared first on Bitcoin Magazine.


          Popper Péter: Ők - én vagyok - 33 legfontosabb könyv -T23 - Jelenlegi ára: 1 Ft   
Személyesen Budapesten az Árpád híd mellett vehető át, vagy banki átutalás után postázom.
A könyv  a képen látható  szép állapotban  van,  beleírás nincs és hiánytalan.  
Személyes átvétel esetén megtekintési garanciát vállalok.  
Polc: T23-1217-6
A postázás lehetséges MPL postapontra, csomagpontra,  vatera foxpost, webox pontokra is.
Popper Péter: Ők - én vagyok -  33 legfontosabb könyv  -T23
Jelenlegi ára: 1 Ft
Az aukció vége: 2017-07-21 07:16
          Small Business Advisor - Scotiabank - Dawson Creek, BC   
Wealth Management, Commercial Banking, Enterprise Solutions). He/she is responsible for meeting negotiated goals, which include business development, retention...
From Scotiabank - Tue, 27 Jun 2017 06:46:13 GMT - View all Dawson Creek, BC jobs
          HSBC Gets Green Light for China Venture   

Click to view a price quote on HSBC.

Click to research the Banking industry.

          Client Service Representative - RBC - Saskatchewan   
Leaders who support your development through coaching and managing opportunities. Proactively take ownership of resolving and preventing client banking problems...
From RBC - Mon, 26 Jun 2017 23:03:28 GMT - View all Saskatchewan jobs
          Estate & Trust Representative - Innovation Credit Union - Saskatchewan   
Experience with AOS and banking system. Informal Leadership & Flexibility to perform other duties as assigned.... $44,440 a year
From Innovation Credit Union - Thu, 08 Jun 2017 00:02:47 GMT - View all Saskatchewan jobs
          Careers for Indigenous Peoples - Sales & Service - Across Canada - CIBC - Saskatchewan   
Proudly, our Indigenous banking team serves clients from coast-to-coast-to-coast providing banking solutions to meet the unique needs of many of our Indigenous....
From CIBC - Wed, 24 May 2017 16:13:16 GMT - View all Saskatchewan jobs
          Personal Banking Advisor, Rivière du Loup - Banque Nationale du Canada - Quebec   
Personal banking advisors. Personal Banking Advisor, Rivière du Loup. Number of hours (if position is part-time indicate the number of hours)....
From Banque Nationale du Canada - Thu, 22 Jun 2017 19:19:20 GMT - View all Quebec jobs
          Personal Banking Advisor, Matane - Banque Nationale du Canada - Quebec   
Personal banking advisors. Personal Banking Advisor, Matane. For the description of the position please refer to the french version....
From Banque Nationale du Canada - Tue, 20 Jun 2017 01:15:16 GMT - View all Quebec jobs
          Customer Service Representative - Banque Nationale du Canada - Quebec   
Knowledge of banking products and services, an asset. Customer Service Representative....
From Banque Nationale du Canada - Fri, 16 Jun 2017 19:13:21 GMT - View all Quebec jobs
          French Bilingual Call Centre Outbound Sales Representative - Scotiabank - Ontario   
The Outbound Sales Representative is responsible for managing and developing mutually beneficial banking relationships with customers;...
From Scotiabank - Tue, 27 Jun 2017 06:46:03 GMT - View all Ontario jobs
          Scrum Master - Scotiabank - Ontario   
We are dedicated to helping our 21 million customers become better off through a broad range of advice, products and services, including personal and commercial...
From Scotiabank - Tue, 27 Jun 2017 06:46:02 GMT - View all Ontario jobs
          Supervisor, Accounts Payable (9-month contract) - Ontario Basketball - Ontario   
Perform weekly EFT payment file upload on web business banking. Execute void & outstanding cheque status look up on web business banking....
From Ontario Basketball - Thu, 22 Jun 2017 21:21:36 GMT - View all Ontario jobs
          Elementary School Secretary - District School Board of Niagara - Ontario   
Attendance as well as handle petty cash, banking and electronic requisitioning. Applicants are required to deal with telephone and counter....
From District School Board of Niagara - Thu, 22 Jun 2017 15:42:06 GMT - View all Ontario jobs
          Commercial Mortgage Specialist - RBC - Ontario   
Commercial banking background/experience including working with Synergy is considered a strong asset. Understand the client’s financial situation, leverage...
From RBC - Mon, 19 Jun 2017 22:30:46 GMT - View all Ontario jobs
          Careers for Indigenous Peoples - Sales & Service - Across Canada - CIBC - Ontario   
Proudly, our Indigenous banking team serves clients from coast-to-coast-to-coast providing banking solutions to meet the unique needs of many of our Indigenous....
From CIBC - Wed, 24 May 2017 16:13:21 GMT - View all Ontario jobs
          Account Manager - RBC - Ontario   
Proactively take ownership of resolving and preventing client banking problems. Specifically, you help clients with their everyday banking, credit, and...
From RBC - Tue, 18 Apr 2017 14:17:36 GMT - View all Ontario jobs
          Security Analyst - Eagle Professional Resources - Ontario   
Banking / Financial Industry experience. Providing leadership for the provision of technical expertise in development and support of activities, processes,...
From Eagle Professional Resources - Wed, 12 Apr 2017 20:12:08 GMT - View all Ontario jobs
          Territory Manager - Leasing - Westminster Savings Credit Union - Ontario   
We have four lines of business – Consumer Banking, Commercial Banking, Wealth Management, and Auto/Equipment Leasing....
From Westminster Savings Credit Union - Fri, 24 Mar 2017 00:39:28 GMT - View all Ontario jobs
          Pursue your Potential (PYP)- Aboriginal Peoples - RBC - Ontario   
What do you need to eligible? We are one of North America’s leading diversified financial services companies, and provide personal and commercial banking,...
From RBC - Thu, 23 Mar 2017 04:43:08 GMT - View all Ontario jobs
          Indian-Americans and Spelling Bees: Adding some nuance   
It's that time of the year again. The only night of the year when desi people dominate ESPN primetime in the United States. The Scripps National Spelling Bee. Yet again, the winner...or rather co-winners..came from the families of Indian immigrants.

This has been happening for over a decade now, and every year, the aftermath of the Bee in Indian media and Indian and Indian-origin social media follows a similar pattern. There are a few think pieces about why Indian-Americans are so good at spelling bees. Some folks go all uber-patriotic extolling the superior virtues of our intellectual tradition and what not (cue...Bhaaaaarrrraat maaata kiiii.......). And some folks sneer, indulging in a mild form of communal self-loathing. I don't have kids but my close Indian-American friends who do are very emphatic about how they will not make...or even let their kids participate in something as nerdy and inherently uncool as a spelling bee.

Through Twitter I came across this post that quotes Varun Grover's interview in the excellent excellent documentary I Am Offended (do watch if you haven't) which references spelling bees. That blog, and Varun in that documentary, are making a larger point about how the Indian education system is centered around rote learning, stifling creativity and basically preparing "middle managers". And that the success in spelling bees is a symptom of that.

While I agree with Varun and Auctorly on the larger problem, I don't think it is correct to link spelling bees to that problem. I see where they are coming from, and the reason for that is a couple of myths about spelling bees in general which merit some attention.

Myth #1 Spelling Bees are all about memorizing thousands and thousands and thousands of words, and regurgitating them on stage.

I used to think the same way, but it's not really that way. A few years ago, I had a long chat with a student of mine (I am a college professor) who in her school days had participated in the spelling bee. She didn't win, but talked to me about how much fun it was, and ended up giving me a different perspective on this activity that I too once sneered at. Then I read some more about it, watched the documentary Spellbound, talked to some more students over the years, and I think it is necessary to add some nuance to how we view the "sport".

Spelling bee as a contest is more about pattern recognition than just rote memorization. Don't get me wrong. Of course it is important to know and remember many many words to participate in a spelling bee. But the same is true of scrabble. Or crosswords. Or trivia quizzing. Heck, memorization is key even in chess. A serious chess player will have thousands of moves and games memorized.

Just like all those activities/sports, spelling bee is about, yes, having a memory bank of relevant information, but at the top level, it is often about recognizing patterns, working out clues, and then formulating an answer by accessing the relevant information from your brain.

You know how the kids ask for meaning, language of origin, use it in a sentence etc etc? It is not for theater. It has important information, and many times, can even help you make an educated guess at the spelling of a word you've never heard of by using what is basically pattern recognition.

Let me give you an example about how I, without memorizing any words, was able to correctly guess one of the words in the final this year. The word was chremslach. When it was first uttered, I thought it would start with "Kr" and maybe end with "che" or "kh". Then I heard that the word was Yiddish. And the meaning was a kind of passover pastry. Instantly I thought of a pastry that a Jewish deli near my house excels at - rugelach. The end sounded the same. So it had to end in -lach. And the different pronunciations of the starting syllable suggested chr not Kr. The repeated usage by the moderator further confirmed what I had in my mind. A pattern emerged and voila. There the spelling was.

I felt thrilled at having worked it out before the contestant answered. It was a thrill similar to the one I get as a trivia quizzer when I crack a cleverly framed Final Jeopardy style "workout-able" question. Or the thrill I get when I crack a particularly cryptic clue in crosswords.

The aforementioned student kept stressing about how much fun the whole thing was for her. She said it was a form of solving puzzles. And I saw what she meant. I asked her, isn't it boring to memorize thousands and thousands of words. She said no, she LOVES words (sidenote - she always wrote the most well-crafted and thoughtful term papers in my class). And again, I see her point.

When you enjoy any activity built on pattern recognition so much that you want to seriously compete in it, you don't think of the underlying memorization as a drab chore. I like to play scrabble semi-competitively, and it is fun for me to have those cruel 2 letter words memorized so I can gain advantage on the board despite not having great tiles. And I'm sure poker players don't think of probability calculations as mundane.

Myth #2 These desi spelling be winners will most likely end up as middle managers, code coolies, cogs in the corporate machine....just total drones.

Although it seems like Indian-Americans have been winning the bee for ages, in reality, it's been less than two decades that it has been happening consistently. So the sample of winners is not statistically significant, but from whatever I read in "where are they now" type stories, I saw very few, if any, ending up in those drone type jobs.

A lot of them were in some form of research, which to me, as an academic researcher, makes sense. Research is like the rigorous grown-up impactful form of pattern recognition that is built upon a deep memory bank of knowledge about a subject. A bunch of them were doctors and lawyers. One was a professional poker player (again, pattern recognition and memory). And so on. I even googled a few names of winners and always found that the person was doing something really cool.

Maybe a systematic study will throw up more details.

Myth #3 We Indians are just awesome at English and we are such brainiacs and we have the bestest education-centric culture so we are awesome at Spelling Bees

While the first two myths were in the self-loathing category, this one is in the uber-patriotic category. I have no problem with Indians or Indian-origin feeling proud or elated or whatever at this dominance, although I am personally from the Bill Hicks school of thought when it comes to patriotism.

But let us dispel with this notion that there is something really inherently culturally genetically special about Indians that our kids just go to America, show up at spelling bees, and start winning them left and right. There is actually a pretty strong and well-organized training infrastructure that is making all this possible. Remember that these contestants train with the rigor and discipline of athletes. It is not done in isolation, but requires broader support like with any sport or activity.

What you see on ESPN is the culmination of a year of smaller contests, local spelling bees, practice bees, and other such events on the local circuits. And there's a kind of feedback loop that forms. Successive generations build on the success of previous generations. Legacies and even "dynasties" are created and inspire some to adhere to it. I could keep going, but I came across this article that explains the quasi-institutional reasons behind the dominance in more detail.

If some other community starts taking such a deep interest in the sport and organizes in such a serious grassroots way, other communities could start dominating too.

One thing to note is that the winners have all been kids of Indians who migrated to the United States. Recent Indian immigrants, much like recent immigrants of other communities, tend to socialize more with their compatriots and do so in a very community-based way, with associations and groups and mandals and so on. But second generation Indian-Americans are more assimilated in the American mainstream. So when they grow up and have kids of their own, they are not as plugged into the Indian-American groups and associations as their parents were.

So you don't see many (or even any?) third generation Indian-American children winning the spelling bee or even making it to the national finals, because they don't have automatic access to that community-based infrastructure.

The best way to end this post is to quote a now-grown-up Nupur Lala, the star of the Oscar winning documentary who arguably started this Indian-American phenomenon.

“Having watched Spellbound, I realized that several of my competitors weren’t any worse than me ability-wise, but they didn’t have the same advantages—economic privilege, educational background, family dynamics,” she says. “I know that played a big, big role in my success. As a 14-year-old, I really thought I was one of the best spellers out there. In hindsight, I think, yeah, I was a very good speller, but I also had some of the best preparation and resources out there. I had a mom who had a graduate degree in linguistics. Parents who have literally hundreds of books in the house, and who were very motivated to help me succeed.”


          "The Flight" Chapter 2 of Apurvai, a travelogue by P.L. "PuLa" Deshpande   
Many years ago, I translated chapter 1 from the 1960 book. You don't HAVE TO read it to follow this chapter, but it is recommended. Unlike my other translations which were done from audio files of PuLa narrating his work, this one has been done from the actual book. So even Marathis who've never read the book will find something new here. 

To set the stage a little, in this chapter, PuLa describes the experience of his first ever international flight. Based on the references to the Suez Crisis, I'm guessing it happened in 1956 or 1957. So almost 60 years ago! I was surprised to learn of the sheer number of stopovers flights had to make in those days. It is indeed a different era. But so much of what he writes resonated with me in terms of my experiences with international flights. Which is why I chose to translate this although it isn't as ROFLMAO funny as the previous chapter.

Usual caveats - Much of PuLa's humor comes from how he played with the Marathi language, and it can get lost in translation. But his observations and descriptions stay relevant even 55 years later.

Our flight to London from Santa Cruz airport was scheduled for 11 PM on August 20th. It wasn't my first time flying, but it was the first time I was flying to another country, that too on a huge airplane. I had been told to reach the airport about an hour before the flight. Even if I hadn't been told this, I would've gone there two hours before. Because even when I am taking an M.S.M. train (or as you kids today call it, Southern Railway), I go to the station an hour early. Even if I have a reserved seat. 

I find it convenient to allow that buffer for unforeseen but predictable events like getting on the wrong train, not being able to find my compartment, taxi to the station breaking down, heavy rain causing waterlogging, forgetting some important stuff at home and realizing it halfway to the station, forgetting to fill the water bottle, and of course, panicking every few minutes thinking that I have either forgotten the ticket at home or lost it. 

And of course, Indian Railways regularly contributes with unforeseen but predictable events of its own. Just as you've spread out a sheet on your berth and laid down, a railways employee comes and says the compartment has some problems, so we need to shift to another one. It takes about 45 minutes to find a porter, find the replacement compartment, and move all the luggage. It turns out that if you turn the lights on, the fan stops working, and if you turn the fan on, the lights stop working. Finally both are fixed, and when you go to the bathroom, there is no water in the compartment. So you have to stay awake till Lonand to find a guard and complain about it. If you're lucky, it'll get fixed by the time the train reaches Nira. Or then wait till Miraj at 5 AM so you can use the bathroom on the station. 

So even if you go very early to the station, there's no guarantee that your rail journey will be pleasant. I wonder if we are destined to ever get railways that take the responsibility of passenger comfort seriously. Until then, there are only two ways to travel without any problems - on foot like Vinoba Bhave or by air.

Or so I thought.

When I bought my tickets at the Air India office, the lady behind the counter had told me to reach the airport at 9 PM. And then, flashing me a disarming smile, suggested that I call the airline before leaving to make sure the plane wasn't delayed. So just as we were about to leave, I remembered that smile and mentioned this to the huge contingent of friends, family, and neighbors gathered at our house to bid us farewell.

"Haha, don't be an idiot! It's a plane, not an ST bus to be delayed. Airlines operate with second-by-second precision!"

A friend, who had never traveled an inch north of Malad or south of Kala Ghoda, said making me feel like an idiot in front of everyone. This guy has always had this publicly dismissive attitude towards me. I don't know why I am still friends with him. When I told him I was being sent to England by Doordarshan, his first reaction was,

"You??? Why??? Looks like the government has too much money to waste!"

When I first wore the suit mentioned in the previous chapter, he laughed and said I looked like a trumpeter from one of the Dhobi Talao wedding bands. Totally unnecessary snark. But he can't help it. So even though he had no first hand experience on the matter, he stayed true to his nature and ridiculed me for wondering if I should call the airline to check the flight status.

My wife called the airline office anyway. And we came to know that because the incoming plane from Tokyo hadn't reached yet, our flight was delayed by two hours. 

I winced. The idea of sitting in Mumbai's humidity for two more hours wearing a three piece suit, that noose-like tie, those damned expensive Chinese shoes, the nylon socks bought after the Middle East cooled down, and a thick coat meant for England's cold weather, was unbearable. I was tempted to take off all my clothes (except for one) and cal the whole thing off. 

"So....will the plane depart exactly two hours later than scheduled?"

Someone from the annoyingly large farewell contingent asked, and that question suddenly made our house explode into a pointless deliberation that made it resemble a legislative body debating a useless resolution.

"Will the plane leave two hours later or do you go to the airport two hours later?"

"But does two hours really mean two hours?"

"But what does a plane coming from Tokyo have to do with an Air India flight going to London?"

"Let's say the plane reaches earlier than estimated......will it still leave two hours late or earlier than that?"

"Let's say that Tokyo flight is delayed by four hours instead, will your flight leave two hours late or four hours late?"

"Someone told me that last week a flight scheduled for midnight eventually departed after dawn. Is that true?"

"Are you sure it's a plane from Tokyo? Maybe it's Kyoto."

"I just called a friend of mine who works in a restaurant at the airport. He says there is some mechanical problem in this plane, and the Tokyo plane thing is just an excuse."

"So the flight might get cancelled?"

"Do they have a replacement plane? How many planes does All India Radio have anyway?"

"It's Air India, not All India Radio."

"Yeah, same difference."

"Mechanical problems......that's scary!"

"You both have life insurance, right?"

"Remember the plane that crashed at Cairo five years ago? My boss' nephew was on it. His wife got two million as compensation!"

"I've heard you can buy life insurance at the airport."

All this nonsense from people who had nothing to do with our travel whatsoever. I prayed to god to rescue me from this plane chaos by sending the plane he sent for Sant Tukaram. 

"I'm telling you guys. Instead of spending the two hours sitting at home, spend them sitting at the airport. Let's say they repair the plane early and it leaves before time. What are you going to do? It's not like you can catch it on the way. It's not the Barshi-Pandharpur passenger train. Hehehehe!"

So finally, following the over-cautious traditions of my train journeys, we reached the airport at 9:30 PM for a plane that was scheduled to depart at 1:30 AM. Some of my other friends and colleagues were at the airport already to see me off. They either didn't know that the plane was delayed, or even if they knew, they were aware of my over-cautious traditions. 

All my friends at the airport made me feel very awkward and also emotional by showering me with so many garlands and bouquets, that the airport officials thought I was a politician. And I had an epiphany at that moment - the greatest wealth in my life is my friends. If wealth were to be measured in friendships, I am probably richer than Tata-Birla combined. I have so many dear friends in so many walks of life! And so many of them had come late at night and out of the way to the airport to see me off. 

I felt touched but also embarrassed. Firstly, I still wasn't sure I could pull off the suit-boot look. Having such a huge audience for it felt weird. And then there were these garlands and bouquets. I was overwhelmed. I have gotten used to getting such attention at functions and award shows and suchlike. But on this occasion, I was feeling like I had an emotional debt to pay off. Just popping by to say goodbye is one thing, but these guys had come all the way to the airport!

My embarrassment was compounded by the fact that I hadn't really done or achieved anything to deserve all the attention that night. When I get such attention after a successful theater performance, it's okay. At least I gave them some happiness, and they are appreciating it. But that night, my wife and I were just flying to England like thousands of people do everyday. And yet my mob of friends at the airport had made me feel like I was doing something special. With a luggage full of such love and good wishes, I started feeling confident that even if all the engines of the plane failed, I could fly anywhere I wanted. 

The crowd of friends and all the flowers being heaped on me made the press photographers hanging around think that I was some big deal. They suddenly started snapping our pictures like paparazzi. In all this chaos, one of my friends went to the airport officials and convinced them to open a "VIP Lounge" for me. A sturdy fellow in a crisp uniform politely asked us to follow him to the VIP lounge. 

At that moment, my wife looked at me happily with an expression that said - "all these years that I have put up with you are finally paying off!"

As we were led into the imposingly plush VIP lounge, I started feeling even more awkward. Given our colonial history, I know that "England returned" has a certain halo attached to it. But I had no idea that the halo starts appearing even before you leave India. I started feeling worried about the possibility of a real VIP showing up and frowning at how our raucous farewell contingent had made the VIP lounge resemble Khandke's chawl. 

Even in all that chaos, I overheard one of the uniformed guys whispering to the other,

"Nowadays, any random person can become a VIP."

His colleague responded,

"Hoga koi Minister ka baccha nahi toh jamai!"

and walked away.

So I tried to appear and act as VIP-ish as possible. I went around folding my hands and solemnly thanking all the people who had come to see me off. Then I started giving away the garlands and bouquets to kids and being unnecessarily nice to them. Basically, emulating every aspect of VIP behavior that I could remember. 

A few of the professional photographers kept taking pictures of all this, and then offered to send them to me. They helpfully quoted a "professional" rate for it that was ten times what it would cost to get a photo taken in my neighborhood studio. But I was pretending to be a VIP and had to play the part. Once I parted with all the advance payments for the photos, the expression on my face finally came to resemble something that actually deserved to be photographs. I have no idea where those expensive photos are now, by the way.

Eventually there was an announcement that the customs check process had started, and we finally prepared to leave that VIP cell....I mean lounge. While leaving, I handed a generous tip to the uniformed guys standing at the door. The astounded expressions on their faces made me realize that real VIPs probably never hand out any tips. They hand out only two things - promises or threats.

We left the lounge and walked straight to the weighing scales near the customs area. I put our bags on it one by one and felt relieved when each of them were a pound or so less than the 44 pound limit. My wife on the other hand seemed a little disappointed and said,

"Hmpf, I guess we could have taken a few more papads then."

I ignored her and walked to the customs booth, standing in front of the officer with an appropriately guilty expression on my face.

This was the second time in my life that I had faced a customs officer. A few years ago, when returning from Goa (then a Portuguese territory) I stood in front of a customs officer for the first time. Everyone in front of me had been questioned extensively and had their bags checked thoroughly. So I was already terrified. Even though there was no reason to be terrified. In the entire crowd there, we were probably the only ones returning from Goa without as much as a tiny piece of chocolate. But customs booths are one of those weirdly imposing places where I feel nervous by default.

Some people are scared of a dentist's chair. Not me. I have been to dentists many times. One dentist actually turned my simple complaint of an aching tooth into an imperative to extract it with the glee of a professional sadist. It hurt so much, I think I actually saw a few angels waiting to welcome me into heaven. But even then, the next time I went to a (different, obviously) dentist, I went with the ease with which I go to Kulkarni's restaurant to eat bhajiyas. No fear or worries. But put me in front of a custom's officer and my heart starts racing.

There are many random entries in my list of "people I am irrationally scared of". For some reason, I am terrified of every liftman. Not afraid of the actual lift, mind you. It's not like I am scared that the lift will plummet to the basement or anything. I am just scared of the liftmen, at least in Mumbai, where almost all of them seem to have a cold blank expression on their face. I am also terrified of waiters in fancy restaurants. If one is standing next to me, I feel so nervous that I invariably spill something. I was never scared of male teachers, but female teachers always petrified me. And I can slap a doctor on his back and sing songs with him even when he is in the middle of surgery, but when it comes to nurses, my hands start trembling even if I am handing them a note. I have no idea why I carry these bizarre fears in my heart.

That customs officer I encountered when returning from Goa had insulted me rather painfully! I still shudder and shed a tear when I think about it.

When it was my turn, he asked me my name, address, and profession. Those days, I earned my living in a college fostering deep hatred for literature among the students. As soon as I told the officer that I was a Professor, and that too of Marathi, he just looked straight into my eyes, and with an expression conveying immense pity, said,

"You can go."

He didn't ask to search my luggage, didn't ask me if I was carrying any contraband, didn't even ask me if I had anything to declare. With utter conviction that I lacked the ability or the means to smuggle in alcohol, gold, cigarettes, or anything like that, he sent me on my way. I have never felt more humiliated. I would've preferred it if he had instead put me through a two hour long interrogation under a bright lamp.

So that day in Mumbai airport, I was wondering if the customs officer in charge of examining departing passengers would be more respectful. He looked at my bags, then glanced at my face, and then wordlessly made some chalk markings on the bags and waved me through. Rude, isn't it?

Next my wife and I went to Passport Control. Our passports had been issued two years ago and were valid for three more years. But one of my friends in the farewell party had authoritatively said, 

"Ohhhh.....just three years validity left? That might create problems. Good luck!"

I nervously handed over the passports to the officer. He glanced at them for a nanosecond and returned them to me. I was less worried about the validity and more worried about the passport photo. But the officer had evidently discovered some similarity between my passport photo and the way I actually look. Once we were done with that, a health officer quickly made sure we had taken the necessary vaccinations and we were done.

Once we got the "worthy of traveling abroad" certification from Pandit Nehru's people, all we could do was wait for the plane to leave. It was past midnight. The departure area at Santa Cruz is decorated and furnished in a very modern way. There are lots of comfortable couches and chairs for passengers to relax in. But my wife and I were sitting there uncomfortably, feeling out of place.

There was a European couple sitting in front of us. They seemed confused by Indian currency. These were the days when paisa coins co-existed with anna coins and the poor visitors had no idea if the many coins they had were worth five rupees or five annas. Hoping to give them a happy memory of Indian hospitality, I jumped in to offer unsolicited advice and ended up compounding their confusion even more. Finally my better half stepped in, sorted the whole thing out, and informed them that Indian women have a much better understanding of money than Indian men. 

The European couple left for their flight and I started looking around at other fellow-passengers. With a parochial mindset, I went around to see if there were other Marathi folk there, and soon met a man named Patil and a student named Joshi. I was there representing the Deshpande name. All we were missing was a Kulkarni. If we had found one, we would have had Patil-Joshi-Deshpande-Kulkarni, the four pillars of the ancient Marathi administrative set-up. Sadly there was no Kulkarni on that flight, but it did end up having a pilot named Nadkarni. Nadkarni is essentially the South Kannada version of Kulkarni, so I guess we ended up with the full set eventually.

 Around 1 AM, the plane's wings must have fluttered because suddenly, there was a lot of activity around us. The crowd started walking in one direction, and we went along. I looked at the glass barrier at the customs desk and saw our contingent was still patiently waiting. The elders had tears in their eyes and the younger lot looked like they were cracking stale jokes at our expense and passing them off as new. 

When we eventually reached the gate, I confirmed three times that it was the right plane. Or else we'd wake up the next morning in Cochin instead of Cairo. I still carried emotional scars from the night at Pune station that I got on a train to go to Kolhapur and woke up the next morning to find I was in a compartment parked in the Pune railway yard. I have always had the kind of luck where I take a girlfriend to watch a movie on the sly and run into a nosy old relative who decided to come watch the same movie. And I couldn't afford to let that luck mess up international travel. 

There was an air hostess standing at the door, welcoming us with an unnaturally wide smile. The rest of the crew, dressed in crisp dark trousers and skirts and blindingly white shirts, sporting wing shaped lapel pins and painstakingly groomed mustaches, was darting about doing their work. We reached our seats and stared out the tiny oblong window at the terminal, wondering if our friends and family were still there. 

Once I was in the seat, I assured myself that despite all apparent obstacles, it now seemed like I would definitely go to England, and fastened the seat belt around my stomach. The engines started humming and the fans started rotating one by one.   The plane got going. After zooming along the ground for a mile or so, it slowed down and stopped at the other end of the runway. 

As soon as it stopped, I started fearing the worst. The plane had already been delayed by mechanical problems. I wasn't sure if they had fixed the problems completely or had postponed some repairs. Maybe now they'd discover more problems. I also carried emotional scars from bus drivers who'd make passengers board on a scorching hot day, bake them in that tin box for an hour while they waited, and then open the bonnet of the bus to examine what's wrong with the engine. 

Luckily, nothing like that happened. In a couple of minutes, the plane started moving again, then sped up, and eventually left terra firma in a graceful glide. I watched the airport rapidly disappear from my view and before I knew it, Mumbai started resembling a gem-laden ornament below us. In that ornament, four million people were probably dreaming as they slept, while I sat with wide open eyes, realizing my childhood dream of foreign travel. 

And next to me was my soul mate and my life partner accompanying me on this adventure. Over the previous twelve years, we had built many castles in the air together, while never feeling tempted to build a house on the ground. We never stayed in one place for more than 2-3 years anyway. We had in common a huge appetite for new challenges and new experiences. And the latest one was to be living in England for 5-6 months.

Our flight had been in the air for a while, and the plane was completely dark as was the sky outside, but I still couldn't sleep. The plane was completely packed and experienced travelers were already snoring. Our air-hostess was Japanese. She was promptly and efficiently offering candy and nuts to travelers with a studied smile straight out of the training syllabus. Her walk was brisk and her voice had the crispness of springtime. 

I was feeling really hot. That damned suit on my body started feeling like clunky armor and I again cursed myself for wearing it on the plane. I looked around and was taken aback when I noticed at an Englishman sitting in front of me. Here I was, wearing a brand new three piece suit because I was going to his snooty country. And this dude was sitting there looking very relaxed in khaki shorts, a flannel shirt with some twenty five pockets, and a flimsy felt hat that did not match.

So I discreetly looked around at the other white people on the flight. Not a single one of them was dressed even as remotely formally as I was. Sitting there overdressed in that damned suit in the middle of the night, I started feeling like even more of a neophyte than I already was. 

Suddenly the Japanese air-hostess appeared with a small wet towel on a plate. I eyed the towel suspiciously for a second. I had no idea what purpose a wet towel was supposed to serve at two in the morning. But I was brought up never to turn a plate away, so I picked up the towel and thanked her. I looked at my wife to see if she had any suggestions, but she was fast asleep. I slowly glanced across the aisle and saw that the guy there was gently rubbing the towel on his face. I did the same, and the cool cologne scented fabric gave me some relief from the intense heat I was experiencing. 

Our massive jumbo jet was slicing through the darkness leaving cities and mountains behind. I was finally feeling a little drowsy. Almost everyone around me, including my wife, was already asleep. That Englishman with the khaki shorts was in fact trying to drown out the noise of the engine with his own booming multi-octave snores with his mouth open. The ex-subject of Her Majesty's realm inside me felt relieved to observe first-hand that even the English can snore with their mouths open. Because once our travel plans were made, I was a bit worried about that. 

You see, I am one of "those" too. But over the course of my life, I have come across some impressively loud snorers. My grandma says that people with big hearts and minds snore the most. I don't know if there is any correlation between big bodies and big hearts and minds - I won't mind if there is. I started thinking a lot about snoring and hearts and minds. I do remember that I spent a lot of time thinking about it. But I don't know for how long, because the next thing I knew, I was waking up to the dawn's early light.

Our plane was flying over a huge desert. I noted how different this dawn was from any other dawn I had experienced in my life, thousands of miles over a limitless desert. This experience, coming right after I had experienced a darkness so different from any other darkness I had experienced in my life, spurred some philosophical and metaphorical thoughts. It felt like I was witness to the dawn of a new phase of my life. I thought about my recent years and realized that I hadn't really experienced real dawn in years. In Mumbai's fast-paced hectic life, by the time my day ended, it was usually well past midnight. So by the time I usually woke up, dawn would have given up on waiting for me and slid away, making way for harsh sunlight. 

Our Japanese air-hostess, still looking as fresh as a dew-kissed flower, was making the rounds with hot fortifying beverages for the morning. I have never found those beverages particularly fortifying immediately after waking up, so I politely declined her offer of tea or coffee. Instead, I got up and headed to the bathroom. Taking care not to wake up or bump into any of the other passengers, I tiptoed my way to the front, and slowly opened the door to what I thought was the bathroom. Instead I found myself face-to-face with the fine gentlemen flying the plane. It was the cockpit door! I guess the expression on my face gave away what my need was because the co-pilot, without saying anything, pointed me to the correct door. 

I finished my morning ablutions and returned to the seat to find the "fasten seatbelts" sign flashing. By the time I was able to find the belt and buckle it up, the plane had started its rapid descent. I looked out the window and saw that we were headed to a desert island surrounded by more desert. I assumed it was Cairo, our first stopover. I started looking around the landscape in the hopes of spotting some pyramids. By the time I spotted a bump that I thought was a pyramid and was about to point it out to my wife, the plane was touching down, and before I knew it, it was standing stationary in a foreign land.

I looked at the dinky terminal outside the window and was a little disappointed that a city as renowned as Cairo should have an airport that looks more like an ST bus stand. But once we got off the plane, I learned that we were not in Cairo, but in some place called "Bahrain" instead. I felt a bit like Columbus who reached land confident that he was in India but then discovered that he was instead in some strange land he did not know anything about. And I felt relieved that I had not pointed out those supposed pyramids to my wife.

I had never heard of Bahrain before and had no idea where the hell it exactly was or why we were there instead of Cairo. But we walked into the terminal and headed for the restaurant. I learned that there were oilfields nearby and that Bahrain is a small island nation that is known for its oilfields. That was pretty much all we learned about the place. 

We sat in the restaurant, ordered tea, and waited while the plane was refueled. The tea arrived after a long time. One sip of that concoction and I was convinced that in Bahrain, they used dried date palm leaves in lieu of tea leaves and the milk probably came from a camel instead of a cow. Over the course of my life, I have tasted many different kinds of tea......except of course the spilled tea from Mongini's mentioned in the previous chapter. Tea served in small glass tumblers in Mumbai, tea served in mud bowls on the banks of the Narmada, tea served in metallic cups in Madras, masala milk tea, railway station tea flavored with charcoal, tea without milk, tea without sugar, and even Chinese tea made from jasmine flowers. But I will never EVER forget that horrible tea from Bahrain airport. I will happily drink the bitterest castor potion than drink that tea again.

Well, at least the tea was free, because it was paid for by the airline.

Pretty soon, the plane was ready and we all climbed back into its belly. The plane took off soon and headed for Cairo. The flight from Bahrain to Cairo was essentially just desert after desert after desert. Once in a while, just as a change of scenery, there would be a small strip of water. But otherwise, totally barren. Not a single glimpse of green. 

And that's when I really understood why the green flag of Islam came was hoisted in these deserts first. The prophet was very clever in choosing the color green for his flag. It is obvious why millions of Arabs enthusiastically followed that rare pleasant colored flag. I'm sure that the green flag was as instrumental in the spread of Islam as the Koran was. Add to it the moon that the desert dwellers probably equated with the relief provided by night, and I felt I had to applaud the prophet for his grasp of semiotics. 

It was about 8:30 in the morning. I was staring at the desert out the window hoping to spot a camel train. But in vain. I did spot a lot of dry river beds though. Soon the sun got really bright and the glare made it difficult to keep looking outside. Soon our plane moved from the sea of sand to a sea of water. Being geographically challenged, I first decided it was the Red Sea, then the Caspian Sea, then the Black Sea, and then the Dead Sea. I still have no idea which one it was.

A while later, there were murmurs all around that we were flying over the Suez Canal. All passengers looked out the windows, identified the first strip of water they could find, and assured themselves that it was the Suez Canal. Again, no idea if any of those were actually the Suez Canal. From the height we were flying at, every strip of water looked as tiny as the Fergusson College canal in Pune. But in one strip, I spied some dots that seemed like boats and I silently convinced myself that it was indeed the Suez Canal. It was hard to believe that this tiny strip of water was responsible for almost starting World War 3 and almost sinking my travel plans.  

When your plane is flying so high that you can only see the sky and clouds above you as well as below you, you can't help but get philosophical. You forget any fears you have about the plane crashing. Looking at creation from a height that makes even seas look like saucers of water makes you realize how insignificant you are in the whole scheme of things. As our plane flew towards Cairo, I couldn't help but realize that I was looking at the cradle of civilization. These deserts were where the Babylonian, Sumerian, and Assyrian civilizations had once bloomed. Where the library of Alexandria was once home to millions of of books that were burned. I'm assuming some Big Four or Big Five must have had a summit even then and decided that burning books was in the best interests of the world.

As impressive as the sights of great oceans, great skies, and great lands is while flying, one look at the great space when flying above clouds make them all pale in comparison. And you start wondering what the whole point of creation is, and whether you make any difference to it whatsoever. 

Our plane was about to reach Cairo soon and I started thinking about it. Egypt is an ancient civilization, much like India. Historians have discovered that trade and cultural links between Egypt and India date back millenia. This is the land that saw rich culture flourish for millenia even before Christ was born. And when Christ was born, the bright star that shone was above these lands too. This is the land where Jews, Christians, and Muslims found their faiths and then unfurled the blood-soaked flags of those faiths.

I was in the middle of these thoughts and didn't even realize when I dozed off. The next thing I knew, someone was yelling "KAHIRO!!!!", waking me up.

The first sight I saw at Cairo airport was of battle-ready fighter jets. Next to them were imposing anti-aircraft guns with their barrels pointed to the sky. The stage seemed to be set for the next big war. The only question seemed to be which actors would enter the stage first and who the director would be. Actors from dozens of countries seemed to be ready, with war-paint on, or make-up on. Who knew when the final act would start and when it would end.

When I read a big sign that said, "WE WELCOME YOU TO EGYPT", I felt like someone had sprayed a stream of cold water on my face on an oppressively hot day. Why shouldn't all human beings be welcomed heartily all over this little planet of ours? Although as long as there exist things like passports and visas, built on an assumption of distrust of fellow human beings, can we really expect true expressions of such humanity? The sign that said "WE WELCOME YOU TO EGYPT"....to any "you" who reached there, regardless of race, religion, gender, creed.....why shouldn't such signs and more importantly sentiments, be displayed everywhere?

The funny thing is, this "WE WELCOME YOU TO EGYPT" sign was right next to the massive anti-aircraft guns and the irony endemic to human existence tickled me and troubled me in equal amounts.

We headed to the restaurant inside the terminal. The waiters there were very friendly and polite, and served us some divine Egyptian coffee. Compared to Mumbai airport, I thought Cairo airport was small. There was a lot of new construction happening around us though. Egypt is currently in the midst of writing a new chapter in its history. Everybody is watching carefully to see which way their new statesman (Nasser) takes them.

It was in Cairo airport that I first encountered Egyptian people. And as I examined their appearance carefully, I wondered how many Egyptians there might be in Mumbai too. Because in terms of appearance, I didn't really see any major differences between Egyptians and Indians. Beyond the facts I had memorized in my childhood to score 2 marks in the history exam, such as pyramids, mummies, pharaohs, and the Nile river, my knowledge about Egypt was as barren as their desert. I had never even thought about anyone living in Egypt other than Cleopatra, General Najeeb, and now this Nasser fellow.

Suddenly, I was overcome by a profound sense of ignorance and curiosity as a foreigner in a foreign land. And sitting there in the Cairo airport, I started thinking about how day-to-day life in Egypt must be and how I knew nothing about it. How do school teachers, lawyers, and bureaucrats here dress? Is it similar to how those folks dress in India? What is the most popular item in a typical restaurant in Egypt? Do wives here refer to their husbands by name or is there some tactful pronoun that has been coined for the purpose like in India? With each passing second, the expanse of my ignorance about this fascinating culture seemed to exceed the expanse of the desert.

Then I started thinking about the people who worked at that airport. For them, a typical day consisted of interacting with travelers from dozens of different countries, for maybe an hour or two at a time, before they went on their way and were replaced by a different set of foreigners. Do they feel the same sense of curiosity and note their ignorance about other cultures? Or has it become just a mundane feature of their lives by now? Do they actively notice the multi-colored lattice of different races and nationalities or does it just pass by in the blink of an eye like a frame from a cinema reel?

I spent the rest of the time in Cairo thinking about all this before we were called back to the plane. The next stopover was Geneva in Switzerland. As our plane surged through the clouds, we gradually left the desert behind and were soon traveling over Europe. Specifically, Italy, as the pilot informed us.

While I was almost entirely ignorant about Egypt except for its ancient history and contemporary politics, I at least knew more about Italy thanks to all the books I had read. Names like Rome, Venice, and Naples started swimming around in my head. I decided that if the plane had to crash right now, I would want it to do so near Naples. I had read that Naples was home to some of the most awe-inspiring sculptures in the world. So if my plane crashed in Naples, I could drag myself to those sculptures, see them first hand, and then die happy.

Yes, I know it is morbid to keep pondering the possibility of the plane crashing but that's how I am and be honest, aren't you too?

But the plane kept going. I kept looking at the Italian landscape underneath and we didn't see Naples or Venice. But we did fly over Rome. It was hard to miss. As I looked at the distant but clear images of various buildings and cathedrals in Rome, I first felt a great sense of satisfaction at seeing them first hand. Then I compensated for the unfamiliar bliss by berating myself for still not having read Gibbon's "The Decline and Fall of the Roman Empire" even after buying it years ago. I made a mental note to read it as soon as I returned home.

When you're flying over different countries of the world, you think more about what you haven't read about those lands than what you have read. In another hour or so, our plane was flying over the gorgeous alps and I realized we were in Europe's Eden.

Soon the plane touched down in Geneva. I had heard a lot of cautionary tales about how the cold in Europe is way worse than anything I might have experienced in India. I experienced it first hand as I walked into the Geneva airport and felt like I had walked into a massive refrigerator. And this was just August! So I shivered a little and prepared for six more months of this inhumanly cold weather. No wonder these white folks ran away and captured our warmer lands.

As soon as I stepped into the chilly Geneva airport, my brain initiated a flashback from 20 years ago from my college days in Pune. I had grown up in Mumbai, where it never gets even remotely chilly. Then in Pune in the winters, every so often, I would wake up to such a chilly morning. It felt more bracing than oppressive, making me feel like running all the way across the world. I had always thought cold weather would make me feel like a shriveled old man, but instead, it made me feel like a daring young man, ready to achieve anything!

Anyway, we walked into the restaurant at the Geneva airport and it looked more like a flower shop than a restaurant. The faces of all the staff members were fresh and enthusiastic like recently bloomed lilies. There was a spring in their step. It didn't look like anyone could ever age, and everyone looked like they were in their 20s even though they probably weren't. We were served coffee in a very elegantly crafted glass cup. And it tasted divine and almost intoxicating. I wondered that if even the coffee here gets my pulse racing so much, what will stronger beverages do? I had heard that Switzerland is a place where extreme beauty and extreme pleasure is the default and my experiences at their airport confirmed it.

I didn't even realize when that stopover at Geneva ended. It was cold, but I was surrounded by beauty, human and non-human, and I felt more alive than I ever had. Before I got back on the plane, I turned around and took a 360 degree mental picture of all I could see of Switzerland from that terminal. The tall trees sheltering cute little houses, the snow-covered peaks of the Alps kissing the deep blue sky. I promised myself to return for a more leisurely visit. When the plane took off, I was looking at a meandering little river as it flowed through the verdant Swiss countryside, when suddenly, our plane ascended above the clouds. And those fluffy white things that a few hours earlier had seemed gorgeous, now seemed like villains for blocking my view of the Swiss landscape. Our journey continued.

The next stop was to be at Dusseldorf in Germany, It had been over 20 hours since we took off from Mumbai. The hands of my watch had already been rotated many times by then. Every hour, the pilot made announcements about how high we were flying, what the temperature outside was, what the local time was, and so on. Passengers around us were saying random things in response to those announcements like, "Oh! 18,000 feet? That's nice! Very high!"

We were flying through clouds at that moment, so I personally couldn't tell the difference between 18,000 feet and 18 million feet. Honestly, this whole thing of estimating distances has been a challenge for me, whether I am in the air or on the ground. Whenever I read about some witness in court say stuff like "the accused was 19 feet away from me", I feel jealous of his ability to express distance so precisely. Because I absolutely suck at it. I can't even remember the inches in my own measurements for shoes, hats, collars, socks, and so on. When a shoe salesman asks what size I want, I just give him the chappals I am wearing then and ask him to figure it out. I have immense respect for people who go shoe shopping and say stuff like "Bring me Number 8 pairs".

And when someone remembers the precise date on which something happened, I feel overcome enough with admiration to go hug them. When I hear someone say stuff like, "I remember it was July 17th...", I am amazed. I suck at dates too. Which is why I always sucked at history in school. Even now, I remember only three dates - Shivaji Maharaj died in 1680, the 1857 uprising happened in 1857, and using multiple reminder mnemonics, my wife's birthday. Other than these three, I have no idea of any other dates. You can ask me when India gained independence and I will try to hedge between 1947 and 1950.

Anyway, the point is, I am horrible with anything that is expressed numerically. So even before I could figure out how high 18,000 feet exactly is, our plane was touching down in Dusseldorf. Before I knew it, we were surrounded by cries of "Achtung! Achtung!" and "Gut! Gut!". My wife and I walked to the terminal, now sick of this sequence of stopovers. Yes. I was in Germany with its rich history and culture and intriguing contemporary split between East and West, but I didn't give a damn. The aforementioned Joshi and Patil left us here and we sat there hoping that we'd reach London before we died of boredom.

Why does the final stretch of the journey always seem to last the longest? Even when I am traveling from Pune to Mumbai by train, it is the same. The time from Pune to Thane or Kalyan seems to breeze by in a happy procession of vada, omelets, chikki, etc. But from there, Mulund, Bhandup, Vikroli, Dadar, etc seem to take an eternity to pass by. Very annoying! It's the same with other trips too. When you're taking a train from Mumbai to Delhi, everything seems great until you reach Mathura, and then after that, things seem to slow down. If you're going from Mumbai to Nagpur. it is Wardha that is the tipping point after which it is all yawns and polite curses.

The flight from Dusseldorf to London seemed similarly annoying and yawn-inducing. Finally, after about the hundredth yawn, the plane started barreling downwards. All the passengers around us seemed to have perked up as the plane continued descending. Finally there was a bump and the plane started slowing down. And a few passengers around me echoed my thoughts,

"Ah! London!"



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          Antu Barva by P. L. "PuLa" Deshpande   
Fourteen years ago today, Purushottam Laxman Deshpande, arguably the most influential and beloved person from Maharashtra, died at the age of 81. He left behind a gargantuan legacy in the form of his books, plays, songs, movies, essays, social work, but more than that, the lasting impact he has had on Maharashtra. Every couple of years, I translate one of his essays or short stories on this blog. This time, I have chosen Antu Barva, a fictionalized life sketch that he created as an amalgam of several people he knew in Konkan. It is not exactly LOL funny, but is light-hearted while still tugging at your heart-strings. It is meant as a depiction of the tough life in Konkan in the middle of the 20th century, and the sort of complex and poignant characters such a life spawns.

But as somber as the basic subject matter is, PuLa manages to inject humor into it, even if the humor is dark. When I first read Antu Barva, I just read it as a slightly humorous life sketch. As I have re-read it and re-heard its narration over the years, I have come to recognize it as something beyond just that. It is one of PuLa's best allegorical social commentaries in my opinion. He was duly recognized for Vyakti Aani Valli, the book that this sketch appears in, with a Sahitya Akademi Puraskaar. In that book, I think this is THE most impressive and multi-layered sketch.

For years, I considered translating Antu Barva here but was too intimidated given how nuanced it is. PuLa gave Antu a specific Konkani "voice" (in text form as well as when he narrated the sketch for TV) that is impossible to translate. No matter how well I tried, I thought I would end up doing injustice to the original work. This is in addition to the usual difficulties in translating PuLa's wordplay and nuanced observations. So it is with a great sense of trepidation that I am even attempting this today. A LOT will get lost in translation. But I hope PuLa's fans will forgive me any errors. Because I think this particular piece is one of the greatest literary achievements from an Indian and it deserves a wider audience.

Miss you, PuLa. Bhool-chook maaf kara.

Ratnagiri's middle lane has been home to some towering personalities over the years. God used a unique formula when creating these people. These people tend to be a metaphorical amalgam of Ratnagiri's most famous products - sweet mango, rough jackfruit, hard coconut, irritating colocasia leaves, and intense betel nuts whose one bite will make your heart jump up your throat.    

It is in this unique Ratnagiri soil that Antu Barva grew and ripened. Actually, Antu's age doesn't really justify people casually calling him just "Antu". When I first met him 12-14 years ago, not just his stubble, but even the hair on his ears and chest had turned white. His teeth had mostly gone "Annu Gogtya".

Going Annu Gogtya = falling.

This is an idomatic phrase that Antu Barva coined. A lawyer from Ratnagiri named Annu Gogte has been standing in the local elections for many years. Standing and then falling. Repeatedly, without even coming close to winning. So even if a bucket falls in a well, Antu asks "has the bucket gone Annu?"

When someone is talking about old Antu, they just refer to him in the singular casual "Antu". As it is, characters from Konkan are quite singular. But no one calls Antu just "Antu" to his face.  They call him Antu sheth!

True blue Brahmin Antu got this trader caste suffix "sheth" decades ago. After all Antu himself had committed a sin justifying this demotion. During the first world war, Antu started a shop near the docks. It failed spectacularly even before the Treaty of Versailles. But that short-lived stint as a shopkeeper was enough to turn Antu into Antu sheth.

After that, no one remembers Antu doing anything specific to make a living. He manages to somehow score at least two square meals a day from somewhere. He has a little plot of land with a garden that has a couple of dozen coconut and Alphonso mango trees, sprinkled with the odd jackfruit and tamarind tree. He has a little single-room shack on that land. He has the right to draw water from the nearby well. Antu sheth manages to get by on all this.

I first met Antu at Bapu Hegishte's store. I had gone there to buy some cigarettes when Antu's face peered out from behind a newspaper. He slid his reading glasses up his forehead and said,

"You're Lawyer saheb's son-in-law, right?"

"Yes" I replied.

"Ahha! I recognized you right away! Please, have a seat, please. Bapu, some tea for our jawaibapu (a respectful term for son-in-law)!"

I had no idea who this guy was, suddenly acting so familiar. Antu sheth himself explained,

"Your father-in-law is a good friend of mine. Tell him Antu Barva said hello."

"Sure."

"Hmmm....when did you come from Pune?"

"Two days ago."

"Of course....the first Diwali after you got married....haha...ask him for a Ford car!"

"He is your friend. Why don't you tell him?"

"Haha, you're from Pune after all. Can't get the last word with you." he laughed. "So...staying long or just a flying visit?"

"Just a short trip. I'm leaving in a couple of days."

"Excellent! It's always good to keep such visits short. Familiarity breeds contempt and all that. Don't end up like that Kasopkar's son-in-law. He set up camp for six months. Finally Kasopkar lost his patience and made him plow his land! When a son-in-law stays with you for too long, he starts feeling like a pain in the neck, right?"

"You're right." I nodded.

"Bapusheth, I hope you recognized our lawyer's son-in-law. We are both your father-in-law's clients, jawaibapu."

Bapu Hegishte smiled and folded his hands in greeting.

"Welcome. Would you like to have some tea?" he asked.

"No, it's okay. It's really hot right now."

"Of course, it's always going to be hot in Ratnagiri!" Antu jumped in. "You can't sleep in a cowshed and then complain about the stink of cow piss! If Ratnagiri had cool weather, they'd have called it Shimla, not Ratnagiri!"

Before I could say anything, Antu continued,

"But the heat is way worse in your neighborhood with all those houses next to each other. Come to my garden near the beach. My garden is...how do you say...."aircondition"!"

Antu sheth said the last words in English and laughed, and then added,

"That's our country joke, jawaibapu!"

Then he addressed Hegishte again.

"Bapusheth, did you know our jawaibapu here is a writer? Writes plays and movies and what not. Behave properly when he is around or he'll write a hilarious farce about you."

The pride I felt on my fame having spread even to someone like Antu Barva was dashed by Bapu Hegishte's next question. Bapusheth looked me up and down carefully for a few seconds and said,

"What do you do?"

"What the hell do you mean what does he do?" Antu thundered. "Are you insane, Hegishte? Take out that pile of raddi old newspapers and open them. You'll see his name and picture in dozens of places! He makes movies!"

"Movies!!?? Really??" Hegishte's expression changed to one of wonderment and he looked at me as if I was God.

"Jawaibapu, speaking of movies, can I ask you a question if you don't mind?"

I could see the naughty expression on Antusheth's face as he asked me this.

"Sure, go ahead."

"How much money do you make from one movie?"

This wasn't my first trip to Konkan. So by now, I had gotten used to dealing with such intensely personal questions.

"That really varies from movie to movie." I deflected.

"But still....I mean I have read that you get like a million or a million and a half."

"No way! There isn't nearly that kind of money in Marathi films."

"Yeah, but still. Even if you don't get fistfuls, you must be getting at least 2-3 pinchfulls?"

"You get it sometimes, and also lose it sometimes." I stuck to being vague.

"Well of course, it's a business after all. When it comes to business, you win some, you lose some. It's all part of the game."

Antu sheth got philosophical. But only for a moment.

"Can I ask you one more question? Only if you don't get angry."

"What's there to get angry about? Go ahead."

"Well..you know....whatever we read about these film actresses in magazines and all....is that real or is it fake like Gangadhar Basthe's "real" Belgaum butter?"

"What do you mean all this about film actresses?" I kept a straight face and pretended to not get what he was saying.

"Quite a skillful guy you are, jawaibapu. Skillful! You'll make a great witness in court!" Antu sheth was having none of it. "All this about film actresses as in...the whole index finger nostril thing."

I didn't immediately get what he meant by the whole index finger nostril thing. So Antu sheth gently tapped his index finger against his nostril and winked. Fortunately, before I had to say anything, a waiter arrived with the tea Hegishte had ordered.

"Looks like all the cows in Ratnagiri are still pregnant, Jhampya!" Antu made a sarcastic remark to the waiter on the color of the tea. And then he poured the tea in the saucer and started slurping it.

Actually, Antu sheth could have just said to the waiter in plain words that the tea was low on milk. But he preferred the "all the cows are still pregnant" phrasing. Why just Antu sheth? Almost everyone from that middle lane in Ratnagiri spoke in that sarcastic obtuse way.

By now, Antu sheth and I have become good friends. In the last decade or so, whenever I have gone to Ratnagiri, I have spent time with him. He always included me in his group of friends, taught me the ganjifa card games they played. And over the years, I heard a lot monologues on the odd philosophy of life that those men in their 60s had developed.

I even learned all the idiomatic phrases the group had come up with. They all dressed similar. A cotton loincloth from the waist below, a small cotton scarf on the shoulder, worn-out sandals, one hand holding a walking stick, and the other holding a jackfruit. Dressed like that, Antu sheth would roam around in the neighborhood calling his friends to join him every afternoon.

"Govindbhat! Wanna play a couple of hands?"

"Paranjape? Are you awake or have you turned into a python?"

I too became a part of their card game gang. If once in a while, the card game wasn't really panning out well, Antu would put the cards down and say to me,

"Jawaibapu, why don't you sing a Malkauns or something? Godbolya, bash a little tabla with our guest. Khaju sheth, open your decrepit harmonium."

And then we'd have an impromptu jam session for a bit at Antu sheth's orders.

"Jawaibapu, your pipes are kick-ass!" he'd compliment my singing in his unique way.

Every other year or so, I'd visit Ratnagiri and attend Antu sheth's court. But with each visit, the court seemed to be getting smaller.

"Antu sheth, haven't seen Damu kaka around." I asked once.

"Who? Damu Nene? He is living it up! I am told Rambha is rubbing oil on his bald head, and Urvashi is airing him with a fan!"

"What????"

"What do you mean what? Damu Nene got transferred from Ratnagiri!" and Antu Sheth pointed to the sky.

"Oh!" I finally understood what he meant. "I am so sorry. I had no idea."

"Why would you have any idea about it? Do you think that they're going to announce on the radio that Damu Nene has croaked? His family did pay for an obituary in the newspaper though. Heh, they wrote he was loving, caring, friendly, pious, and what not. What do the newspaper folks care? As long as you are paying, they will publish any nonsense."

Antu continued in his characteristic manner.

"Damu Nene and loving? Hmpf! Even when he was lying dead on the pyre, the furrow on his brow was intact! One day he decided to sleep outdoors because it was too hot. They found him dead the next morning. Lucky bugger. Died on Ashadhi Ekadashi too! So there were two processions from Ratnagiri that day. One for Lord Vithoba and another for Damu Nene. Damu died on Ashadhi. And then on Dussehra, Dattu Paranjape crossed the border and did seemolanghan. The first guy croaked, the second guy croaked.....now waiting for the third. They say things happen in three."

Antu looked at me mischievously and shrugged.

And that's the essence of Antu Barva for you. Standing at less than 5 feet, bronze-fair complexion, small pockmarks on his face, small gray eyes, creased skin belying his advanced age, half his teeth fallen....or "gone Annu"...leading to a new habit of poking his tongue through the gaps while talking.... and with all this, weighing in at barely 100 lbs.

Every aspect of Antu Barva's earthly existence was getting worn out with each passing year except for two - the nasal booming voice and the slick intelligence fed by decades of rubbing coconut oil on his head.

It wasn't just Antu sheth. Almost all the men his age from that part of Ratnagiri were of a similar bent....which was a crooked bent. Their language was unnecessarily complex and their attitude exceedingly cynical. They didn't feel happy if someone did well, and didn't feel sad if a tragedy befell someone. There was no joy for births, no mourning for deaths. Most of them apart from Antu didn't really like music, but didn't dislike it either. And when it came to food, the taste and flavors didn't matter, as long as their belly got filled. The engine of their life never really faltered when it ran out of steam, nor did it go fast when it did have some steam. But the road their lives took was like every road in Konkan- serpentine.

That's the hand life had dealt them. Even though their lives were full of the wholesome coconut tree, their fates and thus their tastes leaned less towards the sweet creamy inside of the coconut, and more towards its tough shell.


One summer, a second-rate theater company from Mumbai was touring Ratnagiri staging Ram Ganesh Gadkari's famous play Ekach Pyala. I went to watch it. The production was barely competent in the first act. At intermission, I walked outside to the hissing clinks of soda bottles being opened. Under a Kitson lamp, I saw Antu sheth's diminutive form. He was talking to the fur-cap clad manager of the theater company.

"So....how's the attendance?" Antu sheth asked.

"Not bad." the manager gruffly replied.

"Not bad? Most of the chairs seem empty. Why don't you let me in for half price?"

"No way!" the manager shook his head rudely.

"Why are you brushing me away like a lizard? I heard the first act from out here anyway. The guy playing Sindhu doesn't seem to be very good."

[aside - in the early-to-mid 20th century in orthodox Maharashtra, it was taboo for women to perform on stage. So much like in Shakespeare's days, female parts were usually played by men. The legendary Bal Gandharva excelled at this and one of his most famous roles was playing Sindhu in the first staging of Ekach Pyala.]

"The guy playing Sindhu doesn't seem to be very good." Antu sheth said. "He sang 'lage hridayi hurhur' like a squeaking mouse. Did you ever hear how Bal Gandharva sang it?"

The manager got pissed off.

"I'm not begging you to come watch it!" he thundered.

"But the town is full of your advertising boards begging us to come watch it." Antu sheth instantly replied. "And yesterday your people were going door to door with fliers. As it is, it's mainly empty chairs you are showing this play to. How about four annas?"

"Four annas? What is this? A monkey performing on the street?"

"That's better than this! They perform first and then circulate a plate for money. Why don't you try that? If the next act is better than the first one, I'll pay you an extra four annas!"

The people standing around them started laughing and the manager got even more upset. That's when Antu sheth noticed me.

"Namaskar, jawaibapu! How's it going? How's Ekach Pyala?"

"It's okay." I said.

"I'm sure you got a complimentary pass. You're from the same community. I have heard that barbers don't charge each other for shaves."

"No, nothing like that. See, I bought a ticket."

"Then why a wishy-washy response like "it's okay"? You've paid hard-earned money for this, haven't you? Assert your rights as a paying customer. Call it what it is. Utter crap. Especially that guy playing Sindhu is totally useless!"

"What do you mean the guy playing Sindhu? It's a woman playing the role." I told him.

"WHAT??" Antu sheth looked genuinely shocked. "You're kidding me! That voice and that built! If she decides, she can lift Sudhakar up like a baby! Sindhu indeed.......more like Sindhudurg!"

"So you watched the play after all?"

"For a few minutes. Moved the curtains from the window and had a peek. Hmpf! Even gypsy performers are better than these idiots."

Antu sheth spat out another unsolicited opinion and walked away.

But that's pretty much what his life was - spitting out unsolicited opinions. I knew Antu for so many years, but I never found out much about his family situation. Once Anna Sane from Antu's court had let slip a mention of his son.

"What? Antu sheth has a son?" I asked.

"Of course he has a son. Not only that, his son is a Collector!" Anna Sane nonchalantly said.

"Collector???"

"Yup. He's in charge of collecting tickets on Byculla station." he deadpanned without letting a single muscle move.

"Doesn't look like he helps out his father financially."

"He does sometimes. When he can. He has his own family. Besides, a Western Railway compartment has been attached to a Central Railway train."

A PhD student could do a dissertation on those guys' peculiar idioms and phrases. I was well-versed in the language by now but it took me a few moments to realize that this was code for an inter-religion marriage.

"So you see, Antu sheth has trouble with his post-bath rituals at his son's place. Plus apparently his son is also into some other Anglicized habits if you know what I mean. So how can Antu sheth spend too much time there? Still, once Antu sheth swallowed all the insults and went to Mumbai to see his grandson. Came back looking like he had messed up a math problem."

"Every Dussehra and Diwali, Antu gets his son's love in the form of a money order. Not much, maybe 5-10 rupees. For a few days after that, Antu acts like he's won the lottery and splurges as much as he can. Which isn't much."

"Understandable." I said. "After all, how much can a ticket collector's pay be?"

"Yeah, the pay is pretty meager. But one hears that a ticket collector can also make a little more on the side, especially in holiday season if you know what I mean." Anna said. "Nothing wrong with it of course. If he has an opportunity to make some money, why shouldn't he? You know how it is in this country. If you get caught taking a ten rupee bribe, they put a striped cap on your head and send you to prison. But if you get caught taking a million rupee bribe, they put a Gandhi cap on your head and send you to Parliament! Democraticaly elected people's representative!"

Politics was the most favorite topic for Antu sheth and his buddies to express their unique opinions on. They had profound thoughts on every politician and party. One year, there was a famine in Konkan. Konkan is always facing a famine as it is. But this particular one was so bad that in Antu sheth's words it had "been approved under the Famine Act".

Nehru was touring the famine-hit parts of Konkan. He visited Ratnagiri for a speech and the whole town was caught up in Nehru-mania. One evening, someone asked Antu sheth,

"Antu sheth, I didn't see you at the speech?"

"Whose speech? Nehru's? Hmpf!" Antu sheth's disdain was obvious. "What nonsense. There's a famine here. Stop giving speeches. Give us food! This is like seeing a man drowning and instead of saving him, reading from the Quran to ensure that he doesn't end up in hell. Utterly useless. But everyone else is stupid. Oh, Nehru is here? He is giving a speech? He gives great speeches! Let's go! Bloody lemmings!"

"And now that Nehru is in Ratnagiri, what did they do? Idiots took him to show the house, room, and bed where Lokmanya Tilak was born! Morons. Tell me, did god appear in Gangadhar Tilak's dreams and tell him that your wife is going to give birth to a great leader? How would anyone even remember what bed Tilak was born on? But who cares? They just showed Nehru some random room and bed and bluffed - this is where Tilak first went WAAAAAAAAAA."

"Morons! Where's the proof? Where's the proof? Did they get the midwife from Tilak's birth to certify the bed? Hmpf! Forget Tilak. It's been a 100 years since he was born. You tell me. Can your own mother confidently identify the room and the bed where she gave birth to you? Go ask her and then tell me about Nehru and Tilak."

And so ended the rant.

I always wondered if there was anything or anyone in the world that Antu sheth and his friends had respect for. If they ever had a polite dignified response for anything at all.      

Somebody's son became a Professor. And Antu's response,

"Professor? In a circus?There used to be this Professor Chhatre in circuses performing magic tricks."

Someone opened a new store. And Antu's response,

"Tell him to have a bankruptcy form ready. It'll save time when the inevitable happens."

Who knows what school of philosophy these guys followed. More than half of them survived on money orders from children and relatives. They saved money from that and file lawsuits for the strangest reasons. Every lawsuit is stuck in delayed hearing dates. These guys have a big beautiful sea coast, coconut trees, gardens, everything you could reasonably hope for to be happy. But that apparent prosperity gets punctured by an occasional bout of misfortune and all that remains is an impenetrable shield of gallows humor.

Somehow the topic of Gandhi came up. And Antu sheth got on his soap box.

"Gandhi? What Gandhi? Traveled all over the world, but never came to Ratnagiri! Because he was smart. He knew that here, no one gives a damn about his loincloth or his walking stick. We are all just as naked and just as skinny. And his obsession with spinning khadi. It's all useless. Our own Shambhu sheth. All his life, he followed Gandhi's teachings and spun khadi for his clothes. Forget the British government, even Ratnagiri's Collector Gilligan didn't fear his "civil disobedience". And you're talking about Gandhi."

"Then there are all his hunger strikes and fasts. Half of Konkan is hungry and fasting, and not by choice. Someone who is well-fed will find something remarkable about hunger strikes. What do we care? Don't get me wrong. I am not saying Gandhi wasn't a great man. He was. But in our books, under what column should we make an entry for his greatness? And if you are talking about independence, then that had nothing to do with Gandhi, or Tilak or Savarkar."

"So did independence just fall out of the sky?" I asked him.

"It's up to you to find out where it fell out of." Antu replied. "One thing I am sure of is that the Brits left because they got bored. What more was left for them to loot? Their Raj business started making a loss, so they effectively declared bankruptcy and went home. The potter left with his pottery, and we sit here cradling his leftover broken pieces. This is all just a cycle of life and bigger than anything we can comprehend. It's not British rule, nor is it Nehru's rule, nor people's rule, nor anyone's rule. It's the creator's rule."  

"So how did your creator end up siding with the British?" I asked.

"Don't be silly. The creator is sitting pretty on his throne. He just played a small game."

"A game that translated into 150 years of slavery?"

"It's 150 years for you and me." Antu sheth was steadfast. "The almighty's wrist watch doesn't move forward by even one second unless a thousand years go by for us. In his eyes and on his scale, all this is just a minor game that lasted barely a millisecond."

When these emaciated old men started spouting this philosophy on the front yards of that impoverished middle lane in Ratnagiri, with dark shadows formed by the dim light of their age-worn oil lamps dancing on their wrinkled faces, my heart couldn't help but shudder.

"Socialism? What socialism? All nonsense, I tell you. Not even two mango leaves are alike. And these guys want to pretend all men are equal. In the creator's eyes, each individual is unique. How are they going to have equal opportunities or equal outcomes? But everyone is just blabbering....socialism is coming. Just like that Ratnagiri's legislator is saying...Konkan Railway is coming, Konkan Railway is coming. Sure, Konkan Railway is coming. And it's tracks are going through where one-armed Pandu Gurav's toilet used to be. Even if it does, is it going to make Pandu's shoulder stump sprout an arm? What difference will it make?"

"And without an arm to plow his field or pick his crops, no matter what you do with that damn railway, what good is it going to do him? He is still the same. Just because India became independent, does not mean that Hari Sathe's lazy eye got fixed. Nor did Mahadev Godbole's paunch disappear.  Nothing really changed. Even in the fabled Ram Rajya, Ram didn't uproot Hanuman's tail and attach it to his own ass. No. Ram stayed a man, and Hanuman stayed a monkey."

At such times, it almost seem like the Goddess of Wisdom Saraswati is sitting on Antu sheth's tongue.

"You're right." I said.

"Don't just say I am right for the heck of it to be polite. If I am wrong, say that and correct me. You might be younger than me when it comes to age, but when it comes to education, you are my elder, jawaibapu!"

Once in a while, Antu sheth will say something genuinely from his heart, without any sarcasm. But there is always some burning issue close to his heart underlying what he says.

The last few years, I could not go to Ratnagiri as often as I used to. In the meanwhile, Ratnagiri finally got electricity, its own college, tar roads, and all other features of 20th century life. When I met him after that, I said,

"Antu sheth, your Ratnagiri has now become posh! Electric lights and everything. Did your house get an electric connection?"

"No, not yet. But it's good that it's dark. Tomorrow even if I do get electricity, what is there to look at in that bright light? A penniless life? Who needs electricity to look at chipped walls and leaking shingles? It's better that my poverty stays hidden in darkness."

And then he laughed loudly for a full minute like it was a joke.

This time I saw that his teeth had gone almost completely Annu Gogte. I also learned that a couple of more friends of his had passed on and that the card game court was emptier than ever. For a change, I spotted a sense of love, longing, and kindness in the way Antu sheth spoke. I guess the empty seats at his card games were starting to make a place in his heart.

"Joglekar's son got a big promotion and moved to Delhi!" Antu sheth voluntarily shared some pleasant news without his customary sarcastic rejoinder. "Took his old man to Kashi, Haridwar, Vishweshwar, Hrishikesh and all. Fed a 100 brahmins there. Old man Joglekar was thoughtful enough to get me a small sealed pot with water from the Ganga. When you come visit next time, jawaibapu, you'll probably see that the seal has been broken and the water was poured down my throat if you know what I mean."

The next time I visited Ratnagiri, fortunately Antu sheth's Ganga water pot was still sealed.

"Wow, jawaibapu, wow! Congratulations! I heard you're going to England! Congratulations! Have a great trip. Just one "request" for you. Now I have to speak with you in English. So a "request"."

"What request?"

"Go see the Kohinoor diamond once. For some reason, it's an obsession I have always had, the Kohinoor diamond. I can't go see it, but you do it on my behalf. And then come back and tell me how it looks. See all the sights in London and Paris and everything!"

For some reason, I was overcome with a desire to touch his feet, something I had never done before. Right there on the street, I bent down and touched his feet.

"Live a long life!" Antu sheth touched my head gently. "You are a good person, which is why you are so successful."

I said goodbye and started to leave. I had barely gone four steps when I suddenly heard the familiar

"Jawaibapu!!!"

"Yes, Antu sheth?" I turned around.
  
"Forgot to ask you one thing. Are you going alone or with your wife?"

"Both of us are going."

"That's good. Don't mind me, I just had a nagging doubt, so I asked. You are going far away to learn something new. So I was reminded of Devayani's tale from mythology. Hahaha. Convey my blessings to your wife too. I am telling you, your good fortune is all because of her. That's all life is eventually about - the right woman."

Antu sheth paused and continued.

"Let me tell you something. Just between us. My wife passed away 40 years ago. Since then, the alphonso mango tree near my door has stopped flowering. When she was around, the tree yielded hundreds of mangoes every year. But since she left.....you know....fate can take really strange turns. Sorry, I am rambling. Anyway, safe travels. So when are you leaving from Ratnagiri?"

"Tomorrow morning by bus."

"Direct Ratnagiri to Mumbai?"

"Yes."

"Good call. Once someone completes that journey, then even traveling around the world seems easy in comparison. The other day Tatya Jog made the trip. He is still trying to locate all his bones.  Told me some 7-8 bones are missing!"

And he started laughing hard with his mouth wide open. I noticed that there was only one tooth remaining that hadn't gone Annu Gogte.

The next morning at 5 AM at the bus stand, I again heard the familiar cry,

"JAWAIBAPU!"

Antu sheth approached me and gave me a small paper pouch.

"I know you don't believe in god, jawaibapu, but do me a favor and keep this in your pocket. It is holy ash. It will keep you safe. You are going to London by air, so this small pouch shouldn't add too much weight to your luggage."

I put the pouch in my pocket. As the bus got going, I saw Antu sheth lift his shirt and gently wipe tears from his small blinking gray eyes. In that dim dawn light, seeing his bony chest and his concave stomach which had all but touched his back suddenly tugged at my heart.

Just like Konkan's jackfruit, it's people taste sweet only when they ripen for a long time.

xxxxxxxxxxx

          "Khana Mat Khao" or In Telugu, Rice = Food?   
Thanks to the harsh winter we are having, I have been battling cold, cough, and fever for over a week now. Last night, during a particularly phlegm-infested sleep cycle, I had a dream. A nostalgic dream, I dreamed of something from 28 years ago in Andhra Pradesh. Something that had baffled me for years.

In 1986 when I was 6 years old, my dad was transferred to Rajahmundry in Andhra Pradesh for a year. A couple of months after we move there, I fell ill. Fever, cold, cough, same as now. My dad took me to the neighborhood doctor (the neighborhood was Aryapuram, if memory serves). The doctor was a native Andhra-ite with a very rudimentary grasp of Hindi. We were Maharashtrians who spoke Hindi but with very little knowledge of Telugu. So we spoke in Hindi.

The good doctor examined me, wrote up a prescription for what I assume were antibiotics (that's the trusted way to treat the flu in India), and then proceeded to give me some dietary advice in Hindi.

Doc: Teen din ke liye, khana mat khao (For three days, don't have any food (or so it literally translates))
Dad: Kya? Kuch bhi nahi? (What? Eat nothing?)
Doc: Nahi nahi, khao. Bread khao, roti khao, dal khao, khana mat khao. (No No, you must eat. Eat bread, roti, dal, but don't eat food.)
Dad & Me: ???????????????????????
Doc: (also confused, but repeating) Bread khao, roti khao, khana mat khao (Eat bread, roti, but don't eat food.)
Dad: Lekin........ bread aur roti bhi toh khana hi hai. (But.....bread and roti is also food)
Doc: (looks at me and dad for a few minutes, thinks, and then suddenly smiles) Rice! Rice mat khao! (Rice! Don't eat rice!)
Dad: Rice?
Doc: Haan, bread khao, roti khao, rice mat khao (Eat bread, roti, but don't eat rice)

Now, the medical validity of the doctor's dietary advice aside, for almost three decades, this incident has been stored in my memory banks. I occasionally remember it and am confused. Today after I had dreamed of it, I thought of an explanation. Maybe in colloquial/spoken Telugu, in some parts of Andhra Pradesh (especially Rajahmndry), the word for rice is similar to the word for food/meal. The good doctor wasn;t exactly fluent in Hindi. So maybe it was a translation error.

So I turned to twitter for answers. Based on the responses I got, the verdict is mixed. Half the people say that the words are indeed used interchangeably. Others disagree.

I don't know. But it was fun to get a humorous blast from the distant past.     

          Why I Threw Away My Ferrari Gear   
I used to be an ardent Formula 1 fan. And an ardent Ferrari fan. Over the years, I lost interest in the sport. But occasionally I would still catch portions of a race on TV and in my heart, I was always cheering for a Ferrari win. On a recent trip to Europe, I bought some Ferrari gear to occasionally display my support.

This morning I threw all the Ferrari gear in trash. Because of this.

The background story in a nutshell is this. Two Italian navy sailors killed two innocent Indian fishermen in Indian waters (the Italians dispute the jurisdiction). India arrested and charged the sailors. The Italian government has been supporting these murderers. So has the Italian media. Note that they're not denying that the sailors killed those innocent fishermen. They still want the Indian government to let the sailors go. Why? The reasoning is flimsy and convoluted and in my opinion can be summarized as "Because!". The arrogance and the racist undertones in Italy's stance are obvious to me and many others. To me, the subtext is, "yes, our boys killed two guys by mistake. But they were just a couple of brown fishermen. Let our boys go! Give them back to us and we'll give them a slap on the wrist. You Indians have no right to try someone who killed your citizens". Do you think that if the fishermen had been Americans killed off the coast of America, the Italians would dare be this brazenly arrogant?

And in a sickening display of further arrogance and willful insensitivity, Ferrari decided to inject itself into the situation. The Formula 1 Indian Grand Prix is this weekend. Ferrari has announced it will carry an Italian Navy flag specifically in support of the two murderous sailors. It's not like Ferrari has been carrying the flag throughout the season. They're doing this only in India. They're not even using the pretext of just supporting the Italian navy in general. Their statements specifically mention support for the murderers. To me this is a small scale version of a British team carrying the flag of General Dyer's regiment only in India to express solidarity with his actions in Jalianwala Bag. Or some other European team supporting one of their fellow citizens who has been locked up in Goa for abusing street kids.

Ferrari is wrong for needlessly wading into this debate specifically during the Indian GP. But more importantly, they are absolutely wrong in supporting those two murderers whose crime, I repeat, is not even in doubt.

As an Indian, I find Ferrari's stance reprehensible and I cannot in good conscience support them in the slightest. So I threw away my Ferrari gear. I hope Indian fans who go watch the race on Sunday are not so slavishly beholden to the team and so morally bankrupt and insensitive as to wear caps or t-shirts supporting these proud backers of murderers.


          Menabung Yuk!   
Ternyata masih banyak masyarakat yang enggan menabung. Ya, berbagai alasan diutarakan untuk menafsirkan ketidakinginannya untuk menabung. Alasan klasik adalah tidak ada dana dan kebutuhan sehari-hari saja masih sulit.

Padahal sekarang ini kan ada program tabungan yang mudah dan murah yang dikeluarkan oleh berbagai bank.

TabunganKu adalah yang dimaksud.

TabunganKu

Produk TabunganKu ini didesain untuk membuat masyarakat untuk gemar menabung. Dengan setoran awal yang ringan, dan tanpa biaya administrasi bulanan, nasabah bisa menabung kapan saja.

Berbagai bank pun juga sudah menyedikan produk ini, mulai TabunganKu BRI, TabunganKu BCA, TabunganKu Mandiri, dan bank lainnya.

Masa per bulan menabung Rp 10.000 saja tidak bisa? Kan ya kebangetan. Daripada buat beli rokok, kan lebih baik di tabung. Syukur-syukur nanti bisa buat beli rumah. Aamiiin.

Produk TabunganKu ini memang tak selengkap produk tabungan yang biasa dikeluarkan oleh tiap-tiap bank. Seperti hal nya tidak bisa melakukan transaksi debet melebihi 4 kali per harinya. Selain itu juga ada keterbatasan lain dalam hal transaksi.

Ya karena sekali lagi TabunganKu ini di desain untuk menabung saja, untuk menggairahkan kegemaran masyarakat untuk menabung.

Nah, kalau nanti budaya menabung sudah menjadi kebiasaan, baru bisa pindah ke tabungan yang biasa dengan benefit yang luar biasa.

Ayo lah mulai menabung sekarang juga. Tidak perlu nunggu kaya untuk menabung. Dengan menabung kita juga bisa menghemat pengeluaran lho. Jangan jadi masyarakat yang konsumtif, itu tidak baik bagi keuangan. Percaya deh.

Mulai menabung sedikit demi sedikit, lama-lama akan menjadi duit yang banyak. hhehe.

          TS205:Sermons,Sports Clubs,Azealia Banks   
Oooooh ooh let’s talk about scrambled eggs and sex. Not satisfied yet? Well then let’s talk about a high ends sports club in NYC and their attempts to incorporate more pussy in their sausage fest. What’s that old saying ‘ya can’t score that touchdown and dribble that softball without some good ol’ titties’….. Not into it? Fine then. On a less sexy note, Azealia Banks loses her shit on an airplane and calls a man the F word, no not a Frenchman, the other f-word. Let the haters begin!
          Hedonisme, perbedaan Manusia dengan monyet bin simpanse   
Hedonisme. apa itu hedonisme? Hedonisme ialah faham atau sistem etis yang mengutamakan kesenangan dan atau kenikmatan di atas yang lain. apa bedanya dengan Islam? kaum muslim juga menginginkan kesenangan dan kenikmatan? Bedanya ialah kaum muslimin memandang kenikmatan hidup di akhirat lebih utama, mereka mengorbankan kenikmatan di dunia untuk akhiratnya. Sementara kaum hedonis tidak
          Green Cars   
Hybrid cars are the most fuel efficient and new environmentally aware way to drive. Hybrid cars are priced three to seven thousand dollars more than similar standard versions of the same vehicle.
Hybrid cars are one among the promising types of new generation cars.
Hybrid cars are fast becoming more and more popular due to the rising fuel costs and the prices of hybrid cars are becoming more and more affordable.
Hybrid cars are efficient and save money on fuelling.
Hybrid cars are seen as a stepping stone to the ultimate green car, a car fuelled by a hydrogen fuel cell which will produce zero emissions.
Hybrid cars are a fusion of technologies.
Hybrid cars are not the final answer, but they are a good start.
Hybrid cars are more reliable than electric cars from what we are seeing to date and they have gasoline as an alternate fuel.
Hybrid cars are more expensive to buy, but cheaper to own over the long run especially for local commuting trips where the electric engine is used more often than the gas powered engine.
Hybrid cars are not cheap but they are affordable.
Hybrid cars are not so fast as cars that run on only gas.
Hybrid cars are arguably the most innovative automotive vehicles of our generation. Hybrid cars are a cross between an electric car that operates on batteries and a gasoline-powered engine.
Hybrid cars are increasingly popular with celebrities and those who want to demonstrate their commitment to a cleaner environment.
Hybrid cars are at the centre of a green car revolution. With these configurations, hybrid cars are able to have a fuel mileage of 60-70 mpg as compared to 20-40 in conventional cars.
However, while hybrid cars are jam packed with all the merits that might instantly bowl the discerning consumer over, it is not without its share of faults and disadvantages.
Maintenance tools for hybrid cars are also pretty rare, so expect to spend more on checkups and fix-its when the car bogs down.
Hybrid cars are popular with governments and people who drive hybrids in the UK will benefit from reduced tax discs.
Unlike standard cars moving on a single propulsion system, hybrid cars are driven by the power of multiple propulsion.
However, some feel that Hybrid cars are a just a transitional step before we move to Hydrogen cars, or some other fuel that isn’t oil based.
Some hybrid cars are also experimenting with lead acid.
Electric-petrol hybrid cars are energy- efficient and produce fewer emissions.



www.agloriousfuture.com/carthermometer.php
Mark Boardman
www.agloriousfuture.com/carthermometer.php

http://markcb.acsecure.hop.clickbank.net/?tid=HYBRID
          Regional Roundup: Top New Features This Week Around Our BroadwayWorld 6/29 - THE LITTLE MERMAID, RAGTIME, NEWSIES, and More!   

BroadwayWorld presents a comprehensive weekly roundup of regional stories around our Broadway World, which include videos, editor spotlights, regional reviews and more. This week, we feature THE LITTLE MERMAID, RAGTIME, NEWSIES, and more!

Check out our top features from around the BroadwayWorld below!


Central Pennsylvania: Contributor Marakay Rogers reviews NEWSIES at the Fulton Theater. She writes "Matt Farcher, who plays Jack Kelly, leader of the newsboy throng, is certainly energetic as well as a fine vocalist; local audiences will possibly not recognize him, though they've seen him before - as the Beast at Fulton's BEAUTY AND THE BEAST. His performance here may be a bit more informed, however, by his prior performance as Che Guevara in EVITA in Maine, as well as having played revolutionary Enjolras in LES MIS in the past. (That "LES MIS turns positive" vibe is strong with this show.) Kate Fahrner makes for a tough, but charming, potential love interest as Katherine Plumber, intrepid early female reporter who is trying hard to not be her father's daughter - a major plot point of the show. If there's a real criticism to be had of the book, it's Katherine's part; the amazement over a female journalist shouldn't have been so great, given that Nellie Bly was a major expose writer for Pulitzer (the big bad of the show) in 1887 and that her famous Around The World stunt was done for Pulitzer in 1888. The historic newsboy strike was in 1899, when Bly had only recently (and temporarily - she did war correspondent work in World War One) retired. Writer Fierstein presumably based Katherine on Bly, but the show is set just late enough that anyone relatively familiar with history will find the lack of prior existence of Bly irritating."


New Zealand: Contributor Monica Moore reviews BONNIE AND CLYDE. She writes "Bonnie, played by Nicolette Nes is superb. She has the look, the voice and the style. And the top quality performances just keep coming at you. Blanche (Katrina McConnell) is excellent along with Buck (Brian Wolfman) Preacher (Simon Chapman) and well, actually they're all pretty darn good! Special mention to the young Bonnie (Samara Bayliss and Medody Lui-Webster) and Clyde (Tim Cloves) who deliver Great Performances. The set is engaging and designed by the well-known John Fausett who cleverly incorporates and ensures the story is kept interesting."


Minneapolis: Contributor Karen Bovard reviews SUNDAY IN THE PARK WITH GEORGE at the Guthrie Theatre. She writes "Crucial to the success of any production of this show are the two leads. Randy Harrison is suitably difficult and awkward in Act 1 as Seurat, and far slicker as his great grandson George in Act 2, where he seems more in command. Act 1 belongs to Erin Mackey as Dot, who is sexy and sympathetic and sly and sings with great feeling. She's also fully credible as the elderly wheelchair bound Marie in Act 2; it's a startling, funny, and moving transformation. All the members of the strong ensemble take on new roles in Act 2, and part of what makes this second act work so well are the bold choices they've made in sketching in their characters. The music swells with real grandeur, thanks to their ensemble power, an excellent mic system, and a full 13 piece orchestra behind them, helmed by conductor and pianist Mark Hartman."


Oklahoma: Contributor Ronn Burton reviews MILLION DOLLAR QUARTET at the Lyric Theatre. He writes "Director Dave Steakley wisely steps back and lets his boys go to town when necessary, yet his subtle guidance of the tone and flow of the show does not go unnoticed. The costumes by the reliably-proficient resident designer Jeffrey Meek are period-perfect yet fashion-forward. Helena Kuukka's lighting and Adam Koch's sets work hand-in-hand seamlessly - the colors and patterns playing off each other consummately. Important to note: the musical performances wouldn't be as impeccable as they are without Anthony Risi's sound design, which subtly yet perfectly enhances the recording studio vs. live performance effects throughout the evening."


Long Island: Contributor Melissa Giordano reviews RAGTIME at East Islip's BayWay Theatre. She writes "Among the talented cast, Chazmond Peacock makes a superb Coalhouse; intense, great voice... he's a natural for the role. Coalhouse is the beau of Sarah (and father of her child) portrayed exquisitely by Amanda-Camille Isaac. Ms. Isaac's striking portrayal of poor Sarah is a roller coaster of emotions including a gorgeous rendition of the hopeful song "Wheels Of A Dream" with Mr. Peacock. Additionally, kudos to Mike Press who is an outstanding Booker T. Washington, Coalhouse's mentor. On Ms. Waller's clever creative team, Bob Butterley's bi-level set ideally fills the open stage. Rolling pieces, tucked away on the sides, are used throughout. Also, the fun here is that you get to use your imagination a great deal. The music, on tracks, is coordinated by Eizabeth DeGennaro who is also part of the cast. This is enhanced beautifully by Jessy Gill's choreography and Joseph Kassner's stunning costumes."


Kansas City: Contributor Alan Portner reviews JERSEY BOYS at Starlite Theatre. He writes "Jersey Boys offers up super production values with this touring show. Portrayals of Massi and DiVito are a little one dimensional, but the singing, acting, production, and dancing make up for any lack. The supporting cast is excellent. Jersey Boys is a little strange to get used to. It is an excuse for a concert of great music. The music does not advance the story much except in parallel in the documentary. Most of the first act is required for the audience to get used to the style, but the final forty minutes grabs the audience and transports them back to the golden age just prior to the Beatles in the Doo Wop period. The audience ends up loving the performance."


St. Louis: Contributor Chris Gibson reviews SEUSSICAL at Stages St. Louis. He writes "Ryan Cooper is a perfectly disarming and amusing Cat in the Hat, with nimble movements and well-timed comic delivery of lines that bring forth smiles and laughs from young and old alike . You can just see that he's having fun. Cooper and Company draw the audience into the tale immediately with the rousing opening number "Oh! The Things You Can Think," and Cooper takes on several different comedic roles throughout the proceedings. As JoJo, Colton James Kastrup is a very believable little boy, and definitely possesses just the right voice and enthusiastic innocence that fit the part. Anthony Arpino absolutely shines as Horton, with a warm and deeply concerned performance that makes you genuinely care about his plight. April Strelinger is delightfully vainglorious as Mayzi and oozes attitude to spare. Leah Berry is simply terrific as Gertrude McFuzz, a single-feathered bird who's in love with Horton, but having trouble getting him to realize it. Her take on "Notice Me, Horton" is a sad and sweet delight."


Rhode Island: Contributor Andira Tieman reviews THE DIANA TAPES. She writes "The Diana Tapes is a tightly-written one act with just four actors. Playwright James Clements takes on the role of biographer Andrew Morton with Sam Hood Adrain as Michael O'Mara, his publisher. The two of them receive and transcribe recordings made by Princess Diana's friend James Colthurst, played by Jorge Morales Pico. The attention to detail with the sets and costumes is impressive for a production barebones as this. Battered chairs are swapped for fancy ones when the scene changes from the office where Morton and O'Mara frequently meet to Diana's residence where she talks with Colthurst. Diana's iconic wedding ring, now Kate Middleton's, is replicated. While the men's costumes are necessarily basic, Diana gets several glamorous outfit changes that suit the scenes perfectly."


St. Louis: Contributor Chris Gibson reviews THE LITTLE MERMAID at The Muny! He writes "Emma Degerstedt is delightful as Ariel, effectively conjuring up the image of a young mermaid who wants more out of life, and is positively driven to do so. Her voice is splendid as well, as would befit a character who uses it as a bargaining chip so she can gain her true love. Jason Gotay does fine work as the object of her affections, Prince Eric, and you genuinely root for them to connect. Emily Skinner is perfectly menacing as Ursula, creepily costumed and brimming with malevolent intentions, Skinner makes a memorable impression. Jerry Dixon is commanding and surly as King Triton, bringing plenty of bluster to the role. James T. Lane is enthusiastic as Sebastian, the red Jamaican crab who is also a composer. The undeniably catchy "Under the Sea" gets a great workout under his guidance. Jeffrey Schecter is funny and friendly as Scuttle the seagull, and Spencer Jones is awfully cute as Flounder. Kevin Zak and Will Porter are quite good as Ursula's moray eel minions; Flotsam and Jetsam, respectively. Frank Vlastnik is also sharp as Chef Louis/Pilot, specializing in seafood dishes as the Chef, which naturally rubs Sebastian the wrong way. Richard B. Watson rounds out the cast as Eric's manservant/confidante, Grimsby. Of course, the large ensemble also adds to the merriment, and gives the show an even wider scope."


Chicago: Contributor Rachel Weinberg reviews MOBY DICK at Lookingglass Theatre Company. She writes "MOBY DICK also features three extraordinary female actors in its ensemble: Kelly Abell, Cordelia Dewdney, and Mattie Hawkinson. While each essays various roles, they also come together as the three Fates-an inventive and eerily effective device. Decked out in Sully Ratke's magnificent and haunting costumes, they provide the warning of what's to come upon the play's conclusion. At various points in the production, Abell, Dewdney, and Hawkinson also embody various elements of nature: the ocean, a whale carcass, and even Moby Dick himself. Outside of the skeletal structure of the set, there is no literal whale onstage-but that is perhaps one of the most striking representations of Moby Dick in the production."


Regional Editor Spotlight:

Christy Brooks
Los Angeles Contributing Editor

Christy Brooks is a teaching artist, actor and scriptwriter located in South Central Pennsylvania. She works as an independent contractor in producing and directing small and large-scaled performing arts productions. In addition, Christy has created curriculum, focusing on Reader's Theatre, Acting Workshops, and Scriptwriting, for public and private school districts. She donates a portion of proceeds from theatrical work to local non-profit organizations. Christy is a proud graduate of The Pennsylvania State University.

Writing for Broadway World has been a wonderful and fulfilling complement to my involvement in the performing arts. It brings me joy to watch a live performance and absorb the many facets involved in producing and acting in a performance. Whether I am reviewing a show or interviewing actors, my focus is on what I might learn from each theatrical encounter. Theatre is ever-evolving and I want to contribute to it in a passionate way that promotes constructive, not destructive, dialogue.


Join Team BroadwayWorld! Interested in joining our team, but not exactly sure what we do? All of your questions are answered, along with every open position from guest and student bloggers, Regional Editors, and more! Find out where we have open positions available here!


          THE PHANTOM OF THE OPERA Tour to Welcome New Leads This July   

Cameron Mackintosh and Andrew Lloyd Webber's Really Useful Group announced today that Eva Tavares and Kristie Dale Sanders will join the cast of the spectacular new production of Andrew Lloyd Webber's The Phantom of the Opera currently on tour in North America.

With newly reinvented staging and stunning scenic design, this new version of PHANTOM, one of the most successful musicals of all-time, is performed by a cast and orchestra of 52, making this one of the largest productions on tour.

Beginning July 18, at the Queen Elizabeth Theatre in Vancouver, British Columbia, Kristie Dale Sanders will play the role of 'Madame Giry.' On July 26, Eva Tavares will take over the role of 'Christine Daaé' at the Northern Alberta Jubilee Auditorium in Edmonton, Alberta.

They join current cast members Derrick Davis as 'The Phantom,' Jordan Craig as 'Raoul,' Trista Moldovan as 'Carlotta Giudicelli,' David Benoit as 'Monsieur Firmin,' Edward Staudenmayer as 'Monsieur André,' Phumzile Sojola as 'Ubaldo Piangi' and Emily Ramirez as 'Meg Giry.'

Eva Tavares hails from Vancouver, BC and trained at the UBC Opera Program and the Banff/Citadel Theatre Professional Training Program. Credits include the world premiere of Sousatzka, West Side Story and A Little Night Music. Her choreography has been seen most recently in Die Fledermaus (Vancouver Opera).

Kristie Dale Sanders has been seen on Broadway in Cabaret, Evita, Next Fall, Urinetown and The Phantom of the Opera. Off-Broadway: Dream of the Burning Boy; Johnny Guitar; A Class Act; Hello Muddah, Hello Fadduh. She can also be seen on "All My Children" and "The Wire."

The current company continues performances at the INB Performing Arts Center now through July 9, 2017 with Katie Travis as 'Christine Daaé' and Anne Kanengeiser as 'Madame Giry,' then onwards to Vancouver, British Columbia at the Queen Elizabeth Theatre July 12-23, 2017.

The Ensemble includes Adam Bashian, Steve Czarnecki, Daniella Dalli, Kaitlyn Davis, Dan Debenport, Sarah DeBiase, Mark Emerson, Jordan Ensign, Jim Hogan, Robert Anthony Jones, Edward Juvier, Ted Keener, Jay Lusteck, Adryan Moorefield, Sarah Mossman, Constantine Pappas, Adam Rogers, Travis Taylor, Carmen Vass, Jessica Wagner, Victor Wallace and Marguerite Willbanks. The Corps de Ballet includes McKenna Birmingham, Julie Eicher, Daniela Filippone, Abigail Mentzer, Lily Rose Peck, Ally Taylor Sacks, Tara Sweeney and Micki Weiner.

Andrew Lloyd Webber said, "Having received great critical acclaim in the U.K. and North America, I am really pleased that Laurence Connor's new production of PHANTOM will continue to tour the U.S. playing in tandem with the Broadway production which soon celebrates 30 years."

Cameron Mackintosh said, "With PHANTOM still the reigning champion as the longest-running production on Broadway after 29 phenomenal years, with no end in sight, I'm delighted that this spectacular new production of PHANTOM has been as well-received in the U.S. as the brilliant original and has already been seen by over 2.5 million people across North America since it opened in November 2013. With an exciting new design and staging, retaining Maria Björnson's amazing costumes, the new PHANTOM is thrilling audiences and critics alike all over again. With the production continuing to be such a success, we are delighted to welcome our exciting new stars to keep the music of the night soaring for many years to come."

Cameron Mackintosh's spectacular new production of Andrew Lloyd Webber's The Phantom of the Opera is presented by Cameron Mackintosh, The Really Useful Group, and NETworks Presentations. Directed by Laurence Connor (who co-directed the new production of Les Misérables that just finished a hugely successful two and a half year revival on Broadway and will start a North American tour in the fall of 2017, directed the award-winning new production of Miss Saigon coming to Broadway in 2017 and national tour in 2018, and also directed the stage version of the movie School of Rock now playing at Broadway's Winter Garden and in London's West End at the New London Theatre), with choreography by Scott Ambler, set design by Paul Brown, Tony Award®-winning original costume design by Maria Björnson, lighting design by Tony Award®-winner Paule Constable, sound design by Mick Potter, and musical supervision by John Rigby. The production is overseen by Matthew Bourne and Cameron Mackintosh. The Phantom of the Opera: music by Andrew Lloyd Webber; lyrics by Charles Hart (with additional lyrics by Richard Stilgoe); book by Richard Stilgoe and Andrew Lloyd Webber; orchestrations by David Cullen and Andrew Lloyd Webber.

Based on the classic novel Le Fantôme de L'Opéra by Gaston Leroux, The Phantom of the Opera tells the story of a masked figure who lurks beneath the catacombs of the Paris Opera House, exercising a reign of terror over all who inhabit it. He falls madly in love with an innocent young soprano, Christine, and devotes himself to creating a new star by nurturing her extraordinary talents and by employing all of the devious methods at his command.

Cameron Mackintosh's brilliant original production of Andrew Lloyd Webber's The Phantom of the Opera continues performances at Her Majesty's Theatre in London and in its recording-breaking run at the Majestic Theatre on Broadway and many other cities around the world.


          software quality assurance (QA) analyst - Bravo IT Consulting - Maple, ON   
Develop and implement policies and procedures throughout the software development life cycle Computer and Technology Knowledge.... $36.92 an hour
From Canadian Job Bank - Wed, 28 Jun 2017 02:27:09 GMT - View all Maple, ON jobs
          Start the mas...   

As we move into the month of July, just the seventh month of the year, it is safe to say that Carnival 2018 has started. The first mas band to launch its presentation for next year was Jus Wee and Friends and its unveiling was held last Sunday at 16 Newbury Extension, Glencoe. Next year Jus Wee and Friends, a past Band of the Year winner, will be playing Wee Taking Flight.

Wee Taking Flight will consist of 14 sections and among the band’s designers are Michel Huggins, Janelle Greaves, Devon Jerome, Marcus Gooding, Dominique Mitchell and Marion George. The band’s camp is at Newbury Hill Extension. Bandleader Annmarie Placide revealed that the band’s costumes are reasonably priced at $1,000-$2,750, and the band is all-inclusive.

She added that one of the band’s attractions on Carnival Monday is that live road music will be supplied by Pelham Goddard & Roots. Playing with Roots on Monday, DJ Mr Desmond will provide road music on the Tuesday.

Potpourri of arts this weekend

This weekend’s entertainment fun list actually begins at 6 pm this evening when Pan Trinbago holds an After Work Jam at bpTT Renegades Pan Theatre, Charlotte Street, Port-of-Spain. Supplying live music will be Massy Trinidad All Stars, Fusion Steel, Pan Jammers, Sapophonics and DJ KC Klass is Klass.

 

Another Friday evening steelband jam also begins at 6 pm when Phase II Pan Groove with Hadco opens up its yard at Hamilton Street, Woodbrook for Friday Night Live—band arranger Len “Boogsie” Sharpe says it will be “an odyssey of pan.” Aside from Phase II and lots of food and drink, there will also be entertainment by Martin Cain & Road Block Steel Orchestra, featuring Deja and DeJan Cain.

This evening also sees the eagerly awaited opening of Uppa Level Club at Cascadia Hotel, 67 Ariapita Road, St Ann’s, by Elegant Promotions. Wall-to-wall music can be expected all night by H2O Phlo, Kevon Cartar, Oscar B, plus old school Uper Level DJ Darryl, and his partners in crime DJs Richard Simply Smooth, Scoobie and Billy J.

Kaiso Blues Cafe is also on tonight with its Passing Thorugh Jazz Cuatro Concert, featuring Jeanine Ruiz, Kennth Clarke, Michel Germain, Raul Landaeta and more, from 9 pm.

 

At the theatre

Not to be left out tonight there’s much theatre in a big way with Kingdom Arts & Performances staging Reba, Rachel, Ria...Their Story at Queen’s Hall, St Ann’s, at 7.30 pm; RJ Productions, in collaboration with Urban Jungle Entertainment, by overwhelming public demand, staging Eileen & Me at Little Carib Theatre, White Street, Woodbrook, at 8.30 pm; and Raymond Choo Kong Productions premiering Choose Your Partner Wisely, at CLR James Auditorium, Cipriani College, Churchill Roosevelt Highway, Valsayn, at 8 pm.

RS/RR is premiering Man Callaloo, starring Nikki Crosby, Richard Ragoobarsingh, Debra Boucaud Mason, Sunny Bling and Aaron Schneider, tomorrow, at the National Academy for the Performing Arts, Port-of-Spain, at 8.30 pm. The show will be repeated on Sunday evening at 6.30 pm, at the same venue.

Tomorrow’s action continues when St Ann’s RC Church stages its Tea Oneness Style Tea & Concert at Lions Civic Centre, Fitz Blackman Drive, Port-of-Spain, from 3 pm. Wall-to-wall entertainment will be by David Bereaux, Errol Fabien, Jason “Fridge” Seecheran, Wendy Sheppard, Krystal Khayne, Stephen Marcelle, Frenz in Muzik and more.

There’s also the Sangeet Opera, at Central Bank Auditorium, Lower St Vincent Street, Port-of-Spain, featuring Neval Chatelal and John Thomas, at 7.30 pm.

 

Dance events

Dance is also on the weekend’s agenda with Abeo Jackson’s farewell performance – Dance Fuh Yuh Life – being staged at The Big Black Box, Murray Street, Woodbrook, at 8 pm, and Malick Folk Performing Company and OrigiNation Cultural Arts Centre of Boston premiering Just The Two Of Us II, at La Joya Auditorium, EMR, St Joseph at the same time. Both events are billed for tomorrow.

 

Pan in Diego Martin and Tacarigua

Tomorrow also sees Panatics Steel Orchestra celebrating its 30th anniversary by staging Pan Jamboree at the Waterwheel Compound, Diego Martin, at 7 pm. Steelbands to perform include Phase II Pan Groove in association with HADCO, CAL Invaders, Ice Water Pan Ensemble, Sapophonics Steel Orchestra and host band Panatics Steel Orchestra.

One of this weekend’s big shows takes place on Sunday evening in the east at Rush Sports Bar & Night Club, located on the Eastern Main Road, Tacarigua. On a show themed Live in Love & Music, crackshot pan musician Kern Summerville and musicians he has selected will be performing. Summerville’s band will include Kyle Peters (guitar); Kevin Fraser (keyboards); BJ Saunders (bass); Gerion Williams (drum); Jamie Ghany (alto saxophone); Nicholas Jones (tenor saxophone); and Barry Homer (trumpet).

Guest performers for Live in Love & Music are vocalists Marisa Diaz and Kay Alleyne, violinist Anna Clair Roberts, guitarist Kashiff Wilson, Spoken Word artiste Askala George and Keishon Jack.

 

Riddim in the north

Action galore is promised on Sunday night, from 8 pm, at Howdy Dan’s Restaurant, located in MovieTowne, Port-of-Spain, as LA Records launches its RIIbirth Riddim. Artistes on the label billed to perform are Crazy, Fireball, Jamelody, King David, Blessed Messenger, Tobago’s Kervern Carter, Marley Palmer, Jah Disciple, Jaron Nurse, Zion Nurse, Zion Starr, Brittany Gonzales, Dre Star, Frankie Dan and Linelle Hamilton.

 

In memory of Brigo

Across the seas, calypso is also holding centre stage tomorrow as the children of the late Brigo will celebrate his birthday in a special way in New Jersey, USA. The children are being joined by Brigo’s Cultural Theatre Roots & Branches to hold a free show and fair from noon.

Brigo’s daughter Janeel Keisha Abraham said this week: “Our mission is to protect the legacy of passion my father had for calypso as well as to celebrate the numerous young artistes he helped nurture. We are celebrating the life he lived and the lessons and values he taught us.

“Beside lots of music and BBQ on sale, we will also be giving food and clothing to the poor. We are determined to keep my father’s music and legacy alive here in North America, in T&T, and across the Caribbean.”

 

A deed deserving of mention

Full kudos are well deserved by the past and current student body and staff of Presentation College (San Fernando) for going above and beyond to assist the needy. In four short days they raised approximately $50,000 in cash and supplies for those adversely affected by Tropical Storm Bret.

A spokesman for the group told Pulse this week: “We have acquired mattresses, pillows, mops, brooms, flashlights, disinfectants, canned goods, rice, flour, legumes, snacks, water, tarpaulins, garbage bags, new and clean used clothing (folded and sorted by gender and size), disposable diapers and sanitary napkins.

“These items will be given to people living in the Siparia and Penal/Debe regions and we will be guided by their regional corps as to who receives supplies.”

Also assisting the less fortunate were the delegates ion this year’s Miss TT World Pageant. On Friday, at the Tea Party, Talent and Top Model Competition, auctioned a bottle of champagne for $8,600 and donated the proceeds to the San Fernando City Corporation for distribution to the flood victims.

 

Party for a cause

Come July 8, a fund-raising party for stroke victim Wendy Hector will be held at All Out Sports Bar, Queen’s Park Oval, Woodbrook. In addition to some foot-stomping DJ music, there will be a live performance by The Malcontents, Chris Mouttet, Richard Law, Gary Hector, Stuart “Fowl” Abraham, Paul Amar and Phil Hill.

This is a dress up/costume party and guests are invited to don the Hippy, funky and groovy styles of the 60’s and 70’s.

Tickets cost $150 advanced and $200 at the door and they are limited tickets and already going like hot bread.

There will be drinks specials all night long door prizes for the Best Dressed Couple and Best Dressed Hippy.


          Small Business Advisor - Scotiabank - Dawson Creek, BC   
Identifying deteriorating and/or unsatisfactory trends affecting the loan portfolio, seizing opportunities to reduce risk and loss....
From Scotiabank - Tue, 27 Jun 2017 06:46:13 GMT - View all Dawson Creek, BC jobs
          Marlene still under probe   

The Integrity Commission has not yet completed its investigations into Port-of-Spain South Member of Parliament Marlene McDonald, who will be sworn in as the new Minister of Public Utilities today.

While McDonald has been cleared on part of the matters brought before the commission, the T&T Guardian was told by a source close to the body that “while a number of allegations have been dealt with, there are other things still being investigated.”

The information comes even as Prime Minister Dr Keith Rowley welcomed McDonald back to his Cabinet yesterday, saying the Integrity Commission had found she was not in breach of the Integrity in Public Life Act in relation to some of the issues under probe.

In March 2006, McDonald was relieved of the post of Minister of Housing after it was reported that the Integrity Commission was investigating two reports brought against her, involving a close friend by the name of Michael Carew.

Those investigations related to the approval of grants to the Calabar Foundation by the Ministry of Community Development and to the issuance of a Housing Development Corporation home.

While the commission is reported to have written to McDonald indicating that there was no evidence that she had breached the Integrity in Public Life Act, the commission, in its correspondence, also indicated that investigations into other allegations contained in the complaint are “still receiving its attention.”

Integrity Commission chairman Zainool Hosein yesterday refused to answer questions on what matters involving McDonald were still under investigation. He said, “If anybody who is in receipt of communication from the commission wants to divulge it, we have no way to prevent that, but I cannot give details of any matter before the commission.”

The commission is bound to silence under sections 20 and 35 of the Integrity in Public Life Act. Both sections speak to the issues of secrecy and confidentiality of information and carries, in the case of section 20, a fine of $250,000 and 10 years imprisonment, while persons in breach of section 35 are liable on summary conviction to a fine of $250,000 and imprisonment for five years.

Speaking on the broad issues of the work of the commission, however, Hosein said they had “inherited a number of issues, we have dealt with a range of matters and we have functioned without much trauma, we are working quietly and efficiently in dealing with quite a number of matters and people can rely on absolute fairness.”

He said when there are delays in “concluding matters, it is because the investigation is not complete and that could be the result of a want of information being sought.”

In conducting its investigations, the T&T Guardian was told, the commission liaises with banks and financial institutions and very often the information required is not available immediately. The process could be further delayed when someone being investigated seeks legal advice, which delays the process.

In a statement to the media earlier yesterday, the commission said “all matters relative to Investigations and Compliance are thoroughly investigated, but statutory strictures on the disclosure of specific matters preclude the commission or anyone there-at from divulging information from its records.”

It said “in assessing and investigating allegations of breaches of the Integrity In Public Life Act (the IPLA) and the Prevention of Corruption Act, the commission remains focussed and committed to carrying out its functions thoroughly, efficiently, fairly and within a reasonable time-frame.”

While the records of the commission and any information revealed by the production of documents cannot be disclosed, the commission urged media practitioners to avoid making “unsupported statements and to consult the commission’s annual report which provides a summary of complaints which have engaged the attention of the commission.”

The commission said it “remains concerned that irresponsible and adverse criticisms by media practitioners are injurious, especially when not supported by factual details.”

The commission said it continues to facilitate dialogue and offer an accessible, courteous, efficient and meaningful guidance to persons in public life as well as to those exercising public functions.

It reminded persons subject to the Integrity In Public Life Act to comply with the provisions, cooperate fully by filing declarations in a timely manner and to provide information promptly when called upon to do so.

The commission’s 29th annual report, laid in Parliament in 2016, lists 41 investigations. At least four of them date back to the pre-2010 period relating to complaints against a former prime minister Patrick Manning, now deceased, alleging breaches of the act in the award of land and the construction of the Church of the Lighthouse. Those investigations, according to the document, are still continuing.


          Chinese mart owner killed after resisting bandits   

Tired of being robbed, proprietor Yana Zeng is believed to have struggled with two men who held up her mini-mart on Tuesday night. For her resistance she was fatally shot by one of the bandits.

According to police reports, around 9 pm two men entered the N&N Mini-mart located at Cantaro Village, Upper Santa Cruz and and demanded cash from Zeng, 33 and her husband. When she resisted she was shot in the side. The men then ran out mini mart and escaped through a track.

Zeng was taken to the Eric Williams Medical Sciences Complex, Mt Hope, by Constables Collins and Nurse but was pronounced dead on arrival around 9.30 pm.

Gathered near the scene of the robbery and shooting on Tuesday night, residents said the business had moved to its current location after being robbed several times before. They added that Zeng, commonly called “Anna,” was a neighbourhood favourite. The neighbours lamented the deterioration of the community, recalling several shootings in the area prior to Tuesday’s incident.

The killing brought back memories of the double murder of Chinese nationals Shirui Zhao and Yangli Gu as they returned home after closing up business at the E World Club and Liquor Bank on June 15 in Marabella.

Video footage showed Zhao and Gu pulling into the parking area in front of the Kosume Bar at the corner of New Haven Avenue and John Street in Zhao’s black Toyota Corolla Altis. They lived in an apartment upstairs the bar with other Chinese nationals. As Gu opened the right passenger door to exit the car, two gunmen came from the right and began firing at the car. Gu had turned 29 years old on that day.

That case remains unsolved. 


          Over 50 species of native coastal plants to be introduced at Coney Island Park   
Today Online 29 Jun 17; SINGAPORE — Over 50 species of native coastal plants, including critically endangered species, will be introduced to a four-hectare plot of land at Coney Island Park over the next five years. The five-year habitat enhancement programme is a collaboration between the National Parks Board (NParks) and Oversea-Chinese Banking Corporation Limited (OCBC Bank), which will see primarily OCBC Bank management and staff donating S$250,000 to the fund the programme. Among the species to be planted include the Small-leaved Nutmeg (Knema globularia), Silver Bush (Sophora...

this is a summary, for the full version visit the wild news blog
          Society of Children s Book Writers Illustrators - Alaska Chapter in Fairbanks, Alaska   
Concurrent morning afternoon workshops, panels, entertainment
Year Established: 1978
Number of Programs/Year: Every 2 years
Program Length: 3 days
Group Size or S:T Ratio: Up to 100
Program Focus: Religion, Children s, Fiction, Marketing, Nature, Non-fiction, Poetry, Young Adult
Faculty: Has included Tricia Brown, Editor Alaska Northwest Books Kristine Brogno, Design Director Chronicle Books Yolanda LeRoy, Editor, Charlesbridge Publishing.
Costs: From 250 for 3 days includes entertainment activities.
U.S. Locations: Fairbanks, Alaska
Global Locations:
Months: March
Click for more information: http://writing.shawguides.com/AlaskaSCBWIConference
          6/29/2017: YOUR PAPER, YOUR PLACE: AGGRAVATED ROBBERY   
A man toting a sawn-off shotgun has had his robbery of an Auckland bank foiled. Detective Senior Sergeant Glenn Baldwin said the man pointed the weapon at staff in the ASB Bank on Blockhouse Bay Rd, who in response activated an emergency security...
          6/29/2017: YOUR PAPER, YOUR PLACE: Man hurt in crash   
A man was injured after a BMW went down a steep bank in west Auckland. Northern Communications Centre shift manager Megan Ruru said the Fire Service was called to the accident on June 27 at 2.14pm. A car had gone off the road on Scenic Drive near...
          6/29/2017: YOUR PAPER, YOUR PLACE: Truck spills 200L of oil   

The fire service responded to an oil spill in west Auckland on June 26. The spill occurred at about 12.10pm, near the Gull petrol station on Rosebank Rd in Avondale. Te Atatu Fire station officer Geoff Gardner said about 200 litres of ‘‘distribution...
          Companies, governments assess damage from latest malware   

Companies and governments around the world on Wednesday counted the cost of a software epidemic that has disrupted ports, hospitals and banks. Logistics firm FedEx says deliveries by its TNT Express subsidiary have been "slowed" by the cyberattack, which had "significantly affected" its systems.


          GST to be a challenge in near term; bankruptcy law negative for PSU banks: Ajay Srivastava   
Ajay Srivastava Ajay Srivastava of Dimensions Corporation Fin Services said that GST could disrupt the economy and believes that it needs to be seen how authorities respond to that.
          Top five stocks which could turn out to be multibaggers in next 2-3 years   
Top five stocks which could turn out to be multibaggers in next 2-3 years In the near-term, we have a cautious view on the broad PSU banks.
          Tim Duncan's former financial advisor gets 4 years in prison for wire fraud   

Charles Augustus Banks IV was also ordered to pay $7.5 million in restitution to the Spurs legend during his court hearing in San Antonio.


          Виктор Прокопеня близок к покупке сразу двух банков – Паритетбанка и Сбербанка Украины   

VP Capital — инвестиционная компания Виктора Прокопени — близок к приобретению белорусского Паритетбанка с последующим использованием покупки для приобретения ПАО «Сбербанк» (Украина). Как сообщили TUT.BY источники, необходимые документы на согласование сделки поданы соответствующим регуляторам. Сделки будут осуществлены только в случае, если будет получено согласие всех регуляторов, уточнил собеседник. Паритетбанк — 15-й банк Беларуси по активам, […]

Запись Виктор Прокопеня близок к покупке сразу двух банков – Паритетбанка и Сбербанка Украины впервые появилась Беларуская Праўда.


          Accounting Close – Cost Close MECC Non-Compensation Cost Control - AVP - Deutsche Bank - Manila   
You should provide a positive example of can do spirit of ownership and commitment. You should be able to inspire others to perform by setting a clear personal...
From Deutsche Bank - Thu, 22 Jun 2017 11:33:04 GMT - View all Manila jobs
          Stefanick Joins Evercore as Senior MD in Investment Banking   
Evercore appointed former Deutsche CIB leader Paul Stefanick to the firm's Investment Banking business as a senior managing director and a senior leader of the company.
          BofA Agents $500MM Facility for Phibro Animal Health   
Phibro Animal Health entered into a credit agreement with Bank of America as administrative agent for a $250 million term A loan and a $250 million revolving credit facility.
          Three Senior Executives Join Citizens in Atlanta   
Jeffrey Neikirk, Caperton Putt and Wes Childers have joined the Citizens Commercial Banking team in Atlanta as part of the bank’s expansion in the Southeast region.
          Citizens Supports Avista Acquisition of National Spine & Pain   
Citizens Commercial Banking led a $220 million credit facility to support Avista Capital Partners’ acquisition of National Spine & Pain Centers from Sentinel Capital Partners.
          SVB Provides $5MM Facility to Elysium Health   
Elysium Health secured a $5 million working capital line of credit from Silicon Valley Bank.
          Los Dos Molinos files for Chapter 11 bankruptcy   
Los Dos Molinos has filed for Chapter 11 bankruptcy. The Valley Mexican eatery's Ahwatukee location made the filing on June 22, claiming assets between $50,000 to $100,000 and liabilities between $100,000 and $500,000. According to a manager at the Ahwatukee location, none of the restaurant's locations will be closing as of yet. Los Dos Molinos has five locations, with two in Phoenix, one in Ahwatukee, one in Springerville and one in Mesa. The first location opened in Springerville more than 20…

          nanny - MANDEEP KAUR MANDER - Brampton, ON   
Prepare and serve nutritious meals; Maintain a safe and healthy environment in the home; Supervise and care for children;... $12 an hour
From Canadian Job Bank - Sat, 24 Jun 2017 02:27:09 GMT - View all Brampton, ON jobs
          nanny - Private Household Paciorek - Brampton, ON   
Bathe, dress and feed infants and children; Prepare and serve nutritious meals; Maintain a safe and healthy environment in the home;... $11.54 - $13.00 an hour
From Canadian Job Bank - Wed, 21 Jun 2017 02:19:28 GMT - View all Brampton, ON jobs
          nanny - Jagdeep Singh - Brampton, ON   
Bathe, dress and feed infants and children; Prepare and serve nutritious meals; Maintain a safe and healthy environment in the home;... $12.50 an hour
From Canadian Job Bank - Tue, 20 Jun 2017 02:27:49 GMT - View all Brampton, ON jobs
          nanny - Elaine Joy Aba - Brampton, ON   
Secondary (high) school graduation certificate Credentials (certificates, licences, memberships, courses, etc.). Prepare and serve nutritious meals;... $11.54 an hour
From Canadian Job Bank - Tue, 06 Jun 2017 18:29:18 GMT - View all Brampton, ON jobs
          nanny - Harpreet Bhatti - Brampton, ON   
Prepare and serve nutritious meals; Maintain a safe and healthy environment in the home; Supervise and care for children;... $12 an hour
From Canadian Job Bank - Tue, 06 Jun 2017 06:29:04 GMT - View all Brampton, ON jobs
          nanny - Emie Tugade - Brampton, ON   
Prepare and serve nutritious meals; Maintain a safe and healthy environment in the home; School age (6 - 12 years) Work Setting.... $11.54 an hour
From Canadian Job Bank - Sat, 03 Jun 2017 06:26:27 GMT - View all Brampton, ON jobs
          Head of Data - VP - Banking   
Source Technology - Cheshire - Head of Data - VP - Banking Head of Data is required by a Global Bank based in Cheshire. At high level not only will you be accountable... within the wider organization. As Head of Data you will be accountable for leading teams on and offshore as well as define the technology roadmap...
          Small Business Advisor - Scotiabank - Dawson Creek, BC   
Identifying deteriorating and/or unsatisfactory trends affecting the loan portfolio, seizing opportunities to reduce risk and loss....
From Scotiabank - Tue, 27 Jun 2017 06:46:13 GMT - View all Dawson Creek, BC jobs
          Head of New Bank Operations   
Head Resourcing - Edinburgh - : Use our drag & drop system to customise your view in My Account Head of New Bank Operations Vacancy posted: Wednesday, 21 June 2017 Salary: £70000... Financial Services organisation as Head of New Bank Operations where you will be responsible for the design and delivery of the Bank's in-house...
          Golazüryan göleti çevresine oturma bankları kuruldu!   
Golazüryan göleti çevresine oturma bankları kuruldu!Golazüryan göleti çevresine oturma bankları kuruldu!
Hakkari Belediye Başkanlığı, Aşağı Merzan Mahallesi’nde bulunan Sülük Göletinin etrafına beton oturma bankları yerleştirdi.

          Bank Bag: OSU Early July Edition Part-Two   
It's the end of June camps and fall camp is right around the corner for Ohio State. Bill Greene is here to answer questions from Buckeye Sports Bulletin subscribers. Here is Part-II.
          Breakingviews TV: No-stress tests   
Banks aced the annual exams administered by the Fed and are now teeing up over $100 bln of payouts. Gina Chon and Jeffrey Goldfarb discuss what's next for foreign lenders and Citigroup.

          Bankalar 500 Euro’yu kabul etmiyor!   
Bankalar 500 Euro’yu kabul etmiyor!Bankalar 500 Euro’yu kabul etmiyor!
Avrupa Merkez Bankası’nın geçen yıl aldığı kararla 2018 yılında arzına son verilecek olan 500 Euro’luk banknotlar, son günlerde Türk bankalarının ve vatandaşların kâbusu olmuş durumda.

          Bank Bag: Ohio State Early July Edition   
It's the end of June camps and fall camp is right around the corner for Ohio State. Bill Greene is here to answer questions from Buckeye Sports Bulletin subscribers.
          Bond Report: Short-term Treasury yield hits highest since 2009, as bonds sell off a fourth session   
U.S. government bond prices on Friday get hit, extending yield gains to a fourth straight session, as investors close out a bruising week for government paper, marked by hand-wringing about the policy posture of global central banks.

          Market Extra: Here’s why the stock market is spooked by central bankers, Trump agenda delays   
Investors are getting knocked around by a one-two punch of concerns about President Donald Trump’s Wall Street-friendly agenda and comments from global central bankers interpreted as a signal that tighter monetary policy is on the way.

          ING is looking for a DevOps Engineer - Squad Datalake Infra NL - ING - Noord-Holland   
Anyone interested in digital (banking) understands why ING is transforming hard towards an IT company having its own unique Top Engineering culture....
Van ING - Fri, 09 Jun 2017 10:51:28 GMT - Toon alle vacatures in Noord-Holland
          Mobile Teller (40 hours) - KeyBank - Delmar, NY   
Key Community Bank serves individuals and small to midsized businesses from Maine to Alaska through our 15-state network of over 1,200 branches, 1,500 ATMs,...
From KeyBank - Thu, 29 Jun 2017 05:24:00 GMT - View all Delmar, NY jobs
           Pengertian Iman, Islam, dan Ihsan   

1.      Pengertian Iman
Iman adalah kepercayaan kepada Allah Tuhan Yang Maha Esa. Syahadatain(dua persaksian: bersaksi bahwa tiada Tuhan yang disembah kecuali Allah dan Muhammad adalah Rasulullah) merupakan suatu pernyataan sebagai kunci dalam memasuki gerbang Islam. Pernyataan bahwa hanya Allah (Yang Esa) satu-satunya Tuhan yang wajib disembah, merupakan pokok ajaran yang menjadi misi segala Nabi yang pernah diutus oleh Allah ke bumi di sepanjang sejarah kehidupan manusia.
Ar- Raghib al-Ashfahani (ahli kamus Al-quran) mengatakan, iman didalam Al-quran terkadang digunakan untuk arti iman yang hanya sebatas dibibir saja padahal dalam hati dan perbuatannya tidak beriman, terkadang digunakan untuk arti iman yang hanya terbatas pada perbuatannya saja, sedang hati dan ucapannya tidak beriman dan ketiga kata iman terkadang digunakan untuk arti iman yang diyakini dalam hati, diucapkan dengan lisan, dan di amalkan dalam perbuatan sehari-hari.[1]
Iman itu perkataan dan perbuatan, yaitu perkataan hati dan lisan, dan perbuatan hati, lisan, dan anggota badan. Ia bertambah karena ketaatan dan berkurang karena maksiat, dan orang yang beriman itu bertingkat keimanannya.
Firman Allah
ولكن الله حبب اليكم الا يمان و زينه في قلوبكم ...
“… tetapi Allah menjadikanmu cinta kepada keimanan dan menjadikan iman itu indah dalam hatimu…” (al-hujurat: 7)
Perkataan dan perbuatan adalah makna syahadatain (persaksian tidak ada tuhan selain Allah dan Muhammad utusan Allah), yang seseorang tidak sah memeluk agama Islam tanpa dua kalimat syahadat ini. Ia merupakan amalan hati dengan mengitikadkannya dan amalan lisan dengan mengucapkannya dengan segala konsekuensi. Allah berfirman,
وماكان الله ليضيع ايما نكم
“… dan Allah tidak akan menyia-nyiakan imanmu…” (al- Baqarah: 143)
Yang dimaksudkan oleh “imanmu” dalam ayat ini adalah shalat yang dilaksanakan dengan menghadap ke Baitul Maqdis sebelum diciptakannya perubahan kiblat.
Di sini, shalat secara keseluruhan disebut iman, karena shalat menghimpun perbuatan hati, lisan, dan anggota badan. Nabi Muhammad SAW juga menjadikan jihad, ibadah lailatul qadar, puasa Ramadhan, shalat tarawih, dan shalat lima waktu sebagai iman. Ketika beliau ditanya tentang amalan yang paling utama, beliau menjawab, “Iman kepada Allah dan rasul-Nya.”
Berikut ini dalil yang menunjukkan bertambah dan berkurangnya iman
المؤمنين ليزدادوا ايمانا مع ايمانهم
“… supaya keimanan mereka bertambah di samping keimanan mereka (yang telah ada)…” (al-Fath: 4)
ىهد وزدنهم
“… dan kami tambahkan kepada mereka petunjuk.” (al-Kahfi: 13)
“… adapun orang-orang yang beriman, maka surat ini menambah imannya…” (at-Taubah: 124)[2]

2.      Pengertian Islam
Secara genetik kata Islam berasal dari Bahasa Arab terambil dari kata “salima” yang berarti selamat sentosa. Dari kata itu dibentuk kata “aslama” yang berarti menyerah, tunduk, patuh, dan taat.  Kata “aslama” menjadi pokok kata Islam. Sebab itu orang yang melakukan “aslama” atau masuk islam dinamakan Muslim. Selanjutnya dari kata “salima” juga terbentuk kata “silmun” dan “salamun” yang berarti damai. Karenanya seorang yang menyatakan dirinya muslim adalah harus damai dengan Allah dan dengan sesama manusia.
Penyebutan orang-orang Barat terhadap Islam sebagai Moehammedanism dan Moehamadan, bukan saja tidak tepat tetapi salah secara prinsipil (Nasrudin Razak, 1985: 55). Istilah ini mengandung arti Islam adalah paham Muhammad atau pemujaan terhadap Muhammad, sebagaimana perkataan Kristen dan Kekristenan yang mengadung arti pemujaan terhadap Kristus.[3]
Islam artinya penyerahan diri kepada Allah, tuhan yang Maha Kuasa, Maha Perkasa, dan Maha Esa. Penyerahan itu diikuti dengan kepatuhan dan ketaatan untuk menerima dan melakukan apa saja perintah dan larangan-Nya. Tunduk pada aturan dan undang-undang yang diturunkan kepada manusia melalui hamba pilihan-Nya (para rasul). Aturan dan undang-undang yang dibuat oleh Allah itu dikenal dengan istilah “Syari’ah”.Kadang-kadang syari’ah itu disebut juga din (agama). Innaddina ‘indallahi al-islam (sesungguhnya agama di sisi Allah adalah Islam QS. 3:19), karena memang agama di sisi Allah ialah penyerahan yang sesunggguhnya kepada Allah. Maka walaupun seseorang mangaku memeluk agama Islam, kalau tidak menyerah yang sesungguhnya kepada Allah, tidak mau mematuhi suruhan dan larangannya, belumlah dia Islam.
Dengan memasuki Islam seseorang akan selamat, damai, dan sentosa dalam kehidupan yang seimbang lahir dan batin, dunia dan akhirat. Islam memang mempunyai arti (selamat, damai, dan sentosa), suatu agama yang diturunkan oleh Allah kepada segenap nabi dan rasul-Nya. Allah jua menegaskan bahwa siapa saja yang memeluk agama selain Islam tidak akan diterima (QS. 3:85), karena itu tentulah para nabi membawa dan memeluk ini, karena Islam memang diperuntukkan bagi segenap manusia. Ajaran Islam itu, oleh karenanya merata, mengatur manusia dalam segala seginya, bukan semata mengatur hubungan manusia dengan Tuhannya, melainkan juga mengatur hubungan manusia dengan sesamanya, dan manusia dengan lingkungannya (alam semesta).

3.      Pengertian Ihsan
Ihsan, menurut kamus berasal dari kata: ahsana-yuhsinu-ihsanberarti, baik, bagus, kebajikan atau saleh. Menurut makna istilah, seperti dikemukakan dalam hadits nabi di permulaan tulisan ialah: “engkau menyembah Allag seakan-akan engkau melihat-Nya, dan jika engkau tidak dapat melihat-Nya, sesungguhnya Ia melihat engkau.”[4]

B.     Rukun-rukun Iman dan Islam
1.      Rukun Iman
a.       Iman Kepada Allah
Yakni beriman kepada rububiyyah Allah Swt, maksudnya : Allah adalah Tuhan, Pencipta, Pemilik semesta, dan Pengatur segala urusan, Beriman kepada uluhiyyah Allah Swt, maksudnya: Allah sajalah tuhan yang berhak di sembah, dan semua sesembahan selain-Nya adalah batil, iman kepada Nama-Nama dan Sifat-Sifat-Nya maksudnya: bahwasanya Allah Swt, memiliki nama-nama yang mulia, dan sifat-sifat-Nya yang sempurna serta agung sesuai yang ada dalam Al-quran dan Sunnah Rasul-Nya.
b.      Iman Kepada Malaikat-malaikat Allah
Malaikat adalah hamba Allah yang mulia, mereka diciptakan oleh Allah untuk beribadah kepada-Nya, serta tunduk dan patuh menta’ati-Nya, Allah telah membebankan kepada mereka berbagai tugas, Diantaranya adalah : Jibril tugasnya menyampaikan wahyu, Mikail mengurusi hujan dan tumbuh-tumbuhan, Israfil meniup sangsakala di hari kiamat, Izrail (malaikat maut), Raqib , Atit, mencatat amal perbutan manusia, Malik menjaga neraka, Ridwan menjaga surga, dan malaikat-malaikat yang lain yang hanya Allah Swt yang dapat mengetahuinya.
c.       Iman Kepada Kitab-kitab Allah
Allah yang Maha Agung dan Mulia telah menurunkan kepada para Rasul-Nya kitab-kitab, mengandung petunjuk dan kebaikan. Diantaranya: kitab taurat diturunkan kepada Nabi Musa, Injil diturunkan kepada Nabi Isa, Zabur diturunkan kepada Nabi Daud, Shuhuf Nabi Ibrahim dan Nabi Musa, Al-quran diturunkan Allah Swt, kepada Nabi Muhammad Saw. Allah telah menjamin untuk menjaga dan memeliharanya, karena ia akan menjadi hujjah atas semua makhluk, sampai hari kiamat.
d.      Iman Kepada Rasul Allah
Allah telah mengutus kepada maakhluk-Nya para rasul, rasul pertama adalah Nuh dan yang terakhir adalah Muhammad Saw, dan semua itu adalah manusia biasa, tidak memiliki sedikitpun sifat ketuhanan, mereka adalah hamba-hamba Allah yang dimuliakan dengan kerasulan. Dan Allah telah mengakhiri semua syari’at dengan syari’at yang diajarkan oleh Nabi Muhammad Saw,yang diutus untuk seluruh manusia, maka tidak ada nabi sesudahnya.
e.       Iman Kepada Hari Akhir
Yaitu hari kiamat, tidak ada hari lagi setelahnya, ketika Allah membangkitkan manusia dalam keadaan hidup untuk kekal ditempat yang penuh kenikmatan atau ditempat siksaan yang amat pedih. Beriman kepada hari akhir meliputi beriman kepada semua yang akan terjadi setelah itu, seperti kebangkitan dan hisab, kemudian surga atau neraka.[5]
f.       Iman Kepada Qadha’ dan Qadar
Iman kepada qada dan qadar Allah adalah salah satu sendi akidah Islam. Dalam pembicaraan sehari-hari disingkat dengan sebutan takdir (taqdir). Berbicara tentang takdir Allah memang bukan sesuatu yang mudah. Sebab yang kita bicarakan langsung menyangkut kehendak Tuhan terhadap makhluk-makhluk-Nya.
Beriman kepada qada dan qadar Allah adalah rukun keenam dari rukun iman. Sebagaimana dalam jawaban Rasulullah ketika ditanya oleh Jibril tentang iman, beliau bersabda:
“Engkau beriman krpada Allah, para malaikat-Nya, kitab-kitab-Nya, hari akhir, dan engkau beriman kepada qada-Nya, yang baik maupun yang buruk.” (HR.Buhkari dan Muslim)
Seperti yang dinyatakan dalam Al-Qur’an surah An-Naml [27]: 65 yang artinya “katakanlah tak seorang pun di laangit maupun di bumi yang mengetahui perkara gaib kecuali Allah.”[6]

2.      Rukun Islam
a.       2  Kalimat Syahadat
Dua kalimat syahadat itu adalah laksana anak kunci yang dengannya manusia masuk ke dalam alam keselamatan (Islam). Sebagaimana keterangan Hadits Nabi : “dari Mu’az berkata, aku mendengar Rasulullah s.a.w. bersabda: barangsiapa yang akhir katanya laa ilaaha illallaah, maka dia pasti masuk surga.”
Kalimat “laa ilaaha illallah” tersusun dalam bentuk dimulai dengan peniadaan, yaitu tiada tuhan, baru kemudian disusul dengan suatu penegasan : “melaikan Allah!”. Ini berarti bahwa seorang muslim dalam hidupnya harus membersihkan segala macam tuhan, kepercayaan, keyakinan, aqidah, dan lain-lain sebagainya lebih dahulu. Yang ada dalam kalbunya hanyalah satu tuhan, satu kepercayaan, satu keyakinan dan satu aqidah ialah hanya kepada Zat yang bernama Allah s.w.t.
b.      Shalat
Allah telah mensyari’atkan shalat 5 waktu setiap hari sebagai hubungan antara seorang muslim dengan Tuhannya. Didalamnya dia bermunajat dan berdo’a kepada-Nya, disamping agar menjadi pencegah bagi muslim dari perbuatan keji dan mungkar. Dan Alah telah menyiapkan bagi yang menunaikannya kebaikan dalam agama dan kemantapan iman serta ganjaran, baik cepat maupun lambat. Maka  dengan demikian seorang hamba akan mendapatkan ketenangan jiwa dan kenyamanan raga yang akan membuatnya bahagia di dunia dan akhirat.
Shalat terdiri dari :
1)   Shalat wajib
a)      Shalat dzuhur
b)      Shalat ashar
c)      Shalat magrib
d)     Shalat Isya’
e)      Shalat subuh
2)   Shalat sunnah.
a)      Shalat rawatib
b)      Shalat dhuha
c)      Shalat tahajjud
d)     Shalat witir
e)      Shalat gerhana matahari dan shalat gerhana bulan
f)       Shalat 2 hari raya
g)      Shalat istiharah
h)      Shalat tasbih[7]
c.       Puasa
Puasa adalah salah satu Rukun Islam yang mulai disyariatkan pada tahun ke II Hijriah. Kata puasa berasal dari bahasa arab “ الصَّوْمُ ” yang berarti menahan (إمساك). Jadi, puasa menurut bahasa artinya “menahan”. Secara Terminologi, Puasa Adalah
إمساك عن مفطر بنية مخصوصة جميع نهار قابل للصوم من مسلم عاقل طاهر من حيض و نفاس
(menahan dari sesuatu yang membatalkan puasa dengan niat yang khusus pada seluruh siang harinya orang yang melakukan puasa yang berakal, dan suci dari haidl dan nifas).
Jadi, puasa adalah menahan diri dari segala sesuatu yang membatalkan puasa mulai terbit fajar sampai terbenam matahari disertai niat dengan syarat dan rukun yang telah ditentukan. Sesuai firman Allah SWT :
...وَكُلُوْاوَاشْرَبُوْا حَتَّى يَتَبَيَّنَ لَكُمُ الْخَيْطُ الْاَبْيَضُ مِنَ الْخَيْطِ الْاَسْوَدِ مِنَ الْفَجْرِ... (البقرة : 187)
Artinya : “makan dan minumlah hingga nyata bagimu benang putih dari benang hitam yaitu fajar.” (QS. Al-Baqarah : 187)
Adapun hukum melakukan puasa Ramadlan adalah Wajib/Fardlu ‘Ain,  sesuai firman Allah SWT yang artinya :
 “ Hai orang-orang yang beriman, diwajibkan atas kamu sekalian berpuasa sebagaimana telah diwajibkan atas orang-orang sebelum kamu, supaya kamu bertaqwa.” (Qs. Al-Baqarah : 183).
Macam-macam puasa:
1)      Puasa wajib
a)      Puasa Ramadhan
b)      Puasa Nazar
c)      Puasa Kafarat
2)      Puasa sunnah
a)      Puasa 6 hari pada bulan syawal
b)      Puasa hari asyura
c)      Puasa pada hari arafah
d)     Puasa pada bulan sya’ban
e)      Puasa daud
f)       Puasa senin-kamis
3)      Puasa makruh
a)      Puasa syak
b)      Puasa pada hari-hari pertengahan bulan sya’ban
4)      Puasa haram
a)      Puasa pada 2 hari raya
b)      Puasa pada hari tasyrik
c)      Puasa sepanjang masa
d)     Puasa wishal

Noch nie stand Deutschland bei einem Confed Cup im Endspiel - das hat das Team von Joachim Löw heute geändert. Mit 4:1 gewinnen Sebastian Rudy und Co. gegen Mexiko im Halbfinale. Verdient.

"Das Bauchgefühl sagt Flug nach St. Petersburg", hatte Bundestrainer Joachim Löw schon vor der Halbfinal-Partie gegen Mexiko vermutet. Recht sollte er behalten. 

Bereits nach acht Minuten war die DFB-Elf - mit Sebastian Rudy in der Startformation - durch einen Doppelpack des Schalkers Leon Goretzka (6. und 8.) auf Finalkurs. Ein Traumstart. 

Eine halbe Stunde lang hat die deutsche Auswahl alles im Griff, lässt anschließend allerdings nach und so die Mexikaner besser ins Spiel kommen. Zu passiv agierte nun der Weltmeister, Ballverluste häuften sich, die Bälle wurden zu einfach hergegeben, im Spiel nach vorne fehlten die Anspielstationen. Die Mexikaner setzten sich daraufhin in der deutschen Hälfte fest - ohne aber vor dem Tor von Andre ter Stegen wirklich gefährlich zu werden. 

Ein hartes Stück Arbeit, dieses Spiel. Das blieb auch nach der Halbzeitpause so - ehe Timo Werner den Ball in Minute 59 ins Tor schob. 3:0. Marco Fabian von Eintracht Frankfurt sorgte in der Schlussphase mit einem Sonntagsschuss für den Ehrentreffer der Mexikaner. Die richtige Antwort auf dieses Traumtor kam allerdings bereits wenige Momente später, als Amin Younes das Spiel mit dem 4:1 für Deutschland entschied.

Sebastian Rudy kam an diesem Abend als einziger Hoffenheimer zum Einsatz - Niklas Süle, Sandro Wagner und Kerem Demirbay blieben auf der Bank. 

Sonntag gegen Chile

Am Sonntag treffen die Hoffenheimer Nationalspieler auf einen alten Bekannten: Eduardo Vargas. Denn bereits gestern gewann Chile das zweite Halbfinale gegen Portugal mit 3:0. Wer den Confed Cup am Ende mit nach Hause tragen wird, entscheidet sich am Sonntag um 20 Uhr - live im Ersten.

 

 


          The Best Summer Salad Recipes   

Every cookout and pot luck needs  good summer salad recipes! We have a collection of delicious salads that will be perfect to share at any at any occassion!

 

Summer salad recipes are perfect for potlucks and cookouts!

 

 

Simple Wedge Salad with Homemade Blue Cheese

Chicken Salad Sandwich

Creamy Broccoli Salad

Avocado Chicken Salad Crostini

Honey Lime Fruit Salad

Mediterranean Orzo Salad

Roasted Potato Herb salad

Couscous Chicken Salad

Lobster Cobb Salad

Berry Chicken Salad

Chicken Souvlaki Pasta Salad

Shaved Brussels Sprouts Salad

Fresh Vegetable Salad

Jacked Up Monterey Chicken Salad

Antipasto Salad

Brown Rice & Apple Salad

 

Jalapeno Popper Macaroni Salad

Italian Orzo Pasta Salad

Parmesan Ranch Pasta Salad

Summer salad recipes are essential when it comes to potlucks and bbs! You'll find a salad here that everyone will love!

The post The Best Summer Salad Recipes appeared first on LemonsforLulu.com.


          Fed's Bullard says needs strong data to go it alone among global central banks   
Strong data is required for Fed to go alone on monetary policy, according to St. Louis Federal reserve chief Bullard.
          * This work can be done from any location in india * Should be at least Higher Secondary passed.   
Basic Computer and internet Knowledge Home Based - Online/ part time work without investment and zero registration fees.Earn Rs.10000- Rs.15000 per month doing online work from home.you can transfer your earning directly in your bank account.It is government registered company For more information c[...]
          Masterpass: Bilety za 1 zł w aplikacji mobilnej mPay   

Ruszyła kolejna świetna promocja płatności z wykorzystaniem portfela Masterpass. Przypomnę, że cały czas można odebrać drugi bilet do Cinema City za darmo korzystając z tej metody płatności.

Kupując bilet przez aplikację mPay i płatność z wykorzystaniem portfela Masterpass, za bilet zapłacimy jednynie symboliczne 1 zł! Z akcji skorzystać można wielokrotnie.

Promocja trwa od 27 czerwca do 31 grudnia 2017 roku lub do wyczerpania puli nagród w wysokości 80 000 zł.

Nawet 900 zł za konto i kartę w Citibank

Jeszcze tylko do końca dnia trwają dwie świetne promocje Citibank. W zamian za założenie konta Citi Priority i darmowej karty Simplicity można zgarnąć 500 zł na Allegro i 400 zł gótówki.


Promocja trwa tylko do 30 czerwca 2017 r.


Czytaj więcej »
          Central Bank rule change, not Help-to-Buy scheme, causing higher house prices, says Daft report author   

Sharp rises in property prices are not because of the Government’s Help-to-Buy scheme, according to a house prices report compiled by a property website.


          Nju mobile z gadżetem na lato (Powerbank z głośnikami, pendrive 32 GB, pendrive 8 GB)   

Niemal dokładnie pół roku temu (27 grudnia) pisałem o promocji Nju mobile z gadżetem na zimę. Teraz natomiast ruszyła niemal bliźniacza oferta "nju mobile z gadżetem na lato".

W zamian za aktywację numeru w nju mobile z rachunkiem otrzymamy do wyboru jeden z trzech prezentów: Powerbank z głośnikami, Pendrive 32 GB lub Pendrive 8 GB.

Warto dodać, że korzystając z opcji "nju dodatkowy" można rozmawiać bez limitów już za 14 zł miesięcznie! W pakiecie znajdzie się też 1 GB danych do podziału między dwa numery.

Jeśli z kolei z telefonu nie będziecie dużo korzystać, to za pierwszy miesiąc abonamentu można zapłacić zaledwie kilka groszy, a kolejne będą kosztowały zaledwie 9 zł.

Promocja trwa do 10 lipca 2017 r.

→ Przejdź do: Nju Mobile z gadżetem na lato

Czytaj więcej »
          ‘I worry I will never be able to trust intentions of men’   

A French woman who decided to go for a walk along the bank of the Blackwater in north Cork encountered young men tending horses and was sexually assaulted by one of the men.


          Los Dos Molinos files for Chapter 11 bankruptcy   
Los Dos Molinos has filed for Chapter 11 bankruptcy. The Valley Mexican eatery's Ahwatukee location made the filing on June 22, claiming assets between $50,000 to $100,000 and liabilities between $100,000 and $500,000. According to a manager at the Ahwatukee location, none of the restaurant's locations will be closing as of yet. Los Dos Molinos has five locations, with two in Phoenix, one in Ahwatukee, one in Springerville and one in Mesa. The first location opened in Springerville more than 20…

          Ugandan community reaches agreement with British company   

In September 2011, Oxfam profiled a land deal in Uganda in which villagers were being evicted to make way for timber plantations. Now, the Mubende community has signed a Final Agreement with the New Forests Company (NFC), concluding nearly 15 months of negotiations that were facilitated by the Office of ComplianceAdvisor/Ombudsman (CAO). The CAO handles complaints from communities affected by investments made by the International Finance Corporation, the private sector arm of the World Bank.

Oxfam welcomes that an agreement has been reached through mediation. As part of this agreement, NFC will contribute funds into a community-run cooperative that has been set-up by the Mubende community. NFC will also implement development projects to benefit the affected community. The community remains far from restoring its livelihoods but the outcome of the mediation process provides a basis for community members to start to rebuild their lives.

"I am optimistic about the future but this will depend on how soon we are able to get land. At the moment we are not farming or raising animals but I am hopefulthat through the co-operative we will be able to buy land and move forward," said Emmanuel Bagibariho, a community representative from Mubende who was part of the team that negotiated the agreement on behalf of the affected community.

Oxfam has been providing support to the Mubende community throughout the CAO mediation process, and we commend the eight community representatives who worked tirelessly to get the best possible deal that they could through this process. We will work with Mubende community members so that they can quickly develop the new cooperative as a means to improving their livelihoods. 

Oxfam is also continuing to support and advise a second community from neighboring Kiboga district. This community is in a separate mediation process, also facilitated by CAO, with NFC. We are hopeful that the Kiboga community’s discussions with NFC could also lead to an agreement between the company and the community.

If you would like more information, you can read the CAO’s report about the Mubende mediation.

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          Oxfam welcomes independent process to address community grievances in Uganda land dispute   

Oxfam has welcomed the announcement of an independent process to resolve complaints from communities who were evicted from their land without compensation to make way for two forestry plantations in Uganda.

The Office of the Compliance Adviser/Ombudsman (CAO) handles complaints from communities affected by investments made by the World Bank’s private sector arm, the International Finance Corporation (IFC). It has confirmed that it will launch an independent process to find a resolution to the dispute involving the UK’s New Forests Company (NFC). The IFC has invested in an agribusiness fund, Agri-Vie, which has an equity stake in and seat on the board of NFC.

Oxfam has been calling for an independent investigation since September when it published its research into the evictions in Mubende and Kiboga districts, based on extensive consultations with hundreds of individuals from the affected communities. The CAO has accepted the eligibility of the complaints that were filed by Ugandan communities and co-signed by Oxfam and the Uganda Land Alliance. This is the first step in a process which Oxfam believes could secure redress for the communities, who have lost their homes and the land they relied on for their livelihoods.

The CAO process aims to find a negotiated resolution between the complainants, the company and any others relevant to the process. NFC has already confirmed that it will participate in this process.

Oxfam Chief Executive Barbara Stocking said: “This is an important step towards giving a voice to the thousands of people left destitute. We hope it will lead to securing the redress they deserve.

“We welcome New Forests Company’s commitment to participate in this process and look forward to finding a resolution as soon as possible.”

Oxfam’s focus on this case is part of the international agency’s GROW campaign, which aims to secure a future for everyone to have enough to eat. Oxfam is concerned about the accelerated rush for land, especially in Africa, and the lack of effective international rules to protect the poorest people who depend on the land for food.

In the next stage of the CAO process, up to six months will be spent on clarifying the issues and concerns raised by the complainants and gathering information on how others involved see the situation. This will help the CAO and all relevant parties to determine whether and how they might be able to resolve the issues. The CAO will then publish a report containing its assessment of the situation, which will describe the proposed course of action that has been agreed by all.

Read more

What are land grabs and why is Oxfam trying to stop them?

Oxfam's campaign to fix the global food system

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We welcome New Forests Company’s commitment to participate in this process and look forward to finding a resolution as soon as possible.
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OxfamGB Chief Executive
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Complaint letters were sent to the CAO from the affected communities in Kiboga and Mubende on December 20, outlining the adverse social impacts related to the NFC operations. Both Oxfam and the Uganda Land Alliance were co-signatories. To view the letters, visit: http://www.cao-ombudsman.org

Contact information: 

For more information, contact Lucy Brinicombe, +44(0)1865 472192 / +44 (0)7786 110054 / lbrinicombe@oxfam.org.uk

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          Oxfam welcomes FSC complaint to certifiers of Ugandan land grab   

Oxfam welcomes the announcement yesterday by the Forest Stewardship Council (FSC) that it has filed an official complaint with the certification body, SGS Qualifor, who carried out the certification of the UK-based New Forests Company’s plantations in Uganda.

The announcement follows a report published by Oxfam on 22 September that detailed how at least 22,000 people were evicted – some violently – without consent or compensation to make way for the New Forests Company (NFC) plantations.

According to documents seen by Oxfam, despite ongoing court cases and media coverage saying that there had been violence, the auditors said that the dispute over tenure had been ‘resolved’ and that there were ‘no reported incidents of violence’.

“The New Forests Company has relied on the FSC certification to show that there were no ongoing problems and in order to secure international investment. The evidence suggests otherwise and the FSC complaint to its certifiers shows clearly that they too have concerns that something went wrong in Uganda,” said Katia Maia, head of Oxfam’s GROW campaign.

“The New Forests Company must now end the denials and take action to bring justice to the communities in Uganda, starting by appointing an independent chairperson to lead the investigation they have committed to. Thousands of people claim to have lost their land and have seen their livelihoods deteriorate as a result of these evictions. Many say they are no longer able to adequately feed their families or send their children to school,” said Maia.

In addition to the FSC announcement, the World Bank – an investor in the New Forests Company through its commercial lending arm, the International Finance Corporation – has called on the NFC to open up to a full investigation into claims of bad practice in its Uganda forestry projects.

Oxfam is calling on NFC to ensure the investigation is transparent and led by an independent chairperson, who has the authority to appoint the investigatory body and who can ensure that the input and protection of the communities is guaranteed in the process.

Read more

Watch the video: Oxfam calls on the New Forests Company to investigate Uganda land grabs claims

Read the case study: The New Forests Company and its Uganda plantations

Download the report: Land and power: The growing scandal surrounding the new wave of investments in land

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Pull quotes: 
The New Forests Company must now end the denials and take action to bring justice to the communities in Uganda.
Quotee's organisation: 
Head of Oxfam’s GROW campaign
Notes to editors: 

The Forest Stewardship Council (FSC) certifies investments for adhering to best operating practices regarding labor, social and environmental issues. The certification criteria include human rights and “demonstrated and uncontested, clearly defined, long-term land tenure and use rights (Principle 2).”

Read the FSC's announcement

Contact information: 

Tricia O’Rourke, +44 7876 397915 or tricia.orourke@oxfaminternational.org

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Katia Maia

          Celebrities   
Celebrities
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          Investigation into Uganda “land grab” must be genuinely independent and transparent   

Oxfam concern that company continues to dismiss people’s allegations of abuse

Oxfam welcomes the World Bank’s1 call that UK-based New Forests Company (NFC) must open up to a full investigation into claims of bad practice in its Uganda forestry projects.

This follows a report by Oxfam and the Uganda Land Alliance on September 22 that said more than 20,000 people had been evicted without compensation or consent to make way for NFC plantations, in breach of international guidelines. Many of these people are now living in destitution. Some claim the evictions were violent.

NFC has stated it will investigate. However, Oxfam is concerned about the nature of the investigation because NFC continues to discredit people’s allegations. It most recently described the claims as “fictitious” and “irresponsible and one-sided propaganda.”

“The company’s remarks are ill-judged and unprofessional”, said Oxfam GROW campaign coordinator Katia Maia. “NFC continues to refer to ‘peaceful and non-violent voluntary vacations’ as fact. This makes us sceptical about the investigation that it intends to set up,” she said.

Oxfam has since asked NFC to ensure that the investigation is genuinely independent, transparent and takes into account the experiences of affected communities.

“Oxfam rigorously defends its research. We spoke with hundreds of individuals from affected communities and with government authorities. We presented NFC’s position accurately in our report. NFC can’t simply dismiss our research because it disagrees with it,” Maia said.

“Many of those evicted can no longer feed their families or send their children to school. They are living in destitution. The World Bank and NFC must ensure that any investigation will be credible and meaningful.”

Oxfam says that:

  • No-one was compensated for their loss of land, crops and belongings. Oxfam says that NFC operates under international guidelines designed to protect people’s right to adequate compensation. NFC cannot dodge its responsibilities and blame solely the government.
  • Many evictees describe violence during the evictions, of houses burnt and crops destroyed. A recent New York Times article quoted a woman who said her son died in a fire during the evictions.
  • There are still two legal suits active today that describe the evictions as violent and that outline people’s own legal claims to the land. The suits also seek compensation and damages.

NFC also claims that the International Finance Corporation (IFC, the commercial lending arm of the World Bank) and the Forestry Stewardship Council (FSC, the gold standard of forestry certification) had both passed its projects as ‘clean’. However Oxfam believes that neither organization has provided sufficient evidence to support NFC’s claims that the evictions were ‘legal, voluntary and peaceful’2.

Oxfam engaged with NFC for a number of months before publishing its report. In March, April and July Oxfam made several attempts to get the company's reaction but it refused to respond. Since August, Oxfam has engaged extensively with the company's management.

Read more

The New Forests Company and its Uganda plantations: Oxfam Case Study

Learn more about land grabs

English
Pull quotes: 
We presented NFC’s position accurately in our report. NFC can’t simply dismiss our research because it disagrees with it.
Quotee's organisation: 
Notes to editors: 
  1. The World Bank has a financial interest in NFC via an equity investor. The World Bank insists that its investees must operate in a responsible manner and meet certain social standards.
  2. Oxfam says that the IFC report was not an “audit” but was instead a field appraisal that only took place after the evictions. The IFC officer who undertook the appraisal did not talk to affected communities and only reviewed one of the two districts. Similarly, the FSC certification audit only reviewed one plantation, Mubende not Kiboga. And despite the legal suits and media coverage saying that there had been violence, the FSC said that disputes over tenure had been ‘resolved’ and that there were ‘no reported incidents of violence’.
Contact information: 

For more information contact:

Matt Grainger on +44 (0)1865 339128 / +44 (0)7730 680837 / matt.grainger@oxfaminternational.org, or

Lucy Brinicombe on +44 (0)01865 472192 / +44 (0)7786 110054 / lbrinicombe@oxfam.org.uk

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Space only: 
Regions and Countries: 
Quotee: 

          Oxfam warns that modern day land rush is forcing thousands into greater poverty   

Oxfam calls for British company to investigate the forced eviction of more than 20,000 Ugandans to make way for its plantations

Oxfam today launches a major new report highlighting the growing pace of land deals brokered around the world, often to the peril of poor communities who lose their homes and livelihoods – sometimes violently – with no prior consultation, compensation or means of appeal.

In the report Land and Power, the international agency reveals preliminary research indicating as many as 227 million hectares have been sold, leased or licensed in large-scale land deals since 2001, mostly by international investors. Lack of transparency and the secrecy that surrounds land deals makes it difficult to get exact figures but to date up to 1,100 of these deals amounting to 67 million hectares have been cross checked. Half of these deals are in Africa, and cover an area nearly the size of Germany. (1)

Oxfam warns this modern day land rush follows a drive to produce enough food for people overseas, meet damaging biofuels targets or speculate on land to make an easy profit. However, many of the deals are in fact ‘land grabs’ where the rights and needs of the people living on the land are ignored, leaving them homeless and without land to grow enough food to eat and make a living.

This is likely to get worse as the increasing demand for food, the gathering pace of climate change, water scarcity and non-food crops like biofuels compete for land. Already, nearly three billion people live in areas where demand for water outstrips supply.

Land grabs: devastating vulnerable communities

Oxfam International’s Executive Director Jeremy Hobbs said: “The unprecedented pace of land deals and the increased competition for land is leaving many of the world’s poorest people worse off. In the scramble for more land, investors are ignoring the people who currently live on the land and depend on it to survive.”

Oxfam’s report profiles the devastating effect land grabs in Uganda, South Sudan, Indonesia, Honduras and Guatemala are having on vulnerable communities. The report is part of Oxfam’s GROW campaign which aims to secure a future where everyone has enough to eat. Women, who produce up to 80 per cent of food in some poor countries, are usually most vulnerable as they have weaker land rights.

In Uganda, Oxfam’s research indicates that at least 22,500 people have lost their homes and land to make way for a British timber company, the New Forests Company. Many evictees told Oxfam how they were forcibly removed and have been left destitute, without enough food or money to send their children to school. There were court orders in force which named the company but eye-witnesses say that company workers took part in some of the evictions anyway. NFC denies that it was involved in any evictions. (2)

Evicted without consultation or compensation

Christine, a farmer in her mid 40s, who lived in Kiboga district before the Uganda land grab said: “All our plantations were cut down – we lost the banana and cassava. We lost everything we had. The company’s casual laborers would attack us – they beat and threatened people. Even now they won’t let us back in to look for the things we left behind. I was threatened – they told me they were going to beat me if we didn’t leave.”

Hobbs said: “The Uganda case clearly shows how land grabs are slipping through the net of existing safeguards which are intended to ensure the protection of vulnerable people. Thousands of people are suffering because they have been evicted without meaningful consultation or compensation.

“The New Forests Company describes itself as an ethical company, adhering to international standards. It needs to investigate these claims urgently. It’s not acceptable for companies to blame governments. They must respect the needs and rights of poor communities affected by their investment.”

Prioritize existing land use rights

Oxfam is calling for investors, governments and international organizations to prioritize putting a stop to land grabbing by fixing the current policies and regulations which all too often fail to ensure that, when investors negotiate deals, local people are consulted, treated fairly, and that all relevant international standards are respected. These include the World Bank's International Finance Corporation Performance Standards and the Forest Stewardship Council’s standards.

Governments should avoid pandering to investors’ wishes, and prioritize existing land use rights – not just where legal land title or formal ownership rights are held. Governments should recognize that women have equal rights over land and ensure that all agricultural investments benefit local communities who rely on the land to survive. While governments and companies get their house in order to stop future land grabbing, there is an urgent need to remedy the damage done by existing land grabs, including in the case of the Uganda international investment.

Flawed biofuels policies

Perverse incentives such as the flawed biofuels targets, like the EU’s target of obtaining 10 per cent of transport fuels from renewable sources by 2020, should be scrapped to curb the rush on land to meet biofuel demand.

Meanwhile, the UN’s Committee on Food Security in Rome could take an important first step when it meets in Rome next month, by adopting credible pro-poor, pro-women guidelines on land tenure.

Hobbs said: “Land investment should be good news for people in poverty but the frenetic scramble for land risks putting development in reverse. We need urgent global action so that local people with relatively little do not lose everything for the benefit of a few, and to secure a future where everyone has enough to eat.”

Read more

English
Pull quotes: 
I was threatened – they told me they were going to beat me if we didn’t leave.
Quotee's organisation: 
Farmer from Kiboga district, Uganda
Notes to editors: 
  1. This data is compiled by the Land Matrix Partnership, a coalition of academic, research and non-governmental organisations. The 227 million figure is based on information on land deals over 200 hectares from a whole range of different sources including government reports, academic research, company websites, media reports and the few contracts that are available. The coalition is currently cross checking the records of land deals it has identified.  It is calling for increased transparency among companies and governments so that the true scale of the problem can be accurately understood.
    The Land Matrix Partnership includes the International Land Coalition, the universities of Bern and Hamburg, the French research institute CIRAD, the German agency for technical cooperation, GIZ and Oxfam.
  2. The evictions took place between 2006 and 2010. One High Court order was granted on 24 August 2009 and remained valid until 18 March 2010. The other was granted on 19 June 2009 and remained in force until 2 October 2009. Both were to restrain evictions by the company.
    The New Forests Company stated that the majority of local residents had no legal right to the land, that they had left peacefully and that the process was the sole responsibility of the Ugandan National Forestry Authority.  It told Oxfam that it had brought jobs and amenities to local communities and that its activities had been approved by the Forestry Stewardship Council and International Finance Corporation.

Useful figures:

  • The global economy, which is expected to triple in size by 2050, will demand ever more scarce natural and agricultural resources
  • Palm oil has become the world’s most consumed edible oil and can be found in up to half of all packaged food and hygiene products. Production is expected to double by 2050, increasing the land area under cultivation worldwide by 24 million hectares – six times the size of the Netherlands
  • In Guatemala, eight per cent of farmers account for 78 per cent of the land in production. Of the smallholders who control the remaining land, just eight per cent are women.

Oxfam’s GROW campaign is calling for global action to fix a broken food system where 925 million people already go hungry every day. This could get worse in the face of dwindling natural resources, like land, the gathering pace of climate change and increasing food price volatility. Find out how we can help prevent this from getting worse at www.oxfam.org/grow

Contact information: 

Tricia O'Rourke, tricia.orourke@oxfaminternational.org, +44 1865 339157 or +44 7876 397915

Space: 
Space only: 
Quotee: 
Christine

          More employers promoting financial wellness among employees   

Surveys show employees' money angst hurts productivity

By Mark Huffman of ConsumerAffairs
June 29, 2017

PhotoAfter several high-profile and well-paid professional athletes retired from their sport in near-bankruptcy, leagues began providing rookies with some financial coaching in addition to athletic coaching.

It's made a difference, as more players now have diversified portfolios to fall back on when their playing days are over.

When you boil it down, it's an example of a financial wellness program -- learning good habits to build wealth and avoiding financial mistakes. These days, businesses are adopting a similar approach, with financial wellness programs becoming a popular employee benefit.

SunTrust has just rolled out a financial wellness program and reports Home Depot, Delta Airlines, Equifax, McKee Foods, Waffle House, Haverty's, and 1-800 Contacts are among the early adopters.

Financial fitness programs

"More than 40% of Americans live paycheck to paycheck, and 75% report experiencing financial stress," said Bill Rogers, CEO of SunTrust. "Progressive companies can improve overall wellness in America by offering a financial fitness program for their employees."

Participating employees take part in workshops and online sessions to learn how to establish financial goals. The program stresses the importance of having an emergency savings fund and managing spending habits.

SunTrust says a follow-up survey found employees who had a household budget rose from 43% before the start of the program to 87% when it was completed. By the time the program ended, nearly all participants had set up an emergency funds and increased their contributions to retirement savings accounts by 35 percent.

No sales pitches

SunTrust stresses that its program is non-profit and there are no advertisements or sales pitches for financial products anywhere in the curriculum.

"We've had terrific feedback from our associates about this program," said Scott Smith, vice president of Human Resources at Home Depot. "It's a great way for us to put more power behind the great financial benefits we already offer."

You're likely to hear more about these programs in the months ahead, and maybe even have access to one at your place of employment.

PWC's 2017 Employee Financial Wellness Survey found that employees' financial stress takes a toll on company productivity. Nearly a third of employees said they are distracted by personal financial issues while at work. Nearly half admit to spending three hours or more each week dealing with personal finances at work.

What's behind this growing financial stress? Not surprisingly, for many it is student loan debt.

Forty percent of Millennials and 31% of Gen X employees with student loans reported these debts are having a significant impact on their ability to set and meet other financial goals.

Companies interested in adding a financial wellness program can learn more by reading this report from the Consumer Financial Protection Bureau.


          Album Review: Prong - "Ruining Lives"   

Heads up, fans of early 90's metal. Prong is back with a new album. But before we get to just how awesome the new album is (sorry for the spoiler), I have my very own, albeit unexciting to anyone but me, Prong story.

It was back in late January, 1992. Bill Clinton was the new President, glam metal was dying a slow, painful death and "alternative music" was beginning to take hold. I had just hooked up with a local band as their biggest fan/roadie when we had the opportunity to open for Prong at the Lost Horizon club in Syracuse, NY. The trip from Albany to Syracuse is not a particularly taxing event unless, of course, you're driving through a blizzard, which we were. The drive took quite a while and we almost died once or twice but, as they say, the show must go on. Suffice it to say, we made it in one piece and the band did, in fact, open for Prong while they were supporting their "Prove You Wrong" album. Rock and roll!

The drive back to Albany was even worse but I'll save that for another day.

Since we're talking about the "Prove You Wrong" album, we might as well mention "Beg To Differ" and "Cleansing" also. These three albums, for me, put Prong near the top of the class when it came to the new face of metal in the early 90's along with Pantera and Sepultura. Prong's music was sparse and aggressive and, in my less-than-humble opinion, "Snap Your Fingers, Snap Your Neck" is still one of the greats.

I am super excited at the opportunity to review the newest Prong album, "Ruining Lives". It has been nearly 24 years since "Beg To Differ" came out and the band has changed personnel a number of times since then. This time around, it's founding member Tommy Victor on vocals and guitar, Jason Christopher on bass and Art Cruz on the drums.

As far as the new album goes, it's freakin' Prong! The drums are a bit more produced than previous albums but Victor is still nailing it with his guitar sound. The music has also matured quite a bit. Where the riffs and lyrics were more minimalistic in the past, "Ruining Lives" is much more melodic in both the music and the vocals. Where Tommy Victor used to just shout (see "Prove You Wrong"), he now sings from time to time. You'll still hear some of Prong's signature sound, especially on "Absence of Light", but it has been augmented with more melodious choruses throughout.

When a band, especially a metal band, spreads its wings and ventures outside its box, an argument almost always ensues. If this album were made by a new band you had never heard of before you would think, "This is great. It sounds a little like Prong". But since Prong did, in fact, make it, I'm afraid fans of their older material will say, "Why is he SINGING? Why aren't they more pissed off?".

Make no mistake, they're still pissed off but maybe not quite AS pissed off as they were 24 years ago. Tommy Victor and Prong are a New York City band. Remember what New York was like 24 years ago? It was dirty and gritty and Prong's music reflected that grittiness. Now, we have in many places, a kinder, gentler, slightly less gritty New York and Prong's latest album seems to reflect that as well.

The album starts with a handful of kick ass songs but really shifts into high gear in the middle of the record beginning with "Absence Of Light", "The Book Of Change" and "Self Will Run Riot".

Prong really stretches its legs with the poly-rhythmic "Come To Realize". As far as I know, this is a pretty radical departure for the band and is not unwelcomed. This is the maturity of the music I spoke of earlier. As Tommy Victor himself says, "It really is math-metal meets pure hardcore with a crazy-ass riff" and I couldn't agree more.

I didn't love, love, love everything on "Ruining Lives" but I did like it all a lot. It's the same Prong you know and love with a few added features for those of us who have grown along with the music. My days of roadie-ing have long since passed but Prong will always have a special place in the old memory banks. And now, thanks to this new album, we can start a whole new chapter. Rock on!

Category:


          Death of a political giant   

Former British prime minister Margaret Thatcher waving to well-wishers as Helmut Kohl (left) looks on. Photo: Reuters

Political life is a paradox. Politicians seek to achieve results in the short run because electoral success depends on this. However, they are often concerned about how ‘history’ will ‘judge’ them. The nature of their work binds them to act in the present, yet, they often see themselves in a historical time continuum. The late former chancellor of Germany, Helmut Kohl, understood the significance of ‘history’ in the life of a politician. He was born in 1930 to a conservative Roman Catholic family in the town of Ludwigshafen on the bank of the River Rhine in the Palatinate. The Palatinate was once at the centre of the Holy Roman Empire while the Rhine is the river which both unites and divides, serving as both a transportation link and a natural border between nations and states. Living in such historical crossroads undoubtedly shaped Kohl’s worldview. His life was bound to both the history and the modern development of the Palatinate. His doctoral dissertation in history focused on political developments in the Palatinate after 1945. His first significant political role was that of regional minister-president between 1969 and 1976. Life for the Kohl family was challenging. His...
          Time to think cooperative   

Cooperative banks are still not allowed in the Banking Act even though some of the world’s biggest financial institutions are cooperatives. Photo: Hannah McKay/Reuters

Kudos to Malta. The country is experiencing above average economic growth and is creating wealth. Investment is steady, tourism is booming and most economic sectors are doing well. It is a time when the country can afford to invest more in infrastructure, education and social welfare. A better economy creates better opportunities. But to whom? And to what extent is the wealth generated reaching everyone? Is everyone drinking from the same, common, proverbial pool of wealth or is wealth being poured from the top and becomes a trickle if it reaches the bottom? We are now talking about making work pay, about a better quality of life, about building a more just society. However, there is a real and present danger: if we do not shift our way of thinking and think outside the box, inequalities will get worse and fighting it will look like Don Quixote having nightmares with his windmills. If we are to achieve a better and just society, we need to think more about tapping potentially powerful resources, coming from, and for, the average person in the street. Generally, the average person’s resources are still being hired, rather than pooled. It’s everyone to his/her own devices and...
          Guest Contribution: “‘Lending money to people across the water’: The British Joint Stock Banking Acts of 1826 and 1833, and the Panic of 1837”   
Today we are pleased to present a guest contribution written by Geoffrey Williams, Assistant Professor at Transylvania University. The Financial Crisis of 2008 and earlier emerging market crises of the 1990s have encouraged a resurgence of research interest in financial fragility. Out of this work has come a greater appreciation for a number of stylized […]
          Twee jaar cel voor Nederlander die met bouwmachines aan de haal ging   

Een 39-jarige Nederlander die er een sport van maakte om zware bouwmachines die hij huurde te laten verdwijnen, is veroordeeld tot een gevangenisstraf van twee jaar en een boete van 3.000 euro. De correctionele rechtbank van Tongeren vorderde de onmiddellijke aanhouding omdat de man niet kwam opdagen tijdens de behandeling van de zaak begin deze maand.


          Process Workers Wanted - FMCG Industry   
NSW-Moorebank, Process Workers Wanted! - FMCG Industry Are you looking for a long term career within the food manufacturing and distribution industry? Our international client based in Moorebank, who is a leading manufacturer and distributor of well-known bread and bakery products, has expanded its operation and is looking for a number of experienced and driven individuals to join their team on a permanent basis
          FMCG - Production Worker`s   
NSW-Moorebank, FMCG - Production Worker`s Programmed Skilled Workforce is currently looking for experienced production workers for our international client, Goodman Fielder, based in Moorebank NSW. For the right person, these positions will offer the chance to develop, expand your knowledge and experience, and provide career advancement within an established company. Duties may include but are not limited to: Pr
          Interest Rate: Here is how much banks in Ghana charge on agric loans   
This is how much interest the 23 banks that offer agric loans in Ghana charge customers
          Amazing tiny home with its own pirate treehouse is the ultimate woodsy getaway   
If you've always dreamt of downsizing and giving up city live for a charming house in the countryside, this tiny house in Sonoma County is the perfect solution. Now on sale, the house comes with its own private pirate treehouse and a beautiful canopied deck that runs the length of the home and overlooks an adjacent creek. The 324-square-foot rustic house sits on the banks of Dutch Bill Creek in Monte Rio, located in Sonoma County's Russian River area. The property includes two sheds and a quirky...
          ふにゃ~らか より 中国でiPhoneをSIMロック解除して格安でSIMフリーにする方法まとめ へのコメント   
HODAKAさん 早速のご回答、ありがとうございます! 大丈夫なときは、大丈夫なようですね。 最近はDocomoやAuの端末はファクトリーアンロックのサービスを停止しているところが多い中、 Softbankは残っているので、こちらで検討します。 ただ、Softbankでも再ロックされている事例も見かけたので、何とも言えないですね。 参考にさせていただきます。ありがとうございました。 これからも面白い記事を期待していますので、よろしくお願いします!
          HODAKA より 中国でiPhoneをSIMロック解除して格安でSIMフリーにする方法まとめ へのコメント   
ふにゃ~らかさん、コメントありがとうございます。 この記事を書いた後に、中国でiPhone6sと5sをファクトリーアンロックしました。今日現在、非常に快適に使えています。6sは中国联通の4G、5sは3Gです。 「システムで再ロックに戻される」という情報は、私も目にしたことがありますが、実際のところ、(少なくとも私の周りでは)起こっていません。 ちなみに、元々はSoftBankです。
          Entry Level Sales and Sales Management   
MD-Denton, Do you seek personal satisfaction, the opportunity to advance, work/life balance and unlimited earning potential? If you’re motivated to achieve your dreams, we’ll provide all the support you need to help you get there. Bankers Life is growing and recruiting intelligent, dedicated, passionate, outgoing insurance sales/sales management professionals to meet the needs of our exploding market. With a
          CD tok, Slim, használt - Jelenlegi ára: 1 Ft   
Használt CD tok Slim átlátszó,
matt hátlappal
Mielőtt licitálsz kérlek olvasd el ezt a pár sort.
 A meghirdetett termékekről a lehető legtöbb információt igyekszem megadni, kérlek olvasd el figyelmesen a leírást. A mennyiben további kérdésed merül fel, kérdezz nyugodtan, de még licitálás előtt.
7 napon belül lezáródó liciteket kérésre természetesen egyszerre postázom, előre egyeztetett költségen. Küldeményeket elsődlegesen ajánlottan küldök. Egyéni kérésre ettől eltekinthetünk, de akkor felelőséget nem vállalhatok a posta hibájából történt gondok miatt.
Banki átutalással, vagy rózsaszín csekkes befizetéssel lehet pénzforgalmat bonyolítani.
Számlaszámom: CIB Bank: 10700763-57587464-51100005 vagy, OTP Bank: 11703006-98021000-86260594, ez utóbbi esetben mindenképp küldj egy mailt, melyben megírod annak a számlának amiről az utalást indítottad, az utolsó négy számát, mert ezen a számlán nem látom sem a feladó nevét, sem a közleményt.
Pénz visszafizetési garanciát, CSAK eltűnt ajánlott levél esetén tudok vállalni.
Utalvány elfogadás:
Az alábbi utalványokkal való fizetésre van lehetőség:
Elfogadok Erzsébet, AccorServices és Sodexo utalványt. Amennyiben utalvánnyal szeretnél fizetni, kérlek ezt még a licitálás előtt jelezd. Az utalványok készpénzre nem válthatók, így visszaadni nem tudok belőle, ha a végösszeg nem éri el a felhasználni kívánt utalványok értékét.
Személyes találkozót nem tudok megoldani.
NAGYON FONTOS!!!!! !!!!! Postai befizetést a számlámra nem fogadok, ilyen esetben rózsaszín csekken kérlek a megadott címemre küld a fizetendő összeget.
Az aukció lejártakor, ha te nyered meg e terméket, kapsz egy formalevelet amelyet kapcsolatfelvételnek tekintek. Ha a licit lejáratától számított 2 héten belül a vételár nem kerül kifizetésre, a terméket újra aukcióra bocsátom, negatív értékelés mellett, ugyanis a licitált termékek után jutalékot kell fizetnem! Természetesen, bármi közbejöhet, megértem, ilyenkor értesítést, e-mailt vagy telefont kérek.
Köszönöm, hogy megtiszteltél figyelmeddel.
CD tok, Slim, használt
Jelenlegi ára: 1 Ft
Az aukció vége: 2017-07-04 01:00
          (DF) Bank Profits Reach Lv 526 Mln By end-May   
June 30 (BTA) - In May, banks' liquid assets increased by 1.6 per cent to 30.5 billion leva. The liquidity ratio calculated under a Bulgarian National Bank (BNB) rules was high, at 37.87 per cent, the central bank said on Friday. Compared to end-April, the total assets of the banking system increased by 0.4 per cent to 93.4 billion leva.
          (DF) Parliament Endorses EUR 200 Mln Loan from Council of Europe Development Bank   
June 29 (BTA) - Parliament on Thursday endorsed a 200 million euro loan from the Council of Europe Development Bank. MPs ratified a framework agreement for the loan which will provide national co-financing under EU-backed operational programmes.
          "Individuals Filing for Chapter 11 Bankruptcy," With Professor Rich Hynes   
Streaming Audio Audio icon 17_04_21_hynes_chair.mp3

UVA Law professor Richard M. Hynes analyzes the circumstances under which individuals file for Chapter 11 bankruptcy. In Chapter 11, the debtor maintains control of his or her business operations under the supervision of the court.


          From mega portfolios to courtroom tears: NBA legend Duncan's ex-adviser headed to prison   
"You're going to turn around," a federal judge instructed adviser Charles Banks, "and you're going to talk to all these people that you have caused pain for, face to face."
          SEC probes Morgan Stanley, Barclays bankers on Puerto Rico bonds   
The agency's staff has recommended filing an enforcement action against two Barclays bankers, according to records filed with FINRA.
          Adviser who defrauded NBA legend Tim Duncan gets 4 years in prison, takes verbal beating from judge   
"People like you ought to be held to a higher standard because you know better," a judge tells former adviser Charles Banks.
          Nigeria forex reserve dips slightly in June   
Nigeria's foreign exchange reserve stood at $30.25 billion by June 28, down 0.36 percent from a month ago, central bank data showed on Friday.
          Nigeria issues N32 billion debt to tighten liquidity   
Nigeria's central bank sold N31.94 billion ($104.76 million) in treasury bills on Friday in a bid to tighten liquidity in the money market while overnight lending rate fell.
          Hold-Up at Orange Bank: Launch Hits Buffers   
French operator delays launch of its Orange Bank service because tests carried out with employees did not meet the requisite standards.
          Are You Destined to Deal? With Goldman Sachs Managing Director Jim Donovan   
Streaming Audio Audio icon 16_10_07_donovan_deals.mp3

James Donovan, Goldman Sachs managing director and adjunct professor at the University of Virginia School of Law, talks to UVA Law students about the skills needed to work on corporate transactions as a lawyer or investment banker.


           Global stocks pressured by tough central banker talk    
US stocks finished mostly higher Friday, bucking the trend in most global equity markets as worries about tightening monetary policy pressured sentiment.The...
          California Bank of Commerce (CA) (CABC: OTCQX U.S. Premier) | Quarterly Report   
Fri, Jun 30, 2017 03:15 - California Bank of Commerce (CA) (CABC: OTCQX U.S. Premier) released their Quarterly Report concerning First Quarter 2017 Press Release with Financial Tables. To read the complete report, please visit: http://www.otcmarkets.com/financialReportViewer?symbol=CABC&id=175294.
          Otto von Bismarck Sebagai Genius Politik   
Barangkali ada yang sifatkan Otto von Bismarck secara mudahnya sebagai “haiwan politik” lantaran pendekatan realpolitik yang disandarkan padanya. Pendekatan siasah yang dianggap menuntut pengamalnya untuk sanggup mengorbankan prinsip yang dipegang demi kelangsungan dan cita-cita politik. Namun ‘realpolitik’ Bismarck bukan sekadar apa yang cuba diterjemahkan oleh kamus Langenscheidt Jerman-Inggeris sebagai politik yang praktikal, atau politik ikut […]
          Bermusuh dengan Malaysiakini   
Saya menduga, keajaiban Malaysiakini apabila media itu tidak bermula dengan modal yang besar. Tidak bermula dengan hutang atau pembiayaan bank mahupun daripada syarikat besar. Di Malaysia, perangkap utama yang harus dielak oleh media ialah dibiayai secara besar.
          Community Bank of Santa Maria (CA) (CYSM: OTCQX U.S. Premier) | Company Name Change   
Fri, Jun 30, 2017 12:00 - Community Bank of Santa Maria (CA) (CYSM: OTCQX U.S. Premier) - Company Name Change - Community Bank of Santa Maria (CA) has changed its name to Community Bancorp of Santa Maria. The change goes into effect as of Fri, Jun 30, 2017. You may find a complete list of company name changes at otcmarkets.com.
          Online Bankruptcy Auction - 167 Ac. +/- in Cross Timbers, MO Area - Cross Timbers MO - Tuesday July 25th, 2017 - Atterberry Auction and Realty Co., LLC   
Commercial Auction - Cross Timbers MO - Tuesday July 25th, 2017 - Atterberry Auction & Realty Co., LLC |
          Exclusive Sonic Mania Vinyl Album Announced   
Happy Birthday, Sonic! Burbank, California — June 23, 2017 – Just in time for his 26th Anniversary, SEGA today announced an exclusive Sonic Mania Vinyl Album being released in partnership with Data Discs, the company behind the well-received SEGA Retro albums for classics like OutRun, Streets of Rage, and more. Featuring select tracks by Sonic...
          Look at possible conflicts of interest in Trump team's OneWest Bank probes, 2 Democrats urge   

Two House Democrats want Congress to look into possible conflicts of interest in the Trump administration’s handling of investigations into Pasadena’s OneWest Bank — a bank formerly headed by now-Treasury Secretary Steven T. Mnuchin.

Reps. Maxine Waters (D-Los Angeles) and Al Green (D-Texas) said...


          Look at possible conflicts of interest in Trump team's OneWest Bank probes, 2 Democrats urge   

          Becker spricht erstmals nach Bankrott-Urteil: «Ich bin nicht pleite»   
Boris Becker bricht erstmals nach seinen Bankrott-Urteil sein Schweigen. Die Anschuldigungen, dass er pleite sei, weist er zurück.
          Bankruptcy Estate of Southeast Health Center of Re - Ellington MO - Monday July 10th, 2017 - BCL Auction: Bill Cockrum Liquidations, LLC   
- Ellington MO - Monday July 10th, 2017 - BCL Auction: Bill Cockrum Liquidations, LLC | Bankruptcy Estate of Southeast Health Center of Reynolds County LLC Case 17 10079 399 IJ Day 1 IJ Medical EquipmentOnline Auction Starts 05 18 2017 00 00 Closing begins 07 10 2017 20 00 nbsp Go to Auction nb Bankruptcy Estate of Southeast Health Center of Reynolds County LLC Case 17 10079 399 IJ Day 1 IJ Medical EquipmentOnline Auction Starts 05 18 2017 00 00 Closing begins 07 10 2017 20 00 nbsp Go to Auction nbsp Register NowFeatured Items AUCTION DATE amp TIME Monday July 10th 8PM CST
          Bankruptcy Estate of Southeast Health Center of Reynolds County LLC Case 17-10079-399 ? Day 2 ? Kitchen, Tools, Furnishings - Ellington MO - Friday May 26th, 2017 - BCL Auction: Bill Cockrum Liquidations, LLC   
- Ellington MO - Friday May 26th, 2017 - BCL Auction: Bill Cockrum Liquidations, LLC | Bankruptcy Estate of Southeast Health Center of Reynolds County LLC Case 17 10079 399 IJ Day 2 IJ Kitchen Tools FurnishingsOnline Auction Starts 05 26 2017 12 49 Closing begins 07 11 2017 20 00 nbsp Go to Auction nbsp Register NowFeatured Items AUCTION DATE amp TIME Tuesday July 11th 8PM CST This is a Soft Closing Auction nbsp Lots will begin closing at 8 PM CST in increments of 4 per minute beginning on Page 1 until all items have ended nbsp If bids are placed within the last
          Bankruptcy Estate of Southeast Health Center of Re - Ellington MO - Tuesday July 11th, 2017 - BCL Auction: Bill Cockrum Liquidations, LLC   
- Ellington MO - Tuesday July 11th, 2017 - BCL Auction: Bill Cockrum Liquidations, LLC | Bankruptcy Estate of Southeast Health Center of Reynolds County LLC Case 17 10079 399 IJ Day 2 IJ Kitchen Tools FurnishingsOnline Auction Starts 05 26 2017 12 49 Closing begins 07 11 2017 20 00 nbsp Go to A Bankruptcy Estate of Southeast Health Center of Reynolds County LLC Case 17 10079 399 IJ Day 2 IJ Kitchen Tools FurnishingsOnline Auction Starts 05 26 2017 12 49 Closing begins 07 11 2017 20 00 nbsp Go to Auction nbsp Register NowFeatured Items AUCTION DATE amp TIME Tuesday July 1
          At least 12 banks are moving operations from London to Dublin after Brexit   
At least 12 banks are moving operations from London to Dublin after Brexit
Irish authorities have clinched deals with more than a dozen London-based banks to move part of their operations to Dublin in preparation for Brexit, ...

          Bank of China seeks to 'Brexit-proof' new Dublin unit   
Bank of China seeks to 'Brexit-proof' new Dublin unit
- Bank of China's decision to set up a base in Ireland pre-dates the UK's ... Dublin branch will support the vision and determination of the Irish people,” ...

           ECB to inspect Greek banks' progress on cutting bad loans    
FRANKFURT, June 30 (Reuters) - The European Central Bank plans to inspect Greek banks this year to monitor their progress in working off their huge pile of...
          Koruna je nejsilnější od intervencí, přiblížila se k 26,10 Kč/EUR   
Praha - Česká měna dnes končila obchodní den na nejsilnější úrovni od konce intervencí České národní banky. Kolem 17:00 se dostala na 26,11 Kč/EUR a polepšila si tak proti čtvrtku...
           Big U.S. banks pack results into one day, overwhelming analysts    
By Olivia Oran and David HenryJune 30 (Reuters) - For the fourth straight quarter, several of the biggest U.S. banks are reporting earnings on the same ...
           Warren Buffett to buy 700 million shares in Bank of America    
NEW YORK (AP) - Warren Buffett's Berkshire Hathaway said Friday it will amass a 700-million-share stake in Bank of America, making Buffett the largest...
          Dluhy domácností vůči bankám v květnu stouply na 1,467 bilionu Kč   
Praha - Dluhy českých domácností vůči bankám v květnu stouply o dalších 12,34 miliardy korun na 1,467 bilionu korun. Proti loňskému květnu jsou vyšší o 109,7 miliardy. Vyplývá to...
           Canadian payments system Interac hit by technical problems    
By Matt Scuffham and Jim FinkleTORONTO, June 30 (Reuters) - Interac, which operates an email money transfer service used by several Canadian banks, said on...
          Manufacturing Journalist TR Cutler Profiles Commence CRM Leader   

Manufacturing Journalist TR Cutler Profiles Commence CRM Leader

Tinton Falls, NJ -- (ReleaseWire) -- 01/31/2007 -- Commence offers lean industrial companies complete "Freedom Of Choice" to select the solutions and platform that best meets the business requirements of manufacturers and distributors. The comprehensive CRM Industrial application suite is available for use on premise or on-demand as a hosted service. Industrial leaders often build departmental lean CRM solutions with the award winning Commence Lean Industrial CRM Framework. These choices are why so many industrial companies choose Commence as the solution for managing customer relationships. All Commence Industrial solutions support mobile or wireless connectivity and integration to back-office accounting and ERP systems.

Customer Relationship Management (CRM) systems allow businesses to capture, track, and manage vital customer information. The explosive growth of CRM technology has attracted numerous companies, however the industry has been plagued by vendors offering overly complex solutions to solve basic business problems. "This has resulted in a low adoption rate and failed customer expectations" says Larry Caretsky, CEO of Commence Corporation. "The concern of most businesses today is not the lack of technology, but rather how they can leverage technology to improve their internal processes and ultimately their bottom line."

For the past ten years the role of maximizing lifetime value of customers has dramatically changed with the implementation and utilization of CRM. Generic CRM solutions have failed, and core issues of leveraging technology to improve internal processes and ultimately the bottom line, are still at the forefront of the CRM efficacy discussion. Larry Caretsky, CEO of Commence Corporation, a leading CRM provider, is the software executive profiled in The Software Professional Journal by manufacturing Journalist TR Cutler. The entire feature can be read at http://www.softwareprofessionalpeople.com/article1.htm.

Caretsky's company has been providing software solutions to growing businesses for seventeen years and has witnessed all the trends in CRM. With this vast experience, Caretsky discovered long ago that rapidly deployable, cost effective solutions were the only way for customers to quickly and affordably reap the benefits of their investment.

Few CRM firms have taken the unique approach to meeting the key objectives businesses by streamlining internal business processes, improving sales processes, and delighting customers. Caretsky refers to this proven implementation methodology as S.T.E.P., the System Technology Execution Process. S.T.E.P begins with the fundamental knowledge that most customers must first deal with the problem of data capture, data consolidation and data management. Typically, vital customer data is spread throughout the organization in contact managers, back office systems and spreadsheets. Employees spend a significant amount of time trying to determine where or who in the organization has the information they need to address customer inquiries. The inability to gain access to a complete customer profile only serves to rob people of precious time that should be spent selling to or servicing customers. Management is clearly aware of this and they realize that in order to become a more efficient sales and service organization they must get the right information in the hands of the right people at the right time.

"Many companies are entering the CRM market with generic solutions designed under a one-size fits all approach," says Caretsky. "Their business model is to try and sell the same solution to as many companies as possible regardless of the industry their in. This may have worked ten years ago, but it won't today. You simply cannot expect to sell your solution to a bank then walk across the street and sell it to an insurance company. You have to respect the complexity of their businesses and be prepared to understand and address their unique business requirements."

Commence has taken a unique approach to meeting these objectives beginning with the fundamental knowledge that most small to mid-size manufacturers and distributors must first address the problem of data capture, data consolidation and data sharing. The issue they face is that vital customer information is spread throughout their organization in contact managers, back office systems and excel spreadsheets and is often difficult to attain. Employees spend a significant amount of time trying to determine where or who in the organization has the information they need to address customer inquiries. This robs sales and service people of precious time during their day.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-10329.htm

Media Relations Contact

Larry Caretsky
President
Commence
Telephone: 732-380-9100
Email: Click to Email Larry Caretsky
Web: http://www.commence.com/mfg/


           Solid Canada growth, sentiment accelerates talk of July rate hike    
By David LjunggrenOTTAWA, June 30 (Reuters) - Canada's economy grew for a sixth consecutive month in April, while a central bank survey of business...
          Customer Relationship Management Leader Larry Caretsky Profiled   

Customer Relationship Management Leader Larry Caretsky Profiled

Tinton Falls, NJ -- (ReleaseWire) -- 12/19/2006 -- For the past ten years the role of maximizing lifetime value of customers has dramatically changed with the implementation and utilization of CRM. Generic CRM solutions have failed, and core issues of leveraging technology to improve internal processes and ultimately the bottom line, are still at the forefront of the CRM efficacy discussion. Larry Caretsky, CEO of Commence Corporation, a leading CRM provider, is the software executive profiled in The Software Professional Journal by manufacturing Journalist TR Cutler. The entire feature can be read at http://www.softwareprofessionalpeople.com/article1.htm.

Customer Relationship Management (CRM) systems allow businesses to capture, track, and manage vital customer information. The explosive growth of CRM technology has attracted numerous companies, however the industry has been plagued by vendors offering overly complex solutions to solve basic business problems. "This has resulted in a low adoption rate and failed customer expectations" says Larry Caretsky, CEO of Commence Corporation. "The concern of most businesses today is not the lack of technology, but rather how they can leverage technology to improve their internal processes and ultimately their bottom line."

Caretsky's company has been providing software solutions to growing businesses for seventeen years and has witnessed all the trends in CRM. With this vast experience, Caretsky discovered long ago that rapidly deployable, cost effective solutions were the only way for customers to quickly and affordably reap the benefits of their investment.

Few CRM firms have taken the unique approach to meeting the key objectives businesses by streamlining internal business processes, improving sales processes, and delighting customers. Caretsky refers to this proven implementation methodology as S.T.E.P., the System Technology Execution Process. S.T.E.P begins with the fundamental knowledge that most customers must first deal with the problem of data capture, data consolidation and data management. Typically, vital customer data is spread throughout the organization in contact managers, back office systems and spreadsheets. Employees spend a significant amount of time trying to determine where or who in the organization has the information they need to address customer inquiries. The inability to gain access to a complete customer profile only serves to rob people of precious time that should be spent selling to or servicing customers. Management is clearly aware of this and they realize that in order to become a more efficient sales and service organization they must get the right information in the hands of the right people at the right time.

"Many companies are entering the CRM market with generic solutions designed under a one-size fits all approach," says Caretsky. "Their business model is to try and sell the same solution to as many companies as possible regardless of the industry their in. This may have worked ten years ago, but it won't today. You simply cannot expect to sell your solution to a bank then walk across the street and sell it to an insurance company. You have to respect the complexity of their businesses and be prepared to understand and address their unique business requirements."

Commence has taken a unique approach to meeting these objectives beginning with the fundamental knowledge that most small to mid-size manufacturers and distributors must first address the problem of data capture, data consolidation and data sharing. The issue they face is that vital customer information is spread throughout their organization in contact managers, back office systems and excel spreadsheets and is often difficult to attain. Employees spend a significant amount of time trying to determine where or who in the organization has the information they need to address customer inquiries. This robs sales and service people of precious time during their day.

Commence offers lean industrial companies complete "Freedom Of Choice" to select the solutions and platform that best meets the business requirements of manufacturers and distributors. The comprehensive CRM Industrial application suite is available for use on premise or on-demand as a hosted service. Industrial leaders often build departmental lean CRM solutions with the award winning Commence Lean Industrial CRM Framework. These choices are why so many industrial companies choose Commence as the solution for managing customer relationships. All Commence Industrial solutions support mobile or wireless connectivity and integration to back-office accounting and ERP systems.

For more information on this press release visit: http://www.releasewire.com/press-releases/release-9654.htm

Media Relations Contact

Larry Caretsky
President
Commence
Telephone: 732-380-9100
Email: Click to Email Larry Caretsky
Web: http://www.commence.com/mfg/


          Celebrities who have major businesses you have no idea about   

You better believe they're laughing all the way to the bank...


By: Nimi Patel

Continue reading...
          Military disrupting life in Deir Abu Mash’al for 2 weeks, since 3 residents killed Border Police officer   

The Palestinian village of Deir Abu Mash'al lies some 25 kilometers northwest of Ramallah. It has a population of about 5,000, many of whom work in Ramallah. About 150 of the residents work in Israel and have to cross the Ni'lin checkpoint on their commute every day. On the evening of Friday, 16 June 2017, three residents of the village carried out an attack near Damascus Gate in East Jerusalem, killing Border Police Officer Hadas Malka, 23, and wounding four other people. The three assailants, Baraa Saleh, 18, ‘Adel ‘Ankush, 18, and Ousama ‘Ata, 19, were shot to death by Israeli security forces over the course of the attack. Ever since then, Israel has been disrupting the lives of all residents of the village, although they were not involved in the attack and have not been accused of any wrongdoing.

Following the attack, Border Police officers and soldiers entered the village and imposed several restrictive measures. On the night of the attack itself, Israeli security forces installed an iron gate at the main entrance to the village and refused to let anyone cross it in either direction, neither on foot nor by car. The military also blocked off the three dirt roads leading to the village with stones and piles of earth. The next day, village residents removed some of the blockage from two roads, enough to enable only a four-wheel drive to get through. This recurred over the following days, with the military blocking the roads and residents removing the obstacles.

Soldiers stand beside the gate installed by the military at the main entrance to the village. Photo by 'Amer 'Aruri, B'Tselem, 19 June '17
Soldiers stand beside the gate installed by the military at the main entrance to the village. Photo by 'Amer 'Aruri, B'Tselem, 19 June '17

On Monday, 19 June 2017, security forces allowed most of the village residents to leave the village on foot via the main entrance, barring men between the ages of 15 and 25. The next day, the forces opened the gate part of the way, allowing cars through but only after lengthy checks, including searches of the cars. The ban on exit by men aged 15 to 25 remained in place.

It wasn’t until the evening of Saturday, 24 June 2017, when the high holiday of ‘Eid al-Fitr began, that security forces made travel by car easier. Nonetheless, the iron gate remains in place and forces are stationed beside it some of the time, performing random checks.

In addition to the restrictions on movement, which have affected the entire population of the village, security forces confiscated some 50 vehicles from residents for ostensibly lacking licenses. In addition, 50 village residents who work in Israel – all from the assailants’ extended families – had their work permits revoked. The permits were revoked when they reached the checkpoint on their way to work, without prior notice and with no opportunity to challenge the decision.

On Sunday, 18 June, soldiers raided five homes in the village, three of them belonging to the families of the assailants. The soldiers informed the parents of the assailants that their houses for the actions of their sons. If this occurs, 15 people, including 5 innocent minors, will be left without a roof over their heads.

In one home, the soldiers damaged property and left a mess behind them. ‘Adel ‘Ankush’s mother, 46, was arrested on 21 June and is still in custody. On 29 June, forces again entered the village, arresting ‘Ancush’s father and searching Ousamah Ata’s home once again.

When the forces first entered the village, violent altercations erupted between them and local residents, during which two young men from the village were hurt. They were taken to hospital in Ramallah in an ambulance that had to use a bypass dirt road. Three days later, on 19 June, security forces returned to the village at 5:00 A.M. and went into a home to carry out arrests. This also resulted in altercations in which two more local residents were hurt. The clashes ended when the forces left the village at around 8:00 A.M.

For almost two weeks now, ever since the attack, the military has been disrupting the lives of all 5,000 or so residents of the village, although they have been accused of no personal wrongdoing. This automatic form of retaliation has become a matter of policy for the military, in a cynical abuse of its power to mistreat civilians. This kind of collective harm is morally and legally indefensible.

One of the dirt roads blocked by the military. Photo by 'Amer 'Aruri, B'Tselem, 19 June '17
One of the dirt roads blocked by the military. Photo by 'Amer 'Aruri, B'Tselem, 19 June '17

On 21 June 2017, B’Tselem field researcher 'Amer 'Aruri spoke with two village residents who feared to disclose their names, and with another who agreed to be identified.

A village resident who preferred to remain anonymous related:

I’m a merchant, and I have a permit to enter Israel. On Saturday I wasn’t able to leave, but on Sunday, 18 June, I had to get to the bank in Ramallah. I have a regular car that can’t drive on the unpaved farm roads, so I borrowed my brother’s four-wheel drive. It took me about half an hour on the farm road just to get to Deir Nidham, and there I took the main road to Ramallah. The trip took almost an hour. Usually, it takes half an hour at most to get to Ramallah.

On Tuesday, 20 June 2017, I heard that the soldiers had opened the gate and lifted the closure. At around eleven o’clock in the morning, I set out in my car towards the main exit. When I got there, I saw that the soldiers were still there. They opened the iron gate part of the way. Cars were going both ways and the soldiers were checking every single car going in or out, as well as the IDs of the passengers. There was a huge traffic jam at the entrance. 

When it was my turn, the soldier went through my car from top to bottom. He even popped the hood and opened the trunk. He checked my ID and asked me sarcastically if I had an M16 . I said no and drove off.

Another resident said:

I am from the ‘Ata family. I work in construction inside Israel. On Sunday, 18 June 2017, at around four o’clock in the morning, I got to Ni’lin checkpoint after going the long way on a farm road to get out of the village. There were five more laborers with me in the car, four of them from our family. At the checkpoint, they only let the laborer who wasn’t from our family through. They turned the rest of us back. I asked the guard why I wasn’t allowed across, and he said our family was “causing trouble”.

I couldn’t do anything that day, so I went back home. Other laborers from the ‘Ata, ‘Ankush and Saleh families told me that the exact same thing happened to them. 

I have five children and no other source of income. The day I went back home, my employer called me and said that if I didn’t come in to work, he’d fire me. I don’t know what I’ll do if they don’t give me my permit back. ‘Eid al-Fitr is coming up and I don’t think I’ll be able to buy the kids clothes, as is the custom on high holidays. I’m worried that if I don’t go back to work, I’ll need the money to put food on the table. 

Muhammad Faiz Muhammad ‘Ata, a married father of five, said in his testimony:

Damaged property and mess left by soldiers in the 'Ata home. Photo courtesy of the family, 21 June '17

I live in the al-Mu’alaka neighborhood in the village, in  a two-story building. The second story is still under construction. We have a livestock pen next to the house. 

Today, 21 June 2017, at six in the morning, I heard loud banging on the door. I opened it and found myself facing soldiers and an officer. The officer ordered me to lie down on the floor, but I refused. One of the soldiers grabbed me and sat me down on the floor. The other soldiers came in and started searching our home. I got up immediately and followed them. I told them my wife and children were asleep, but it was no use.

The soldiers went into the kitchen and threw the dishes on the floor. The sound of the breaking dishes woke my wife and children. When they saw the soldiers in the house, some of them started crying. Several soldiers went into our bedroom and started throwing our clothes on the floor. They also turned over the couches and the tables in the living room. I asked the officer if they had a search warrant. He said: “They kill Jews and want a search warrant”?

This went on for about an hour. They left a terrible mess all over the house. In the kitchen, they broke dishes and spilled rice. They broke a livestock milking pump that we were keeping on the second story. They turned the living room upside down and left clothes all over the floor in our bedroom. I don’t know what they were looking for and why they came into our house. They refused to tell me. 

Photos: Damaged property and mess left by soldiers in the 'Ata home. Photos courtesy of the family, 21 June '17

Damaged property and mess left by soldiers in the 'Ata home. Photo courtesy of the family, 21 June '17


           Bank of Canada focus on 2015 rate cuts lowers bar for July hike    
By Fergal SmithTORONTO, June 30 (Reuters) - Top Bank of Canada officials' recent assertions that a pair of 2015 interest rate cuts did their job in...
          dhrider on "External routed Rockshox Reverb 31.6mm / 380mm with Bleed kit"   

Rockshox Reverb 31.6mm diameter 380mm external routed seatpost. Includes Enduro collar and bleed kit.
Lever is a right hand lever but I have been using it upside down on the left hand side. Seatpost is in excellent condition and bleed kit is completely unused.

Hose length is 110cm including connectors.

£120 posted - payment via bank transfer or buyer pays PayPal fees

Email chrisross 25 AT hotmail . com (no spaces) for photos.


           Bank of Canada sees upbeat business mood, setting stage for rate hikes    
By Andrea Hopkins and Leah SchnurrOTTAWA, June 30 (Reuters) - Canadian companies are more optimistic about future sales and exports, while improving demand...
          BCM-News Daily Digest   

Mit 500-Millionen-Dollar-Fond: Weltbank will Pandemien schneller bekämpfen – n-tv.deBei der Ebola-Epidemie 2013 kommt die Hilfe für viele Betroffenen zu spät. […]

Weiterlesen…

Der Beitrag BCM-News Daily Digest erschien zuerst auf Business Continuity Management News.


           South Africa's Absa Bank to challenge anti-graft report    
JOHANNESBURG, June 30 (Reuters) - South Africa's Absa Bank , one of the country's largest financial groups, said on Friday it would go to court to...
          Jury Finds That NYC Skyscraper Owner Violated Iran Sanctions   

The U.S. government said it’s ready to seize a Manhattan skyscraper from an Iranian-American charity after a jury found Thursday that the charity’s majority ownership was derived from financial dealings that violated sanctions against Iran. Acting U.S. Attorney Joon H. Kim said the owners of the office tower near Rockefeller Center “gave the Iranian government a critical foothold in the very heart of Manhattan through which Iran successfully circumvented U.S. economic sanctions.” “For over a decade, hiding in plain sight, this 36-story Manhattan office tower secretly served as a front for the Iranian government and as a gateway for millions of dollars to be funneled to Iran in clear violation of U.S. sanctions laws,” Kim said in a statement. “In this trial, 650 Fifth Avenue’s secret was laid bare for all to see, and today’s jury verdict affirms what we have been alleging since 2008.” The verdict in the civil case was sure to be appealed. The 2nd U.S. Circuit Court of Appeals had earlier ordered the case to go to trial after U.S. District Judge Katherine B. Forrest ruled in favor of the United States. Over the last month, lawyers for the Alavi Foundation argued that the charity was unaware if Iran was secretly benefiting from a partner who owned 40 percent of the building. The Alavi Foundation owns 60 percent. Kim said the building was worth at least a half billion dollars, though some estimates put its worth closer to a billion dollars. Kim said the sale of the building, combined with several other properties around the country, would represent the largest terrorism-related civil forfeiture in U.S. history. The prosecutor said the verdict “allows for substantial recovery for victims of Iran-sponsored terrorism.” The government is seeking to turn over proceeds of a sale to holders of over $5 billion in terrorism-related judgments against the government of Iran, including claims brought by the estates of victims killed in the Sept. 11, 2001, attacks. Defense lawyers didn’t immediately comment. It was unclear what effect the verdict will have on the Alavi Foundation, which supports a Queens school among other charity works. The verdict seemed to spare a Catharpin, Virginia, property after jurors concluded its funds did not violate sanctions and were not used in money laundering activities. The government said the verdict should allow it to seize properties in Houston; Carmichael, California; and Rockville, Maryland. The Fifth Avenue building was erected in the 1970s on property acquired by the not-for-profit corporation. It was valued at $83 million in 1989 and has steadily risen in value. Government lawyers said Iran has secretly controlled the building for years as millions of dollars in rent payments are funneled to it from a partnership made up of Alavi and a shell company fronting for a secret interest held by the state-owned bank of Iran, Bank Melli. (AP)

The post Jury Finds That NYC Skyscraper Owner Violated Iran Sanctions appeared first on Yeshiva World News.


          Global Cyberattack Seems Intent On Havoc, Not Extortion   

A cyberattack that caused indiscriminate economic damage around the world was apparently designed to create maximum havoc in Russia’s neighbor and adversary Ukraine, security researchers said. While the rogue software used in the attack was configured as extortionate “ransomware,” that may have just been a ruse. “It is clear that this was targeted indiscriminately at Ukrainian businesses, and the Ukrainian government,” Jake Williams, president of the security firm Rendition Infosec and a former member of the U.S. National Security Agency’s elite cyberwarfare group, told The Associated Press in an online chat. “The ‘ransomware’ component is just a smokescreen (and a bad one).” UKRAINE IN PAIN Although the attack was global in its reach, Ukraine bore the brunt. Computers were disabled at banks, government agencies, energy companies, supermarkets, railways and telecommunications providers. Many of these organizations said they had recovered by Thursday, although some experts suspected that work was incomplete. “There is still a lot of damage, especially in banks,” said Victor Zhora, CEO of the Kiev cybersecurity firm InfoSafe. “ATMs are working (again) but some bank operations are still limited.” He estimated damage in “the millions of dollars, perhaps tens of millions.” And that’s just in Ukraine. Microsoft said the malware hit at least 64 nations, including Russia, Germany and the United States. “I expect that we will see additional fallout from this is the coming days,” said Williams. In Ukraine, suspicion immediately fell on hackers affiliated with Vladimir Putin’s regime, although there is no direct, public evidence tying Russia to the attack. Relations between the two nations have been tense since Moscow annexed the Crimean peninsula from Ukraine in 2014. Pro-Russian fighters are still battling the government in eastern Ukraine. Experts have also blamed pro-Russian hackers for major cyberattacks on the Ukrainian power grid in 2015 and 2016, assaults that have turned the eastern European nation into the world’s leading cyberwarfare testing ground. A disruptive attack on the nation’s voting system ahead of 2014 national elections is also attributed to Russia. THE MOSCOW CONNECTION The malicious program, which researchers are calling NotPetya, initially appeared to be ransomware. Such malware locks up victims’ files by encrypting them, then holds them hostage while demanding payment — usually in bitcoin, the hard-to-trace digital currency. But researchers said the culprits would have been hard-pressed to make money off the scheme. They appear to have relied on a single email address that was blocked almost immediately and a single bitcoin account that collected the relatively puny sum of $10,000. Firms including Russia’s anti-virus Kaspersky Lab, said clues in the code indicate that the program’s authors would have been incapable of decrypting the data, further evidence that the ransom demands were a smoke screen. The timing was intriguing, too. The attack came the same day as the assassination of a senior Ukrainian military intelligence officer and a day before a national holiday celebrating the new Ukrainian constitution signed after the breakup of the Soviet Union. “Everything being said so far does point to Russia being a leading candidate for a suspect in this attack,” said Robert M. Lee, CEO of Dragos Inc. an expert who has studied the attacks on Ukraine’s power grid. What’s most worrisome and reprehensible, said Lee, is that whoever was behind the attack was unconcerned about the indiscriminate, collateral damage it […]

The post Global Cyberattack Seems Intent On Havoc, Not Extortion appeared first on Yeshiva World News.


          US Blacklists China Bank, Revving Up Pressure Over NKorea   

The United States has blacklisted a small Chinese bank accused of illicit dealings with North Korea, escalating the pressure on Beijing to rein in its wayward ally amid increased signs of frustration among President Donald Trump and his top advisers with China’s diplomatic efforts. The Treasury Department on Thursday declared the Bank of Dandong a “primary money-laundering concern,” proposing to sever it entirely from the U.S. financial system, pending a 60-day review period. Although Trump’s treasury secretary said the move didn’t target China, it comes a week after the president lamented that China’s promise to help with North Korea “has not worked out.” Calls to Bank of Dandong rang unanswered on Friday. Beijing, however, criticized Washington’s action, saying that unilateral sanctions outside the U.N. Security Council were inappropriate. “We also firmly oppose any individual country to exercise long-arm jurisdiction under its own domestic law,” said Lu Kang, spokesman for China’s foreign ministry. Lu added that Beijing will investigate possible wrongdoings by Chinese individuals and entities under Chinese laws. Trump had been leaning on President Xi Jinping to help stop the North’s development of nuclear weapons before they can threaten the U.S. homeland. A main focus of the coordination has been getting China to fully enforce international sanctions intended to starve North Korea of revenue for its nuclear and missile programs. The U.S. action is likely to anger China, which handles about 90 percent of North Korea’s external trade, and whose banks and companies are said to provide Pyongyang access to the U.S.-dominated international financial system. The sanctions bar Americans from doing business with Bank of Dandong, which is based in a northeastern Chinese city on the North Korean border that serves as a gateway for trade with the isolated nation. The U.S. also slapped sanctions Thursday on a Chinese shipping company and two Chinese people that it said have facilitated illegal activities by North Korea. Treasury Secretary Steve Mnuchin said the U.S. still wants to work with Beijing on combating the North Korean threat. “We are in no way targeting China with these actions,” Mnuchin told a White House news briefing. The punitive steps were presaged by a tweet from Trump last week reflecting dissatisfaction with Beijing’s efforts. “While I greatly appreciate the efforts of President Xi & China to help with North Korea, it has not worked out. At least I know China tried!” Trump tweeted on June 20. The Trump administration may be struggling to maintain international pressure on Pyongyang. The president was to meet for the first time Thursday with South Korea’s new leader, President Moon Jae-in, who has long advocated outreach to North Korea. His predecessor had staunchly backed Trump’s harder line. Mnuchin said the Bank of Dandong has facilitated millions of dollars of transactions for companies involved in North Korea’s weapons of mass destruction and ballistic missile programs. Anthony Ruggiero, a sanctions expert and former Treasury Department official, described it as a small Chinese bank “sitting at the heart” of trade between North Korea and China. “This is a strong message to Chinese leaders that the Trump administration will act against North Korea’s sanctions evasion in China,” he said. The other targeted Chinese entities are: —Dalian Global Unity Shipping Co., which Treasury accused of transporting 700,000 tons of freight annually, including coal and steel products, […]

The post US Blacklists China Bank, Revving Up Pressure Over NKorea appeared first on Yeshiva World News.


          Accountant Assistant - VICTORY COLLEGE - Malappuram, Kerala   
Typing , Reccord keeping , Preparing documents , printing, finance control , Banking transaction, preparing & submit report to superiors.... ₹2,00,000 a year
From Indeed - Tue, 18 Apr 2017 05:16:23 GMT - View all Malappuram, Kerala jobs
           India's AU Small Finance Bank IPO draws strong demand    
MUMBAI, June 30 (Reuters) - India's AU Small Finance Bank's initial public offering to raise up to 19.13 billion rupees ($296 million) was subscribed 53.6...
          Cloverbank, West Lothian   
650
LETTING SOLUTIONS OFFER Delightful fully furnished, three-bedroom mid terraced property in Ladywell. This family home benefits from an open lounge and dining area, fully fitted kitchen with
3 rooms 1 bathroom fitted kitchen
Thu, 29 Jun 2017 22:26:12 +0200
          Cloverbank, West Lothian   
650
AVAILABLE NOW* 3 Bedroom mid terraced property located in a popular area of Ladywell. This partly furnished property benefits from a lounge diner, breakfasting kitchen, downstairs WC, family
3 rooms furnished
Thu, 29 Jun 2017 22:26:12 +0200
          The Guardian view on Hong Kong: Britain has a duty to defend its freedoms | Editorial   
As the region marks 20 years since its return to China, there is rightly concern about its future

It is 20 years since Hong Kong returned to China. Now as then, there is trepidation. In his first visit as Chinese leader, Xi Jinping has overseen a military parade – a reminder of Beijing’s might – and warned of “new challenges” to the “one country, two systems” framework which allows a high degree of autonomy for the region. On Friday, the foreign ministry described the Joint Declaration, the Sino-British treaty on those arrangements, as a historical document which no longer had practical significance.

Britain’s seizure of Hong Kong is a key part of China’s narrative of a century of humiliation by imperialist foreign powers, ended by the Communist party’s triumph. (Its belief that the west is determined to rain on its parade will be reinforced by the US announcements of sanctions on a Chinese bank linked to North Korea and arms sales to Taiwan just as Mr Xi arrived in the region for the anniversary celebrations.)

Continue reading...
           POLL-Russian economy seen staging tepid recovery this year    
By Zlata Garasyuta and Alexander WinningMOSCOW, June 30 (Reuters) - Russia's economy is seen posting growth of 1.3 percent this year, helped by central bank...
           Several UK banks stop selling Qatar riyals as diplomatic crisis mounts    
By Andrew MacAskill, Lawrence White and Sylvia WestallLONDON/DUBAI, June 30 (Reuters) - Several British banks said on Friday they had stopped dealing in...
          Sales & Service Manager - Royal City, WA (Full-time / 40 hours) - U.S. Bank - Royal City, WA   
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E....
From U.S. Bank - Wed, 21 Jun 2017 23:38:58 GMT - View all Royal City, WA jobs
           Carige, Italian banking's next problem child, to discuss capital plans    
By Valentina ZaMILAN, June 30 (Reuters) - Genoa-based Banca Carige has been thrust into the spotlight as Italy's remaining large problem bank after Rome's...
          Comment on How to find a sperm donor: tips for choosing the right one for you by Ivy Baker   
I liked that you talked about how known sperm donors might take a little bit longer. My sister's husband is infertile and they are thinking about having his brother be their sperm donor. It seems like if they do want that they should get started on getting him registered with a sperm bank soon.
          ABBank ưu đãi doanh nghiệp nhỏ và vừa sử dụng sản phẩm chuyên biệt   

Doanh nghiệp nhỏ và vừa sử dụng mhững sản phẩm vay tín chấp hoặc thế chấp sẽ nhận lãi suất ưu đãi, miễn nhiều kinh phí ở ngân hàng. Ngân hàng TMCP An Bình (ABBank) vừa công bố dịch vụ ngân hàng chuyên biệt cho công ty vừa và nhỏ (SME Banking); phát triển danh […]

The post ABBank ưu đãi doanh nghiệp nhỏ và vừa sử dụng sản phẩm chuyên biệt appeared first on Dự án Cocobay Đà Nẵng.


           Spanish lender Unicaja rises on stock market debut    
MADRID, June 30 (Reuters) - Spanish mid-sized bank Unicaja shrugged off concerns that its initial public offering (IPO) would be hit by the recent...
           Berkshire to become BofA's top shareholder after share swap    
June 30 (Reuters) - Warren Buffett's Berkshire Hathaway Inc will swap its preferred shares in Bank of America Corp into common shares worth about $17...
          Look at possible conflicts of interest in Trump team's OneWest Bank probes, 2 Democrats urge   

Two House Democrats want Congress to look into possible conflicts of interest in the Trump administration’s handling of investigations into Pasadena’s OneWest Bank — a bank formerly headed by now-Treasury Secretary Steven T. Mnuchin.

Reps. Maxine Waters (D-Los Angeles) and Al Green (D-Texas) said...


          Lepik (Re), 2017 BCSC 1086 (CanLII)   
non-government student loans — bankruptcy — discharge — non-governmental student — student loan
          Los Angeles - This 2-bedroom/1-bath unit features carpeted flooring throughout. ... (Los Angeles) - $1564.00   
Kitchen with a stove and fridge for your convenience parking is not included. The complex is located within walking distance to Ralph's market, 4MCA93 Popeyes, Burger King, banks, USPS office, Dollar Tree, laundry facilities, gas stations, amongst other l...
          Solutions IT Designer - TD Bank - Toronto, ON   
Extensive experience with repository management tools such as Nexus. The DevOps Automation Engineer is responsible for working together with a team in...
From TD Bank - Mon, 19 Jun 2017 16:48:49 GMT - View all Toronto, ON jobs
          KeyBank to Provide a Total of $7.3 Million in Financing for Estee Senior Apartments in Upstate NY   

KeyBank’s Community Development Lending & Investment (CDLI) team will provide a total of $7.3 million in financing to Liberty Affordable Housing, Inc. to support the new construction of 37 energy efficient affordable housing units for seniors ages 55 or older in Gloversville, NY. Specifically, KeyBank will provide a $2.6 million construction loan and up to $4.7 million in LIHTC equity financing.

“KeyBank values helping clients and communities thrive by providing quality affordable housing in neighborhoods across the country,” said Rob Likes, national manager of KeyBank’s CDLI team. “We are inspired by the opportunity to serve seniors in Gloversville, NY, by partnering with Liberty Affordable Housing, Inc. to develop new and critical housing options for seniors.”

Estee Senior Apartments will replace a blighted former school building in a central business district. Eight of the 37 units will provide rental assistance to households earning up to 50% AMI; ten units will target households earning up to 50% AMI and 19 units will target households earning up to 60% AMI. Six units will be set aside for elderly and frail individuals or individuals with disabilities who are veterans. The complex will be managed by CRM Rental Management, Inc.

“We are committed to providing all of our neighbors with excellent affordable housing options,” said Davis G. Yohe, executive director of Liberty Affordable Housing, Inc. “We are thrilled to bring Estee Senior Apartments to Gloversville through our partnership with KeyBank, and believe it will positively and meaningfully impact the neighborhood.”

Residents with special needs will have access to supportive services through the Resource Center for Independent Living, (RCIL) and Northeastern Association of the Blind at Albany, Inc. (NABA) and the Fulton County Office for Aging/Youth.

The project is one part of the Gloversville Comprehensive Plan, a significant neighborhood revitalization effort by local government that responds to housing needs among low- to moderate-income families.

“Our team is dedicated to making transformational change in the communities where we live and work,” added Lynne Callis-Wilson, senior relationship manager on KeyBank’s CDLI team who arranged the financing along with Victoria O’Brien. “We are passionate about this work, and committed to seeing through the development of new, green and affordable units here in Gloversville.”

The financing was made possible by an allocation of LIHTCs from New York State Housing and Community Renewal.

About Key Community Development Lending and Investment

KeyBank Community Development Lending and Investment (CDLI) helps fulfill Key’s purpose to help clients and communities thrive by financing projects that stabilize and revitalize communities. Experts in complex tax credit lending and investing, Key is one of a handful of affordable housing lenders in the country with a platform that brings together balance sheet, equity, and permanent loan offerings. CDLI has a substantial investment and loan portfolio worth more than $2 billion, 90% of which is Low Income Housing Tax Credit (LIHTC) projects. For its ability to lend to, invest in, and serve its communities –especially low-to-moderate income communities – KeyBank has earned eight consecutive “Outstanding” ratings on the Community Reinvestment Act exam, from the Office of the Comptroller of the Currency.

About KeyCorp

KeyCorp's roots trace back 190 years to Albany, New York. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $134.5 billion at March 31, 2017. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. For more information, visit https://www.key.com/. KeyBank is Member FDIC.

About Liberty Affordable Housing Inc. (LAH)

LAH is a not-for-profit organization founded in March 2002 to acquire and develop affordable housing primarily for low income seniors and families. In addition to developing affordable housing, LAH has also assumed ownership interest in four additional properties which utilize Section 8 Housing Assistance Payment programs and other federal and state housing programs for low-income persons and families. Since inception, LAH has successfully completed 19 preservation and new construction projects (15 acquisition/rehab and 4 new construction) totaling 2,749 units. Projects range from 33 to 292 units including both family and senior projects.


          Reutte - moderne 2 Zimmer-Eigentumswohnung mit Balkon - Kaufpreis Euro 90.000,--.   
6600 Reutte / 52m² / 2 Zimmer, € 90.000,-
6600 Reutte
www.immobilienscout24.at

Reutte - moderne 2 Zimmer-Eigentumswohnung mit Balkon, 2015 komplett saniert. Die Wohnung ist hell, sonnig in ruhiger Lage von Reutte, dennoch zentral. Alle Geschäfte, Banken, Behörden, Schulen, Kitas sind in wenigen


          From better to best: Beyond Bank’s new mobile banking features   

Beyond Bank has the strongest mobile and online banking applications in the industry (for the second year running, we might..

The post From better to best: Beyond Bank’s new mobile banking features appeared first on Beyond Bank Blog.


          Bankia lanza su primera emisión de 'CoCos' por 750 millones dirigida a inversores internacionales   

Bankia ha lanzado su primera emisión de bonos perpetuos contingentes convertibles, conocidos en la jerga financiera como 'CoCos', por 750 millones de euros dirigida a inversores cualificados internacionales.


          Bankia lanza su primera emisión de 'CoCos' por 750 millones dirigida a inversores internacionales   

Bankia ha lanzado su primera emisión de bonos perpetuos contingentes convertibles, conocidos en la jerga financiera como 'CoCos', por 750 millones de euros dirigida a inversores cualificados internacionales.


          BANKIA LANZA UNA EMISIÓN DE ‘COCOS’ POR 750 MILLONES PARA INVERSORES CUALIFICADOS   
none
          NABARD Bank Recruitment 2017 - 117 Assistant Manager, Mangers Vacancy - Hurry up Soon   
Education: Graduates, Location: Across India

Please visit https://www.fresherslive.com/govt-jobs for more details

          GREATER BOMBAY CO-OPERATIVE BANK RECRUITMENT 2017 - TREASURY DEALER, CHIEF MANAGER, MULTIPLE Vacancy - Apply   
Education: Any Graduate, CA, MBA/PGDM, Job Location: Navi Mumbai, Vacancies: 04, Last Date: 14-07-2017

Please visit https://www.fresherslive.com/govt-jobs for more details

          Die Geldfrage: Liest die Bank meine Kontoauszüge?   
Wie viele andere Unternehmen werten auch Banken die Daten ihrer Kunden - etwa die Kontoauszüge - so weit wie möglich aus. Verbraucherschützer halten bestimmte Auswüchse in der Branche für rechtlich bedenklich.
          Krankenkassen, Rente, Banken: Was die Regierung für Verbraucher tun sollte   
Montag ist Verbrauchertag - eine gute Gelegenheit, den Politikern mal zu sagen, was Bankkunden, Krankenversicherte, Arbeitnehmer umtreibt. Ein Überblick in acht Punkten.
          PSD2 ermöglicht Drittanbietern Zugriff auf Kontodaten   
Datenschutzticker.de - 30. Juni 2017 PSD2 ist die Abkürzung für Payment Service Directive 2, eine neue EU-Richtlinie, die es ab 2018 auch anderen lizenzierten Drittanbietern ermöglicht, Zugriff auf Kontodaten ihrer Kunden zu erhalten. Damit müssen sich Banken, die bisher die absolute Marktmacht hinsichtlich der Finanzen und auch der Zugriffsmöglichkeit auf die Kundenkontendaten hatten, auf dem Mar ... mehr
          Comment on Game 80, Phillies at Mariners by Sowulo   
I still watch every game. But I must admit I quit caring long ago. Typical M's team go on a streak to get to .500 and then once reached bank into the tank for a week or so.
          Senior Portfolio Analyst - CoBank - Minneapolis, MN   
At CoBank, the Senior Portfolio Analyst prepares, analyses and conducts credit investigations of routine and more complex credits in accordance with prescribed...
From CoBank - Tue, 16 May 2017 10:37:12 GMT - View all Minneapolis, MN jobs
          Forum Post: Delegates in forms   
I have created a delegate in a form (not a datasource) and call it from a form method. I have created a new class that subscribes to the delegate. I have used this in classes without any problem but for some reason my call to the delegate from the form method seems like it's completely ignored. When stepping through the debugger it skips right over the call to the delegate without any error. Anyone have any idea what could be going on? /// /// Updates the balance. /// public void updateBalance() { EventHandlerResult result = new EventHandlerResult(); element.custTransBalanceReportingCurrency_delegate(custTable.AccountNum, true, element.currencyCode(), bankLCTransHelper.parmBankDocumentTypeFilter(), result); CustTransBalanceCurrency.setTmpData(result.result()); } /// /// Delegate for updateBalance /// delegate void custTransBalanceReportingCurrency_delegate(CustAccount _custAccount, boolean _addTotalAndCredit, CustCurrencyCode _currencyCode, BankLCBankDocument _bankLCBankDocument, EventHandlerResult _res) { }
          How to trace and prove who’s hacked my phone   

Question Edited by Michael Tidmarsh

The post How to trace and prove who’s hacked my phone appeared first on IT Answers.


          GADIS KATHOLIK CHINA PERBANKAN BEAUTIFULL   

Hai Aku Resti,28th.
T.165cm,54kg.Cantik, menarik, cerdas.
Suka Masak, Mandiri.

Mau Cari pendamping yang baik?
Smsya Ketik DD(spsi)WC458 ke 3910 Cs: 0318437252. Trf.15rb+ppn.
          Doradca Klienta MSP - Centrum Biznesowe w Zamościu - Zamość, lubelskie   
Atrakcyjny pakiet świadczeń socjalnych (dodatkowe dni wolne od pracodawcy, opieka medyczna Luxmed oraz refundacja kosztów leczenia u własnego lekarza,...
Od Bank BGŻ - Tue, 13 Jun 2017 15:05:30 GMT - Pokaż wszystkie Zamość, lubelskie oferty pracy
          Förderbank KfW will Gründer stärken   
Frankfurt. Die bundeseigene Förderbank KfW gründet eine neue Beteiligungsgesellschaft, um Gründer in Deutschland besser mit Wagniskapital zu versorgen. Die Gesellschaft werde Mitte 2018 den Betrieb aufnehmen, teilte die KfW am Freitag in Frankfurt mit. Sie solle bestehende Förderinstrumente bündeln sowie Wachstumsfirmen in den kommenden zehn Jahren zwei Milliarden Euro bereitstellen. Die Tochter werde sich auf Investitionen in Wagniskapital-Fonds konzentrieren, die sich an Start-ups beteiligen oder ihnen Kredite geben, hieß es.In der Wachstumsphase fehlten Gründern der Bank zufolge jährlich 500 bis 600 Millionen Euro. Der Mangel an Wagniskapital gilt als Grund, warum deutsche Start-ups der Konkurrenz hinterherhinken.
          European Investment Bank Confirms €247m for Private Enterprise Financing in Ethiopia   
[Addis Standard] The financing is the 'largest ever' by EIB and it will be managed by the state bank, Development Bank of Ethiopia (DBE)
          Tüketici kredilerinin 168 milyar 47 milyon 939 bin lirası konut   
Bankacılık sektörünün mevduatı arttı. Mevduat bankalarındaki tüketici kredilerinin 168 milyar 47 milyon 939 bin lirası konut kredilerinden oluştu.
          Once Again, Break Up the Banks   
Et tu, Jamie Dimon? The embarrassing announcement of a large trading loss at J. P. Morgan has brought the issue of bank regulation back to the fore.J. P. Morgan’s announcement was particularly shocking because Morgan was one of the few banks to emerge from the financial crisis with its reputation intact, or even enhanced. In Fool’s Gold, Gillian Tett’s narrative of the financial crisis, she singled out J. P. Morgan and its CEO for praise. Supposedly, although Morgan traders had invented some of the synthetic credit instruments that were at the center of the financial crisis, the bank had behaved
Read More ...
          Break Up the Banks   
Big banks are bad for free markets. Far from being engines of free enterprise, they are conducive to what might be called “crony capitalism,” “corporatism,” or, in Jonah Goldberg’s provocative phrase, “liberal fascism.” There is a free-market case for breaking up large financial institutions: that our big banks are the product, not of economics, but of politics.There’s a long debate to be had about the maximum size to which a bank should be allowed to grow, and about how to go about breaking up banks that become too large. But I want to focus instead on the general objections to
Read More ...
          Gotta Hand it to Ann Coulter, Skewering CastrObama   
I disagreed vehemently with Ms. Coulter’s participation in the propaganda campaign against independent-thinking conservative, turned wayward transnationalist, turned distinctively pro-sovereignty, Newt Gingrich and her support instead of the central bankster cartel’s man for the GOP’s presidential nomination, Mitt Romney. We see how nicely that turned out. But, we can all make mistakes. Her excellent efforts […]
          Could We Maybe   
Could We Maybe
Kim, attraktiv und allseits beliebt, ist fünfzehn und lebt allein mit seiner Mutter. Er ist ein ganz normaler Teenager, aber seine Mutter nervt ihn, weil er nur auf Parties gehen will. Sie würde es lieber sehen, wenn er ein wenig mehr Verantwortung übernähme. Beim Besuch einer Bank wird er plötzlich zusammen mit einem jungen Mädchen, Marianne, von Bankräubern als Geisel genommen. Sie werden beide ins Versteck der Bankräuber verschleppt, freunden sich aber dort mit ihnen an. Bei einer günstigen Gelegenheit gelingt es ihnen zu fliehen, und sie verstecken sich in einem leer stehenden Ferienhaus. Sie kommen sich näher, erleben ihre erste Liebe und genießen für ein paar Tage das Leben und gemeinsame Abenteuer jenseits der Gesellschaft mit all ihren Konventionen. Aber wird ihre neue Liebe Bestand haben, wenn sie die Polizei endlich findet und sie das alltägliche Leben wieder hat?


          ¿Pedir a los bancos que no apliquen la comisión de 2 euros en sus cajeros? Mejor hacer boicot   
Hace meses que La Caixa “se cansó” de que los no clientes usaran sus cajeros sin pagar comisiones, como por ejemplo clientes de ING Direct o EVO Banco que pueden sacar en cajeros Servired sin gastos. Así que La Caixa decidió cobrar 2 euros por cada extracción de dinero que hicieran los no clientes en […]
          Descuento en seguro de coche y moto de Línea Directa con los 15 puntos del carnet   
Como probablemente habrás visto por televisión, si aún conservas los 15 puntos del carnet de conducir Línea Directa (de Bankinter) te hace “el mayor descuento que te hayan ofrecido jamás en tu seguro de coche o moto“. Consulta tus puntos con Línea Directa y si tienes tus quince puntos del carnet ya tienes el descuento. […]
          Seguros dentales Sanitas, infórmate gratis   
Infórmate sin compromiso para conseguir el seguro Sanitas Dental desde 7,40 €/mes con cepillo de dientes eléctrico Philips Sonicare de regalo valorado en 83 €.
          Créditos rápidos gratis y sin intereses en Vivus   
Si necesitas dinero urgente, Vivus ofrece préstamos rápidos sin intereses hasta 200 euros en 30 días. Pide 200 euros y devuelve 200 euros 30 días después.
          Coinc da la más alta rentabilidad de una cuenta de ahorro   
Coinc es un portal para ayudarte a ahorrar definiendo tus metas y realizando aportaciones, asociado a una cuenta de ahorro de Bankinter sin comisiones con alta rentabilidad.
          Créditos personales bancarios: Más dinero a menor interés y largo plazo   
Si necesitas dinero, además de los créditos rápidos, los bancos ofrecen préstamos a largo plazo de mayor cantidad de dinero a interés menor. Aquí varias opciones.
          La Cuenta Inteligente de EVO banco ofrece alta rentabilidad desde el primer euro sin comisiones   
La Cuenta Inteligente de EVO banco ofrece alta rentabilidad en una sola cuenta corriente sin comisiones, con transferencias, tarjetas de débito y crédito gratis
          Openbank regala 100 € por domiciliar la nómina para nuevos clientes   
A falta de depósitos, buenas son las cuentas corrientes. En el caso de Openbank, te regala 100 € por domiciliar tu nómina en la Cuenta Nómina Open. Os contamos los pasos que tienes que seguir para aprovechar la promoción, así como las condiciones y características de la cuenta. ¿Cómo conseguir los 100 € de la promoción de la Cuenta Nómina Open?
          Bankjättarna: H&M ska ner 10 procent   
Både Deutsche Bank och JP Morgan sänker riktkursen för H&M. De nya riktkurserna innebär en nedsida på nästan 10 procent...
          Räntebanan i fokus inför nästa veckas besked från Riksbanken   
På tisdag är det dags för räntebesked från Riksbanken. Ingen tror att räntan rörs. Den här gången är det i stället prognosen för den framtida räntan som är i fokus...
          Gorans Sportwetten – Deutschland (U21) vs Spanien (U21) – DIESES Team hat sich den Titel verdient!   
Hallo Fussball-Freunde!Nach meiner letzten Wette hat sich in Sachen Bankroll nicht viel getan, da ich durch die Draw no Bet-Wette auf Englands U21 meinen Einsatz zurück bekommen habe. Ich hatte im Spiel gegen die Deutsche U21-Auswahl auf die Young Lions getippt, da es in der Partie aber nach 90. Minuten 2:2 stand, bin ich leider […]
          (IT) Java Developer   

Rate: £550 - £700 per day   Location: London   

Senior Java Developer Hugely exciting opportunity to join an exciting Financial Technology deliver development on a forthcoming market regulation. I am keen to speak to experienced Java server side developers who are real technology enthusiasts and problem solvers. Candidates do not need to come from a banking/FS background, however this is a core engineering role so any exposure to the following would be great: Server-side Java with Maven, Eclipse or C#, Kafka/any other messaging such as RabbitMQ, 0MQ, AMQ, QPID, TIB, etc, Involvement in the entire project lifecycle and the ability to work in collaboration or as sole developer Experience in developing applications using TCP/IP Experience in delivering high performance, low latency, multi-threaded services Successful candidates will be contacted directly. Please send CV's for review. Allegis Group Limited and Aston Carter Limited operate Employment Businesses and Agencies and are companies within the Allegis Group Inc. group of companies, the fourth largest staffing company in the world, (collectively referred to as the "Allegis Group"). TEKsystems and Aerotek are divisions of Allegis Group Limited. Applicant data will be treated in accordance with the Allegis Group's Privacy Notice. By submitting personal data to any company or division within the Allegis Group, the applicant is providing explicit consent to the use of such data by the Allegis Group and to the transfer of such data to and from the Allegis Group companies within the UK, Europe and outside the European Economic Area in connection with the fulfilment of the applicant's voluntary requests, and the fulfilment of other job opportunities that match the applicant's profile, and confirms that they may be contacted about such job opportunities.
 
Rate: £550 - £700 per day
Type: Contract
Location: London
Country: UK
Contact: George Hajigeorgiou
Advertiser: TEKsystems
Start Date: ASAP
Reference: JS-JSE1

          (IT) Java Developer   

Rate: £500.00 - £600.00 per day   Location: Camberley, Surrey   

Java Developer Top Tier Investment Bank Surrey (Camberley) £500- £600 P/D Your new company A top tier investment bank with cutting edge technology hub in Surrey. Your new role Joining the Identity and access Management team you will be responsible for leveraging deep technical knowledge to create technology solutions that address complex technical, architectural and organizational challenges. The identity and access management team is business critical and have achieved significant funding in recent times, for this reason, you can expect to keep busy and have the opportunity to contract long-term. What you'll need to succeed -Extensive Java development experience -Spring, -REST, -Web Services, -JMS -BPMN -Maven -Junit What you'll get in return £500- £600 Per day and the opportunity to work alongside leading technologists building world-class solutions in a leading investment bank. What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If you are yet to update your CV at this stage, please do give me a call for an introductory discussion regardless. Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found on our website.
 
Rate: £500.00 - £600.00 per day
Type: Contract
Location: Camberley, Surrey
Country: UK
Contact: Ben Dale
Advertiser: Hays Specialist Recruitment
Reference: JS-3060168

          (IT) Java Build and Config Engineer - Banking   

Rate: Negotiable   Location: City of London   

Role: Senior Java Build and Config Engineer - Banking Key Essential Skills Java Configuration Build & DevOps Engineer, SDLC, JERA, TeamCity, TDD, MSAzure, Solid background in automated testing. Investment Banking Knowledge of Apache Stack, Flink, Park, Ignite Outline Thebes Group Thebes Group is a leading UK wide IT Infrastructure Technology Consultancy. We are well-known for our extensive talent pool of highly competent IT professionals and exclusive academy Programmes, which provide a great opportunity to undertake technical training in core disciplines. Thebes work with a number of leading vendors, government, financial institutions and insurance companies including investment banks, brokers and hedge funds. To see our list of core capabilities please click here. Essential Experience Configuration/Build Specialist with extensive DevOps Proven Hands on Java skills including related tooling 5+ years' experience in Software programming languages - JavaScript and C++ to run Flink Experience with scalability and setting up/influencing code optimisation. Experience using Cloud based systems Solid understanding of software development life cycle (SDLC) methodologies such as Waterfall and Agile Experience working within a Financial Sector Role & Responsibilities Work constructively with other team members to discuss and solve technical problems Communicate effectively with other geographically-dispersed teams across the business unit Work in conjunction with Business representatives to understand and evolve business requirements and come up with pragmatic and supportable designs To analyse, design and build any such projects Manage projects through the full project life cycle Handle projects that deals with rating, billing and finance and in certain cases, complex projects require coordination with external systems Thebes provides IT solutions & services differently from most other IT service providers. As an Assured Outcome Provider (AOP), we have spent fifteen years willingly sharing the client's risk with them by focusing on outputs (ie quality service & solutions and return on investment ROI) rather than inputs (ie pricelists and headcount). We do this by fitting our skills, solutions & capabilities to needs, augmenting our staff with enthusiastic professionals from our Academy Programme and remaining flexible as our clients' needs change. Thebes Group is a leading IT services and technology consultancy based in the city of London and Milton Keynes. Thebes work with a number of leading Vendors, Government, Insurance and Financial Institutions including Investment Banks, Brokers, Hedge Funds. Established in 1992, we are a full service provider that is 100% focused on delivering client value. We design, develop and implement leading technology solutions and resources, which help you, run your businesses better. Thebes - Lead by Passion, Driven by Innovation and Dedicated to Results. Thebes may process any personal information supplied
 
Rate: Negotiable
Type: Contract
Location: City of London
Country: UK
Contact: Thebes Group
Advertiser: Thebes IT Solutions Ltd
Start Date: ASAP
Reference: JS-JALJAVA BUILD AND CO

          (IT) Techncial Lead -London - £650pd   

Rate: £550 - £650 per Day   Location: London   

A leading global Bank are now looking to hire a a Techncial Lead for London (Canary Wharf or London Brigde to be confirmed). We need someone who is very technical still, who is use to managing teams and planning/strategy etc. 6 months assignmemnt to start as soon as possible. Development Lead We are looking for a development lead to support a large global digital transformation programme within the commercial banking sector. The objectives of the programme are to replace a JSP (Java server pages) based online banking platform with a widget based vendor product which utilises modern web technologies and frameworks and move towards a REST based architecture. The candidate will be responsible for: Technical leadership of multiple cross-functional scrum teams Driving technical delivery against an agile roadmap Early identification and escalation of technical issue/risk Point of contact for external scrum teams/infrastructure/environment teams Enforcing industry best practice and coding standards/techniques Essential skills: Development strategy (branching, delivery, continuous integration, automated testing) Test automation tooling Mobile automation tooling CI/CD Pipeline tooling (Jenkins/puppet etc) Frontend development preferred: web technologies - HTML5, JavaScript, AngularJS, AJAX, JSP Backend development preferred: Core Java, Spring, Spring Security, Maven, Camel, WAS/Liberty Data development: Oracle, SQL, JPA, ORM Tooling: IntelliJ, Maven, GitHub, Nexus, Jira, Confluence Rate - up to £650 per day. Reed Specialist Recruitment is an Employment Agency and an Employment Business for permanent and temporary recruitment. In response to your application Reed will contact you by phone, email or SMS to discuss it and related opportunities. You can opt out at any time using the links provided.
 
Rate: £550 - £650 per Day
Type: Contract
Location: London
Country: UK
Contact: Richard Davies
Advertiser: Reed Technology
Reference: JS-JS-RD-DEVLEAD

          (IT) Senior Developer (Java, ION) - Front Office   

Rate: £600 - £700 per day   Location: London   

Senior Developer - Java, ION, FIX, Shell, TCL, WebSphere, MQ, Agile, Front Office, Trading. Rate: £600-£700 per day Duration: 6 months Location: City of London Start date: ASAP/1 month This is a great opportunity for an experienced Front Office Java Developer to join a leading Investment Bank based in the City. You will be part of the Front Office Solutions department that providing quantitative technology services. The team collectively provide the requisite level of support to cover all asset classes and technologies. The successful candidate will work with high-performing Front Office technology functions on change projects to upgrade the banks E-commerce trading platforms, integrate new software with existing platforms and prepare the bank for MIFID compliance. Responsibilities Take project ownership for coding, testing and releasing code into a production environment. Integrating a new trading platform with ION, pricing contributions of products to external venues and electronic execution. Ensure that high volume products are routed via STP to internal downstream systems. Develop, test and release software into a Front Office production environment Skills Strong Java, and at least one of ION or FIX (both preferred) Integration experience with ION will be highly regarded Knowledge and experience of source control, continuous integration and agile processes Required: basic knowledge of trade flows and price contributions to E-commerce platforms (eg. Bloomberg) Desirable: strong knowledge of trading platforms, products and front-to-back trade life cycle Desirable: Shell Scripting (eg. TCL or similar), experience with WebSphere and MQ Desirable: Knowledge of banking regulations and regulatory requirements Understanding of financial products and front-to-back processes Experience in development methodologies agile
 
Rate: £600 - £700 per day
Type: Contract
Location: London
Country: UK
Contact: Tom Ricucci
Advertiser: Empiric Solutions
Email: Tom.Ricucci.24C5A.DC7C5@apps.jobserve.com
Start Date: ASAP/1 month
Reference: JS

          (IT) Senior Java Build and Config Engineer - Banking   

Rate: Negotiable   Location: City of London   

Key Essential Skills Java Configuration Build & DevOps Engineer, SDLC, JERA, TeamCity, TDD, MSAzure, Solid background in automated testing. Investment Banking Knowledge of Apache Stack, Flink, Park, Ignite Outline Thebes Group Thebes Group is a leading UK wide IT Infrastructure Technology Consultancy. We are well-known for our extensive talent pool of highly competent IT professionals and exclusive academy Programmes, which provide a great opportunity to undertake technical training in core disciplines. Thebes work with a number of leading vendors, government, financial institutions and insurance companies including investment banks, brokers and hedge funds. Essential Experience Configuration/Build Specialist with extensive DevOps Proven Hands on Java skills including related tooling 10+ years' experience in Software programming languages - JavaScript and C++ to run Flink Experience with scalability and setting up/influencing code optimisation. Experience using Cloud based systems Solid understanding of software development life cycle (SDLC) methodologies such as Waterfall and Agile Experience working within a Financial Sector Role & Responsibilities Work constructively with other team members to discuss and solve technical problems. Mentoring and coaching Communicate effectively with other geographically-dispersed teams across the business unit Work in conjunction with Business representatives to understand and evolve business requirements and come up with pragmatic and supportable designs To analyse, design and build any such projects Manage projects through the full project life cycle Handle projects that deals with rating, billing and finance and in certain cases, complex projects require coordination with external systems Thebes provides IT solutions & services differently from most other IT service providers. As an Assured Outcome Provider (AOP), we have spent fifteen years willingly sharing the client's risk with them by focusing on outputs (ie quality service & solutions and return on investment ROI) rather than inputs (ie pricelists and headcount). We do this by fitting our skills, solutions & capabilities to needs, augmenting our staff with enthusiastic professionals from our Academy Programme and remaining flexible as our clients' needs change. Thebes Group is a leading IT services and technology consultancy based in the city of London and Milton Keynes. Thebes work with a number of leading Vendors, Government, Insurance and Financial Institutions including Investment Banks, Brokers, Hedge Funds. Established in 1992, we are a full service provider that is 100% focused on delivering client value. We design, develop and implement leading technology solutions and resources, which help you, run your businesses better. Thebes - Lead by Passion, Driven by Innovation and Dedicated to Results. Thebes may process any personal information supplied in relation to your application. By providing your information, you consent to Thebes using
 
Rate: Negotiable
Type: Contract
Location: City of London
Country: UK
Contact: Thebes Group
Advertiser: Thebes IT Solutions Ltd
Start Date: ASAP
Reference: JS-JALSENIOR JAVA BUILD

          (IT) Java Tech Specialist/Developer/Engineer   

Location: Belfast, Northern Ireland   

Java Tech Specialist/Developer/Engineer This is a challenging and exciting opportunity to work within a leading banking environment and work closely with a Front Office business unit. The quality trading is now enhancing our leading position in the financial market. The successful candidate will play a key role in that success and be part of a large group of high calibre developers. The successful candidate must be able to operate with a high level of self-motivation and produce results with a quick turn around on key deliverable's. Key Responsibilities: Requirements analysis and capture, working closely with the business users and other technology teams to define solutions. Development of the Electronic Execution applications and components, as part of a global development effort. Liaison with support and development teams. Third line support of the platform during trading hours. Applying Equities financial product knowledge to the full development life cycle. Defining and evolving architectural standards; promoting adherence to these standards. Technical mentoring of junior team members. Knowledge and Experience: Strong Java Background Unix/Linux OO programming Good relational database experience Working SQL knowledge We have both permanent and contract positions available so please do not hesitiate to apply If you apply for this role, our thanks for your interest. However, due to high level of applicants expected we are unable to respond to every one. Therefore, if you have not heard from Eurobase People within 5 working days, then, unfortunately, your application has been unsuccessful. Eurobase People are acting as an Employment Agency.
 
Type: Unspecified
Location: Belfast, Northern Ireland
Country: UK
Contact: Adam Cohen
Advertiser: Eurobase People
Email: Adam.Cohen.F5223.39364@apps.jobserve.com
Start Date: ASAP
Reference: JS-TS

          Warren Buffett To Buy 700 Million Shares In Bank Of America   
It will make Buffett the largest shareholder in the nation's two largest banks.
          (IT) Commodities VB.NET C# Developer - Investment Bank   

Rate: Up to £560 per Day   Location: London   

Commodities VB.NET C# Developer - Investment Bank Development experience is in VB.NET C#/ideally with SQL server Java/Oracle good to have, but looking for a developer who doesn't mind mixing within C#, Java, SQL. Jack of all trades! Business knowledge in Finance would be good, and Commodities Derivatives knowledge highly desirable.VB.NET/C# essential Java a very nice to have, and the willingness to be prepared to mix things up a bit on the development side.University degree in any quantitative discipline (math, computer science, engineering).To develop and support a Legacy platform project will last 18 24 months. The successful candidate will join the Commodities Derivatives development team, working within the Energy Trading development and support sub-team. Team provides liquidity and market-making services across commodity markets to a large and diversified base of clients worldwide. Products include Base and Precious Metals, Oil, European and North American Power and Natural Gas, Coal, Emissions and Agricultural Commodities. The business works in close partnership with CIT in order to scale up system architecture, advance trading functionality, integrate new business areas, implement new models and improve post-trade processes. Candidate must also be, oganised and delivery-focused, with attention to detail Articulate in their verbal and written communication with all types of project stakeholders: colleagues, users, management, etc. Be accountable, ie taking full ownership of their allocated tasks Adlam Consulting operates as an Employment Agency & an Employment Business
 
Rate: Up to £560 per Day
Type: Contract
Location: London
Country: UK
Contact: Adlam Consulting
Advertiser: Adlam Consulting Ltd
Email: Adlam.Consulting.51DC8.E2434@apps.jobserve.com
Start Date: ASAP
Reference: JSADL02736

          (IT) Web UI Developer - Javascript JAVA Angular React backbone ECMA Agile - Investment Bank   

Rate: £600 - £650 per Day   Location: London   

Web UI Developer - Javascript JAVA Angular React backbone ECMA Agile - Investment Bank A talented Web UI and Java developer to join a small agile team for an interesting project within a Top Tier Investment Bank. You must have a good knowledge and understanding of modern JavaScript development, Java development, UI design, a keen eye for detail, a strong focus on automated testing and a relentless drive for simplicity. The team is small, has a large degree of autonomy, a large degree of self-discipline and are focused on delivering working software. Project tech stack is Server Side Java, REST, ElasticSearch, Angular, HTML5/CSS, Selenium/Webdriver and the typical modern development/automation tools. Experience of the entire development life cycle within Java projects from architecture through to maintenance. Experience on High performance Java development and the Java framework and its interoperability mechanisms. Multi-threaded approaches and practical experience in profiling and optimising highly concurrent codebases. Experience of delivering high performance, low latency systems. Knowledge of programming best practices, design patterns etc Ability to deliver quality code using test driven development and agile practises. Provide simple solutions to complex problems. You do not need to come from an investment banking background, but you need to be passionate about development, and able to work with a large degree of autonomy, when required. Role: The role will involve working as part of a small agile team, working closely with other IT teams as well as the Front Office and other stakeholders. The Java Developer will be expected to be flexible working on solutions across all impacting areas, creating new services as well as maintaining and enhancing existing services.. This role involves development of leading edge solutions across the department. The role involves providing 3rd level support, liaising either with the support team or with the business directly. Adlam Consulting operates as an Employment Agency & an Employment Business
 
Rate: £600 - £650 per Day
Type: Contract
Location: London
Country: UK
Contact: Adlam Consulting Ltd
Advertiser: Adlam Consulting Ltd
Email: Adlam.Consulting.EE8C4.A5193@apps.jobserve.com
Start Date: ASAP
Reference: JSADL02712

          (IT) UI Developer (HTML, Angular)   

Location: London   

Purpose of the job The FX eDistribution team is a key part of the wider eFX department and is responsible for visual channels and their supporting technology. Based in London & China the team maintains and extends a suite of HTML5 and Java-based eCommerce applications used both internally by FX Sales and externally by the banks Customers. The successful candidate undertaking this role will join the team as a senior developer and will work with other team-members to design, develop, test and release the various HTML5 and Java (Server Side). Main Duties (Please describe the role that the Candidate will be undertaking within the team) As a senior developer, the successful candidate will be expected to perform the following duties with a high level of competence: Liaise with nominated business stakeholders when required to ensure that business requirements are fully understood before commencing design and development Work with other team members and liaise with nominated business stakeholders when required to ensure that business requirements are fully understood before commencing design and development. Fully browser test any implemented solutions in advance of User Acceptance Testing Forward thinking for other devices and required accessibility. Draw-up detailed technical designs for components in response to business requirements and high-level technical architecture Implement best-of-breed technical solutions based on agreed technical design, adopting industry standard development patterns and methodologies (including continuous integration and automated unit and integration testing) Fully test implemented solutions in advance of User Acceptance Testing Assist (when required) with the deployment of components to development and test environments Developers in our team are expected to own the end to end delivery of software from analysis through to release to production and support. We work in small iterative cycles and typically release software weekly to production. Everyone in our team releases code to production, everyone in our team raises production change requests, everyone in our team does production support. Everyone. Participate in intra-day and overnight Support. TECHNICAL KNOWLEDGE Demonstrable experience of Continuous Delivery software development methods, including TDD and automated testing (including non-functional testing). HTML, Javascript, CSS knowledge is essential for this role The successful candidate is likely to have worked with these technologies as a minimum : Angular, ES6, React, Webpack, gulp, grunt, less Experience of working in unix environments is essential. Experience of REST services is advantageous.NON TECHNICAL KNOWLEDGE How to write Technical documentation How to liaise effectively with users - in this role this will be with sales, traders and quants. BUSINESS KNOWLEDGE Experience of working in a Front Office environment in an investment bank is advantageous Experience of working in the FX domain is
 
Type: Contract
Location: London
Country: UK
Contact: Phil Quigley
Advertiser: Resource Solutions - HSBC
Start Date: ASAP
Reference: JS-UI.PQ

           Justiz: Sterbenden in Bank ignoriert: Beschuldigte bald vor Gericht   
Nach unterlassener Hilfeleistung in einer Bank in Essen-Borbeck wurde die Anklage der Staatsanwaltschaft zugelassen. Prozessbeginn im September.
          What If My Ex Doesn’t Disclose All Bank Accounts During Discovery?   

Question: During discovery, what happens if my ex doesn’t disclose all bank accounts? I know she is still on an account with her parents and I feel she may be hiding some money. Answer: I do not practice law in your state, therefore, I cannot inform you as to the ...

The post What If My Ex Doesn’t Disclose All Bank Accounts During Discovery? appeared first on Dads Divorce.


          Oak Island, North Carolina   

Photos taken the last week of May 2012, at the Outer Banks of North Carolina.


          Customer Representative (Hamilton) - Scotiabank - Hamilton, ON   
Join the Global Community of Scotiabankers to help customers become better off. At Scotiabank, we offer a world class culture based on recognition, development...
From Scotiabank - Tue, 27 Jun 2017 06:46:02 GMT - View all Hamilton, ON jobs
          administrative assistant - CUPE Local 5167 - Hamilton, ON   
Answer telephone and relay telephone calls and messages; Valid driver's licence; College, CEGEP or other non-university certificate or diploma from a program of... $28.70 an hour
From Canadian Job Bank - Sat, 24 Jun 2017 02:45:29 GMT - View all Hamilton, ON jobs
          Shimmer 'n Sparkle Sew Crazy Machine   
If your little ones fancy taking up a new hobby to kick start the year, sewing is a great way to get their creative juices flowing. It's ideal for anyone that likes fashion or art in particular too, just like Minxy and I.

We've been putting the Shimmer n Sparkle Sew Crazy Machine to the test recently and we've had plenty of fun with fabric, making a variety of items.




Aimed at children aged 8+ this is an ideal stater machine for tweens and teens that want to give sewing a go, without parents breaking the bank in the process on equipment, and before buying a costly professional/adult alternative. The set comes with 2 small pieces of material, patterns, thread, needles and a useful storage caddy to pop all of the bits and pieces in to. All of the essentials that you require although it would've been nice to have more or larger pieces of cloth for additional projects.

The machine is also pre-threaded for convenience and has two speed settings which can be altered via the pedal or machine itself. It doesn't however come with the 4 AA batteries that are needed to operate it or an mains adapter (we would recommend getting one as it can be frustrating when turning the machine upside-down to remove batteries mid project). 





You need to think safety first when needles and children are combined so the guard is a great feature to have, even if it makes it slightly more difficult to replace a needle or thread if they snap which we discovered does happen. It does protect little fingers however so it is probably worth the short delay when unscrewing it each time.




Minxy found the machine relatively easy to use after a little practice and assistance to begin, and she was able to make a pocket for her mobile phone. She is looking forward to making gifts for her friends in the upcoming month as her confidence with Sew Crazy increases.


You can watch the machine in action here:



The Shimmer 'n Sparkle Sew Crazy Machine has a RRP of £29.99 and is available from a variety of stores including Amazon.




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          Doradca Klienta MSP - Centrum Biznesowe w Zamościu - Zamość, lubelskie   
Atrakcyjny pakiet świadczeń socjalnych (dodatkowe dni wolne od pracodawcy, opieka medyczna Luxmed oraz refundacja kosztów leczenia u własnego lekarza,...
Od Bank BGŻ - Tue, 13 Jun 2017 15:05:30 GMT - Pokaż wszystkie Zamość, lubelskie oferty pracy
          All-Clear for Big Banks Raises Fears of a Return to Risk   
The Federal Reserve’s passing grade for all 34 institutions, the first all-clear since tests began, will have major consequences. The first: Surging bank stocks.
          Zynga poker chips for sale   
On our website you will find some of the cheapest chips for zynga poker on the market! It is true that we exist long time here and we will continue as we can offer unbeatable prices and good live support!

We assure you that our methods of transfering zynga chips are completelly safe. Customers always asks us about disabling and banning. We managed to keep our customers happy by avoiding those risks. How? ask us on live help as we are online most of the working hours of the day.

We also offer bonus on zynga chips with payments like neteller and bitcoin (10% more chips)

Isn't that enought for you? Ok then try us and you will see its more like being friends than having a customer-seller relationship!



          Could a land bank fix Lebanon’s nuisance properties?   
It’s a powerful new method for preventing properties at tax sales from going into the hands of undesirable land owners, and instead going to owners the city chooses.
       

          Redfin files with SEC to raise up to $100 million via IPO   

Redfin Corp. on Friday filed with the Securities and Exchange Commission to raise up to $100 million in an initial public offering. The online real estate broker said the sale could take place "as soon as practicable" following the regulatory filing. In the first three months of the year, the company recorded a loss of $28.1 million and revenue of $59.9 million. The underwriters for the deal are Goldman Sachs & Co., Allen & Co., Bank of America Merrill Lynch, RBC Capital Markets, Oppenheimer & Co. and Stifel. Redfin will trade on Nasdaq under the ticker symbol RDFN.

Market Pulse Stories are Rapid-fire, short news bursts on stocks and markets as they move. Visit MarketWatch.com for more information on this news.


          hydrovac truck operator - Badger Daylighting - Rainbow Lake, AB   
Receive and relay information to central dispatch; No degree, certificate or diploma Credentials (certificates, licences, memberships, courses, etc.).... $29 - $32 an hour
From Canadian Job Bank - Wed, 28 Jun 2017 02:27:09 GMT - View all Rainbow Lake, AB jobs
          MBank - Hlava XXII (pokus)   
Chápem, že aj v banke sú iba ľudia, ktorý môžu spraviť chybu. No ľudské by bolo po pochybení sa ihneď ospravedlniť a napraviť aj súvisiace škody.
          vakantiehuisje in Travemünde-priwall, Duitsland : Dünenpark 15 - Dorf 6 voor 10 personen   
vakantiehuisje : Dünenpark 15 - Dorf 6Met de personen- of autoovertocht naar het schiereiland Priwall, een vrije tijdsparadijs. Direct achter de duinen is er sinds 2007 een wijk met aantrekkelijke vakantiehuizen. Zo ook dit chique huis met eigen zwembad, whirlpool en sauna. De meubilering en het vele comfort maken dit huis tot een bijzondere accommodatie. Sneeuw of storm -u kunt hier baden bij elke weertype. Het is heerlijk om bij koude na een bad in de whirlpool of op de bank te ontspannen. Vergelijkbare huizen: DE-489+521+527.Voor de andere huistypes zie DE-493-530.► Afbeeldingen zijn gedeeltelijk woonvoorbeelden.
          Tintri shares trading above issue price after valuation cut   

Shares of Tintri Inc. were trading above the company's $7 issue price Friday morning as the stock made its debut on the Nasdaq. Tintri priced its offering at the low end of its $7 to $8 range Thursday, after seeing its price range slashed from the $10.50 to $12.50 it previously expected. Tintri raised about $60 million in the offering. Morgan Stanley & Co., Bank of America Merrill Lynch and Pacific Crest Securities were the lead underwriters on the offering.

Market Pulse Stories are Rapid-fire, short news bursts on stocks and markets as they move. Visit MarketWatch.com for more information on this news.


          vakantiehuisje in Friedrichskoog, Duitsland : Deichblick 10 - Dorf 2 voor 4 personen   
vakantiehuisje : Deichblick 10 - Dorf 2In het vakantiehuizenpark Friedrichskoog-Spitze, slechts enkele meters van de Noordzee. Hier staan tussen de dijk en de weide een aantal kleine, maar fijne vakantiehuizen. Ze zijn geheel in de scandinavische stijl waardoor de houten huizen zeer geschikt zijn voor gezellgheid en ontspannen uurtjes op het eigen terras of in de woonkamer. In de woonkamer is en moderne bio-ethanol-kachel. Op de slaapbank in de woonkamer kunnen twee extra personen slapen. Dankzij het flexibele dagprijssysteem zijn deze huizen geschikt voor elk budget. Van een spontane korte vakantie tot een lang weekend, een verblijf in de zomer of in het rustige naseizoen als de Noordzee heel anders is en de sfeer heel anders is. De goed ingerichte open keuken is ideaal als u wilt koken en toch samen wilt zijn. Het eigen terras is uitnodigend om te zonnebaden, barbecuen of 's morgens te ontbijten met verse broodjes. ► Meerdere huizen met dagprijzen in dit vakantiehuispark: DE-8016 - DE-8025► Enkele foto's kunnen modelfoto's zijn van soortgelijke huizen. De kleur van de inrichting kan per huis verschillen. ► Het hele jaar dagelijkse aankomst en vertrek mogelijk! ► Minivakantie vanaf 2 overnachtingen mogelijk. de prijs is afhankelijk van de aankomstdag en de duur van uw verblijf. :► Afkortingen: O=overnachting, WP=weekprijs.► 2 O - aankomst zat. : 40% van de WP; aankomst Zo-Do: 30% van de WP; aankomst vrijdag: 45% van de WP. ► 3 O - aankomst Zat: 47% van de WP; aankomst Zo-wo: 45% van de WP; aankomst Do/vrij 55% van de WP. ► 4 O - aankomst Za-Wo: 60% van de WP; aankomst Do/Vr: 65% van de WP.► 5 O - aankomst Zat-Vr: 75% van de WP.
          vakantiehuisje in Travemünde-priwall, Duitsland : Schmugglerstieg 9d - Dorf 5 voor 2 personen   
vakantiehuisje : Schmugglerstieg 9d - Dorf 5In vakantiedorp Travemünde-Priwall kunt u nog flexibel verblijven. In onze nieuwe studio villa's kunt u aankomen op elke dag van het jaar. En aangezien het minimum verblijf twee nachten is zijn de accommodatie beschikbaar voor een gezellig weekendje op zee, maar ook voor een lange zomervakantie. De studio villa's zijn gelegen op slechts 100 meter van het beroemde brede zandstrand van het schiereiland Priwall. Herfst of de winter, het strand nodigt altijd uit tot lange wandelingen en in de zomer kunt u natuurlijk ook heerlijk zonnebaden of spetteren in het water. Van het strand, bent u in slechts een paar minuten bij uw vakantiehuis: Op 28 m2 is hier ruimte voor vier mensen, omdat de bank in de woonkamer kan worden uitgetrokken en daarmee onstaan twee comfortabele slaapplaatsen. U kunt ook een kinderbed bijplaatsen, dus de studio villa niet alleen geschikt voor koppels, maar ook voor kleinere gezinnen is hetde perfecte vakantieaccommodatie. In de keuken van het appartement vindt u alles wat u nodig heeft om de maaltijden te bereiden, en er is tevens een vaatwasser. Zo bent u tijdens uw verblijf onafhankelijk van de openingstijden van de restaurants - alleen u kunt beslissen of u lang wilt slapen of wilt ontbijten in de vroege ochtendzon op het terras, terwijl rondom u iedereen nog steeds slaapt. U zult alleen het fluiten van de vogels horen en met een beetje geluk, in de verte het geluid van de golven. Op uw eigen terras kunt u heerlijk ontspannen, terwijl u geniet van de frisse zeelucht. Het terras is vanzelfsprekend uitgerust met tuinmeubilair voor vier personenVanuit het huis bent u niet alleen heel snel op het strand, maar ook Travemünde is net buiten de deur - u kunt met de kleine veerboot in een paar minuten het schiereiland Priwall bereiken welke vele winkels en uitgaansgelegenheden biedt. Ook Lübeck met zijn beroemde oude gedeelte is ook snel te bereiken. - Meer huizen met de dagprijzen in dit vakantiepark: DE-5899 - DE-5909- Een deel van de foto's zijn voorbeelden van identieke huizen. De kleur van de inrichting en het huis kunnen variëren. - Dagelijks aankomst en vertrek het hele jaar door! - Mogelijk minivakantie vanaf 2 nachten! Prijzen zijn afhankelijk van aankomst en verblijfsduur: - Afkorting, WP = week. - 2 nachten - Aankomst op zaterdag: 40% van de WP, aankomst zo-do: 30% van WP, vrij: 45% van WP. - 3 nachten - Aankomst op zaterdag: van 47% WP, aankomst zo-woe: 45% van WP; aankomst donderdag / vrijdag: 55% van WP. - 4 nachten - Aankomst op za-wo: 60% van WP; aankomst donderdag / vrijdag: 65% van WP. - 5 nachten - Aankomst op za-vrij: 75% van WP.
          Stock market opens higher as Wall Street looks to wrap volatile week in the green   

U.S. stocks on Friday climbed and a selloff in bonds subsided somewhat, as a report on inflation and spending came in weaker than expected. The Dow Jones Industrial Average rose 0.5% at 21,371, the S&P 500 index gained 0.4% at 2,429, while the Nasdaq Composite Index climbed 0.3% at 6,165. Friday's moves follow a downdraft for equities in the previous session, underpinned by selling in technology shares , more than offsetting gains in the financial sector . Among corporate news, shares of Nike Inc. climbed and was buoying the Dow, after the sportswear giant late Thursday posted better-than-expected quarterly profit and sales. Meanwhile, government bond-yields looked to stabilize in early trade after spiking throughout the week on investor fears that global central bankers would put an end to easy-money policies, which have supported bond prices and pushed yields to record lows. The 10-year Treasury note was at 2.27% in recent trade. Prices move inversely to yields. On the data front, a consumer report early Friday showed the Federal Reserve's preferred inflation gauge, the price index for personal-consumption expenditures, fell 0.1% in May from the prior month while personal consumption expenditures increased a seasonally adjusted 0.1% in May from the prior month, the Commerce Department said. Friday's action caps a bumpy week for equities and closes out the month, quarter and first half of 2017.

Market Pulse Stories are Rapid-fire, short news bursts on stocks and markets as they move. Visit MarketWatch.com for more information on this news.


          vakantiehuisje in Travemünde-priwall, Duitsland : Dünenpark 2b - Dorf 4 voor 4 personen   
vakantiehuisje : Dünenpark 2b - Dorf 4In deze kleine vakantiehuizen vindt u alles wat u nodig heeft om van een ontspannende vakantie aan zee te genieten . Dankzij de flexibele dagprijs kan u tegen elk budget van uw vakantie genieten, spontaan een korte trip, een lang weekend, lange vakantie of een ontspannende zomervakantie, de Oostzee stranden bieden veel ruimte en het huisje is gezellig. De huisjes zijn 58 m2 en bieden genoeg ruimte voor het hele gezin. Dankzij een slaapbank in de woonkamer kunt u hier met maximaal zes personen verblijven, ook is er het honderd meter brede bekende strand van Travemünde-Priwall. Het hoogtepunt van het huis is de grote badkamer met sauna. De badkamer is toegankelijk vanuit beide slaapkamers. Hier kunt u ook op koelere dagen na een lange strandwandelingen opwarmen en ontspannen. Voor de bio-ethanol open haard in de woonkamer kunt u genieten van een drankje. De volledig uitgeruste keuken is ideaal voor een ontspannen ronden koken met uw dierbaren. Uw privé-terras is ideaal om te zonnebaden, te barbecuen of een ontspannen ontbijt. Vanuit het huis bent u niet alleen heel snel op het strand, maar ook Travemünde is net buiten de deur - u kunt met de kleine veerboot in een paar minuten het schiereiland Priwall bereiken welke vele winkels en uitgaansgelegenheden biedt. Ook Lübeck met zijn beroemde oude gedeelte is ook snel te bereiken. - Meer huizen met de dagprijzen in dit vakantiepark: DE-5899 - DE-8403.- Een deel van de foto's zijn voorbeelden van identieke huizen. De kleur van de inrichting en het huis kunnen variëren. - Dagelijks aankomst en vertrek het hele jaar door! - Mogelijk minivakantie vanaf 2 nachten! Prijzen zijn afhankelijk van aankomst en verblijfsduur: - Afkorting, WP = week. - 2 nachten - Aankomst op zaterdag: 40% van de WP, aankomst zo-do: 30% van WP, vrij: 45% van WP. - 3 nachten - Aankomst op zaterdag: van 47% WP, aankomst zo-woe: 45% van WP; aankomst donderdag / vrijdag: 55% van WP. - 4 nachten - Aankomst op za-wo: 60% van WP; aankomst donderdag / vrijdag: 65% van WP. - 5 nachten - Aankomst op za-vrij: 75% van WP.
          Flash storage company Tintri Inc prices at low end of price range   

Flash storage company Tintri, Inc. priced its initial public offering at $7 a share late Thursday, the low end of its already slashed price range, to raise about $60 million. The company had cut its range to $7 to $8 a share earlier on Thursday, down from its previously expected range of $10.50 to $12.50. The $7 share price gives the company a public market capitalization of $215 million, a deep cut from the $785 million private valuation reported by the Silicon Valley Business Journal. This week Blue Apron Holdings also saw its price range cut to $10 to $11 from its previous range of $15 to $17. Blue Apron priced at $10 and opened and closed Thursday at 410. Tintri shares are expected to start trading Friday on the Nasdaq under the symbol "TNTR." Morgan Stanley & Co., Bank of America Merrill Lynch and Pacific Crest Securities were the lead underwriters on the offering.

Market Pulse Stories are Rapid-fire, short news bursts on stocks and markets as they move. Visit MarketWatch.com for more information on this news.


          Sound Royalties and First Tennessee Bank Co-Sponsor Kickoff Dinner at...   

Razor & Tie Music Publishing recently hosted 80 musicians during their 6th annual Synch Writer Camp in Nashville earlier this month. Sound Royalties and First Tennessee Bank were proud to serve as...

(PRWeb June 30, 2017)

Read the full story at http://www.prweb.com/releases/Sound-Royalties/Synch-Writer-Camp/prweb14476980.htm


          "Become the Banker" Book Series Released as Audiobooks by...   

BFV announces the release of the "Become the Banker" book series by Joseph Quinano in audiobook format. This series includes "Become the Banker," "The Why Factor for Financial...

(PRWeb June 30, 2017)

Read the full story at http://www.prweb.com/releases/2017/07/prweb14477723.htm


          Camping World Holdings to operate Gander Outdoors and Overton's stores after Gander Mountain bankruptcy   

Camping World Holdings Inc. said Friday that it will operate nearly 60 Gander Outdoors and Overton's brand locations that it acquired earlier this year from Gander Mountain, which filed for bankruptcy in March. At that time, Gander Mountain put its 160 stores up for sale. Camping World Inc., a subsidiary of Camping World Holdings, alongside a group of firms, bought the company's assets for about $400 million, The Wall Street Journal reported. Camping World chairman Marcus Lemonis said at the time that the company would keep as many of its stores as possible. The company's original goal was to hang on to 70 stores, Lemonis said in the Friday release, but decided to keep 57 that demonstrated they "have a clear path to profitability." The stores span across states including Wisconsin, New York, Texas, Michigan and Florida. Camping World expects to announced additional locations after it decides which stores to expand. Camping World shares are unchanged in Friday trading, but down 5.6% for the year so far. The S&P 500 index is up 8.1% for 2017 to date.

Market Pulse Stories are Rapid-fire, short news bursts on stocks and markets as they move. Visit MarketWatch.com for more information on this news.


          VP, Human Resources, Location: Jamaica - Scotiabank - Ontario   
Leads and oversees Human Resources in the Caribbean Central with oversight for the Caribbean North, ensuring business strategies, plans and initiatives are...
From Scotiabank - Tue, 27 Jun 2017 18:46:46 GMT - View all Ontario jobs
          Warren Buffett can make a $12 billion profit from his $5 billion investment   

Warren Buffett is a great example of how the rich get richer, as his Berkshire Hathaway Inc. can make a quick $12 billion with the $5 billion he invested nearly 6 years ago, a 240% gain. And that doesn't include interest. Berkshire said earlier Friday that it will exercise warrants to buy 700 million Bank of America Corp. common shares at $7.142857, for $5 billion. At current prices, with the stock trading up 0.9% at $24.53, the stake would be valued at $17.17 billion. Berkshire had acquired the warrants in August 2011 as part of its deal to invest $5 billion in Bank of America by purchasing 6% preferred stock, at a time when the bank was struggling in the aftermath of the financial crisis. The stock had tumbled 45% in a year, and had hit a 3 1/2-year low a day earlier. Berkshire said it would use the $5 billion it used the $5 billion in preferred stock to pay for its common stock purchase. Bank of America's stock has soared 83% over the past 12 months, while Berkshire shares have climbed 17% and the S&P 500 has rallied 15%.

Market Pulse Stories are Rapid-fire, short news bursts on stocks and markets as they move. Visit MarketWatch.com for more information on this news.


          SJB-FondsAnlage Aktuell-StandPunkte: Warum werden Italiens Krisenbanken nicht nach Vorschrift abgewickelt?   
 SJB-FondsAnlage Aktuell-StandPunkte: Warum werden Italiens Krisenbanken nicht nach Vorschrift abgewickelt? „Mit der Veneto Banca und der Banca Popolare di Vicenza werden zwei nicht länger lebensfähige italienische Banken abgewickelt. Doch anstatt die nach der Finanzkrise beschlossenen neuen europäischen Abwicklungsregeln zu befolgen, … Continue reading
          FondsAnbieter T. Rowe Price: EZB geht auf Abstand zur Fed   
 Fonds-Anbieter-T.-Rowe-Price: Die Europäische Zentralbank wird sich nach Einschätzung von Kenneth Orchard, Portfoliomanager beim Vermögensverwalter T. Rowe Price, für den Schwenk in ihrer Geldpolitik Zeit lassen. Jüngste Äußerungen des Präsidenten der Europäischen Zentralbank (EZB), Mario Draghi, auf der Notenbankkonferenz in Sintra … Continue reading
          Warren Buffett's Berkshire Hathaway to exercise warrants to buy 700 mln Bank of America shares   

Shares of Bank of America Corp. rose 1% in premarket trade Friday, after Warren Buffett's Berkshire Hathaway Inc. said it will exercise its warrants to buy 700 million shares of the bank's common stock, when the Bank of America's dividend increase takes effect. The exercise price of the warrants will be about $7.14 a share, which is 71% below Thursday's closing price of $24.32. 700 million shares of common stock would represent about 7.0% of the shares outstanding, which would make Berkshire the largest shareholder, above the 6.6% stake owned by The Vanguard Group Inc., according to FactSet. Berkshire said it will use its $5 billion worth of 6% preferred Bank of America stock as consideration to buy the common stock. Berkshire received the warrants to buy the common stock when it bought the preferred stock on Aug. 25, 2011. The stock has rallied 10.1% year to date through Thursday, while the SPDR Financial Select Sector ETF has tacked on 6.2% and the S&P 500 has gained 8.1%.

Market Pulse Stories are Rapid-fire, short news bursts on stocks and markets as they move. Visit MarketWatch.com for more information on this news.


          Rupee slides 10 paise against dollar; stocks an overhang   
The rupee lost 10 paise to a fresh one-month low of 64.73 against the dollar in early session on Friday, with a decidedly lower start in stocks casting a shadow. The American unit found greater traction among importers and banks.
          DLA expands in Africa with acquisitions in Senegal and Tunisia   
DLA Piper continues to increase its presence in Africa with two recent acquisitions.

The firm has acquired Tunisian firm El Ajeri Lawyers, a full service firm that focuses on eight sectors, including media, transport, banking, insurance and energy. DLA has also acquired Dakar-based GENI & KEBE, a 27-strong firm that specializes in litigation and arbitration.

DLA paris co-managing partner Michel Frieh said the acquisitions will help the firm improve its presence across Africa.

          behavioural therapist - Child & Community Resources - Blind River, ON   
Valid driver's licence Work Conditions and Physical Capabilities. Child abuse registry check; Community service organization Type of Treatment Experience.... $25.33 - $29.80 an hour
From Canadian Job Bank - Thu, 22 Jun 2017 02:25:07 GMT - View all Blind River, ON jobs
          Customer Representative - Scotiabank - Elliot Lake, ON   
A high degree of customer focus and a strong customer service orientation is required to ensure a consistent service experience for our customers....
From Scotiabank - Thu, 29 Jun 2017 18:49:53 GMT - View all Elliot Lake, ON jobs
          Saving Banksy   
Internationally known graffiti artist, Banksy, left his mark on San Francisco in April 2010. Little did he know that this act of vandalism would spark a chain of events that includes one of...
          Solutions IT Designer - TD Bank - Toronto, ON   
Extensive experience with repository management tools such as Nexus. The DevOps Automation Engineer is responsible for working together with a team in...
From TD Bank - Mon, 19 Jun 2017 16:48:49 GMT - View all Toronto, ON jobs
          Show do Criolo em SP arrecada quase 2 toneladas de alimentos para refugiados   
Em um show que reverenciou o samba e suas raízes, o rapper brasileiro Criolo reafirmou seu compromisso com a causa humanitária e promoveu a arrecadação de alimentos para refugiados e solicitantes de refúgio, assim como para migrantes e brasileiros em situação de vulnerabilidade que vivem em São Paulo. Antes do início do espetáculo, enquanto os fãs do músico chegavam com suas doações, o vídeo “Tendências Globais do Deslocamento Forçado em 2016”, produzido pela Agência da ONU para Refugiados (ACNUR), foi exibido em todas as telas do Citibank Hall.
          vakantiehuisje in Petrcane, Kroatië : Apartment Sara A2 -Sidro voor 5 personen   
vakantiehuisje : Apartment Sara A2 -SidroOp de 1e etage: (keuken(eettafel, waterkoker, fornuis, koffiezetapparaat, magnetron, koel-/vriescombinatie), woon/slaapkamer(1-pers. slaapbank, TV(flatscreen, satelliet)), slaapkamer(2-pers. bed), slaapkamer(2-pers. bed), badkamer(douche, wastafel, toilet), terras(privé)) wasmachine, airconditioning, parking
          vakantiehuisje in Marina, Kroatië : Villa Dragana voor 8 personen   
vakantiehuisje : Villa DraganaParterre: (open keuken(kokend waterkraan, broodrooster, fornuis(4 kookplaten, elektrisch), koffiezetapparaat, oven, magnetron, afwasmachine, koel-/vriescombinatie), woon/eetkamer(2-pers. slaapbank, TV(flatscreen, satelliet), eettafel(8 personen), open haard, balkon of terras, airconditioning), badkamer(douche, wastafel, toilet), wasmachine) Op de 1e etage: (slaapkamer(2-pers. bed, TV, balkon, airconditioning), slaapkamer(2-pers. bed, TV, airconditioning), slaapkamer(2x 1-pers. bed, TV, airconditioning), slaapkamer(2x 1-pers. bed, TV, airconditioning), badkamer(douche, wastafel, toilet), 2x kinderbed) berging, garage, terras(privé, omheind, 100 m2), tuin(privé, omheind, verlicht, 400 m2), tuinmeubilair, BBQ, parking, zwembad(privé, 7 x 7 m.)
          vakantiehuisje in Tar, Kroatië : Valtrazza Noemi II voor 4 personen   
vakantiehuisje : Valtrazza Noemi IIOp de 1e etage: (open keuken(fornuis(4 kookplaten, elektrisch), koffiezetapparaat, magnetron, koelkast(+ vriesvak)), woon/eetkamer(2-pers. slaapbank, TV(satelliet), eettafel(4 personen), airconditioning, kinderstoel), slaapkamer(2-pers. bed), badkamer(douche, wastafel, toilet, bidet), balkon, tuinmeubilair, kinderbed) douche(gedeeld met andere gasten, buiten), tuin(gedeeld met andere gasten, omheind, 150 m2), BBQ(gedeeld met andere gasten), parking, ligstoelen, parasol, zwembad(gedeeld met andere gasten, 10 x 5 m.)
          vakantiehuisje in Visocane, Kroatië : Villa Visocane voor 10 personen   
vakantiehuisje : Villa VisocaneParterre: (keuken(eettafel, waterkoker, fornuis, koffiezetapparaat, oven, afwasmachine, koel-/vriescombinatie), woon/slaapkamer(2-pers. slaapbank, TV(flatscreen)), slaapkamer(2-pers. bed), slaapkamer(2-pers. bed), slaapkamer(2x 1-pers. bed), slaapkamer(2x 1-pers. bed), badkamer(douche, wastafel, toilet, bidet, wasmachine), badkamer(douche, wastafel, toilet), dakterras) airconditioning, binnenplaats, tuinmeubilair, ligbedden, BBQ, parking, parasol, zwembad(privé)
          vakantiehuisje in Posedarje, Kroatië : Holiday House Posedarje voor 7 personen   
vakantiehuisje : Holiday House PosedarjeParterre: (keuken(eettafel, waterkoker, fornuis, koffiezetapparaat, oven, magnetron, afwasmachine, koel-/vriescombinatie), woon/slaapkamer(2-pers. slaapbank, TV(flatscreen)), slaapkamer(2-pers. bed, TV), slaapkamer(2-pers. bed, TV), slaapkamer(1-pers. bed), badkamer(douche, wastafel, toilet, bidet), toilet(wastafel, toilet, wasmachine), terras) Poolhouse: (keuken(eettafel), dakterras, BBQ) buitenkeuken, airconditioning, binnenplaats(privé), tuinmeubilair, ligbedden, parking, parasol, zwembad(privé)
          vakantiehuisje in Tinjan, Kroatië : Villa Nona Nina voor 8 personen   
vakantiehuisje : Villa Nona NinaVilla Nona Nina ligt aan de rand van het dorpje Srbinjak, op 19 kilometer van de bekende toeristenplaats Poreč en zijn stranden. Het huis staat op een deels omheind grondstuk van 2.000 m2 in een bosachtig gebied, ideaal voor de kinderen om lekker in te spelen. Er is een privé zwembad inclusief buitendouche met een zestal ligbedden beschikbaar om extra van de zon te genieten. Daarnaast is er een groot overdekt terras met genoeg ruimte om samen met 10 personen te barbecuen. Verder zijn er 3 parkeerplaatsen waar gebruik van kan worden gemaakt. Nona Nina heeft een totale woonoppervlakte van 140 m2 verdeeld over twee etages. De begane grond beschikt over een woonruimte voorzien van airconditioning, volledig uitgeruste keuken, eettafel met zitbank en SAT-TV. Daarnaast zijn er hier twee slaapkamers waarvan één met tweepersoonsbed en balkon en de tweede met twee éénpersoonsbedden. De badkamer op de begane grond beschikt over een bad met douche en uiteraard een toilet. Op de eerste etage zijn twee slaapkamers met tweepersoonsbedden en airconditioning. Één van de slaapkamers heeft een panoramisch uitzicht over de zee. Verder is er een badkamer te vinden met douche/toilet en nog een apart toilet.
          vakantiehuisje in Dubrovnik, Kroatië : APARTMENT IVO voor 4 personen   
vakantiehuisje : APARTMENT IVOMidden in Lapad vindt u dit modern en in het oog springende gebouw waarin het appartement gelegen is. Het is gelegen in een van de mooiste en meest aangename delen van Dubrovnik. Vanaf hier is het slechts 5 minuten lopen naar de dichtstbijzijnde stranden en met de bus bent u binnen tien minuten in de oude stad. De bank, het postkantoor, de apotheek, de supermarkt en verschillende restaurants en cafés kunnen gevonden worden op loopafstand van de woning. Het appartement is charmant en mooi ingericht en van warme kleuren voorzien, ook is het voorzien van airconditioning. Het appartementencomplex zal worden voorzien van een zwembad om lekker in te plonzen. Verder bestaat het appartement uit twee slaapkamers, een badkamer, een volledig uitgeruste keuken en een balkon. Het is het perfecte verblijf voor 4 personen. Vanaf het balkon is er een mooi uitzicht over de heuvels in de omgeving, maar het is ook mogelijk om met toestemming van de eigenaren gebruik te maken van het grote terras met uitzicht op zee. Parkeren is mogelijk in de straat aan de voorkant van het huis. Er zijn genoeg interessante activiteiten om te doen tijdens de vakantie. Om lekker te ontspannen kunt u altijd een dag doorbrengen aan het strand of het zwembad. Het is ook mogelijk om gebruik te maken van de zwembaden van een van de nabij gelegen hotels. Er zijn dagelijkse excursies mogelijk naar de eilanden Korcula, Stan, Mostar en Montenegro. De Elafit eilanden in Dubrovnik kunnen niet worden over geslagen worden tijdens een verblijf in deze regio. Het schiereiland Pelkesac met beroemde wijngaarden ligt op ongeveer één uur rijden vanaf het appartement.
          vakantiehuisje in Matulji, Kroatië : Apartment Milano voor 4 personen   
vakantiehuisje : Apartment MilanoParterre: (open keuken(eettafel(4 personen), waterkoker, broodrooster, fornuis(4 kookplaten), koffiezetapparaat, oven, magnetron, koel-/vriescombinatie), woon/slaapkamer(2-pers. slaapbank, TV(satelliet), airconditioning), slaapkamer(2-pers. bed, airconditioning), badkamer(douche, wastafel, toilet, haardroger), dakterras) buitenkeuken, verwarming, binnenplaats(omheind), tuin, tuinmeubilair, ligbedden, BBQ, parking, parasol, fitnesstoestellen, strijkplank, strijkijzer
          vakantiehuisje in Nin, Kroatië : Villa Matea A1 voor 8 personen   
vakantiehuisje : Villa Matea A1Parterre: (keuken(eettafel, waterkoker, broodrooster, fornuis, koffiezetapparaat, oven, magnetron, afwasmachine, koel-/vriescombinatie), woon/slaapkamer(2-pers. slaapbank, TV(flatscreen, satelliet)), slaapkamer(2-pers. bed), slaapkamer(2-pers. bed), slaapkamer(stapelbed), badkamer(douche, wastafel, toilet), badkamer(douche, wastafel), wasmachine, airconditioning, dakterras) buitenkeuken(gedeeld met andere gasten), garage, verwarming, binnenplaats, ligbedden, BBQ, parking, parasol, zwembad(gedeeld met andere gasten), strijkplank, strijkijzer, haardroger
           Student Data Deletion Day - Wouldn't That Be Great + Legislature to Pass Budget Today - Seattle Schools Community Forum   
Seattle Schools Community Forum: Student Data Deletion Day - Wouldn't That Be Great:

Student Data Deletion Day - Wouldn't That Be Great

Image result for Deleting data animated gif


From Education Week:

Bradley Shear is a lawyer who focuses on digital privacy and social media. 
He's also the father of two elementary-aged children who attend the public schools in Maryland's Montgomery County. 

A little over a year ago, Shear says, the focus of his professional life became an intensely personal concern, as well.

"I got a phone call from my son's teacher, who said he had performed an internet search for inappropriate content on a school-issued Chromebook," Shear said in an interview. "It got me thinking about all the data being collected about kids, and whether it will ever be deleted.
From Shear's blog, Shear on Social Media Law:

Every time our kids may be admonished for talking out of turn or texting in class they may receive a permanent demerit in Class Dojo.  In the near future, classrooms may be filled with cameras and other tracking technologies that also analyze our kids every interaction with their teachers and class mates. This is not some type of crazy prediction; in China, this Orwellian future is already a reality.

Multiple companies in the educational technology space have intentionally misled students, parents, teachers, administrators, and lawmakers about how they are using the personal data they are collecting about our kids in school. For example, Google was caught intentionally scanning student emails for advertising and other troubling purposes despite prior promises it was not.  ConnectEDU tried to sell personal student data for profit when it went bankrupt despite promising not to do so.* Edmodo, another educational technology company, was recently caught surreptitiously tracking students online to monetize their web surfing habits despite promises to the contrary.

As a parent and privacy advocate, I have come to the realization that more 
Seattle Schools Community Forum: Student Data Deletion Day - Wouldn't That Be Great:





Legislature to Pass Budget Today

 I was actually going to give you all kinds of links and updates but here's all you really need to know - the Dems caved, schools will not be fully-funded and property-rich areas will pay for most of the increases. 


Schools will get $7.3B more over the next four years.  This is not enough and is likely to not pass judicial muster for fully funding schools.  After this budget is passed, the Supreme Court will review the part that addresses McCleary and allow the plaintiffs to give their thoughts.  Any ruling on this issue would probably come at the end of the summer.

Tweet
Robert Cruinkshank
Last year, McCleary plaintiffs said $5.6 billion needed just for next school year. $7.3b over 4 years won't cut it 

- Property taxes will go up in Seattle/King County - by a lot. 
Tweet
Joe O'Sullivan
Rough numbers, Seattle will see $440/yr increase in property taxes for average house, Ranker says
-There will be a cap on the per dollar amount that local levies can ask for.

From Representative Zack Hutchins:
Initiative 1351
Staffing enrichments provided in the prototypical funding formula under Initiative 1351 are recodified in a different chapter of the RCWs. If additional staffing units are funded in future operating budgets, those units will then become a part of basic education.

Accountability
By 2019-20, school districts must provide separate accounting of state and local revenues and expenditures data. The State Auditor must conduct regular financial audits to ensure districts are using local revenues in compliance with this act. 

Categorical programs
·         Career and Technical Education and Skills Center Programs’ class sizes reduced
·         Highly Capable Program allocation increased from 2.314 to 5 percent of a district’s enrollment
·         Additional Learning Assistance Program allocation for high poverty schools
·         Special Education allocation increased from 12.7 to 13.5 percent of a district’s enrollment
·         Increased Transitional Bilingual Program instruction in middle and high schools by two hours

Tweets
Joe O'Sullivan
Another tax change in deal: B&O tax rate for all manufacturing comes down to Boeing's preferential rate, Ranker says. 

Because much of the McCleary plan doesn't kick in for some time, Billig said lawmakers can tweak things if problems w/ plan.

On the public not being able to weigh in or even see the real actual budget in a timely manner:

Melissa Santos
 Lawmakers June Robinson and Dan Kristiansen are telling me public has had time to vet much of budget through past proposals

Tim Eyman
Mega-victories on the final budget deal - what's NOT in it is our biggest success
No income tax. No new capital gains tax.  No new carbon tax.  No increases in business taxes. 
Legislature to Pass Budget Today

          vakantiehuisje in Nova vas, Kroatië : Villa ViN voor 6 personen   
vakantiehuisje : Villa ViNDit authentieke stenenhuis is gelegen in het centrum van het dorpje Brčići, op slechts acht kilometer afstand van Poreč en haar mooie stranden. De villa dateert uit het jaar 1880, maar is in 2015 volledig gerenoveerd. Je beschikt over een omheind grondstuk van 400m2 met een overdekt terras met comfortabel zitmeubilair, een barbecue, twee privéparkeerplaatsen en een privézwembad van maarliefst 32m2. De villa heeft een totale woonoppervlakte van 84m2, die verdeeld is over twee etages. De begane grond is volledig van airconditioning voorzien en heeft een woonkamer met een slaapbank voor twee personen. Daarnaast is er een keuken met eettafel aanwezig en een badkamer met een douche. Op de eerste etage vind je twee slaapkamers met ieder een eigen badkamer met douche. Naast de villa is er een apart gebouw met een fitnessruimte en een wasruimte.
          Look at possible conflicts of interest in Trump team's OneWest Bank probes, 2 Democrats urge   

Two House Democrats want Congress to look into possible conflicts of interest in the Trump administration’s handling of investigations into Pasadena’s OneWest Bank — a bank formerly headed by now-Treasury Secretary Steven T. Mnuchin.

Reps. Maxine Waters (D-Los Angeles) and Al Green (D-Texas) said...


          Warren Buffett's bet on Bank of America positions him to land a $12-billion profit   

Warren Buffett's Berkshire Hathaway Inc. said Friday that it will amass a 700-million-share stake in Bank of America, making Buffett the largest shareholder in two of the nation's largest banks — and showing that a years-ago bet on a struggling financial firm is paying off to the tune of $12 billion.

...
          Comment on Cornwall Square Loses Anchor Tenant as Sears Canada Enters Bankruptcy Protection JUNE 22, 2017 by Lassie   
Hey, "Choose Cornwall" editor. Here's a headline for you... !! READ ALL ABOUT IT !! Cornwall's Premier Downtown Shopping Mall Anchored By "Dollar Store"!!
          Tech stocks slide, pulling indexes down   

A steep slide in technology companies pulled U.S. stocks lower Thursday, erasing gains from the previous day.

Investors also sold big-dividend stocks as bond yields rose. Banks and energy stocks bucked the broader market decline. Crude oil prices rose for the sixth straight day.

The shift out of...


          Subdirector Cumplimiento Regulatorio - Scotiabank - Ciudad de México, D. F.   
Regulación CNBV (Banco, Casa de Bolsa, Fondos), BANXICO, MERCADO DE VALORES. ¡Gracias por tu interés en Scotiabank!...
De Scotiabank - Wed, 28 Jun 2017 11:24:23 GMT - Ver todos los empleos en Ciudad de México, D. F.
          Stone's Cove Kitbar closes in Bel Air   

Stone’s Clove Kitbar has closed its doors in Bel Air six months after its parent company declared bankruptcy.

The restaurant at 588 Baltimore Pike closed Thursday after just over a year in business.

“This decision was made by our President this morning,” the restaurant posted on its Facebook page...


          Video Editing PC Build - Ryzen 8-Core Processor   

Originally posted on: http://geekswithblogs.net/MikeParks/archive/2017/05/05/244544.aspx

Hello everyone! It's an exciting day. The first shipment of parts has arrived for the new AMD Ryzen 7 1700X Processor Video Editing PC Build! 

This fresh new shiny piece of technology grabbed my attention as soon as it was originally released on 03/02/2017. It's worth checking out if you're considering upgrading. The 1700X clocks @ 3.4GHz with 8 Cores and currently delivers a 14717 benchmark score for $365.37! 

If you're interested in seeing how this stacks up to the competitors, check out PassMark's New Desktop CPU benchmarks this month. I've always been a huge fan of Intel, but it makes my bank account sad planning an entire PC Build around the Intel Core i7-6950X or Intel Core i7-6900K. If you take a close look at the chart below, you can see me in the red. This is an accurate representation of my thought process when choosing between these Intel and AMD processors.


Looks outstanding, right? I'm anxiously awaiting the rest of the parts which will arrive within the next couple days. I picked out each one of these for my needs and budget strictly for Video Editing and a little bit of Gaming. I'm currently operating on a Surface Pro 3 which is amazing for everything but those two hobbies! If you're thinking about doing a build similar to this but concerned about the price, trimming down the SSD and RAM could help with the finances. Be decisive. If you're not careful, you may end up spending a week researching a single component. In a world full of constant innovation, it's always a good time for an upgrade!

I'm going to throw together a quick build guide with performance results soon for anyone interested. We'll see how well it functions! Hope this helps someone consider a Ryzen upgrade! Big shoutout to Amazon for mastering the logistics of fast shipping! Good luck!

Here's the build:


ComponentSelectionPrice
CPU + MotherboardAMD YD170XBCAEWOF Ryzen 7 1700X Processor & ASUS PRIME X370-PRO Motherboard Bundle$515.39
CPU CoolerNoctua NH-D15 SE-AM4 Premium-Grade 140mm Dual Tower CPU Cooler for AMD AM4$89.90
MemoryG.SKILL Ripjaws V Series 32GB (2 x 16GB) 288-Pin DDR4 SDRAM 2133 (PC4 17000) Z170/X99 Desktop Memory F4-2133C15D-32GVR$237.00
StorageSamsung 850 EVO 1TB 2.5-Inch SATA III Internal SSD (MZ-75E1T0B/AM)$349.99
Video CardMSI VGA Graphic Cards RX 580 GAMING X 8G$279.99
CaseNZXT H440 Mid TowerComputer Case, Matt Black/Red /w Window (CA-H442W-M1)$114.99
Power SupplyEVGA SuperNOVA 750 G2, 80+ GOLD 750W, Fully Modular, EVGA ECO Mode, 10 Year Warranty, Includes FREE Power On Self Tester Power Supply 220-G2-0750-XR$99.99


Total$1,687.25 



          Press release distribution, EDGAR filing, XBRL, regulatory filings   

$5,320,000. )--Solitario Exploration & Royalty Corp. and Zazu Metals Corporation are pleased to... )--The Wonderfund, a newly launched charity serving children supported by the Massachusetts Department of Children and Families, is announcing today it has named Erin Murphy R... )--Deutsche Bank continues to bolster its Americas Corporate Finance franchise and today announced its 12th Managing Director hire in 2017 with the addition of William White... )--Further to its news releases dated May 31, 2017 and June 12, 2017, Gensource Potash Corporation announces today... )--A.M. Best has affirmed the Financial Strength Rating of B+ and the Long-Term Issuer Credit Rating of "bbb-" of DPL Insurance Limited .


          Buffett Exercises Bank of America Warrants as Dividends Start to Rain   
Read more » »

Check out Warren Buffett Stock Picks »
Download Guru portfolio reportDownload GuruFolio Report of Warren Buffett (Updated on 06/29/2017)
Related Stocks: BAC, C, BK, JPM, WFC, BRK.A, BRK.B,
          M2Banking & Fintech Latam   

M2Banking & Fintech Latam

July 18, 2017 to July 20, 2017

In its 8th year, and 2nd year in San Francisco, the event brings together the key players of Latin America’s fintech ecosystem for 3 intensive days focusing on mobile money, payments and financial innovation in the region. The forum aims to connect Latin American decision makers with innovators from the Bay Area, US and international mobile community.

The conference will follow a case study approach, with the region’s innovators exploring the complex and fascinating dynamics of financial institutions as they navigate towards complete integration with the mobile world.

Topics of Discussion

  • Fintech ecosystem and mobile financial services in Latin America
  • Digital Wallet and innovative services for the unbanked, microfinance and microcredits;
  • Mobile money, payments and remittances in Latin America
  • Venture Capital and investing
  • Regulatory intelligence, benchmarks
  • Bitcoin &blockchain;
  • big data, location-based services and chatbots
  • and much more!

Use the promo code MMA20 to get 20% discount on all ticket types!

More Info


          Royal Bank of Canada Confirms Hold Rating on Newmont Shares   
Read more » »
Related Stocks: RY, NEM, GDX, ABX, GG,
          UN Agencies, World Bank Urge Preparation for Drought, Climate Change   
FAO warned of the serious impacts of drought on food security and poverty, which will hamper achievement of the Sustainable Development Goals (SDGs). FAO and the WMO signed an agreement to cooperate on improving the provision of weather-related information to farmers to enable better planning and preparation for droughts. FAO research has proposed a technique for collecting water in degraded drylands, and has considered how the use of "unconventional water resources," such as recycled wastewater, can return water to the landscape.
          Investments in Renewable Energy to Top US$7 Trillion by 2040   
The 2017 edition of Bloomberg's 'New Energy Outlook' estimates that through 2040, US$10.2 trillion will be invested in electric power generation, 7.4 trillion of which will go to renewable energy. While falling costs of solar and wind power will accelerate a global energy transition, an additional US$5.3 trillion is required to put the power sector on a trajectory to limit global warming to 2ºC, according to the report. The European Bank for Reconstruction and Development, the Asian Development Bank and the World Bank have undertaken renewable energy projects in Turkey, China and Solomon Islands, respectively.
          Danske Bankin työntekijän epäillään varastaneen pankilta yli 1,5 miljoonaa euroa   
Pankin entistä työntekijää syytetään törkeistä petoksista ja kavalluksista.
          La CIC, "indignada" con el fiscal del caso Bankia por exculpar a la cúpula del Banco de España   
Le recuerda que los peritos judiciales y un inspector del supervisor alertaron de los riesgos de la salida a Bolsa de la entidad
          USA: Index spotřebitelské důvěry University of Michigan za červen na úrovni 95,1 bodu (oček. 94,5)   
pstrongIndex spotřebitelské důvěry University of Michiganstrong (červen - konečný):br aktuální hodnota: 95,1br očekávání trhu: 94,5br předchozí hodnota: 94,5ppbrFilip TvrdekbrFio banka, a.s.brp
          Blacklisted China bank cited as a North Korea conduit to global finance   
Washington's move to shut off Bank of Dandong from the U.S. financial system punishes a small regional Chinese lender with what U.S. authorities say has been an outsized exposure to North Korea and its banned nuclear and missile programmes. The U.S. Treasury on Thursday accused the bank of facilitating millions of dollars in transactions for companies tied to North Korea's weapons development, as Washington ratchets up pressure on Beijing to rein-in its isolated neighbour and ally. "Bank of Dandong will in effect be shunned by the U.S. banks that may in the past have been used to clear its transactions," said William Newcomb, a former member of the United Nations Panel of Experts on North Korea. "Most international banks will also cease dealing with Bank of Dandong because of reputational risk." "Similarly, other Chinese banks could damage their own ability to clear transactions should they try to act on Bank of Dandong's behalf and be found out," he said, calling the move "an
          U.S. Treasury targets Chinese bank over purported ties to North Korea, new sanctions risk emerges   
The U.S. Treasury Department on Thursday moved to sever a Chinese bank from the global financial system over concerns it was a conduit for illicit North Korean financial activity. The move signaled the United States is no longer willing to tolerate the actions of Chinese entities that support Pyongyang and plans to mete out punishment in the form of financial sanctions to alter behavior, experts said. "I think this is significant, not because of the effects of this singular action, but because it is, I think, the opening salvo of a broader campaign to pressure North Korea through the Chinese financial system. It begins to lay the groundwork for an isolation of Chinese actors that are facilitating illicit North Korean activity," former senior Treasury and White House official Juan Zarate told Thomson Reuters Regulatory Intelligence. Treasury's Financial Crimes Enforcement Network (FinCEN) employed a seldom-used USA Patriot Act Section 311 authority to label the Bank of Dandong an institution
          USA: Chicago index nákupních manažerů v červnu 65,7 bodu (oček. 58,0)   
pstrongChicago index nákupních manažerůstrong (červen):br aktuální hodnota: 65,7br očekávání trhu: 58,0br předchozí hodnota: 59,4ppbrFilip TvrdekbrFio banka, a.s.brp
          U.S. CFTC reaches first non-prosecution deal with ex-Citigroup traders   
The U.S. Commodity Futures Trading Commission struck its first-ever non-prosecution deal with three former traders from a unit of Citigroup on Thursday, in what could signal part of a broader new enforcement strategy to win cooperation from Wall Street. The country's top derivatives regulator said three former traders, Jeremy Lao and Shlomo Salant of New York and Daniel Liao of Japan, had all cooperated with the CFTC into its investigation of illegal "spoofing" - a manipulative trading tactic in which traders create the false appearance of market interest by placing orders and then immediately cancel them. The CFTC had previously fined Citigroup $25 million in the case, which involved spoofing of U.S. Treasury futures. That was the first time a bank had been charged with spoofing since the CFTC won broad new powers in the 2010 Dodd-Frank law to go after the practice. In March, the CFTC also filed civil charges against two other traders in connection with the case, ordering them
          U.S. Fed gives a nod on capital plans for all 34 reviewed banks   
The Federal Reserve Board has completed its review of capital planning practices as the nation's largest banks and said it did not object to the capital plans of all 34 bank holding companies participating in the Comprehensive Capital Analysis and Review (CCAR). However, the Fed asked Capital One Financial Corporation to address weaknesses in its capital planning process and resubmit its capital plan by the end of 2017. All 34 firms that did not receive formal objections will be able to make capital distributions such as stock buybacks or dividend payments without first seeking Federal Reserve authorization. CCAR, in its seventh year, evaluates the capital planning processes and capital adequacy of the largest U.S.-based bank holding companies, including the firms' planned capital actions such as dividend payments and share buybacks. Strong capital levels act as a cushion to absorb losses and help ensure that banking organizations have the ability to lend to households and businesses
          Ex-State Street executive pleads guilty in U.S. fraud case   
A former State Street Corp executive pleaded guilty on Wednesday in connection with what U.S. prosecutors said was a scheme to defraud six clients through secret commissions on billions of dollars worth of trades. Edward Pennings, a former senior managing director in State Street's London office, pleaded guilty in federal court in Boston to one count of conspiring to commit wire fraud and securities fraud, prosecutors said. Pennings is one of three former State Street executives to face U.S. charges in connection with the probe. The Boston-based bank in January to agree to pay $64.6 million to resolve related U.S. criminal and civil investigations. A lawyer for Pennings, who lives in Britain, did not immediately respond to a request for comment. A second former executive, Richard Boomgaardt, who lives in Britain and was head of State Street's transition management desk for Europe, the Middle East and Africa, is expected to plead guilty on July 12, according to court records. The
          BREAKINGVIEWS: Foreign banks get U.S. stress-test cheat sheet   
Big foreign bankers looking to make their fortunes in America have just been given a convenient cheat sheet for appeasing U.S. bank regulators. The top domestic U.S. banks passed the Federal Reserve’s annual checkup, including the so-called qualitative portion that has tripped them up before. International players like Barclays and Deutsche Bank, who have to take the exam next year, have a useful guide to follow. For the first time since instituting the exams after the 2008 financial crisis, the Fed didn’t object to the dividend payment or share buyback plans of any of the 34 banks that disrobed for regulators. Twenty-one institutions did get a break and were exempt from the tougher qualitative portion of the exam, where watchdogs evaluate operational risk. The 13 banks that were part of this round also passed, although Capital One has to resubmit its capital plan to address certain weaknesses. While U.S. banks may have gotten the hang of the tests, their foreign rivals will be facing
          Financial adviser sentenced to 4 years for bilking NBA's Tim Duncan   
A wine industry businessman and financial manager was sentenced to four years in prison on Wednesday for defrauding millions of dollars from former National Basketball Association star Tim Duncan. Charles Banks, 49, had faced up to 20 years in prison after he pleaded guilty in April to one count of wire fraud regarding an investment he urged Duncan to make in a firm called Gameday Entertainment, which Banks headed. U.S. District Judge Fred Biery also ordered Banks pay $7.5 million to Duncan in restitution. San Antonio Spurs great Duncan, who is now retired, said in a statement he was afraid that without a strong sentence, financial advisers would feel they were free to prey on young, impressionable and suddenly wealthy athletes. "Judge Biery, you may not understand how difficult it is for me to be in the public light in this horrible way, as the poster child for a dumb athlete whose financial advisor took his money," Duncan said in a statement read into the court record by
          Lawsuit over Deutsche Bank's Russia trades dismissed - U.S. judge   
A federal judge has dismissed a lawsuit accusing Deutsche Bank AG of concealing major deficiencies in its anti-money laundering controls, even as it allowed "mirror trades" to launder money out of Russia as part of a $10 billion trading scheme. U.S. District Judge Analisa Torres in Manhattan on Wednesday said investors who bought the German bank's securities in the United States failed to specify how Deutsche Bank materially misled or intended to mislead them about its controls. Though the 158-page complaint offers "evidence that the bank's anti-money laundering and know-your-customer procedures were deficient at identifying the mirror trades, statements concerning the adequacy of the bank's internal controls are not actionable," Torres wrote. The proposed class-action case was brought on behalf of Deutsche Bank investors, led by Andrei Sfiraiala, from Jan. 31, 2013 to July 26, 2016. Their lawyer Jeremy Lieberman said in an email that the investors intend to appeal, and that
          Retail Sales - Fragrance RSS Associate Aramis, Full Time: Burbank, CA   
OVERVIEW: The Fragrance RSS Associate is responsible for providing professional services
          Florida enacts changes for insurers facing insolvency   
Florida is amending its regulatory procedures for handling an insolvent insurer. The bill (HB 837) was signed into law by Republican Gov. Rick Scott on Monday following its passage by the state's legislature in May. The law will amend the process established by Florida law for rehabilitating and liquidating insolvent insurance companies. Under federal law, an insolvent insurer cannot declare bankruptcy, but it can be rehabilitated or liquidated by the state. According to an analysis of the bill from the Florida House, many of the bill's provisions are based on model legislation developed by the National Association of Insurance Commissioners, a regulatory support organization created by insurance regulators from the 50 states. One provision included in the bill establishes the role of the Florida Department of Financial Services to deal with large deductible workers' compensation policies for an insolvent insurer. A larger deductible policy has the insurer pay the claim in full
          Customer Representative - Lac La Biche, AB - Scotiabank - Lac La Biche, AB   
A high degree of customer focus and a strong customer service orientation is required to ensure a consistent service experience for our customers....
From Scotiabank - Fri, 30 Jun 2017 18:51:03 GMT - View all Lac La Biche, AB jobs
          Deposit Processor I - Citizens Business Bank - Ontario, CA   
Pitney Bowes Series 8 or equivalent statement mailing machine. The incumbent will provide the Citizens Experience to Business Financial Centers and Departments....
From Citizens Business Bank - Tue, 20 Jun 2017 04:02:44 GMT - View all Ontario, CA jobs
          store manager - retail - 1273129 Alberta Ltd. o/a Petro Canada - Wandering River, AB   
Secondary (high) school graduation certificate Experience. Recruit, hire and supervise staff and/or volunteers; Implement price and credits policies;... $27 an hour
From Canadian Job Bank - Sat, 10 Jun 2017 06:29:54 GMT - View all Wandering River, AB jobs
          cashier - Wandering River Quick Stop - Wandering River, AB   
Operate cash register; Secondary (high) school graduation certificate Experience. Verify the age of customers when selling lottery tickets, alcohol or tobacco... $12.20 an hour
From Canadian Job Bank - Sat, 10 Jun 2017 06:31:01 GMT - View all Wandering River, AB jobs
          cashier - Squirrely's Gas Bar - Lac La Biche, AB   
No degree, certificate or diploma or equivalent experience Experience. Electronic cash register; Operate cash register;... $13.50 an hour
From Canadian Job Bank - Thu, 29 Jun 2017 02:29:26 GMT - View all Lac La Biche, AB jobs
          POL-BI: Online-Banking und Bezahlen im Internet - ein Informationsabend von Polizei und Verbraucherzentrale Bielefeld   
Bielefeld (ots) - AR/ Bielefeld - Online-Banking und Bezahlen im Internet ist heute fast selbstverständlich. Doch wie sicher ist es eigentlich? Die Polizei Bielefeld und die Verbraucherzentrale NRW bieten Informationen rund um diese Themen: Welche ...
          POL-BI: Versuchte Sprengung eines Geldautomaten   
Bielefeld (ots) - KL/ Bielefeld/Brackwede- In den frühen Freitagmorgenstunden, 30.06.2017, haben zwei Täter vermutlich versucht, einen Geldautomaten einer Bankfiliale in der Gütersloher Straße, in Höhe der Von- Möller Straße, zu sprengen. Es kam zu ...
          7 – 307 Highway 8, Stoney Creek   
Sold in lower Stoney Creek! We would love to work with you!   This beautiful three bedroom end unit is located in a well cared for complex close to schools, public transit, shipping, banks etc. Built in 2013 this unit is open concept on main floor with hardwood floors, bay window, stainless steel appliances, and […]
           Corporate Receptionist    
Employer: United Bank of Michigan Salary: $12.50 - $14.00/ hour
          Canada's Gabriel Resources sues Romania for a record C$5.7bn   
Canadian project developer Gabriel Resources is suing Romania for a record C$5.7-billion before the World Bank's International Centre for Settlement of Investment Disputes (ICSID), the TSX-listed company revealed on Thursday. The company hopes to tie up a drawn out dispute with the country’s fluid government, based on what it argues boils down to the effective expropriation, without compensation, of its flagship Roşia Montană gold/silver project – the largest undeveloped gold deposit in Europe and among the top 20 undeveloped gold projects globally.
          Java/J2EE Developer - Morgan Stanley - Montréal, QC   
Perl and Shell Scripting (such as ksh). Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities,...
From Morgan Stanley - Thu, 22 Jun 2017 18:09:16 GMT - View all Montréal, QC jobs
          Schiffskrise: DVB Bank womöglich erneut mit Verlust   
Die anhaltende Schiffskrise hält die DVB Bank weiterhin in Atem. Der Transportfinanzierer könnte auch in diesem Jahr einen Verlust erleiden. Viele Reeder können ihre Schulden nicht zurückzahlen.
          Iran-Sanktionen: Commerzbank darf Mitarbeiter nicht feuern   
Auf Druck der US-Behörden feuerte die Bank vor zwei Jahren vier Mitarbeiter wegen umstrittener Iran-Geschäfte. Vor Gericht kassierte sie dafür eine Niederlage nach der anderen. Nun ist der letzte offene Fall entschieden.
          Nach Stresstest: Bankaktien bringen Buffett Milliarden-Gewinn   
Die Nothilfe von Warren Buffett für die Bank of America hat sich für den US-Starinvestor als sehr lukrativ erwiesen. Nun winkt ein Gewinn von zwölf Milliarden Dollar. Das liegt auch am überstandenen Bankenstresstest.
          Canción Joong-ki, un rebelde suave para Bazar   
De saber que estaba esperando esto. Oh, sí.

Bueno, aunque no se, yo se. Jaja




Canción Joong-ki vuelve a sorprender con su última sesión de fotos para la revista Harper's Bazaar Corea. La difusión mono ve el "Sungkyunkwan escándalo" playboy cubierta en piezas de otoño capa exterior. Se reúne el aspecto pulido con un sucio James Dean-esque hacer.
Director de la filmación, dice que era exactamente lo que iban y bultos elogios después de elogios al talento joven - desde el momento en que las luces y las cámaras fueron entrenados en él, Song Joong-ki se hizo cargo con su carisma y bla, bla, bla ... de la tripulación y los asistentes estaban celebrando y que brota en todas partes. Si lo que podía ver la imagen se desarrolla en mi cabeza, es probable que reía conmigo. Pero estoy de acuerdo en un punto, Sr. Song me sorprende. Lo observo en Music Bank y ver este capítulo de muy buen gusto, con cara de niño, y allí está en obras de teatro y revistas que parece una persona completamente diferente.
Vamos a echar un vistazo ¿de acuerdo?






Deliciosos mucho??
           Mortgage Disclosure Processor    
Employer: United Bank of Michigan Salary: 12.50/ hour starting
           Mortgage Underwriter    
Employer: United Bank of Michigan Salary: $48,000/ annual starting
          Ransomware has been around for almost 30 years, so why does it feel like it's getting worse?   

Ransomware is not new. The malware, which encrypts data and demands payment in exchange for decryption keys, has been with us for almost 30 years.

So why does it feel like it's getting worse? Well, that's because it is getting worse.

In seemingly no time at all, ransomware has gone from an obscure threat faced by a select few to a plague crippling hospitals, banks, public transportation systems, and even video games. Frustratingly, the explosive growth of ransomware shows no signs of abating - leaving victims wondering why them, and why now?

The answer to both of those questions involves cryptocurrency and the National Security Agency.

But first, a little history

The first known ransomware attack hit the healthcare industry way back in 1989. According to the cybersecurity blog Practically Unhackable, a biologist by the name of Joseph Popp sent close to 20,000 floppy disks to researchers claiming they contained a survey which would help scientists determine a patient's risk for contracting HIV.

What was left unmentioned in the promotional material was that the disks also encrypted file names on infected computers - rendering them practically unusable. Instead of their typical boot screens, victims were shown a message demanding a $189 payment in order to unlock the system.

The message displayed by PC Cyborg. PHOTO:  Palo Alto Networks

Popp, who had a PhD from Harvard, was an evolutionary biologist and fell outside of what we think of today as a stereotypical hacker.

According to The Atlantic, after he was arrested and charged with blackmail, Popp insisted that he intended to donate the proceeds from his scheme to HIV-related research.

Read the full article here

Friday, June 30, 2017 - 12:34

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          Online Savings Rates vs. Large Bank Savings Rates   
The top online savings rates and money market rates were increased again last week because the Fed increased the fed funds rate. These increases bring the best variable deposit rates to 1.30 percent, up from the prior top rate of 1.25 percent. You won’t find these rates from traditional brick and mortar banks, these rates can only […]
          Slew of CD Rate Increases Since the Fed Increased Rate   
There has been a slew of deposit rate increases on our rate lists since the Fed increased the fed funds rate. The Fed increased the rate June 14 and as a result, six banks have increased rates on 24 deposit products. The largest CD rate increase was on Sallie Mae’s 36 month regular and jumbo CD accounts. Sallie […]
          Small Business Advisor - Scotiabank - Dawson Creek, BC   
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          MOTHER THERESA ITU DARI KESAWAN (CERPEN 2)   

MOTHER THERESA ITU DARI KESAWAN
 
Keceriaan desembar terasa hangat dimana – mana. Namun agaknya keceriaan itu tidak dapat dirasakan oleh sesosok tubuh mungil yang tergolek lemah di emperan toko yang kumuh sore ini. Tubuh mungil yang adalah seorang anak berusia tiga tahun itu hanya di balut sepotong kain yang sudah kumal. Tidak dapat di pastikan apakah yang membalut tubuh anak itu sepotong selimut, sepotong perca atau hanya potongan kain usang yang biasa di pergunakan oleh sebagian orang  untuk mengelap kotoran yang menempel di dinding, karena demikian kusamnya. Tubuh itu menggeliat semakin lemah, tangisnya hampir tidak terdengar. Sakit yang mendera , membuat nya hampir tidak dapat merasakan apapun, selain bunyi klakson mobil yang meraung dari kejauhan. Sejurus kemudian bayangan orang – orang yang berseragam putih, selanjutnya,…. terasa gelap. Kini, anak itu benar – benar tidak dapat merasakan apapun,…
***
Namanya Netty Hilda cholia, akrab di sapa Anet. Seorang Mahasiswi tingkat akhir dari sebuah universitas  Negeri  di kota Medan.  Cantik, cerdas, lincah dan berkepribadian, itulah gambaran umum yang sering diungkapkan oleh orang – orang di sekitarnya mengenai seorang Anet. Tidak hanya sebagai aktivis kampus, ia juga seorang yang aktif di bidang keagamaan. Pendek kata, Anet adalah jaminan mutu untuk ukuran seorang perempuan di Jurusan Ilmu Sosial kampusnya. Banyak pria yang mencoba meluluhkan hatinya, mulai dari Ivan yang tajir, Dody yang ganteng , Anton yang jenius, hingga Denny yang Ketua Senat Mahasiswa. Namun tak satupun dari pria – pria yang telah mendapat predikat “unrejectable” ini dapat meluluhkan hatinya. Semua kebanggaan yang melekat pada pria – pria ini seolah tidak berarti apa – apa di mata seorang Anet, karena toh pada akhirnya ia melabuhkan hatinya pada seorang politikus muda yang bersahaja, Hendra Dinata. Ia seorang Politikus muda yang sedang naik daun dan duduk sebagai wakil rakyat di  DPRD kota medan
Sore ini, sosok manis itu kelihatan sedang duduk menyendiri di kursi sebuah kafe yang cukup elit. Di tangannya ia menggenggam sebuah buku yang besar, seperti sebuah skripsi. Segenap perhatian dan matanya tertuju hanya pada satu halaman buku itu. Jika diteliti dengan seksama, nyatalah bahwa gadis itu tidak sedang memberikan bola matanya pada buku yang besar tersebut, namun pada sebuah surat berwarna biru yang terselip pada salah satu halamannya. Dari raut wajahnya dan air mata yang menggenang di pelupuk matanya, jelas bahwa itu bukan surat yang memberi kabar bahagia. Anet membaca surat itu perlahan dengan suara serak  yang lemah, begini bunyi surat itu:
Anet cucu ku tersayang, ketika kau membuka lipatan kertas ini Oma pasti sudah tidak berada di dunia yang fana ini lagi. Karena Oma telah berpesan pada tante mu agar surat ini di berikan setelah kematian Oma. Oma tidak sanggup membayangkan perasaan mu jika Oma sendiri yang memberitahukan kebenaran yang  dirahasiakan selama  bertahun – tahun dari mu.
Sebenarnya, kau bukanlah putri kandung dari Hendro anakku, atau dengan kata lain kau bukanlah cucu ku  Net,….
Ayah kandung mu adalah Sadikun, seorang Tunawisma yang pernah  kau temui dalam acara sosial di kesawan. Mugkin kau tidak ingat peristiwa 18 tahun lalu ketika kau tergolek lemah di emperan toko yang kumuh di kesawan. Oma dan anggota tim yang membawa mu ke rumah sakit. Sejak saat itu, oma  sangat sayang pada mu dan menganggap mu seperti cucu sendiri . Ayah mu melarang oma memberi tahu yang sebenarnya. Ia tidak ingin kau tinggal di kalangan Tunawisma, jadi ia meminta Oma mengangkat mu sebagai anggota keluarga Oma sendiri dengan harapan agar kau mendapatkan kehidupan yang lebih baik. Oma mu yang bodoh ini tidak sanggup menolak permintaan ayah mu yang tulus itu. Percayalah net ayah mu tidak ingin membuangmu. Ia melakukan itu semua karena sangat mencintai mu. Dia mengorbankan naluri “kebapaannya” karena menginginkan yang terbaik untuk mu, putri semata wayangnya. Net, hanya ini yang dapat Oma sampaikan pada mu. Harapan Oma agar kau dapat melanjutkan cita – cita Oma untuk menolong orang – orang yang kurang beruntung di kota ini. Bangunlah kota ini mulai dari lapisan yang terbawah. Kaum yang hina dan papa layak mendapat perhatian kita Net.
Selamat tinggal cucu ku, maafkanlah Oma mu yang jahat ini, agar Oma dapat melangkah menuju alam kekekalan menemui Opa mu dan para leluhur  yang sudah lama menunggu di sana. Inilah hidup Net, selama kau masih memilikinya lakukan segala sesuatu yang bermanfaat. Itulah yang akan menjadi kebanggaan mu ketika menyongsong sang Khalik
                                                                                    Ttd
Anneke Malawau

Sayup – sayup ia ingat kejadian yang telah di lupakannya. Kejadian itu sudah sangat lama. Seorang anak tergolek lemah, sirene ambulans yang meraung – raung, dan serombongan orang yang berpakaian putih. Setelah semuanya, ia terbangun di sebuah rumah megah yang tidak di kenalnya. Oma hanya bercerita bahwa Hendro adalah ayahnya. Setelah semuanya itu tidak ada lagi skema yang tergambar di kepalanya. Natal 3 bulan yang lalu, untuk pertama kalinya ia ikut dengan Oma melakukan kunjungan ke daerah kesawan. Di sana ia bertemu dengan pria yang bernama sadikun itu. Wajah pria itu tua dan kusut. Aneh, matanya berkaca – kaca ketika melihat anet dan lebih aneh lagi Anet merasa pernah bertemu dengan pria itu di salah satu kisah hidupnya. Tapi dimana,…..
Kini, semua alasan untuk De javeu itu terjawab sudah.
Tiba – tiba Anet terlonjak kaget, sebuah tepukan lembut mendarat di bahunya yang ramping
“Jangan melamun, nona manis. Apa yang kau pikirkan?, waduh,…. Pake acara nangis lagi. Kenapa net?”
“nggak ada apa – apa koq kak. Aku minta ketemuan karena ingin membicarakan surat yang ku ceritakan pada mu tempoh hari di telepon,” suara Anet demikian datar sedatar wajahnya saat ini.
“Oh…, kan kakak udah bilang kalo itu tidak menjadi masalah. Kakak menerima mu apa adanya. Hanya kakak nggak mau kalau Anet tinggal di sana. Terjun di tengah – tengah kehidupan orang – orang kumuh, itu sungguh tidak pantas bagi seorang gadis seperti mu Net. Dan lagi, apa kata orang – orang nanti kalau mereka tahu tunangan ku tinggal di daerah gelandangan”,…
Anet tersentum pahit mendengar ucapan tunangan nya itu. Ketus ia memotong pembicaraan hendro
“Apa kata orang – orang?!! Kak, Justru mereka akan bangga jika tahu bahwa wakil mereka memiliki tunangan yang tinggal di tengah – tengah kaum yang papa. Dan lagi, apa yang ku lakukan ini bukanlah suatu aib. Aku hanya ingin membangun kota ini dari Infrastruktur terbawah”
“Anet ku tersayang, kau bisa membangun kota ini melalui jalur lain misal politik. Itu jauh lebih terhormat daripada kau harus terjun ke sana. Ayolah net, berpikir yang realistis”
“Baiklah tuan yang terhormat, sekarang aku akan berpikir realistis dan tentang nasib mereka siapa yang akan peduli?”
“kita tentunya.  Tapi tidak harus terjun ke sana nona, …”
“Wahai wakil rakyat, sekarang aku tidak perlu berteka – teki lagi. Kau sudah memberikan gambaran yang lebih dari cukup bagi ku. Sebenarnya, alasan itu kau buat untuk menipu diri mu. Pada dasarnya, kau nggak siap menerima kenyataan kalau aku hanya anak dari seorang gelandangan miskin dan bukan Putri dari  dr. hendro Cholia. Kau ingin aku merahasiakan hal ini agar harga diri mu tidak jatuh di mata rekan – rekan sejawat mu, Sungguh picik diri mu tuan. Seorang yang selama ini aktif dalam kegiatan keagamaan, sibuk berkoar – koar tentang kepeduliannya pada rakyat kecil ternyata hanya seorang pria egois yang picik. Aku tertipu dengan topeng mu,…’
“cukup Anet, perkataan mu sudah sangat keterlaluan,….”
“Lantas tuan mau apa? Memenjarakan ku? Membawa ku ke pengadilan untuk pencemaran nama baik? sudahlah aku tidak mau berbicara panjang lebar. Sekarang, jika aku tetap dengan keputusan ku untuk tinggal bersama ayah kandung ku dan kaum gelandangan apa yang akan tuan lakukan ?”
Dan perdebatan pun  terus berlangsung hingga dicapai kata sepakat.
Anet dengan pasti melangkah keluar dari kafe itu. Panggilan Hendra yang setengah hati tidak lagi di hiraukannya. Baginya hidup adalah pilihan dan sekarang ia telah memilih untuk menjadi Netty Hilda binti Sadikun yang tidak dapat hidup dengan pria “sok sempurna” dan penuh kemunafikan. Siang yang terik menjadi saksi bisu putusnya jalinan cinta sepasang anak manusia.
***
Setahun kemudian
Di salah satu jalan besar di kota medan berdiri sebuah bangunan yang sederhana. Dibagian atas bangunan itu terpampang besar sebuah tulisan “Yayasan Sosial Peduli Sesama”
Ada sebuah rapat kecil di bangunan itu yang di pimpin oleh seorang gadis cantik yang ternya adalah Anet. Dengan berwibawa ia memimpin rapat yang di hadiri oleh orang – orang dari berbagai kalangan tersebut.
“Baiklah bapak – ibu, saudara – saudari yang saya kasihi, saat ini saya akan membacakan rincian hasil keputusan rapat ini. Yang pertama, semua dana yang telah terkumpul akan di pergunakan untuk keperluan – keperluan berikut ini:
1.      Membiayai pengobatan beberapa anak tunawisma yang terlantar di rumah sakit
2.      Membiayai pendidikan beberapa siswa kurang mampu yang berprestasi
3.      Membiayai kursus menjahit kilat bagi tunawisma yang akan kita laksanakan dalam waktu dekat ini
Yang kedua, dalam jangka waktu 3 bulan ke depan kita akan membangun sebuah sekoalh berkualitas untuk anak – anak yang kurang mampu. Dan yang ketiga kita akan mengadakan rapat minggu depan untuk membicarakan besar pendanaan untuk tiap – tiap kegiatan yang akan kita lakukan. Demikianlah hasil keputusan rapat ini, atas kepedulian bapak – ibu, dan saudara semua, saya ucapkan terima kasih”
Plok,plok,plok,… dan tepuk tangan pun bergemuruh memenuhi ruangan kecil itu.
                                                            ***
Sore yang terlalu mendung untuk seorang Anet duduk sendirian di pemakaman.  Bersimpuh ia di sebuah pusara yang bertuliskan “rest In: Peace Anneke Malawau” pada Nisannya. Ia membuka lipatan kertas yang di bawanya, dan membaca tulisan yang tertera di sana:
                                                                                    Medan, 14  April 2010
Oma tersayang, sejak kepergian mu ada bagian yang hilang dalam diri ku. Kasih mu yang senantiasa kau limpahkan dalam hidup ku telah memberikan makna yang dalam. Jujur, aku kecewa dengan keputusan Oma untuk menyimpan suatu rahasia dari ku. Tapi aku sudah lama memaafkan Oma. Oma,  aku telah membaktikan hidup ku pada kaum yang papa sebagaimana yang oma harapkan. Meski dengan pilihan itu, aku harus kehilangan sesuatu yang berharga di hidup ku. Ya, aku telah kehilangan Hendra ku Oma. Dia telah menikah dengan wanita pilihan ibunya. Tapi, aku tidak menyesal dengan keputusan ku, aku percaya ini yang terbaik bagi ku. Mungkin aku belum bisa menyamai Mother Theresa, namun perkataannya telah membangkitkan semangat dalam hidupku, bahwa kita semua adalah “Pena di tangan Tuhan”
Oma, aku harap oma bahagia di sisi Tuhan sebagaimana aku juga bahagia bersama dengan orang – orang yang kau tinggalkan lainnya. Terimakasih Oma, aku bangga pernah mengenal dan memiliki Oma seperti mu.

                                                                                                Ttd
                                                                                                Anet
Perlahan, Anet melipat helaian kertas itu memasukkannya ke amplop bersamaan dengan karangan bunga yang di bawanya dan meletakkannya di pusara sang Oma. Tak lama, dia melangkahkan kaki meninggalkan pemakaman. Rambutnya yang halus tertiup angin sepoi – sepoi lembut yang desahannya seolah – olah berbisik “Lanjutkan perjuangan mu Net, kau telah mengambil keputusan terbaik yang pernah kau buat dalam hidup mu”
Langkah Anet terasa ringan. Dia tersenyum pada bunga, pada mentari yang bersembunyi malu – malu dibalik awan, pada pepohonan,dan pada hari esok yang  menjanjikannya masa depan yang lebih baik.


 

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